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propertysearchaddiction
ParticipantCongrats. Looks solid. We are looking to be in the same position in about 6 months. We are also renting and looking in SEH. Appreciated your comments.
ParticipantCongrats. Looks solid. We are looking to be in the same position in about 6 months. We are also renting and looking in SEH. Appreciated your comments.
ParticipantCongrats. Looks solid. We are looking to be in the same position in about 6 months. We are also renting and looking in SEH. Appreciated your comments.
ParticipantCongrats. Looks solid. We are looking to be in the same position in about 6 months. We are also renting and looking in SEH. Appreciated your comments.
ParticipantIt sounds like this guy is just whining.
“The lender offered me a first mortgage refinance at a rate of 4.65 percent plus one point for 30 years, with no PMI, and no income or asset verification.”
Are you for real?
Take the refi and then pay your mortgage. Your 2nd mortgage is probably at 3%. What are you whining about?
You made a choice and now your lender is bending over backwards to help you out? They usually aren’t that anxious to help. Be grateful and move on with your life. What is the problem?
P.S. I get the 155% LTV. That is a risk you take when you don’t use a down payment.
ParticipantIt sounds like this guy is just whining.
“The lender offered me a first mortgage refinance at a rate of 4.65 percent plus one point for 30 years, with no PMI, and no income or asset verification.”
Are you for real?
Take the refi and then pay your mortgage. Your 2nd mortgage is probably at 3%. What are you whining about?
You made a choice and now your lender is bending over backwards to help you out? They usually aren’t that anxious to help. Be grateful and move on with your life. What is the problem?
P.S. I get the 155% LTV. That is a risk you take when you don’t use a down payment.
ParticipantIt sounds like this guy is just whining.
“The lender offered me a first mortgage refinance at a rate of 4.65 percent plus one point for 30 years, with no PMI, and no income or asset verification.”
Are you for real?
Take the refi and then pay your mortgage. Your 2nd mortgage is probably at 3%. What are you whining about?
You made a choice and now your lender is bending over backwards to help you out? They usually aren’t that anxious to help. Be grateful and move on with your life. What is the problem?
P.S. I get the 155% LTV. That is a risk you take when you don’t use a down payment.
ParticipantIt sounds like this guy is just whining.
“The lender offered me a first mortgage refinance at a rate of 4.65 percent plus one point for 30 years, with no PMI, and no income or asset verification.”
Are you for real?
Take the refi and then pay your mortgage. Your 2nd mortgage is probably at 3%. What are you whining about?
You made a choice and now your lender is bending over backwards to help you out? They usually aren’t that anxious to help. Be grateful and move on with your life. What is the problem?
P.S. I get the 155% LTV. That is a risk you take when you don’t use a down payment.
ParticipantIt sounds like this guy is just whining.
“The lender offered me a first mortgage refinance at a rate of 4.65 percent plus one point for 30 years, with no PMI, and no income or asset verification.”
Are you for real?
Take the refi and then pay your mortgage. Your 2nd mortgage is probably at 3%. What are you whining about?
You made a choice and now your lender is bending over backwards to help you out? They usually aren’t that anxious to help. Be grateful and move on with your life. What is the problem?
P.S. I get the 155% LTV. That is a risk you take when you don’t use a down payment.
ParticipantI was told that you have to pay PMI for 2 years even if the LTV is at 80%. I was also told it was 78% LTV. You might want to confirm with a loan officer just so you aren’t disappointed with all of the FHA rules.
Personally, I don’t like that you can’t waive escrow on FHA so you will have taxes and insurance included in your monthly payment. I would rather keep the cash and pay it every 6 months.ParticipantI was told that you have to pay PMI for 2 years even if the LTV is at 80%. I was also told it was 78% LTV. You might want to confirm with a loan officer just so you aren’t disappointed with all of the FHA rules.
Personally, I don’t like that you can’t waive escrow on FHA so you will have taxes and insurance included in your monthly payment. I would rather keep the cash and pay it every 6 months.ParticipantI was told that you have to pay PMI for 2 years even if the LTV is at 80%. I was also told it was 78% LTV. You might want to confirm with a loan officer just so you aren’t disappointed with all of the FHA rules.
Personally, I don’t like that you can’t waive escrow on FHA so you will have taxes and insurance included in your monthly payment. I would rather keep the cash and pay it every 6 months.ParticipantI was told that you have to pay PMI for 2 years even if the LTV is at 80%. I was also told it was 78% LTV. You might want to confirm with a loan officer just so you aren’t disappointed with all of the FHA rules.
Personally, I don’t like that you can’t waive escrow on FHA so you will have taxes and insurance included in your monthly payment. I would rather keep the cash and pay it every 6 months.ParticipantI was told that you have to pay PMI for 2 years even if the LTV is at 80%. I was also told it was 78% LTV. You might want to confirm with a loan officer just so you aren’t disappointed with all of the FHA rules.
Personally, I don’t like that you can’t waive escrow on FHA so you will have taxes and insurance included in your monthly payment. I would rather keep the cash and pay it every 6 months. -
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