[patientrenter]

equalizer, you’re just arguing that people acting in concert(that’s corporations) are more evil than people acting as individuals. I don’t accept your premise, but who cares if it’s right or wrong? I just don’t want the place I live in to be populated by a lot of people who take personal responsibility as lightly as…. some do.

Patient renter in OC

[patientrenter]

equalizer, you’re just arguing that people acting in concert(that’s corporations) are more evil than people acting as individuals. I don’t accept your premise, but who cares if it’s right or wrong? I just don’t want the place I live in to be populated by a lot of people who take personal responsibility as lightly as…. some do.

Patient renter in OC

[patientrenter]

equalizer, you’re just arguing that people acting in concert(that’s corporations) are more evil than people acting as individuals. I don’t accept your premise, but who cares if it’s right or wrong? I just don’t want the place I live in to be populated by a lot of people who take personal responsibility as lightly as…. some do.

Patient renter in OC

[patientrenter]

equalizer, you’re just arguing that people acting in concert(that’s corporations) are more evil than people acting as individuals. I don’t accept your premise, but who cares if it’s right or wrong? I just don’t want the place I live in to be populated by a lot of people who take personal responsibility as lightly as…. some do.

Patient renter in OC

[patientrenter]

recordsclerk, if you feel comfortable sharing, can you tell us how much of your own money did you plan to use towards the purchase price? And what was your offer amount?

I am just curious what downpayments people are actually using these days.

Patient renter in OC

[patientrenter]

recordsclerk, if you feel comfortable sharing, can you tell us how much of your own money did you plan to use towards the purchase price? And what was your offer amount?

I am just curious what downpayments people are actually using these days.

Patient renter in OC

[patientrenter]

recordsclerk, if you feel comfortable sharing, can you tell us how much of your own money did you plan to use towards the purchase price? And what was your offer amount?

I am just curious what downpayments people are actually using these days.

Patient renter in OC

[patientrenter]

recordsclerk, if you feel comfortable sharing, can you tell us how much of your own money did you plan to use towards the purchase price? And what was your offer amount?

I am just curious what downpayments people are actually using these days.

Patient renter in OC

[patientrenter]

recordsclerk, if you feel comfortable sharing, can you tell us how much of your own money did you plan to use towards the purchase price? And what was your offer amount?

I am just curious what downpayments people are actually using these days.

Patient renter in OC

[patientrenter]

So which lending institutions are still offering loans with less than 30% down? Unless they are charging thousands of basis points more than Treasuries annually (and I know they aren’t) then what they are doing, in the face of these obvious (albeit legal) scams?

Short of fairly complete (FHA/FNMA/GNMA…..) nationalization of loan risk, either these scams have to stop, or minimum downpayments will go well beyond 20%.

Patient renter in OC

[patientrenter]

So which lending institutions are still offering loans with less than 30% down? Unless they are charging thousands of basis points more than Treasuries annually (and I know they aren’t) then what they are doing, in the face of these obvious (albeit legal) scams?

Short of fairly complete (FHA/FNMA/GNMA…..) nationalization of loan risk, either these scams have to stop, or minimum downpayments will go well beyond 20%.

Patient renter in OC

[patientrenter]

So which lending institutions are still offering loans with less than 30% down? Unless they are charging thousands of basis points more than Treasuries annually (and I know they aren’t) then what they are doing, in the face of these obvious (albeit legal) scams?

Short of fairly complete (FHA/FNMA/GNMA…..) nationalization of loan risk, either these scams have to stop, or minimum downpayments will go well beyond 20%.

Patient renter in OC

[patientrenter]

So which lending institutions are still offering loans with less than 30% down? Unless they are charging thousands of basis points more than Treasuries annually (and I know they aren’t) then what they are doing, in the face of these obvious (albeit legal) scams?

Short of fairly complete (FHA/FNMA/GNMA…..) nationalization of loan risk, either these scams have to stop, or minimum downpayments will go well beyond 20%.

Patient renter in OC

[patientrenter]

So which lending institutions are still offering loans with less than 30% down? Unless they are charging thousands of basis points more than Treasuries annually (and I know they aren’t) then what they are doing, in the face of these obvious (albeit legal) scams?

Short of fairly complete (FHA/FNMA/GNMA…..) nationalization of loan risk, either these scams have to stop, or minimum downpayments will go well beyond 20%.

Patient renter in OC

[patientrenter]

equalizer, if those big, rich, nasty banks, 100% of whose money belongs to their depositors or investors (that’s you and me) take losses on a massive scale when they lend more than, say, 50% of the purchase price of a home, then guess what, minimum required downpayments will become 50%.

Do you want to live in that world? I’d love it, but I have the impression that the people who complain the most about an “excessive” emphasis on personal responsibility would do very poorly in that new world.

Patient renter in OC

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