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ocrenter
Participant[quote=evolusd]ocrenter mentioned San Marcos. We purchased a SFR in the San Elijo Hills community of San Marcos (close to the Carlsbad border) in late 2011 and absolutely love it. Here’s a townhome down the hill from us in your parameters (albeit a bit smaller sf):
http://www.redfin.com/CA/San-Marcos/1677-Avery-Rd-92078/home/7495675
I work in UTC and find the 20 mile commute manageable. If you’re going downtown, might be a bit of a stretch. Nice proximity to the beach and all the shopping you’ll need in San Marcos, Encinitas and Carlsbad Outlets.
Overall, we love the area.[/quote]
http://www.redfin.com/CA/San-Marcos/679-Glasgow-Ct-92069/home/6626283
here’s another one to consider.
San Marcos is quite the success story of a well managed city that have really turned the school district around over the last 10 years. I think it even helped residents within MR districts to refi into lower rates to reduce the MR payment. The proximity to Carlsbad is quite nice. Think Carlsbad as a combo of Laguna Niguel and Dana Point (without the harbor).
ParticipantGeneral rule of thumb, assuming average sized homes with similar school performance, we are looking at approx $100k reduction for the SD home.
Participant[quote=earlyretirement]
I totally agree with you OCR. We looked at some houses in Del Sur a few years ago but we just didn’t like the community as much. For the very high Mello Roos and HOA you don’t nearly what you get at other areas like Santaluz. I just couldn’t understand it other than people seem to be stretching to buy as it is and mostly priced out of some areas and they would rather have more bedrooms.
I saw that house in Santaluz that you listed a few years ago. They have been trying to sell it for a while. You will notice while other houses all around it are selling fairly quickly after going on the market, it’s just sitting there. Like look at this one:
http://www.redfin.com/CA/San-Diego/14422-Caminito-Lazanja-92127/home/6462570
It went into escrow within 12 HOURS for what I heard is asking price. It’s just around the corner from the one you listed.
Or this one that is a few blocks away.
http://www.redfin.com/CA/San-Diego/7575-Delfina-92127/home/6482881
It went into escrow for what I’ve been told is ABOVE their asking price in just 4 days after listing it.
The one you listed is very nice and they did some nice upgrades in it. The biggest problem is that ultimately it’s only really 3 bedrooms. They say they converted the bedroom into an office but it’s positioned as such that it wouldn’t really be practical for a bedroom. Plus the “bedroom” that they made in their garage for their nanny is really poorly done, IMHO.
That’s why everything else is selling fairly quickly but I’m not sure they will have such an easy time. But the house is very nice other than the lack of bedrooms for that price.
But no doubt I wouldn’t be crazy in owning in Del Sur and paying those kinds of monthly fees. The look and feel of that community is much different for those kinds of fees vs. places like Santaluz, IMHO.[/quote]
Agree, with such low inventory, if it isn’t the price, then something else is up with the property for it to sit in this market.
Del sur truly does have some very worrisome combo. The smaller condos/attached homes are priced at a price point that draw in dual income earners that likely have a tight budget, but they are then hit with high priced MR/HOA. I do agree with BG this is the perfect scenario for creation of the chronic paycheck to paycheck barely above water struggle that would lead to mass default if the economy experience another crash.
Participant[quote=bearishgurl]ocrenter, I’m sure you noticed that kev is in the $400K range. I don’t think that leaves him a lot of choice in SD County today’s market. He’s probably looking at a condo in most areas you mentioned and likely not one 1800 sf. In addition, he doesn’t know where he’ll be working so it isn’t easy except to say that the cities he mentioned are all probably good. The only one I haven’t been in is the City of Orange and I think Yorba Linda is the prettiest.
The reason he probably hasn’t found anything in the OC that he likes is because he his criteria is 1800 sf and $400K. Most of the housing stock in his price range is undoubtedly older and isn’t 1800 sf.
And as you mentioned, I’m not sure he could get a better job here than what he already has and the pay here could be quite a bit less, leaving him in the same (or worse) position, qualification-wise.[/quote]
http://www.sdlookup.com/MLS-130030902-13073_Papago_Dr_Poway_CA_92064
http://www.sdlookup.com/MLS-130030658-8730_Bennington_St_San_Diego_CA_92126
http://www.sdlookup.com/MLS-130012366-11456_Cesped_Dr_San_Diego_CA_92124
http://www.sdlookup.com/MLS-130028736-3203_Neosho_Pl_San_Diego_CA_92117
PQ and UTC are out of his range. But everything else is within his criteria.
Participant[quote=kev374][quote=ocrenter]Since you are from OC, let me know which OC city you like the best, I’ll do my best to give you the SD equivalent.[/quote]
Thanks!
My target areas in OC were Orange, Fullerton, Brea, Yorba Linda.[/quote]These are all established, family oriented, good middle class locations that are value-priced compared to more coastal well known cities, and also without the snobbiness of south OC. Schools are decent, with Fullerton with the top notch schools.
I would say the closest match that are also close to tech centers would be old Poway, Rancho Penasquitos, Mira Mesa, UTC, and Tierrasanta. Clairmont Mesa schools are not as good but location very centralized. Del Cerro has good elementary schools, past that I’m not quite sure.
Coastal cities like Carlsbad/Encinitas are probably out of reach. But if you are willing, San Marcos is solidly middle-upper/middle with a lot of new housing, schools are quite good. Think Lake Forest with a lot of newer developments such as foothill ranch but also with some older locations like El Toro.
There should be pockets in the south bay that fit your criteria, but I’m no expert in those neighborhoods and therefore will not make any comments about them. In general avoid East County.
ParticipantAs someone who made the move from OC to SD 6-7 years ago, I do agree you get a lot more house for the money here in SD.
IT here may not be as strong as you think. You got Qualcomm but that’s pretty much it. Sony, HP, Nokia are located in the I-15/56 area, but they have all been struggling and folks I know that work there are not a happy bunch. What is strong is defense, also along that area and Poway. We have a bunch of companies involved in drones development, they are doing great. Biotech companies along the I-5/la jolla area are doing well.
In regard to housing stock, the new housing are concentrated in Otay Ranch, East Lake, 56 corridor, and San Marcos/Carlsbad. Every region of SD is unique in its own way. Since you are from OC, let me know which OC city you like the best, I’ll do my best to give you the SD equivalent.
ParticipantER, Del Sur will go down in history as one of the most outrageous developments in regard to MR abuse. Compared to Del Sur, one will find a much better value and prestige with Santaluz, hands down. Here’s a perfect example:
http://www.sdlookup.com/MLS-130025885-8455_Ednalyn_Ln_San_Diego_CA_92127
THis 3600 sqft del sur home on just 6000 sqft lot is selling for $990k. The MR is $740/month, along with $167/month in HOA, resulting in $906/month in fees. Of course, there’s no gate, no paid cable, etc.
http://www.sdlookup.com/MLS-130024914-14477_Caminito_Lazanja_San_Diego_CA_92127
MEanwhile, you have this santaluz home at 3800 sqft on 8500 sqft lot asking for a mil, but with total MR/HOA at slightly under $800/month.
What is more outrageous is some of del sur’s homes even have 2 HOA fees.
THe lesson here is there’s your typical MR, then there’s del sur style MR. Outsiders that have never been to the area should take heed before making generalized statements.
Participant[quote=earlyretirement]FYI, the reporter did a follow up story on Mello-Roos here.
http://www.kpbs.org/news/2013/jun/17/mello-roos-law-allows-vote-one-decide-new-taxes/%5B/quote%5D
ER, thanks for the follow up link.
My burning question after reading that piece is this:
So the original formation of the CFD required a vote, which is fine. But what about a possible extension, that would require a vote by the CFD district, right? which would be fully populated with actual voters instead of the vote of 1 scenario the article illustrated.
Participant[img_assist|nid=17338|title=Chinese RMB to US dollar|desc=|link=node|align=left|width=466|height=304]
since 2005 the Chinese RMB has appreciated against the US dollar by 25%. which means a house in CV is now at a 25% discount compared to 2005.
A $1 million dollar home in CV is now just $750k for them.
Participant[quote=Allan from Fallbrook]OCR: In the immortal words of Homer Simpson: “Thank Jeebus!”[/quote]
[img_assist|nid=17336|title=save me jebus!!!|desc=|link=node|align=left|width=466|height=350]
Participant[quote=Allan from Fallbrook][quote=ocrenter][quote=Allan from Fallbrook]Fun facts about knives:
– Always loaded.
– They never jam.
I like the idea of registering them. We should probably also register hammers and screwdrivers, too. Have a form to fill out at the Craftsman counter at Sears.[/quote]
Biggest problem with knives is the ones that can stab 20-30 people within minutes. I say make sure we register and regulate these semi-automatic knives capable inducing mass killings within minutes.[/quote]
OCR: I’m far more concerned with the poor perpetrators of such mass killings. Stabbing that many people in such a short period of time will undoubtedly cause severe carpal tunnel syndrome. Have we thought about how we’re gonna handle this? Does Obamacare have a provision for this?[/quote]
no need to worry, Allan. The strengh of Obamacare is in prevention and continuity of care. The primary care physician would have already educated them on the importance of using wrist brace when attempting to perform rapid repetitive acts such as semi-automatic knife stabbings. Rest assure there would be minimal need for such expensive carpal tunnel release surgeries under Obamacare.
Participant[quote=Allan from Fallbrook]Fun facts about knives:
– Always loaded.
– They never jam.
I like the idea of registering them. We should probably also register hammers and screwdrivers, too. Have a form to fill out at the Craftsman counter at Sears.[/quote]
Biggest problem with knives is the ones that can stab 20-30 people within minutes. I say make sure we register and regulate these semi-automatic knives capable inducing mass killings within minutes.
June 16, 2013 at 2:42 AM in reply to: Which public schools are better: Carmel Valley or La Jolla #762826Participant[quote=zk][quote=earlyretirement]
There ARE Mello Roos taxes over here but quite honestly even with them we felt it was well worth it. Feel free to PM me if you have any questions. At that $1.2 million or so range, I just feel it’s GREAT value for the money compared to many other areas.[/quote]Nazzy,
I can’t speak to much about Santa Luz besides the weather. The weather there is really hard to beat. Less marine layer than the coast and not as hot as Scripps Ranch. Although Scripps Ranch really isn’t that hot.
earlyretirement,
We looked in Santa Luz, and we liked it. But we thought that the HOA fees were out of line with what you got for them. Quite possibly we overlooked something. Can you shed some light on what that $440/mo gets you? Or where it goes? Thanks.[/quote]
what’s not to like about santaluz? except for the $1k HOA/MR monthly. but of course, that does keep the riff-raff out :).
my colleagues who have been long time residents of Scripps Ranch would never consider themselves “inland,” they actually think they are coastal. They do have a point, as most of SR is above 600 feet in elevation with the coastal breeze coming through completely unobstructed. Stonebridge is more “inland” but then it gets to 1000 feet in elevation, so the “coastal feel” continues. Don’t get fooled by the “east of I-15” location of SR/SB, the elevation makes up for it.
Participant[quote=dumbrenter]
No, we don’t have a gun problem. If anything, we have an issue with creating situation where some members in our society decide to take it out on little kids at school. These folks who engage in such acts come from across income demographics but practically all of them have had contact with our medical industry, many of them were on meds, and they had no support system to fall back upon to where they could be cared for.
Our system of government has gradually broken down the bonds of family & community and made everything a matter of an individual and the state. Our material wants have brought both dad & mom to workplace. A home maker and her contributions mean nothing when measured by our liberal economists. There is no value in our society to be a home maker and raise & care for a family. Many of the kids are outsourced to day care centers or left with electronic entertainment. When they act up, they are put on meds. And when they are totally lost and act out their frustration, these same economist geniuses wail against guns.
We created this cruel system ourselves, keep voting for its continuity and when such incidents happen, we get all righteous about the fact that this happens only here among developed economies.I guess blaming guns is a lot easier way out than taking a hard look at our humanity & the cruel system/structures we have created that lets these poor folks fall to such depths that taking it out on little kids at school is the only thing they can do to show their frustration.
In terms of cost, it costs so little to provide a net for these about to be shooting perpetrators, a little bit of care for them, compared to the consequences. But oh no, we cannot talk about that, it is all about the guns.[/quote]
This is a well written piece, a nice departure from your dog-centric one-liners.
I do agree the problem we are facing is multi-factorial. But that does not mean guns are not part of the picture. If you want to look at it from a macro-analysis stand point, have the courage to include everything in play, and that includes guns.
So much that’s wrong with this country goes back to 50-60 years ago, with the development of the 2 parent working arrangement. Raising children is truly a full time position of great importance. When we make the decision to take both parents into a full time work environment, we ultimately do have a price to pay. That price can be seen in our divorce rate, our welfare payout, our waist, and ultimately the mass shootings.
[img_assist|nid=17328|title=divorce rate|desc=|link=node|align=left|width=100|height=59]
[img_assist|nid=17329|title=welfare|desc=|link=node|align=left|width=100|height=42]
[img_assist|nid=17332|title=obesity|desc=|link=node|align=left|width=100|height=75]
[img_assist|nid=17331|title=shootings|desc=|link=node|align=left|width=86|height=100]
With a double income family, both parents are stressed. The increased stress bring about the increased divorce rate. Which bring about the need for welfare. Meanwhile, with moms taken out of the kitchen, the country needs to rely on ready-made food and fast food, the end result is our obesity crisis. Children are raised by TVs and video game consoles, the pervasive violence from these sources then lead to increased violent tendencies. Meanwhile, our built in stress relief, aka our innate reliance on walking, is taken away from us due to the infrastructure we built for ourselves. The end result is rather predictable.
So now that we know what ills us, the question is what do we do? Do we keep the fatty and sugary food dirt cheap while we preach to the population to do better with food selection? In the meantime allowing the food industry to keep targeting children with their ads. Then scratch our heads and wonder how come preaching for better food choices don’t work? Same with the guns. Do we keep firearm cheap and keep them unregulated and plentiful and urge ownership responsibility and better therapeutic compliance for the mentally ill. Then scratch our heads and wonder how the mass shootings keep happening?
Is guns a easy target? of course not. But until we can get wholesale change in our society and culture that has to be part of the equation. Is targeting the food industry easy? probably even harder then going after the guns. But we have to because they are guilty of mass producing cheap and potent and addictive food/drinks that contribute to the decline of our health as a nation. These are not the only solutions, but they are part of the overall solution. Don’t exclude one item right from the beginning and label it the sacred cow that must not be touched. That doesn’t help, you know better than that.
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