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nostradamus
ParticipantI met a very nice Michelle at the beach today. You should name your baby Michelle.
I also like the name Laura, pronounced correctly with the U clearly annunciated like La-oo-ra not Lora. You should name your baby Laura.
My all-time favorite name for a girl is startlingly close to the Elle someone posted. I'm a big Ella Fitzgerald fan, if someday I have a child (inshallah) who is a girl there's a good chance she will be called Ella. You should not name your baby Ella.
ParticipantI met a very nice Michelle at the beach today. You should name your baby Michelle.
I also like the name Laura, pronounced correctly with the U clearly annunciated like La-oo-ra not Lora. You should name your baby Laura.
My all-time favorite name for a girl is startlingly close to the Elle someone posted. I'm a big Ella Fitzgerald fan, if someday I have a child (inshallah) who is a girl there's a good chance she will be called Ella. You should not name your baby Ella.
April 13, 2008 at 8:28 PM in reply to: Small raise, adjusted for inflation, making less than last year #186368Participantnostradamus is right, the downside of being a consultant is since you're not an employee of the company, you get no company benefits.
IMO it is a fallacy that this is really a downside. I spend a very small percentage of my income to pay for my own benefits. I have a PPO and can go to any doctor (in the "preferred provider network" is best but doesn't have to be) don't need referrals if, say, I wanted to go to the dermatologist I could just call them and it's covered. I regularly review my insurance costs and coverage and if I find a better plan I switch.
Companies want you to think that medical benefits, retirement, stock options, etc. are more valuable than they actually are. If you shop around you can save a lot. To me, stock options of a non-publicly traded co. are worth zilch. Savvy companies sometimes try to offer to pay me with stock. I always decline.
The benefits of consulting greatly outweigh the cost. If you like I can talk about these benefits more. The biggest caveat to consulting is finding the gigs and forming a network of repeat clients. Luckily I've been working in SD since graduating UCSD in 1993 and have a broad base of clients here. I'm lucky to have not sent out my resume or actively marketed myself in over 10 years but have worked non-stop whenever I wanted to. I get 2 or 3 calls per week that I need to turn down because I'm already on a contract.
April 13, 2008 at 8:28 PM in reply to: Small raise, adjusted for inflation, making less than last year #186384Participantnostradamus is right, the downside of being a consultant is since you're not an employee of the company, you get no company benefits.
IMO it is a fallacy that this is really a downside. I spend a very small percentage of my income to pay for my own benefits. I have a PPO and can go to any doctor (in the "preferred provider network" is best but doesn't have to be) don't need referrals if, say, I wanted to go to the dermatologist I could just call them and it's covered. I regularly review my insurance costs and coverage and if I find a better plan I switch.
Companies want you to think that medical benefits, retirement, stock options, etc. are more valuable than they actually are. If you shop around you can save a lot. To me, stock options of a non-publicly traded co. are worth zilch. Savvy companies sometimes try to offer to pay me with stock. I always decline.
The benefits of consulting greatly outweigh the cost. If you like I can talk about these benefits more. The biggest caveat to consulting is finding the gigs and forming a network of repeat clients. Luckily I've been working in SD since graduating UCSD in 1993 and have a broad base of clients here. I'm lucky to have not sent out my resume or actively marketed myself in over 10 years but have worked non-stop whenever I wanted to. I get 2 or 3 calls per week that I need to turn down because I'm already on a contract.
April 13, 2008 at 8:28 PM in reply to: Small raise, adjusted for inflation, making less than last year #186415Participantnostradamus is right, the downside of being a consultant is since you're not an employee of the company, you get no company benefits.
IMO it is a fallacy that this is really a downside. I spend a very small percentage of my income to pay for my own benefits. I have a PPO and can go to any doctor (in the "preferred provider network" is best but doesn't have to be) don't need referrals if, say, I wanted to go to the dermatologist I could just call them and it's covered. I regularly review my insurance costs and coverage and if I find a better plan I switch.
Companies want you to think that medical benefits, retirement, stock options, etc. are more valuable than they actually are. If you shop around you can save a lot. To me, stock options of a non-publicly traded co. are worth zilch. Savvy companies sometimes try to offer to pay me with stock. I always decline.
The benefits of consulting greatly outweigh the cost. If you like I can talk about these benefits more. The biggest caveat to consulting is finding the gigs and forming a network of repeat clients. Luckily I've been working in SD since graduating UCSD in 1993 and have a broad base of clients here. I'm lucky to have not sent out my resume or actively marketed myself in over 10 years but have worked non-stop whenever I wanted to. I get 2 or 3 calls per week that I need to turn down because I'm already on a contract.
April 13, 2008 at 8:28 PM in reply to: Small raise, adjusted for inflation, making less than last year #186422Participantnostradamus is right, the downside of being a consultant is since you're not an employee of the company, you get no company benefits.
IMO it is a fallacy that this is really a downside. I spend a very small percentage of my income to pay for my own benefits. I have a PPO and can go to any doctor (in the "preferred provider network" is best but doesn't have to be) don't need referrals if, say, I wanted to go to the dermatologist I could just call them and it's covered. I regularly review my insurance costs and coverage and if I find a better plan I switch.
Companies want you to think that medical benefits, retirement, stock options, etc. are more valuable than they actually are. If you shop around you can save a lot. To me, stock options of a non-publicly traded co. are worth zilch. Savvy companies sometimes try to offer to pay me with stock. I always decline.
The benefits of consulting greatly outweigh the cost. If you like I can talk about these benefits more. The biggest caveat to consulting is finding the gigs and forming a network of repeat clients. Luckily I've been working in SD since graduating UCSD in 1993 and have a broad base of clients here. I'm lucky to have not sent out my resume or actively marketed myself in over 10 years but have worked non-stop whenever I wanted to. I get 2 or 3 calls per week that I need to turn down because I'm already on a contract.
April 13, 2008 at 8:28 PM in reply to: Small raise, adjusted for inflation, making less than last year #186426Participantnostradamus is right, the downside of being a consultant is since you're not an employee of the company, you get no company benefits.
IMO it is a fallacy that this is really a downside. I spend a very small percentage of my income to pay for my own benefits. I have a PPO and can go to any doctor (in the "preferred provider network" is best but doesn't have to be) don't need referrals if, say, I wanted to go to the dermatologist I could just call them and it's covered. I regularly review my insurance costs and coverage and if I find a better plan I switch.
Companies want you to think that medical benefits, retirement, stock options, etc. are more valuable than they actually are. If you shop around you can save a lot. To me, stock options of a non-publicly traded co. are worth zilch. Savvy companies sometimes try to offer to pay me with stock. I always decline.
The benefits of consulting greatly outweigh the cost. If you like I can talk about these benefits more. The biggest caveat to consulting is finding the gigs and forming a network of repeat clients. Luckily I've been working in SD since graduating UCSD in 1993 and have a broad base of clients here. I'm lucky to have not sent out my resume or actively marketed myself in over 10 years but have worked non-stop whenever I wanted to. I get 2 or 3 calls per week that I need to turn down because I'm already on a contract.
April 13, 2008 at 8:00 PM in reply to: What did it cost to take a family to the Carlsbad Flower fields? #186333ParticipantVery interesting post! It’s a startling revelation when you do the math on things, I find myself doing it all the time and I don’t even have a family. I put everything on my credit card (since I earn points and cash back) so I have an electronic summary which I can put into my Quicken software and generate a pie chart of where all my money goes. Here’s an example from last month.
[img_assist|nid=7200|title=|desc=|link=node|align=left|width=466|height=345]
I’m proud to say the big, blue section is the amount I put into savings.
You’d be surprised (for example, not me but some people spend 5% or more of their salary at Starbuck’s). I know a gal who does just that. She drinks $4 drinks at starbucks 3 times a day for $12. She makes about $20 per hour at her job. So Starbuck’s is 7.5% of her salary even if you don’t count what she drinks on the weekends. Starbuck’s is one of my favorite calculations and I’ve posted about it before. It’s good for Starbuck’s, bad for your bucks.
April 13, 2008 at 8:00 PM in reply to: What did it cost to take a family to the Carlsbad Flower fields? #186350ParticipantVery interesting post! It’s a startling revelation when you do the math on things, I find myself doing it all the time and I don’t even have a family. I put everything on my credit card (since I earn points and cash back) so I have an electronic summary which I can put into my Quicken software and generate a pie chart of where all my money goes. Here’s an example from last month.
[img_assist|nid=7200|title=|desc=|link=node|align=left|width=466|height=345]
I’m proud to say the big, blue section is the amount I put into savings.
You’d be surprised (for example, not me but some people spend 5% or more of their salary at Starbuck’s). I know a gal who does just that. She drinks $4 drinks at starbucks 3 times a day for $12. She makes about $20 per hour at her job. So Starbuck’s is 7.5% of her salary even if you don’t count what she drinks on the weekends. Starbuck’s is one of my favorite calculations and I’ve posted about it before. It’s good for Starbuck’s, bad for your bucks.
April 13, 2008 at 8:00 PM in reply to: What did it cost to take a family to the Carlsbad Flower fields? #186381ParticipantVery interesting post! It’s a startling revelation when you do the math on things, I find myself doing it all the time and I don’t even have a family. I put everything on my credit card (since I earn points and cash back) so I have an electronic summary which I can put into my Quicken software and generate a pie chart of where all my money goes. Here’s an example from last month.
[img_assist|nid=7200|title=|desc=|link=node|align=left|width=466|height=345]
I’m proud to say the big, blue section is the amount I put into savings.
You’d be surprised (for example, not me but some people spend 5% or more of their salary at Starbuck’s). I know a gal who does just that. She drinks $4 drinks at starbucks 3 times a day for $12. She makes about $20 per hour at her job. So Starbuck’s is 7.5% of her salary even if you don’t count what she drinks on the weekends. Starbuck’s is one of my favorite calculations and I’ve posted about it before. It’s good for Starbuck’s, bad for your bucks.
April 13, 2008 at 8:00 PM in reply to: What did it cost to take a family to the Carlsbad Flower fields? #186388ParticipantVery interesting post! It’s a startling revelation when you do the math on things, I find myself doing it all the time and I don’t even have a family. I put everything on my credit card (since I earn points and cash back) so I have an electronic summary which I can put into my Quicken software and generate a pie chart of where all my money goes. Here’s an example from last month.
[img_assist|nid=7200|title=|desc=|link=node|align=left|width=466|height=345]
I’m proud to say the big, blue section is the amount I put into savings.
You’d be surprised (for example, not me but some people spend 5% or more of their salary at Starbuck’s). I know a gal who does just that. She drinks $4 drinks at starbucks 3 times a day for $12. She makes about $20 per hour at her job. So Starbuck’s is 7.5% of her salary even if you don’t count what she drinks on the weekends. Starbuck’s is one of my favorite calculations and I’ve posted about it before. It’s good for Starbuck’s, bad for your bucks.
April 13, 2008 at 8:00 PM in reply to: What did it cost to take a family to the Carlsbad Flower fields? #186393ParticipantVery interesting post! It’s a startling revelation when you do the math on things, I find myself doing it all the time and I don’t even have a family. I put everything on my credit card (since I earn points and cash back) so I have an electronic summary which I can put into my Quicken software and generate a pie chart of where all my money goes. Here’s an example from last month.
[img_assist|nid=7200|title=|desc=|link=node|align=left|width=466|height=345]
I’m proud to say the big, blue section is the amount I put into savings.
You’d be surprised (for example, not me but some people spend 5% or more of their salary at Starbuck’s). I know a gal who does just that. She drinks $4 drinks at starbucks 3 times a day for $12. She makes about $20 per hour at her job. So Starbuck’s is 7.5% of her salary even if you don’t count what she drinks on the weekends. Starbuck’s is one of my favorite calculations and I’ve posted about it before. It’s good for Starbuck’s, bad for your bucks.
ParticipantIf’n you like the gyrating hips go on youtube and search for “mapouka”. It’s rooted in traditional African dance, and they were doin’ it long before the latinas…
ParticipantIf’n you like the gyrating hips go on youtube and search for “mapouka”. It’s rooted in traditional African dance, and they were doin’ it long before the latinas…
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