[no_such_reality]

Where the money goes:

And according to blue shield, the big drivers are older, sicker, specialy drugs and newer more expensive treatments, i.e proton beam therapy. Someone has to pay for each of those $200 million dollar centers.

Don’t get me wrong, I’ll be first in line for proton beam if I get something that needs treatment by it, but the fact remains, $32K versus $18K.

[no_such_reality]

I said create. Not creative

[no_such_reality]

Are you forgetting the 2016 tax incentive of 30%?

Or where the cash back/rebates only $400?

At $20K you should be grabbing a $6000 tax incentive for 2016.

[no_such_reality]

[quote=bearishgurl][quote=no_such_reality]My kid is five. I’m not sure I want my kid to go to the UC system as it is today.

It’s not because I don’t value education or appreciate how incredibly good the UC schools really are.

It’s because of how insanely competitive admission has become. . . .[/quote]NSR, have you considered making plans for getting your kid situated out-of-state (relative’s houses, etc) for purposes of university attendance when the time comes? What are you leaning towards counseling your kid to do after HS?[/quote]

I want him to do is immaterial. What he wants to do is what matters.

Overall, I just try to continue to encourage his ability to create. Realize that which he hasn’t realized before, that what he hasn’t seen before and figure out how to make it so.

As for anything else, in hindsight, the union reps of the 80s were right, outsourcing is a race to the bottom. First it was manufacturing. Then back office services. But now, it’s pretty much coming for every professional service, including medical. Our health plan sent us info for 24/7 doctor visits via video this past week touting the affordability of it, $49.

Jobs for those that can create will remain, but the grunt work of programming, xray reading, expense review, etc, have several hundred million ready to do it for a couple dollars an hour, and that number is growing and they’re being replaced by machine too. AKA Schwab already has algorithm portfolio managers that do better than their people.

[no_such_reality]

My kid is five. I’m not sure I want my kid to go to the UC system as it is today.

It’s not because I don’t value education or appreciate how incredibly good the UC schools really are.

It’s because of how insanely competitive admission has become.

And back to my main point, if you don’t want admission to UC and particularly UCLA and Berkeley to be insanely rare, they’re massively too small.

I know first hand, many parents who have wrapped their whole family life for years around college admission prep. Kumon, check. SAT boot camp, starting in 7th grade, check. Summer academic, camps, check. College placement parent courses, check. Volunteer international internship program, check.

Some of these kids are very accomplished. Some have great resumes. Most, IMHO, are drones baking the college admissions recipe book, chained to the grindstone of putting in hours. Some like it. But they’re just grinding out the recipe, IMO.

I for one believe the reports that the admissions to the Ivy’s and neo-Ivy’s like Stanford have gotten out of hand, that they basically boil down to a lottery and a likability interviewers/admission officer going to bat for you.

The student in your prior linked article, while accomplished is a pretty ho-hum run of the mill story in California. Top 9% of her class? Whoopie-do. Don’t get me wrong, that’s good, but if the top 9% of the class deserve admission to the UC flagship schools, then Berkley’s budget pretty much needs to be increased 20X.

This year 500,000 kids will graduated. Near 4.0 and over 4.0 GPAs are frankly run of the mill in our better high schools that have AP/honors and College Prep courses.

Student body president, yawn. That’s not me, that’s the college admission officers. Homeless shelter volunteer, yawn. Accomplished instrument player, yawn.

Just following recipe.

We’ve gone further now, because now, you need to be an concert worthy musician having performed in international venues. (Not sure if that’s marketing spin on Band Camp performed at Oktoberfest in Drunkensberg, Duetschland or an actual noteworthy international performer). I do know that Harvard admitted a clandestine serial farter You get the picture, although I’m guessing they catch most of the resume fluffers, if they care.

Yes, I as the parent don’t want to run that rat race.

But back to my point, we will be graduating 500,000 kids a year from high school. We’re expecting 60%+ of them to go to college. Berkley’s Undergrad freshman class is about 4000 Californians. UCLA is about the same. It’s notable that both admitted roughly 10,000 Californians out of nearly 60,000 California applicants. I’d hazard that most of the 10,000 Berkeley admits are also UCLA admits.

In the 1990s, we were graduating 250,000 from high school. Last year it was 425,000. And going forward, the classes are getting larger.

Berkeley and UCLA have room for 1%.

Nationwide, we will have roughly 3.3 million graduates this year. Harvard has room for 1660. Stanford has room for 1700. Berkeley 5000. UCLA 5000.

We need seats for 2,000,000.

And they’re all racing for an Apple Watch school.

[no_such_reality]

Is it really competition or just shifting of public costs?

On this, Trump basically tells them what they feel. They’ve been sold down the river. If fact, Trump will tell them they’ve been sold down the river and admit to doing himself to stay competitive with every other company doing it. Bernie says much the same.

Prime example, Disney’s failed outsource of theme park IT or Trump’s own use of H2bs to clean his hotel.

My former employees in India were making the equivalent of about $3/hr when you factor their 60 hour weeks. Of course, once they left the office, you were out of luck as they didn’t have home internet service nor reliable cell service.

Or in the case of China, couple the above with the below to figure out why stuff made there is so cheap.

I’m not really willing to be great again and “competitive” if to do so we need to look like the above.

There are costs to having a modern society. Educating our kids, providing health care and making sure all people participate in the economic rewards of our society.

[no_such_reality]

Wow, even with SDGE’s high rates, you’re using 1000KWH a month?

I have no idea how many I’m using anymore, I’ve gotten minimum bill now for close to five years. SCE’s rates though are 25% less than SDGE though.

[no_such_reality]

On going education is expensive and, IMO, education and state employee unions are the new millitary industrial complex.

The UC system is a giant complex beast, running a several notable hospitals, a few national labs and the campuses with research arms.

They make a lot of money, they cost a lot of money. CSU system costs a fair amount too. State spending, not school spending per student is $11251 for UC and $6799 for CSU.

It’s way down compared to the much lower admission rate days of the 70s and 80s.

As for admissions, qualified is meaningless. High schools like Uni high in Irvine crank out 1/3rd of the kids in AP glasses and 48 perfect SATs. The other Irvine schools aren’t far behind. Nor the other geared to succeed schools in OC.

So we are at a crux, do quadruple the funding to 80s level for the number of students being pushed to college or do we further restrict the number of enrollment?

JMHO, but UC didn’t become great by being high school part deux.

Our primary education system is broken. Kids are graduating high school and struggle to do more than basic arithmetic. Pick up and CC schedule and look at the prequal courses, they’re not for “returning adults”. Yet they’re enrolling in college because they need to. Because businesses want college degrees to be a paper shuffler.

[quote=bearishgurl]

The story below is ridiculous. By all accounts, this applicant should have gotten accepted into the UC … yes, even to the “flagships.” Perhaps she was only offered Merced for being in the top 9% of her class and elected to take the 4-year full-ride scholarship offered to her on the east coast … and I don’t blame her. She’s apparently “good enough for full ride at an Ivy” … but not given the time of day at UC in her home state!

As a student at South Pasadena High School, Katherine Uriarte aced six Advanced Placement classes, got top scores on her ACT, served in student government and nailed a summer internship at Caltech.

It wasn’t enough to get into UCLA or UC Berkeley.

The daughter of a Mexican immigrant, Uriarte still realized her dream of becoming the first in her family to go to college. She is now a freshman at Columbia University in New York City with a full-ride scholarship from the Bill & Melinda Gates Foundation. But she said she felt Californians like herself were losing out to a growing tide of students from other states and countries who want to go to UC schools.
/[/quote]

[no_such_reality]

Isn’t this a side effect of our primary education system being geared towards everyone goes to college?

Cali has 500,000 kids per grade. At 60% college attempt rate, the UC and CS systems need 1.5 million seats to accommodate.

They currently have enrollment around 700,0000

[no_such_reality]

30 year rates drifting down?

[no_such_reality]

The those in the know grapevine say Bernie is going to be Trump’s VP nod.

Most voters boil down to one issue. Granted they’re all over the map for which ONE issue they pick, but they pick one issue.

In battleground coal country, that’s Coal. Clinton gaffs on Coal

The current pollster read on the electoral results (pending the presumptive nominees)

[no_such_reality]

Research that claims a single person making $66K is upper income calls into question if they understand how wealth works or if their just torturing data to support their hypothesis.

Granted if you looked at a more raw measure the problem likely, IMHO, be actually worse.

As for the equality article, trust and expertise isn’t established quickly. It too has a flaw in that none have expertise. One performs better, how much better and how noticeably better isn’t disclosed.

[no_such_reality]

Long post, let me summarize that book to the key part:

Don’t eat anything white.

Basically, eat a low GL diet. Or low carb diet. Or a paleo diet. Or do a South Beach induction, or …

But everything in the book is just fluff, IMO, tied back to following a low GL diet.

[quote=skerzz]pick up a copy of the book “4 Hour Body” by Timothy Ferris. You can implement bits and pieces of his advice and/or modify the plan to work for you.

The book outlines a diet and workout plan all based on a “minimum effective does” theory — 20% of a standard weight training plan will give you 80% of the results. If you don’t have aspirations of becoming a fitness model / body builder, blow off the remaining 20% of results as the the incremental effort to obtain them isn’t worth the effort.

First, and most importantly, make sure you correct your diet — no (reasonable) amount of exercise will overcome a crappy diet.

second – Add weight resistance training to your routine. Contrary to common belief, cardio exercise, while great for endurance, is not an effective fat burning tool. This means you don’t need to (and shouldn’t) spend hours running on the treadmill each week like a gerbil!

I picked up the 4 Hour Body in mid-February and began my goal of dropping the 30lbs I gained after graduating college while working my desk job. In 2.5 months I’ve dropped over 20 lbs (fat loss offset by muscle weight gain) and my strength is nearly as high as it has ever been with very little effort/time commitment (I used to religiously lift weights 4x per week in college). The best part, the diet and workout routine has been extremely easy to follow and stick with due to limited time commitment and the fact that I’m not hungry while eating in a caloric deficit. Here’s an example of what’s working for me:

diet – I follow a ketogenic diet (modified version of the diet laid out in the 4 Hour Body) 6 days per week and eat whatever (literally) I want one day per week (my “cheat day”). Ketogenic diet doesn’t leave me hungry and consists of high fat (about 60% of calories), moderate protein (about 30% calories), and remainder of calories from alcohol and veggies high in fiber. Make sure your fats are from “clean” sources – grass fed beef, eggs, Kerrigold butter, coconut oil, olive oil, bacon without sulfates, avocados, almonds, etc. I enjoy craft beer, so the most difficult adjustment with this diet has been cutting back on my IPA consumption to one day per week — luckily most spirits and wine have no/low carb content. I love that I can regularly eat steaks topped with butter while cutting inches from my waistline.

Gym – I spend 10-15 minutes once every 4 days doing weight resistance training, alternating between workout A and workout B. Each workout consists of one set of two different exercises. That’s it. In and out of the gym in 10-15min (I almost feel “lazy” for working out so little/quickly). Easy to follow, not very time consuming, and results have exceeded expectations (I initially very skeptical of the workout routine and diet).[/quote]

[no_such_reality]

I suspect most Trump supporters feel like they get reactions like the Dad in this cartoon. IMHO, the left needs to figure it out because they have all appearances of pushing more people to Trump with the continual decrying of his rise.

[no_such_reality]

The eggs are mostly due age. There are visible differences between farmed eggs and pastured eggs that vary with season. Farmer market Free range too depending on your source eggs and how much free range is actually pastured omnivore get chicken versus farm factory free range which means an acre chicken coop barn with a door that leads to a patio sized dirt spot.

as for diet and weight, it’s still reasonable eating and activity. Our bodies are designed to be on the move. Whether walking, chiseling tiles, climbing, raking, cleaning, but moving. Moving is not sitting in car commuting to sit extended hours.

[Author]

Posts