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nostradamus
ParticipantHaha I saw that one too but I think at $53 they are being unrealistic. We haven’t reached bottom yet you know! I would only offer $25.
nostradamus
ParticipantHaha I saw that one too but I think at $53 they are being unrealistic. We haven’t reached bottom yet you know! I would only offer $25.
nostradamus
Participant[quote=rustico]
So far the most justice for diyfer,on listed properties, that I see, is to do as much leg work as they can and ask for as much of a rebate as they can get in return.This could be going with redfin or a regular agent. I could be missing something though. There are private party sales and someone with the knowlege you and other piggs have can pursue that.
[/quote][quote=SD Realtor]
Trust me, contacting the lender while title is still in the name of the owner is a fruitless task unless the homeowner gives the lender permission to talk to you. Otherwise simply wait until foreclosure and then try to contact the lender or whoever gobbles it up at the trustee sale. [/quote]Thanks Rustico and SD Realtor, this is why I post on here to get this kind of info from guys like you. It makes sense that the lender won’t talk to me but does the FB really have any say in the price if it is a short sale? For them the result is the same whether I buy for $5 or $500k. Yet, I’m sure there are laws protecting them. I guess I am getting ahead of myself in trying to see just how much I can do on my own.
I was considering going to the door of the FB and I even went as far as going to the complex to leave them a letter I had written up. Then at the last minute I decided wait: this is a short sale, I should be talking to the bank! I thought, I have all of this public information on the asking price, the lender, and so on, I can just give the bank my offer and they don’t have to share any info with me. I guess I was mistaken.
Another question: would chances improve with the lender if I offer to take the new loan with them using my 20% down and rock star fico?
nostradamus
Participant[quote=rustico]
So far the most justice for diyfer,on listed properties, that I see, is to do as much leg work as they can and ask for as much of a rebate as they can get in return.This could be going with redfin or a regular agent. I could be missing something though. There are private party sales and someone with the knowlege you and other piggs have can pursue that.
[/quote][quote=SD Realtor]
Trust me, contacting the lender while title is still in the name of the owner is a fruitless task unless the homeowner gives the lender permission to talk to you. Otherwise simply wait until foreclosure and then try to contact the lender or whoever gobbles it up at the trustee sale. [/quote]Thanks Rustico and SD Realtor, this is why I post on here to get this kind of info from guys like you. It makes sense that the lender won’t talk to me but does the FB really have any say in the price if it is a short sale? For them the result is the same whether I buy for $5 or $500k. Yet, I’m sure there are laws protecting them. I guess I am getting ahead of myself in trying to see just how much I can do on my own.
I was considering going to the door of the FB and I even went as far as going to the complex to leave them a letter I had written up. Then at the last minute I decided wait: this is a short sale, I should be talking to the bank! I thought, I have all of this public information on the asking price, the lender, and so on, I can just give the bank my offer and they don’t have to share any info with me. I guess I was mistaken.
Another question: would chances improve with the lender if I offer to take the new loan with them using my 20% down and rock star fico?
nostradamus
Participant[quote=rustico]
So far the most justice for diyfer,on listed properties, that I see, is to do as much leg work as they can and ask for as much of a rebate as they can get in return.This could be going with redfin or a regular agent. I could be missing something though. There are private party sales and someone with the knowlege you and other piggs have can pursue that.
[/quote][quote=SD Realtor]
Trust me, contacting the lender while title is still in the name of the owner is a fruitless task unless the homeowner gives the lender permission to talk to you. Otherwise simply wait until foreclosure and then try to contact the lender or whoever gobbles it up at the trustee sale. [/quote]Thanks Rustico and SD Realtor, this is why I post on here to get this kind of info from guys like you. It makes sense that the lender won’t talk to me but does the FB really have any say in the price if it is a short sale? For them the result is the same whether I buy for $5 or $500k. Yet, I’m sure there are laws protecting them. I guess I am getting ahead of myself in trying to see just how much I can do on my own.
I was considering going to the door of the FB and I even went as far as going to the complex to leave them a letter I had written up. Then at the last minute I decided wait: this is a short sale, I should be talking to the bank! I thought, I have all of this public information on the asking price, the lender, and so on, I can just give the bank my offer and they don’t have to share any info with me. I guess I was mistaken.
Another question: would chances improve with the lender if I offer to take the new loan with them using my 20% down and rock star fico?
nostradamus
Participant[quote=rustico]
So far the most justice for diyfer,on listed properties, that I see, is to do as much leg work as they can and ask for as much of a rebate as they can get in return.This could be going with redfin or a regular agent. I could be missing something though. There are private party sales and someone with the knowlege you and other piggs have can pursue that.
[/quote][quote=SD Realtor]
Trust me, contacting the lender while title is still in the name of the owner is a fruitless task unless the homeowner gives the lender permission to talk to you. Otherwise simply wait until foreclosure and then try to contact the lender or whoever gobbles it up at the trustee sale. [/quote]Thanks Rustico and SD Realtor, this is why I post on here to get this kind of info from guys like you. It makes sense that the lender won’t talk to me but does the FB really have any say in the price if it is a short sale? For them the result is the same whether I buy for $5 or $500k. Yet, I’m sure there are laws protecting them. I guess I am getting ahead of myself in trying to see just how much I can do on my own.
I was considering going to the door of the FB and I even went as far as going to the complex to leave them a letter I had written up. Then at the last minute I decided wait: this is a short sale, I should be talking to the bank! I thought, I have all of this public information on the asking price, the lender, and so on, I can just give the bank my offer and they don’t have to share any info with me. I guess I was mistaken.
Another question: would chances improve with the lender if I offer to take the new loan with them using my 20% down and rock star fico?
nostradamus
Participant[quote=rustico]
So far the most justice for diyfer,on listed properties, that I see, is to do as much leg work as they can and ask for as much of a rebate as they can get in return.This could be going with redfin or a regular agent. I could be missing something though. There are private party sales and someone with the knowlege you and other piggs have can pursue that.
[/quote][quote=SD Realtor]
Trust me, contacting the lender while title is still in the name of the owner is a fruitless task unless the homeowner gives the lender permission to talk to you. Otherwise simply wait until foreclosure and then try to contact the lender or whoever gobbles it up at the trustee sale. [/quote]Thanks Rustico and SD Realtor, this is why I post on here to get this kind of info from guys like you. It makes sense that the lender won’t talk to me but does the FB really have any say in the price if it is a short sale? For them the result is the same whether I buy for $5 or $500k. Yet, I’m sure there are laws protecting them. I guess I am getting ahead of myself in trying to see just how much I can do on my own.
I was considering going to the door of the FB and I even went as far as going to the complex to leave them a letter I had written up. Then at the last minute I decided wait: this is a short sale, I should be talking to the bank! I thought, I have all of this public information on the asking price, the lender, and so on, I can just give the bank my offer and they don’t have to share any info with me. I guess I was mistaken.
Another question: would chances improve with the lender if I offer to take the new loan with them using my 20% down and rock star fico?
nostradamus
Participant[quote=Rustico]
Speaking of justice I hope you do that bathroom right! JK. Let me know if you need any tips.[/quote]I hope I do it right too! Duct tape is a suitable substitute for thinset mortar, right?
Kidding. I’ve finished the toilet installation and tile in that area, as well as installed a new countertop over the existing vanity and replaced the sinks. It is coming out great so far. It was more fun destroying the bathroom than it is rebuilding it. The former requires gloves and a sledgehammer; the latter requires measurements, fine cuts, levels, an eye for detail, sandpaper, cleanliness, and a lot of patience… Harbor Freight tools has become my friend as well as Home Depot, Dixieline, and Lowe’s.
I will be taking a blowtorch to the pipes in order to plumb in the new tub which I have yet to purchase. I’m waiting to decide what I do for the tub/surround before I finish this up. I was hoping to be done in two weeks but as I learn the trade I’m getting new ideas.
nostradamus
Participant[quote=Rustico]
Speaking of justice I hope you do that bathroom right! JK. Let me know if you need any tips.[/quote]I hope I do it right too! Duct tape is a suitable substitute for thinset mortar, right?
Kidding. I’ve finished the toilet installation and tile in that area, as well as installed a new countertop over the existing vanity and replaced the sinks. It is coming out great so far. It was more fun destroying the bathroom than it is rebuilding it. The former requires gloves and a sledgehammer; the latter requires measurements, fine cuts, levels, an eye for detail, sandpaper, cleanliness, and a lot of patience… Harbor Freight tools has become my friend as well as Home Depot, Dixieline, and Lowe’s.
I will be taking a blowtorch to the pipes in order to plumb in the new tub which I have yet to purchase. I’m waiting to decide what I do for the tub/surround before I finish this up. I was hoping to be done in two weeks but as I learn the trade I’m getting new ideas.
nostradamus
Participant[quote=Rustico]
Speaking of justice I hope you do that bathroom right! JK. Let me know if you need any tips.[/quote]I hope I do it right too! Duct tape is a suitable substitute for thinset mortar, right?
Kidding. I’ve finished the toilet installation and tile in that area, as well as installed a new countertop over the existing vanity and replaced the sinks. It is coming out great so far. It was more fun destroying the bathroom than it is rebuilding it. The former requires gloves and a sledgehammer; the latter requires measurements, fine cuts, levels, an eye for detail, sandpaper, cleanliness, and a lot of patience… Harbor Freight tools has become my friend as well as Home Depot, Dixieline, and Lowe’s.
I will be taking a blowtorch to the pipes in order to plumb in the new tub which I have yet to purchase. I’m waiting to decide what I do for the tub/surround before I finish this up. I was hoping to be done in two weeks but as I learn the trade I’m getting new ideas.
nostradamus
Participant[quote=Rustico]
Speaking of justice I hope you do that bathroom right! JK. Let me know if you need any tips.[/quote]I hope I do it right too! Duct tape is a suitable substitute for thinset mortar, right?
Kidding. I’ve finished the toilet installation and tile in that area, as well as installed a new countertop over the existing vanity and replaced the sinks. It is coming out great so far. It was more fun destroying the bathroom than it is rebuilding it. The former requires gloves and a sledgehammer; the latter requires measurements, fine cuts, levels, an eye for detail, sandpaper, cleanliness, and a lot of patience… Harbor Freight tools has become my friend as well as Home Depot, Dixieline, and Lowe’s.
I will be taking a blowtorch to the pipes in order to plumb in the new tub which I have yet to purchase. I’m waiting to decide what I do for the tub/surround before I finish this up. I was hoping to be done in two weeks but as I learn the trade I’m getting new ideas.
nostradamus
Participant[quote=Rustico]
Speaking of justice I hope you do that bathroom right! JK. Let me know if you need any tips.[/quote]I hope I do it right too! Duct tape is a suitable substitute for thinset mortar, right?
Kidding. I’ve finished the toilet installation and tile in that area, as well as installed a new countertop over the existing vanity and replaced the sinks. It is coming out great so far. It was more fun destroying the bathroom than it is rebuilding it. The former requires gloves and a sledgehammer; the latter requires measurements, fine cuts, levels, an eye for detail, sandpaper, cleanliness, and a lot of patience… Harbor Freight tools has become my friend as well as Home Depot, Dixieline, and Lowe’s.
I will be taking a blowtorch to the pipes in order to plumb in the new tub which I have yet to purchase. I’m waiting to decide what I do for the tub/surround before I finish this up. I was hoping to be done in two weeks but as I learn the trade I’m getting new ideas.
nostradamus
Participant[quote=Rustico]FLU and Nost.
What are the reasons for wanting to know the loan balances and especially the lender? I can think of a few but wonder what your reasons are.
[/quote]
I want to know the lender for homes that are a short sale. Since the lender is the one who has to accept the price, I will try going directly to them with an offer. It’s the DIY way.Speaking of DIY check out my master bath! It’s a work in progress.
[img_assist|nid=7957|title=|desc=|link=node|align=left|width=449|height=338]
nostradamus
Participant[quote=Rustico]FLU and Nost.
What are the reasons for wanting to know the loan balances and especially the lender? I can think of a few but wonder what your reasons are.
[/quote]
I want to know the lender for homes that are a short sale. Since the lender is the one who has to accept the price, I will try going directly to them with an offer. It’s the DIY way.Speaking of DIY check out my master bath! It’s a work in progress.
[img_assist|nid=7957|title=|desc=|link=node|align=left|width=449|height=338]
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