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ocrenter
Participantwith jumbo conforming at 4.5%, $700k loan at 30 years is just $3500! If someone is in the over 30% tax rate bracket, that $3500 then goes down to roughly $2700 after tax savings. people are getting nearly nothing out of their savings these days. So if there are folks sitting around with $300-400k of house money getting 1% interest, a nice $1.1 million house will certainly draw them out.
ocrenter
ParticipantI see a lot of resale homes in the over 3000 sqft category right around Silhouette asking for mid 600k to mid 700k. as resale homes, some of these already have upgrades and improvements inside and out, which could add another $50-75k in these homes.
I know some of these are annoying short sale attempts, but any reason why Silhouette over these other resale choices?
ocrenter
ParticipantI see a lot of resale homes in the over 3000 sqft category right around Silhouette asking for mid 600k to mid 700k. as resale homes, some of these already have upgrades and improvements inside and out, which could add another $50-75k in these homes.
I know some of these are annoying short sale attempts, but any reason why Silhouette over these other resale choices?
ocrenter
ParticipantI see a lot of resale homes in the over 3000 sqft category right around Silhouette asking for mid 600k to mid 700k. as resale homes, some of these already have upgrades and improvements inside and out, which could add another $50-75k in these homes.
I know some of these are annoying short sale attempts, but any reason why Silhouette over these other resale choices?
ocrenter
ParticipantI see a lot of resale homes in the over 3000 sqft category right around Silhouette asking for mid 600k to mid 700k. as resale homes, some of these already have upgrades and improvements inside and out, which could add another $50-75k in these homes.
I know some of these are annoying short sale attempts, but any reason why Silhouette over these other resale choices?
ocrenter
ParticipantI see a lot of resale homes in the over 3000 sqft category right around Silhouette asking for mid 600k to mid 700k. as resale homes, some of these already have upgrades and improvements inside and out, which could add another $50-75k in these homes.
I know some of these are annoying short sale attempts, but any reason why Silhouette over these other resale choices?
ocrenter
Participantanother important factor is a new community will always get more detractors while it starts off.
the key is 10 years from now, will you have plenty of locations to compete with this new community in term of commute distance, school, weather.
if someone objectively feels that the Stonebridge location is so bad that 10 years from now it will continue to be looked at as an inconvenient location with bad schools and there will be a lot more new home locations in SD that will trump Stonebridge, then one should say so and list those alternative locations so we can finally put this debate to rest.
same with 4S and SEH. All three gets plenty of detractors here on this board. I think all three are very nice developments that if their location fits and you can get a decent price for a home you like, one should go for it and not let any negative commands here get in the way.
ocrenter
Participantanother important factor is a new community will always get more detractors while it starts off.
the key is 10 years from now, will you have plenty of locations to compete with this new community in term of commute distance, school, weather.
if someone objectively feels that the Stonebridge location is so bad that 10 years from now it will continue to be looked at as an inconvenient location with bad schools and there will be a lot more new home locations in SD that will trump Stonebridge, then one should say so and list those alternative locations so we can finally put this debate to rest.
same with 4S and SEH. All three gets plenty of detractors here on this board. I think all three are very nice developments that if their location fits and you can get a decent price for a home you like, one should go for it and not let any negative commands here get in the way.
ocrenter
Participantanother important factor is a new community will always get more detractors while it starts off.
the key is 10 years from now, will you have plenty of locations to compete with this new community in term of commute distance, school, weather.
if someone objectively feels that the Stonebridge location is so bad that 10 years from now it will continue to be looked at as an inconvenient location with bad schools and there will be a lot more new home locations in SD that will trump Stonebridge, then one should say so and list those alternative locations so we can finally put this debate to rest.
same with 4S and SEH. All three gets plenty of detractors here on this board. I think all three are very nice developments that if their location fits and you can get a decent price for a home you like, one should go for it and not let any negative commands here get in the way.
ocrenter
Participantanother important factor is a new community will always get more detractors while it starts off.
the key is 10 years from now, will you have plenty of locations to compete with this new community in term of commute distance, school, weather.
if someone objectively feels that the Stonebridge location is so bad that 10 years from now it will continue to be looked at as an inconvenient location with bad schools and there will be a lot more new home locations in SD that will trump Stonebridge, then one should say so and list those alternative locations so we can finally put this debate to rest.
same with 4S and SEH. All three gets plenty of detractors here on this board. I think all three are very nice developments that if their location fits and you can get a decent price for a home you like, one should go for it and not let any negative commands here get in the way.
ocrenter
Participantanother important factor is a new community will always get more detractors while it starts off.
the key is 10 years from now, will you have plenty of locations to compete with this new community in term of commute distance, school, weather.
if someone objectively feels that the Stonebridge location is so bad that 10 years from now it will continue to be looked at as an inconvenient location with bad schools and there will be a lot more new home locations in SD that will trump Stonebridge, then one should say so and list those alternative locations so we can finally put this debate to rest.
same with 4S and SEH. All three gets plenty of detractors here on this board. I think all three are very nice developments that if their location fits and you can get a decent price for a home you like, one should go for it and not let any negative commands here get in the way.
ocrenter
Participantas I sit here typing on the 2nd floor of a westward facing newer home with excellent insulation, the temp is 11 degree cooler compared to the outside temp. downstairs the temp difference is 13 degrees.
the garage feels like an oven on self-cleaning mode, but the house feels like the AC is on.
so is it orientation of the house? or is it the insulation? probably a combination effect?
ocrenter
Participantas I sit here typing on the 2nd floor of a westward facing newer home with excellent insulation, the temp is 11 degree cooler compared to the outside temp. downstairs the temp difference is 13 degrees.
the garage feels like an oven on self-cleaning mode, but the house feels like the AC is on.
so is it orientation of the house? or is it the insulation? probably a combination effect?
ocrenter
Participantas I sit here typing on the 2nd floor of a westward facing newer home with excellent insulation, the temp is 11 degree cooler compared to the outside temp. downstairs the temp difference is 13 degrees.
the garage feels like an oven on self-cleaning mode, but the house feels like the AC is on.
so is it orientation of the house? or is it the insulation? probably a combination effect?
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