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nostradamus
ParticipantI guess a killer view means a killer price… I’m hoping to be able to one day land a place with a nice ocean view like that. This one has a view of downtown as well… I’m going to keep my eye on the price (not to buy, just to observe).
ParticipantI like the front of it but when you see the side-shot it seems like the rest is a facade of richness.
ParticipantI like the front of it but when you see the side-shot it seems like the rest is a facade of richness.
ParticipantI like the front of it but when you see the side-shot it seems like the rest is a facade of richness.
ParticipantI like the front of it but when you see the side-shot it seems like the rest is a facade of richness.
ParticipantI like the front of it but when you see the side-shot it seems like the rest is a facade of richness.
ParticipantThanks SD. There are plenty approaching that mark showing up in MM. Just let me know when it pencils out as a rental (i.e. the old-school “pays for itself” type investment). When that happens, I’m ready to lock ‘n load.
ParticipantThanks SD. There are plenty approaching that mark showing up in MM. Just let me know when it pencils out as a rental (i.e. the old-school “pays for itself” type investment). When that happens, I’m ready to lock ‘n load.
ParticipantThanks SD. There are plenty approaching that mark showing up in MM. Just let me know when it pencils out as a rental (i.e. the old-school “pays for itself” type investment). When that happens, I’m ready to lock ‘n load.
ParticipantThanks SD. There are plenty approaching that mark showing up in MM. Just let me know when it pencils out as a rental (i.e. the old-school “pays for itself” type investment). When that happens, I’m ready to lock ‘n load.
ParticipantThanks SD. There are plenty approaching that mark showing up in MM. Just let me know when it pencils out as a rental (i.e. the old-school “pays for itself” type investment). When that happens, I’m ready to lock ‘n load.
ParticipantI’m self-employed and have taken out two loans: one to buy my place (with Downey S&L) and another to refinance it when rates dropped (I got a fixed loan at 4.75% with Wamu).
A stated income loan (AKA liar loan) means they don’t look at documentation like tax returns, W2’s (self-employed don’t get those), and others. Being self-employed doesn’t mean you need to go with a “stated income” loan. You can provide tax returns, 1099 forms, bank records, and of course your FICA score.
As for “having no sympathy for the self-employed” I’m assuming you mean only the ones who write off things like xmas trees and other non-business related items. Although there is great temptation to do this, a self-employed tax filing is an automatic red flag for IRS auditors. I write off as many deductions as possible (home office, business-related travel expenses, etc) but do it all legally and have nothing to hide when the auditors come a’ knockin’. I leave the white-collar crime to our elected officials.
ParticipantI’m self-employed and have taken out two loans: one to buy my place (with Downey S&L) and another to refinance it when rates dropped (I got a fixed loan at 4.75% with Wamu).
A stated income loan (AKA liar loan) means they don’t look at documentation like tax returns, W2’s (self-employed don’t get those), and others. Being self-employed doesn’t mean you need to go with a “stated income” loan. You can provide tax returns, 1099 forms, bank records, and of course your FICA score.
As for “having no sympathy for the self-employed” I’m assuming you mean only the ones who write off things like xmas trees and other non-business related items. Although there is great temptation to do this, a self-employed tax filing is an automatic red flag for IRS auditors. I write off as many deductions as possible (home office, business-related travel expenses, etc) but do it all legally and have nothing to hide when the auditors come a’ knockin’. I leave the white-collar crime to our elected officials.
ParticipantI’m self-employed and have taken out two loans: one to buy my place (with Downey S&L) and another to refinance it when rates dropped (I got a fixed loan at 4.75% with Wamu).
A stated income loan (AKA liar loan) means they don’t look at documentation like tax returns, W2’s (self-employed don’t get those), and others. Being self-employed doesn’t mean you need to go with a “stated income” loan. You can provide tax returns, 1099 forms, bank records, and of course your FICA score.
As for “having no sympathy for the self-employed” I’m assuming you mean only the ones who write off things like xmas trees and other non-business related items. Although there is great temptation to do this, a self-employed tax filing is an automatic red flag for IRS auditors. I write off as many deductions as possible (home office, business-related travel expenses, etc) but do it all legally and have nothing to hide when the auditors come a’ knockin’. I leave the white-collar crime to our elected officials.
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