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poorsaverParticipant
Kudos on your research, svelte, yes I used to be cashman. After Bernanke and Co. started lowering rates, my 5% on the 2 mil was getting more elusive. I’m lucky to find 4% nowadays. Spread over several accounts, I’m averaging about 3.6%. So, thanks to the policies of our government, I am now a poor saver.
You’re right, who needs a 7700 sf. house, especially if they’re single. 3800 sf does just fine.
poorsaverParticipantKudos on your research, svelte, yes I used to be cashman. After Bernanke and Co. started lowering rates, my 5% on the 2 mil was getting more elusive. I’m lucky to find 4% nowadays. Spread over several accounts, I’m averaging about 3.6%. So, thanks to the policies of our government, I am now a poor saver.
You’re right, who needs a 7700 sf. house, especially if they’re single. 3800 sf does just fine.
poorsaverParticipantKudos on your research, svelte, yes I used to be cashman. After Bernanke and Co. started lowering rates, my 5% on the 2 mil was getting more elusive. I’m lucky to find 4% nowadays. Spread over several accounts, I’m averaging about 3.6%. So, thanks to the policies of our government, I am now a poor saver.
You’re right, who needs a 7700 sf. house, especially if they’re single. 3800 sf does just fine.
poorsaverParticipantKudos on your research, svelte, yes I used to be cashman. After Bernanke and Co. started lowering rates, my 5% on the 2 mil was getting more elusive. I’m lucky to find 4% nowadays. Spread over several accounts, I’m averaging about 3.6%. So, thanks to the policies of our government, I am now a poor saver.
You’re right, who needs a 7700 sf. house, especially if they’re single. 3800 sf does just fine.
poorsaverParticipantLaJollaRenter, I am renting a pretty nice house right now. 3800 sq. ft. custom on a half acre for $2850. It’s about half the size of the home I sold, but it works just fine for me now. Perhaps you don’t have the renter’s blues like I do, meaning that detached feeling you get when you don’t own. I have delayed many purchases of furniture, outdoor bbq, etc. because I simply don’t want to have to move it again. I’m tired of living streamlined, which is what you do when you rent, because you know you’re going to mobile again, soon. I didn’t even put up all the nice fine art that I have because I’m afraid of damaging the walls and nice woodwork in this house. And home theatre system? Forget it. Can you imagine the look on the landlord’s face with multiple holes and cables in the walls? It’s just a very unsettled existence. Again, I hope this area declines in value soon, as I would like to own another home here to live out the rest of my days.
poorsaverParticipantLaJollaRenter, I am renting a pretty nice house right now. 3800 sq. ft. custom on a half acre for $2850. It’s about half the size of the home I sold, but it works just fine for me now. Perhaps you don’t have the renter’s blues like I do, meaning that detached feeling you get when you don’t own. I have delayed many purchases of furniture, outdoor bbq, etc. because I simply don’t want to have to move it again. I’m tired of living streamlined, which is what you do when you rent, because you know you’re going to mobile again, soon. I didn’t even put up all the nice fine art that I have because I’m afraid of damaging the walls and nice woodwork in this house. And home theatre system? Forget it. Can you imagine the look on the landlord’s face with multiple holes and cables in the walls? It’s just a very unsettled existence. Again, I hope this area declines in value soon, as I would like to own another home here to live out the rest of my days.
poorsaverParticipantLaJollaRenter, I am renting a pretty nice house right now. 3800 sq. ft. custom on a half acre for $2850. It’s about half the size of the home I sold, but it works just fine for me now. Perhaps you don’t have the renter’s blues like I do, meaning that detached feeling you get when you don’t own. I have delayed many purchases of furniture, outdoor bbq, etc. because I simply don’t want to have to move it again. I’m tired of living streamlined, which is what you do when you rent, because you know you’re going to mobile again, soon. I didn’t even put up all the nice fine art that I have because I’m afraid of damaging the walls and nice woodwork in this house. And home theatre system? Forget it. Can you imagine the look on the landlord’s face with multiple holes and cables in the walls? It’s just a very unsettled existence. Again, I hope this area declines in value soon, as I would like to own another home here to live out the rest of my days.
poorsaverParticipantLaJollaRenter, I am renting a pretty nice house right now. 3800 sq. ft. custom on a half acre for $2850. It’s about half the size of the home I sold, but it works just fine for me now. Perhaps you don’t have the renter’s blues like I do, meaning that detached feeling you get when you don’t own. I have delayed many purchases of furniture, outdoor bbq, etc. because I simply don’t want to have to move it again. I’m tired of living streamlined, which is what you do when you rent, because you know you’re going to mobile again, soon. I didn’t even put up all the nice fine art that I have because I’m afraid of damaging the walls and nice woodwork in this house. And home theatre system? Forget it. Can you imagine the look on the landlord’s face with multiple holes and cables in the walls? It’s just a very unsettled existence. Again, I hope this area declines in value soon, as I would like to own another home here to live out the rest of my days.
poorsaverParticipantLaJollaRenter, I am renting a pretty nice house right now. 3800 sq. ft. custom on a half acre for $2850. It’s about half the size of the home I sold, but it works just fine for me now. Perhaps you don’t have the renter’s blues like I do, meaning that detached feeling you get when you don’t own. I have delayed many purchases of furniture, outdoor bbq, etc. because I simply don’t want to have to move it again. I’m tired of living streamlined, which is what you do when you rent, because you know you’re going to mobile again, soon. I didn’t even put up all the nice fine art that I have because I’m afraid of damaging the walls and nice woodwork in this house. And home theatre system? Forget it. Can you imagine the look on the landlord’s face with multiple holes and cables in the walls? It’s just a very unsettled existence. Again, I hope this area declines in value soon, as I would like to own another home here to live out the rest of my days.
poorsaverParticipantBubbly, x is a known, it’s $2.0M. In your calcs, you can factor out payments, because I didn’t have any as the house was paid for in cash. Any future house would also be paid in cash. I just don’t like payments of any type. It’s just me, I’m a cash person. And I’m not a woman looking to nest, nor do I feel badly about my investment timing. I never expected to get out at the top. There are several areas that didn’t behave like San Diego and peaked much later: Newport Beach, Coto de Caza, Montecito and even parts of Pasadena to name a few. Many people on this site have observed that the more desirable areas have not declined by that much and will be delayed, not immune, from the decline. I’m just sharing my personal experience and how it pencils out three years later.
poorsaverParticipantBubbly, x is a known, it’s $2.0M. In your calcs, you can factor out payments, because I didn’t have any as the house was paid for in cash. Any future house would also be paid in cash. I just don’t like payments of any type. It’s just me, I’m a cash person. And I’m not a woman looking to nest, nor do I feel badly about my investment timing. I never expected to get out at the top. There are several areas that didn’t behave like San Diego and peaked much later: Newport Beach, Coto de Caza, Montecito and even parts of Pasadena to name a few. Many people on this site have observed that the more desirable areas have not declined by that much and will be delayed, not immune, from the decline. I’m just sharing my personal experience and how it pencils out three years later.
poorsaverParticipantBubbly, x is a known, it’s $2.0M. In your calcs, you can factor out payments, because I didn’t have any as the house was paid for in cash. Any future house would also be paid in cash. I just don’t like payments of any type. It’s just me, I’m a cash person. And I’m not a woman looking to nest, nor do I feel badly about my investment timing. I never expected to get out at the top. There are several areas that didn’t behave like San Diego and peaked much later: Newport Beach, Coto de Caza, Montecito and even parts of Pasadena to name a few. Many people on this site have observed that the more desirable areas have not declined by that much and will be delayed, not immune, from the decline. I’m just sharing my personal experience and how it pencils out three years later.
poorsaverParticipantBubbly, x is a known, it’s $2.0M. In your calcs, you can factor out payments, because I didn’t have any as the house was paid for in cash. Any future house would also be paid in cash. I just don’t like payments of any type. It’s just me, I’m a cash person. And I’m not a woman looking to nest, nor do I feel badly about my investment timing. I never expected to get out at the top. There are several areas that didn’t behave like San Diego and peaked much later: Newport Beach, Coto de Caza, Montecito and even parts of Pasadena to name a few. Many people on this site have observed that the more desirable areas have not declined by that much and will be delayed, not immune, from the decline. I’m just sharing my personal experience and how it pencils out three years later.
poorsaverParticipantBubbly, x is a known, it’s $2.0M. In your calcs, you can factor out payments, because I didn’t have any as the house was paid for in cash. Any future house would also be paid in cash. I just don’t like payments of any type. It’s just me, I’m a cash person. And I’m not a woman looking to nest, nor do I feel badly about my investment timing. I never expected to get out at the top. There are several areas that didn’t behave like San Diego and peaked much later: Newport Beach, Coto de Caza, Montecito and even parts of Pasadena to name a few. Many people on this site have observed that the more desirable areas have not declined by that much and will be delayed, not immune, from the decline. I’m just sharing my personal experience and how it pencils out three years later.
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