[ocrenter]

BG, why do you have such a huge bias against 4S and the general area. quite frankly some of your info is completely wrong and misleading. 4S was never annexed as part of the city of San Diego. the library is part of the county system.

I understand some people do not like MR and HOA. that’s fine, a lot of people are ok with it, so let it be. You keep stating the same mantra about 4S MR and small lots. I bet you don’t even realize a lot of 4S actually have very low MR and HOA. it is really the part north of Camino del norte that have the high MR and smaller lots that you rally against. those are easily identifiable as they are typically built after 2007. But you repeatedly would try to steer anyone interested in the area completely away from it because of your personal bias against these new master plan communities.

I’m the one that coined the term 4closure ranch, so obviously I understand how much distress there are there. But having lived there for a couple of years and with friends and co-workers there, I can attest it is a fine place to raise a family and it will have a very bright future. Quite frankly I say get in while there are distress because the prices WILL rebound in the future when all of the speculators and squatters gradually exit the scene.

the 92127 zip code will do well and time progress. the schools are top notch and as the community gets more established, its value will improve.

[ocrenter]

BG, why do you have such a huge bias against 4S and the general area. quite frankly some of your info is completely wrong and misleading. 4S was never annexed as part of the city of San Diego. the library is part of the county system.

I understand some people do not like MR and HOA. that’s fine, a lot of people are ok with it, so let it be. You keep stating the same mantra about 4S MR and small lots. I bet you don’t even realize a lot of 4S actually have very low MR and HOA. it is really the part north of Camino del norte that have the high MR and smaller lots that you rally against. those are easily identifiable as they are typically built after 2007. But you repeatedly would try to steer anyone interested in the area completely away from it because of your personal bias against these new master plan communities.

I’m the one that coined the term 4closure ranch, so obviously I understand how much distress there are there. But having lived there for a couple of years and with friends and co-workers there, I can attest it is a fine place to raise a family and it will have a very bright future. Quite frankly I say get in while there are distress because the prices WILL rebound in the future when all of the speculators and squatters gradually exit the scene.

the 92127 zip code will do well and time progress. the schools are top notch and as the community gets more established, its value will improve.

[ocrenter]

early, the high HOA/MR is a double edged sword. the obvious of course is the high cost. but there are a lot of benefits on the flip side.

I find places like the Crosby and Santaluz are extremely well kept. the HOA is much stricter when it comes to a home’s maintenance. and really crack down and enforces the rules. as a result, there is no skimping on landscape maintenance on the part of the owners. it also raises the bar on would be owners too.

believe me, if I’m independently wealthy and the house would be completely paid off, I would certainly be drawn to Santaluz/Crosby.

[ocrenter]

early, the high HOA/MR is a double edged sword. the obvious of course is the high cost. but there are a lot of benefits on the flip side.

I find places like the Crosby and Santaluz are extremely well kept. the HOA is much stricter when it comes to a home’s maintenance. and really crack down and enforces the rules. as a result, there is no skimping on landscape maintenance on the part of the owners. it also raises the bar on would be owners too.

believe me, if I’m independently wealthy and the house would be completely paid off, I would certainly be drawn to Santaluz/Crosby.

[ocrenter]

early, the high HOA/MR is a double edged sword. the obvious of course is the high cost. but there are a lot of benefits on the flip side.

I find places like the Crosby and Santaluz are extremely well kept. the HOA is much stricter when it comes to a home’s maintenance. and really crack down and enforces the rules. as a result, there is no skimping on landscape maintenance on the part of the owners. it also raises the bar on would be owners too.

believe me, if I’m independently wealthy and the house would be completely paid off, I would certainly be drawn to Santaluz/Crosby.

[ocrenter]

early, the high HOA/MR is a double edged sword. the obvious of course is the high cost. but there are a lot of benefits on the flip side.

I find places like the Crosby and Santaluz are extremely well kept. the HOA is much stricter when it comes to a home’s maintenance. and really crack down and enforces the rules. as a result, there is no skimping on landscape maintenance on the part of the owners. it also raises the bar on would be owners too.

believe me, if I’m independently wealthy and the house would be completely paid off, I would certainly be drawn to Santaluz/Crosby.

[ocrenter]

early, the high HOA/MR is a double edged sword. the obvious of course is the high cost. but there are a lot of benefits on the flip side.

I find places like the Crosby and Santaluz are extremely well kept. the HOA is much stricter when it comes to a home’s maintenance. and really crack down and enforces the rules. as a result, there is no skimping on landscape maintenance on the part of the owners. it also raises the bar on would be owners too.

believe me, if I’m independently wealthy and the house would be completely paid off, I would certainly be drawn to Santaluz/Crosby.

[ocrenter]

try Chubb. we were with another company, the rate went up unexpectedly so we started shopping around. chubb came in at at least $1000 less and they also have a fire retardant spray program in case of fires.

[ocrenter]

try Chubb. we were with another company, the rate went up unexpectedly so we started shopping around. chubb came in at at least $1000 less and they also have a fire retardant spray program in case of fires.

[ocrenter]

try Chubb. we were with another company, the rate went up unexpectedly so we started shopping around. chubb came in at at least $1000 less and they also have a fire retardant spray program in case of fires.

[ocrenter]

try Chubb. we were with another company, the rate went up unexpectedly so we started shopping around. chubb came in at at least $1000 less and they also have a fire retardant spray program in case of fires.

[ocrenter]

try Chubb. we were with another company, the rate went up unexpectedly so we started shopping around. chubb came in at at least $1000 less and they also have a fire retardant spray program in case of fires.

[ocrenter]

[quote=earlyretirement][quote=ocrenter]there’s a lot of reason why most folks looking at upper end homes end up along the areas around the 56 corridor. but the biggest reason is ultimately the schools and the reputation. and folks tend to cluster with like-minded folks, and thereby end up clustered together.

Santaluz is very attractive, we loved the area, the planning and the architecture, but in the end just could not stomach the high MR/HOA, simply way too outrageous. for upper end homes at and around 1 million, there are plenty of options within this belt along the 56/Ted Williams.

I agree 4S is very middle class and pedestrian, but Ivy Gate is an option. MR/HOA should be slightly lower, the lots are big and there are quite a bit of distress in there. The problem is you are looking at just 70 homes in there, so there’s a limited supply. Bernardo Lakes around 4 Gee and Santa Fe Valley developments are worth a look, they are more mature, built in early 2000, low HOA/MR.

Del Sur homes are too small, and the HOA+MR even higher. The Lakes and Crosby also saddled by heavy HOA/MR.

I think Poway is a very good alternative to Santaluz, esp North Poway with the gated homes and acre lots. low HOA and low MR, less than $2k per year, whereas Santaluz you are looking at almost $12k a year on HOA + MR. Problem is the area is well established and you really need some luck to find a bargain.

Staying within PUSD, Stonebridge has a lot of distress so the chances of getting a deal is higher, MR/HOA in the $6k range, outrageous to some but half that of Santaluz. Toll Bros starting a new development on 1/2 acre lots soon.

South of Pomerado in Scripps is also a good neighborhood, with similar HOA/MR to north Poway, but established and bargains are hard to find.

not trying to talk you out of Santaluz, just that while you may have come to term with the high HOA/MR, after a few years, it really gets old fast.[/quote]

OCRenter,

THANKS so much for mentioning those other areas. Again, as you also mentioned…it sounds like everyone really loves that development, the architecture, the homes and style of Santaluz. The thing I keep hearing over and over is the high HOA and Mello Roos.

I’ve already come to terms with those fees. I don’t look at it as “throwing money away” as Bearishgirl is claiming. Unfortunately taxes are an evil necessity these days and I imagine it will only go up across the board in many areas.

I will check out some of these other developments and appreciate you mentioning them.[/quote]

the ability to come to terms with the high MR/HOA is what ultimately separates who end up in Santaluz.

Within the upper income group, there’s another divide between upper income professionals with essentially fixed income vs the business class/independently wealthy. Santaluz/Crosby/Cielo/Lakes via the high HOA/MR essentially rid themselves of the upper income professionals as buyers. So yes, by virtue of the high HOA/MR, they do ensure the residents will be more of the truly wealthy.

I know a few upper income professionals that bought in there and ended up regretting it. ultimately, they simply don’t belong there and they will gradually exit the area.

I say for the next decade this type of cleansing of upper income professional types will continue within Santaluz. hopefully gradually replaced by the business class and business class retirees the development was truly for.

[ocrenter]

[quote=earlyretirement][quote=ocrenter]there’s a lot of reason why most folks looking at upper end homes end up along the areas around the 56 corridor. but the biggest reason is ultimately the schools and the reputation. and folks tend to cluster with like-minded folks, and thereby end up clustered together.

Santaluz is very attractive, we loved the area, the planning and the architecture, but in the end just could not stomach the high MR/HOA, simply way too outrageous. for upper end homes at and around 1 million, there are plenty of options within this belt along the 56/Ted Williams.

I agree 4S is very middle class and pedestrian, but Ivy Gate is an option. MR/HOA should be slightly lower, the lots are big and there are quite a bit of distress in there. The problem is you are looking at just 70 homes in there, so there’s a limited supply. Bernardo Lakes around 4 Gee and Santa Fe Valley developments are worth a look, they are more mature, built in early 2000, low HOA/MR.

Del Sur homes are too small, and the HOA+MR even higher. The Lakes and Crosby also saddled by heavy HOA/MR.

I think Poway is a very good alternative to Santaluz, esp North Poway with the gated homes and acre lots. low HOA and low MR, less than $2k per year, whereas Santaluz you are looking at almost $12k a year on HOA + MR. Problem is the area is well established and you really need some luck to find a bargain.

Staying within PUSD, Stonebridge has a lot of distress so the chances of getting a deal is higher, MR/HOA in the $6k range, outrageous to some but half that of Santaluz. Toll Bros starting a new development on 1/2 acre lots soon.

South of Pomerado in Scripps is also a good neighborhood, with similar HOA/MR to north Poway, but established and bargains are hard to find.

not trying to talk you out of Santaluz, just that while you may have come to term with the high HOA/MR, after a few years, it really gets old fast.[/quote]

OCRenter,

THANKS so much for mentioning those other areas. Again, as you also mentioned…it sounds like everyone really loves that development, the architecture, the homes and style of Santaluz. The thing I keep hearing over and over is the high HOA and Mello Roos.

I’ve already come to terms with those fees. I don’t look at it as “throwing money away” as Bearishgirl is claiming. Unfortunately taxes are an evil necessity these days and I imagine it will only go up across the board in many areas.

I will check out some of these other developments and appreciate you mentioning them.[/quote]

the ability to come to terms with the high MR/HOA is what ultimately separates who end up in Santaluz.

Within the upper income group, there’s another divide between upper income professionals with essentially fixed income vs the business class/independently wealthy. Santaluz/Crosby/Cielo/Lakes via the high HOA/MR essentially rid themselves of the upper income professionals as buyers. So yes, by virtue of the high HOA/MR, they do ensure the residents will be more of the truly wealthy.

I know a few upper income professionals that bought in there and ended up regretting it. ultimately, they simply don’t belong there and they will gradually exit the area.

I say for the next decade this type of cleansing of upper income professional types will continue within Santaluz. hopefully gradually replaced by the business class and business class retirees the development was truly for.

[ocrenter]

[quote=earlyretirement][quote=ocrenter]there’s a lot of reason why most folks looking at upper end homes end up along the areas around the 56 corridor. but the biggest reason is ultimately the schools and the reputation. and folks tend to cluster with like-minded folks, and thereby end up clustered together.

Santaluz is very attractive, we loved the area, the planning and the architecture, but in the end just could not stomach the high MR/HOA, simply way too outrageous. for upper end homes at and around 1 million, there are plenty of options within this belt along the 56/Ted Williams.

I agree 4S is very middle class and pedestrian, but Ivy Gate is an option. MR/HOA should be slightly lower, the lots are big and there are quite a bit of distress in there. The problem is you are looking at just 70 homes in there, so there’s a limited supply. Bernardo Lakes around 4 Gee and Santa Fe Valley developments are worth a look, they are more mature, built in early 2000, low HOA/MR.

Del Sur homes are too small, and the HOA+MR even higher. The Lakes and Crosby also saddled by heavy HOA/MR.

I think Poway is a very good alternative to Santaluz, esp North Poway with the gated homes and acre lots. low HOA and low MR, less than $2k per year, whereas Santaluz you are looking at almost $12k a year on HOA + MR. Problem is the area is well established and you really need some luck to find a bargain.

Staying within PUSD, Stonebridge has a lot of distress so the chances of getting a deal is higher, MR/HOA in the $6k range, outrageous to some but half that of Santaluz. Toll Bros starting a new development on 1/2 acre lots soon.

South of Pomerado in Scripps is also a good neighborhood, with similar HOA/MR to north Poway, but established and bargains are hard to find.

not trying to talk you out of Santaluz, just that while you may have come to term with the high HOA/MR, after a few years, it really gets old fast.[/quote]

OCRenter,

THANKS so much for mentioning those other areas. Again, as you also mentioned…it sounds like everyone really loves that development, the architecture, the homes and style of Santaluz. The thing I keep hearing over and over is the high HOA and Mello Roos.

I’ve already come to terms with those fees. I don’t look at it as “throwing money away” as Bearishgirl is claiming. Unfortunately taxes are an evil necessity these days and I imagine it will only go up across the board in many areas.

I will check out some of these other developments and appreciate you mentioning them.[/quote]

the ability to come to terms with the high MR/HOA is what ultimately separates who end up in Santaluz.

Within the upper income group, there’s another divide between upper income professionals with essentially fixed income vs the business class/independently wealthy. Santaluz/Crosby/Cielo/Lakes via the high HOA/MR essentially rid themselves of the upper income professionals as buyers. So yes, by virtue of the high HOA/MR, they do ensure the residents will be more of the truly wealthy.

I know a few upper income professionals that bought in there and ended up regretting it. ultimately, they simply don’t belong there and they will gradually exit the area.

I say for the next decade this type of cleansing of upper income professional types will continue within Santaluz. hopefully gradually replaced by the business class and business class retirees the development was truly for.

[Author]

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