[raptorduck]

All this time that I have been looking for a house in Rancho Santa Fe, I thought I had figured out what are all the neighborhoods/subdivisions.

I thought 4S Ranch was a seperate town and did not know it was part of RSF. Should I be looking there as well? Why do people call it 4closure ranch if it is part of RSF and why all the animosity towards that part of RSF? I know high end homes also foreclose, but the suggestion I see is that there are lots of foreclosures in 4S Ranch. Why is that?

I assume these are the same types of houses I have seen in the rest of RSF and in my price range, and of course far beyond it, but I have not seen the kind of homes RSF has ($2-$30 million!) foreclose up here like subprime loan homes have, which here are under $1 million. My own current neighborhood of barely $1 million tract homes has one that is about to foreclose I suspect. It is currently a short sale. But I have seen no foreclosures in the $2-$4 million market here (not that I have been looking for foreclosures either).

I suppose I should go ahead and finally educate myself on 4S Ranch and contact my agent about the area.

[raptorduck]

All this time that I have been looking for a house in Rancho Santa Fe, I thought I had figured out what are all the neighborhoods/subdivisions.

I thought 4S Ranch was a seperate town and did not know it was part of RSF. Should I be looking there as well? Why do people call it 4closure ranch if it is part of RSF and why all the animosity towards that part of RSF? I know high end homes also foreclose, but the suggestion I see is that there are lots of foreclosures in 4S Ranch. Why is that?

I assume these are the same types of houses I have seen in the rest of RSF and in my price range, and of course far beyond it, but I have not seen the kind of homes RSF has ($2-$30 million!) foreclose up here like subprime loan homes have, which here are under $1 million. My own current neighborhood of barely $1 million tract homes has one that is about to foreclose I suspect. It is currently a short sale. But I have seen no foreclosures in the $2-$4 million market here (not that I have been looking for foreclosures either).

I suppose I should go ahead and finally educate myself on 4S Ranch and contact my agent about the area.

[raptorduck]

As a current buyer in the hunt for homes down there, I can say from my perspective that, while I think the shelter-in-place concept is a good one, I am now wanting to look in neighborhoods that are outside of fire zones rather than in them and with shelter-in-place construction to compensate.

As for 4S Ranch, I can stay out of trouble from this acrimonious debate, since I have never heard of it, I think. Either way, I know nothing about that town/area? other than it is in North County somewhere, which I learned from this board.

[raptorduck]

As a current buyer in the hunt for homes down there, I can say from my perspective that, while I think the shelter-in-place concept is a good one, I am now wanting to look in neighborhoods that are outside of fire zones rather than in them and with shelter-in-place construction to compensate.

As for 4S Ranch, I can stay out of trouble from this acrimonious debate, since I have never heard of it, I think. Either way, I know nothing about that town/area? other than it is in North County somewhere, which I learned from this board.

[raptorduck]

As a current buyer in the hunt for homes down there, I can say from my perspective that, while I think the shelter-in-place concept is a good one, I am now wanting to look in neighborhoods that are outside of fire zones rather than in them and with shelter-in-place construction to compensate.

As for 4S Ranch, I can stay out of trouble from this acrimonious debate, since I have never heard of it, I think. Either way, I know nothing about that town/area? other than it is in North County somewhere, which I learned from this board.

[raptorduck]

This is very unfortunate to the seller. There is a short sale in my neighborhood up here that had mutiple offers. But the bank took so long to consider them, I heard from a HOA board member that the buyers have all walked.

The saddest part is that the seller had an offer just below his original non short sale asking price back in June and turned it down and it is way above his current short sale price. He could not clean up the house, let alone stage it, before listing it. I toured it and it smelled bad and looked very 80’s. Not what you expect from a million dollar tract home. It was filthy and has never been updated/upgraded, unlike most of the homes in the neighborhood.

He should have taken that offer. Hindsight and all that.

[raptorduck]

This is very unfortunate to the seller. There is a short sale in my neighborhood up here that had mutiple offers. But the bank took so long to consider them, I heard from a HOA board member that the buyers have all walked.

The saddest part is that the seller had an offer just below his original non short sale asking price back in June and turned it down and it is way above his current short sale price. He could not clean up the house, let alone stage it, before listing it. I toured it and it smelled bad and looked very 80’s. Not what you expect from a million dollar tract home. It was filthy and has never been updated/upgraded, unlike most of the homes in the neighborhood.

He should have taken that offer. Hindsight and all that.

[raptorduck]

This is very unfortunate to the seller. There is a short sale in my neighborhood up here that had mutiple offers. But the bank took so long to consider them, I heard from a HOA board member that the buyers have all walked.

The saddest part is that the seller had an offer just below his original non short sale asking price back in June and turned it down and it is way above his current short sale price. He could not clean up the house, let alone stage it, before listing it. I toured it and it smelled bad and looked very 80’s. Not what you expect from a million dollar tract home. It was filthy and has never been updated/upgraded, unlike most of the homes in the neighborhood.

He should have taken that offer. Hindsight and all that.

[raptorduck]

This seems to be the best place for updates that I have been able to find.

http://rsffirenews.blogspot.com/

[raptorduck]

This seems to be the best place for updates that I have been able to find.

http://rsffirenews.blogspot.com/

[raptorduck]

This seems to be the best place for updates that I have been able to find.

http://rsffirenews.blogspot.com/

[raptorduck]

BobS. Indeed I think they should stick to their CC&Rs. Clearly the developers were going for a particular theme. I think that it works and even though I am a lover of water wasting tropical plants, large lawns and trees etc, if I move there I have no intention of wanting to mess up the theme or griping about it. While I am no big fan of HOA restrictions, if I go in with eyes open, then I have signed up to the rules. Because the theme is clearly planned out there, it works for what it is and it works for me. Only the prices don’t.

My own current neighborhood was overpriced when I bought here. It has lots of HOA rules. It is cramped with tiny lots, like most of Carmel Valley (it remains one of the most CV like neighborhoods I have seen in the Bay Area). But I like it, I like it quite a bit. Arguably, it is still over priced (except for my house of course, since I am selling. ;)) It was all I could afford when I bought my house and after some remodling I like my house and my neighborhood, despite the HOA rules. I liked living in CV too, quite a bit. Despite the same issues.

[raptorduck]

BobS. Indeed I think they should stick to their CC&Rs. Clearly the developers were going for a particular theme. I think that it works and even though I am a lover of water wasting tropical plants, large lawns and trees etc, if I move there I have no intention of wanting to mess up the theme or griping about it. While I am no big fan of HOA restrictions, if I go in with eyes open, then I have signed up to the rules. Because the theme is clearly planned out there, it works for what it is and it works for me. Only the prices don’t.

My own current neighborhood was overpriced when I bought here. It has lots of HOA rules. It is cramped with tiny lots, like most of Carmel Valley (it remains one of the most CV like neighborhoods I have seen in the Bay Area). But I like it, I like it quite a bit. Arguably, it is still over priced (except for my house of course, since I am selling. ;)) It was all I could afford when I bought my house and after some remodling I like my house and my neighborhood, despite the HOA rules. I liked living in CV too, quite a bit. Despite the same issues.

[raptorduck]

Good advice. Thank you. BTW. The houses I have “really” liked, I have been vague about. Others, not so much I realize.

[raptorduck]

Good advice. Thank you. BTW. The houses I have “really” liked, I have been vague about. Others, not so much I realize.

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