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outtamojo
Participant[quote=EconProf]Sounds like you have made a shrewd move to escape the wasteful and inefficient US medical care system and achieved almost as good a result with far lower costs.
Our medical care is generally great quality, but is larded up with excessive costs because the participants have no incentive to economize. Our third-party payer system means no doctor, hospital, or drug provider has any incentive to restrain their pricing. The patient, especially the poor and elderly who have no (or very little) co-pay or deductible under medicare and medicaid have every incentive to demand the best and most treatment. Our drug companies spend billions to bring a new wonder drug to fruition, and thus subsidize the rest of the world that copies the drug, but does not need to incorporate this cost into the price they can charge their citizens. Tort lawyers scare doctors into over-testing and over-treating. Consumers are denied the benefits of competition by being unable to shop for insurance across state lines. The list goes on.
Mexico has none of these cost drivers, so can charge a more reality-based price in line with the rest of the world. Our costly, larded-up medical system is entirely our own making, and comes from not taking incentives into account by the lawyer-lawmakers who created it.
Your approach may spread because it makes so much sense–at least for Americans who live near the border.[/quote]Yes, and if anyone thinks electronic health records and CPOE are going to help, think again.
Participant[quote=briansd1]
If an occupant is not evicted, he’s not in the rental market jacking up prices for others.
[/quote]I started a thread a few years back about this and it seemed like nobody else believed in this dynamic.
March 28, 2012 at 1:38 PM in reply to: Financing and tax question: HELOC on primary for investment property, can it offset income? #740699ParticipantJust glanced at this the other day thought it might interest you- not motivated myself to due diligence this.
ParticipantMaybe cause I grew up ghetto, but when I see parents bent over with their backs to the world putting kids in car seats all I can think about is how vulnerable they are to a snatch and run or mugging. With a minivan, you take the kid(s) inside, lock the doors, and then fix them in the cars seats. When you are done, you just go thru the center aisle to the driver’s seat and then off you go without having to go outside again.
Participant[quote=sdrealtor]My 12 yr old was an early adopter and has been at it over a year. He asked me for my paypal account so he could register and put something up on a public server yesterday. It cost me $20 to do it but its his passion so I support it. Apparently he’s a bit of a savant at it. He got over $100 in donations today. I asked him if we could put up 10 more servers tomorrow.[/quote]
And you didn’t ask him to slip your business info in there somehow : )
ParticipantThat area is crazy – maybe new construction will be less of a hassle. They are building like crazy in Dublin, which as you already know, has a BART station. 2 of my brothers bought there – and yes, the tech demographic is out there in full force in case you are wondering about schools.
ParticipantI didn’t go for the best cash flow- I went more for desireable property that sold for a little more rather than cheapest property in area/complex.Mine all have decent views – I figured I could sell them quicker if I decided I didn’t like being a Pigglord and also if a renter had to choose between having a view and being stuck facing the side of a mountain they would choose my place first so less vacancy. I wanna get one more but unless they release the (cough, cough) tsunami, I don’t see anything at all that fits my rental theme any more(ok, maybe 1 house but it’s out of our price range)
Are other Pigglords area diversified? I feel like I should look for something in other parts of the country, like say Seattle, but its much easier buying an area that I know- just have to keep my fingers crossed that sand sun and temperate weather won’t ever go out of style.March 23, 2012 at 8:37 AM in reply to: Looks like “pigglords” will have competition from Bank of America….Since they are getting into the renting business… #740407Participant“Under the terms of the pilot program, which will be offered initially to about 1,000 consumers only in New York, Nevada and Arizona, homeowners will give up the title to their property in exchange for bank forgiveness of their mortgage debt”
Seems like a better way to get out from an underwater home than short sale or just leaving. Might unchain those stuck underwater in God forsaken places so they could come back to the big cities looking for jobs.
ParticipantFor about 4 months, my now 10 year old son spent every free moment on that game…
ParticipantMost of our net worth was in 403b equity funds, and cash laying around earning nothing. In our view, housing prices in pretty nice areas were better than rent neutral with 20-25% down less costs(including prop management). Seemed like a nice way to way to earn a few hundred bucks a month and at the same time leave something for our kids should our currency go to the crapper.
ParticipantMy, my, how far we’ve come :from watching housing crater to becoming landlords -me included!
ParticipantVeggie straws
Participant[quote=sdrealtor]mojo
Unbeleivable! I just checked SEH condo inventory and there are only 3 attached properties on the market all 300K+. What happened? For the last couple years there have been 10 to 20 on the active market sub 250K. Thats an astounding turnaround.[/quote]Hard to tell from my pc who is doing the buying, but it is having a real ripple effect – the stuff over in condo wasteland around Cal State San Marcos is even starting to move.
Participant[quote=sdrealtor]mojo
its gone already[/quote]Yeah, contingent today – actually surprised it took this long from what I’ve been seeing.. Must’ve been because these floorplans are among the worst imo in SEH and $255 HOA no pool.
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