[ocrenter]

good info, which is another reason why the $300k difference for the same house in CV vs. 4S is not realistic.

“What do these scores mean??? Absolutely nothing. You could send your kid to a top performing school, and your kid can still be an idiot 🙂 Just kidding…”

i think that’s very true, no need to say you’re kidding. vice versa would be true as well.

[ocrenter]

good info, which is another reason why the $300k difference for the same house in CV vs. 4S is not realistic.

“What do these scores mean??? Absolutely nothing. You could send your kid to a top performing school, and your kid can still be an idiot 🙂 Just kidding…”

i think that’s very true, no need to say you’re kidding. vice versa would be true as well.

[ocrenter]

so in theory it truly was “pending” as in pending with you, JC. so then the real question is why was the listing still active, was she fishing for a bigger fish?

short sales are very tough because everyone involved are in limbo waiting for a pencil pusher at the bank to get to the file at the bottom of his/her inbasket.

[ocrenter]

so in theory it truly was “pending” as in pending with you, JC. so then the real question is why was the listing still active, was she fishing for a bigger fish?

short sales are very tough because everyone involved are in limbo waiting for a pencil pusher at the bank to get to the file at the bottom of his/her inbasket.

[ocrenter]

so in theory it truly was “pending” as in pending with you, JC. so then the real question is why was the listing still active, was she fishing for a bigger fish?

short sales are very tough because everyone involved are in limbo waiting for a pencil pusher at the bank to get to the file at the bottom of his/her inbasket.

[ocrenter]

so in theory it truly was “pending” as in pending with you, JC. so then the real question is why was the listing still active, was she fishing for a bigger fish?

short sales are very tough because everyone involved are in limbo waiting for a pencil pusher at the bank to get to the file at the bottom of his/her inbasket.

[ocrenter]

so in theory it truly was “pending” as in pending with you, JC. so then the real question is why was the listing still active, was she fishing for a bigger fish?

short sales are very tough because everyone involved are in limbo waiting for a pencil pusher at the bank to get to the file at the bottom of his/her inbasket.

[ocrenter]

dwcap, there’s always other alternatives if low estrogen birth control is what your gf is looking for. she can discuss with her ob/gyn at kaiser and they can always do an exception code if they feel medically the medication makes sense.

the point here is there’s a lot more checks and balances in kaiser as opposed to regular ppo plans.

as for edna’s blanket anti-generic sentiment. remember we are all paying for her preferance for Branded medicine here.

except here’s another example:

after prilosec ran out of patent, AstraZeneca produced prilosec’s isomer, nexium along with the full on “Purple Pill” ad campaign.

there is no scientific evidence that nexium is really better than prilosec. annedotally, nexium might occasionally allow someone with reflux to continue to enjoy Mexican food with beer better than prilosec.

cost of nexium? $1840 per year per patient.

cost of prilosec? $240 per year per patient.

2006 total sale was $5 billion.

had all that folks took prilosec generic instead of nexium, we would have saved $4.4 billion.

I can honestly say no lives were saved or made better by spending that extra $4.4 billion using nexium instead of prilosec.

the choice of Brand vs generic, be it birth control or acid relief, does make a huge difference in controlling health care cost. the question now is, do you want your doctor to make that decision or do you want to have things get to a point where we would have no choice but hand that decision to the government?

[ocrenter]

dwcap, there’s always other alternatives if low estrogen birth control is what your gf is looking for. she can discuss with her ob/gyn at kaiser and they can always do an exception code if they feel medically the medication makes sense.

the point here is there’s a lot more checks and balances in kaiser as opposed to regular ppo plans.

as for edna’s blanket anti-generic sentiment. remember we are all paying for her preferance for Branded medicine here.

except here’s another example:

after prilosec ran out of patent, AstraZeneca produced prilosec’s isomer, nexium along with the full on “Purple Pill” ad campaign.

there is no scientific evidence that nexium is really better than prilosec. annedotally, nexium might occasionally allow someone with reflux to continue to enjoy Mexican food with beer better than prilosec.

cost of nexium? $1840 per year per patient.

cost of prilosec? $240 per year per patient.

2006 total sale was $5 billion.

had all that folks took prilosec generic instead of nexium, we would have saved $4.4 billion.

I can honestly say no lives were saved or made better by spending that extra $4.4 billion using nexium instead of prilosec.

the choice of Brand vs generic, be it birth control or acid relief, does make a huge difference in controlling health care cost. the question now is, do you want your doctor to make that decision or do you want to have things get to a point where we would have no choice but hand that decision to the government?

[ocrenter]

dwcap, there’s always other alternatives if low estrogen birth control is what your gf is looking for. she can discuss with her ob/gyn at kaiser and they can always do an exception code if they feel medically the medication makes sense.

the point here is there’s a lot more checks and balances in kaiser as opposed to regular ppo plans.

as for edna’s blanket anti-generic sentiment. remember we are all paying for her preferance for Branded medicine here.

except here’s another example:

after prilosec ran out of patent, AstraZeneca produced prilosec’s isomer, nexium along with the full on “Purple Pill” ad campaign.

there is no scientific evidence that nexium is really better than prilosec. annedotally, nexium might occasionally allow someone with reflux to continue to enjoy Mexican food with beer better than prilosec.

cost of nexium? $1840 per year per patient.

cost of prilosec? $240 per year per patient.

2006 total sale was $5 billion.

had all that folks took prilosec generic instead of nexium, we would have saved $4.4 billion.

I can honestly say no lives were saved or made better by spending that extra $4.4 billion using nexium instead of prilosec.

the choice of Brand vs generic, be it birth control or acid relief, does make a huge difference in controlling health care cost. the question now is, do you want your doctor to make that decision or do you want to have things get to a point where we would have no choice but hand that decision to the government?

[ocrenter]

dwcap, there’s always other alternatives if low estrogen birth control is what your gf is looking for. she can discuss with her ob/gyn at kaiser and they can always do an exception code if they feel medically the medication makes sense.

the point here is there’s a lot more checks and balances in kaiser as opposed to regular ppo plans.

as for edna’s blanket anti-generic sentiment. remember we are all paying for her preferance for Branded medicine here.

except here’s another example:

after prilosec ran out of patent, AstraZeneca produced prilosec’s isomer, nexium along with the full on “Purple Pill” ad campaign.

there is no scientific evidence that nexium is really better than prilosec. annedotally, nexium might occasionally allow someone with reflux to continue to enjoy Mexican food with beer better than prilosec.

cost of nexium? $1840 per year per patient.

cost of prilosec? $240 per year per patient.

2006 total sale was $5 billion.

had all that folks took prilosec generic instead of nexium, we would have saved $4.4 billion.

I can honestly say no lives were saved or made better by spending that extra $4.4 billion using nexium instead of prilosec.

the choice of Brand vs generic, be it birth control or acid relief, does make a huge difference in controlling health care cost. the question now is, do you want your doctor to make that decision or do you want to have things get to a point where we would have no choice but hand that decision to the government?

[ocrenter]

dwcap, there’s always other alternatives if low estrogen birth control is what your gf is looking for. she can discuss with her ob/gyn at kaiser and they can always do an exception code if they feel medically the medication makes sense.

the point here is there’s a lot more checks and balances in kaiser as opposed to regular ppo plans.

as for edna’s blanket anti-generic sentiment. remember we are all paying for her preferance for Branded medicine here.

except here’s another example:

after prilosec ran out of patent, AstraZeneca produced prilosec’s isomer, nexium along with the full on “Purple Pill” ad campaign.

there is no scientific evidence that nexium is really better than prilosec. annedotally, nexium might occasionally allow someone with reflux to continue to enjoy Mexican food with beer better than prilosec.

cost of nexium? $1840 per year per patient.

cost of prilosec? $240 per year per patient.

2006 total sale was $5 billion.

had all that folks took prilosec generic instead of nexium, we would have saved $4.4 billion.

I can honestly say no lives were saved or made better by spending that extra $4.4 billion using nexium instead of prilosec.

the choice of Brand vs generic, be it birth control or acid relief, does make a huge difference in controlling health care cost. the question now is, do you want your doctor to make that decision or do you want to have things get to a point where we would have no choice but hand that decision to the government?

[ocrenter]

Hasnt had a single problem with them, cept that her BC pills are not covered.

this and very similar issues is the main reason why a lot of people don’t like kaiser, but it is also the reason why medicine should march toward something like the kaiser model if we are to save ourselves from cost over runs that will eventually BK this country.

let’s take the birth control pill Seasonale. cost per year is $740/person. if you use generic pill like microgestin, cost per year is $100/person.

if you can just get 1500 women to use generics like microgestin instead of Seasonale (which essentially does the same thing), you’ve just SAVED $1 MILLION.

in the typical medical world, woman watches Seasonale TV commercial, goes to her doctor (who just got treated to lunch by the Seasonale rep), she asks for Seasonale and gets it. Great, she gets to have a period every 3 months now. Terrific. She pays a slightly higher brand name co-pay, but everybody carries the burden of her desire to have less frequent periods.

in the Kaiser world, woman goes to her doctor, who tells her SHE has to pay the $640 difference. She opts for the generics. she continues to get monthly periods. But 1500 women later, we save $1 million.

that is the Kaiser difference, it saves us from ourselves.

[ocrenter]

Hasnt had a single problem with them, cept that her BC pills are not covered.

this and very similar issues is the main reason why a lot of people don’t like kaiser, but it is also the reason why medicine should march toward something like the kaiser model if we are to save ourselves from cost over runs that will eventually BK this country.

let’s take the birth control pill Seasonale. cost per year is $740/person. if you use generic pill like microgestin, cost per year is $100/person.

if you can just get 1500 women to use generics like microgestin instead of Seasonale (which essentially does the same thing), you’ve just SAVED $1 MILLION.

in the typical medical world, woman watches Seasonale TV commercial, goes to her doctor (who just got treated to lunch by the Seasonale rep), she asks for Seasonale and gets it. Great, she gets to have a period every 3 months now. Terrific. She pays a slightly higher brand name co-pay, but everybody carries the burden of her desire to have less frequent periods.

in the Kaiser world, woman goes to her doctor, who tells her SHE has to pay the $640 difference. She opts for the generics. she continues to get monthly periods. But 1500 women later, we save $1 million.

that is the Kaiser difference, it saves us from ourselves.

[ocrenter]

Hasnt had a single problem with them, cept that her BC pills are not covered.

this and very similar issues is the main reason why a lot of people don’t like kaiser, but it is also the reason why medicine should march toward something like the kaiser model if we are to save ourselves from cost over runs that will eventually BK this country.

let’s take the birth control pill Seasonale. cost per year is $740/person. if you use generic pill like microgestin, cost per year is $100/person.

if you can just get 1500 women to use generics like microgestin instead of Seasonale (which essentially does the same thing), you’ve just SAVED $1 MILLION.

in the typical medical world, woman watches Seasonale TV commercial, goes to her doctor (who just got treated to lunch by the Seasonale rep), she asks for Seasonale and gets it. Great, she gets to have a period every 3 months now. Terrific. She pays a slightly higher brand name co-pay, but everybody carries the burden of her desire to have less frequent periods.

in the Kaiser world, woman goes to her doctor, who tells her SHE has to pay the $640 difference. She opts for the generics. she continues to get monthly periods. But 1500 women later, we save $1 million.

that is the Kaiser difference, it saves us from ourselves.

[Author]

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