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njtosd
Participant[quote=davelj]That the CFA Institute – as an ORGANIZATION – professes to care about ethics should come as no surprise. Much as the American Institute of CPAs also professes to care about ethics, despite the clear conflicts that many CPAs face and often don’t handle particularly well. (Throw the American Bar Association vis-a-vis lawyers in there as well. I could go on.)
. . .
[/quote]I don’t know about the CFA Institute, but the American Bar Association is a voluntary group that is primarily educational in nature. It has no ability to enforce anything. Attorneys take state bar exams; professional ethics inquiries are handled by an office of the state (may or may not be the state bar association, depending on whether it’s an integrated bar). In any event, these organizations take ethics charges VERY SERIOUSLY, but they only investigate issues that are brought to their attention. So although there are lots of crooked lawyers out there, it is not the result of inattention by their bar associations (or equivalent). It’s the result of people not reporting problems (frequently because the clients who know about the transgressions aren’t squeaky clean either).
njtosd
ParticipantZillow’s main value, as far as I’m concerned, is that it is usually pretty accurate at identifying the location and lot lines of a property. And just from experience, our house here sold in January, and we discovered later that it sold within 1% of the “Zestimate.” As it turned out, we didn’t use an agent (although we compensated the buyer’s agent), so if we figure the price that we would have sold it for using an agent, the “Zestimate” was more like about 3-4% low.
njtosd
ParticipantZillow’s main value, as far as I’m concerned, is that it is usually pretty accurate at identifying the location and lot lines of a property. And just from experience, our house here sold in January, and we discovered later that it sold within 1% of the “Zestimate.” As it turned out, we didn’t use an agent (although we compensated the buyer’s agent), so if we figure the price that we would have sold it for using an agent, the “Zestimate” was more like about 3-4% low.
njtosd
ParticipantZillow’s main value, as far as I’m concerned, is that it is usually pretty accurate at identifying the location and lot lines of a property. And just from experience, our house here sold in January, and we discovered later that it sold within 1% of the “Zestimate.” As it turned out, we didn’t use an agent (although we compensated the buyer’s agent), so if we figure the price that we would have sold it for using an agent, the “Zestimate” was more like about 3-4% low.
njtosd
ParticipantZillow’s main value, as far as I’m concerned, is that it is usually pretty accurate at identifying the location and lot lines of a property. And just from experience, our house here sold in January, and we discovered later that it sold within 1% of the “Zestimate.” As it turned out, we didn’t use an agent (although we compensated the buyer’s agent), so if we figure the price that we would have sold it for using an agent, the “Zestimate” was more like about 3-4% low.
njtosd
ParticipantZillow’s main value, as far as I’m concerned, is that it is usually pretty accurate at identifying the location and lot lines of a property. And just from experience, our house here sold in January, and we discovered later that it sold within 1% of the “Zestimate.” As it turned out, we didn’t use an agent (although we compensated the buyer’s agent), so if we figure the price that we would have sold it for using an agent, the “Zestimate” was more like about 3-4% low.
njtosd
Participant[quote=walterwhite]My pool costs me more per month than my rent in law school.[/quote]
That could either reflect the high price of pool maintenance or the number of years since your graduation ;). I graduated 20 years ago and paid $350 a month for rent at the time . . . so I guess I could say the same.
njtosd
Participant[quote=walterwhite]My pool costs me more per month than my rent in law school.[/quote]
That could either reflect the high price of pool maintenance or the number of years since your graduation ;). I graduated 20 years ago and paid $350 a month for rent at the time . . . so I guess I could say the same.
njtosd
Participant[quote=walterwhite]My pool costs me more per month than my rent in law school.[/quote]
That could either reflect the high price of pool maintenance or the number of years since your graduation ;). I graduated 20 years ago and paid $350 a month for rent at the time . . . so I guess I could say the same.
njtosd
Participant[quote=walterwhite]My pool costs me more per month than my rent in law school.[/quote]
That could either reflect the high price of pool maintenance or the number of years since your graduation ;). I graduated 20 years ago and paid $350 a month for rent at the time . . . so I guess I could say the same.
njtosd
Participant[quote=walterwhite]My pool costs me more per month than my rent in law school.[/quote]
That could either reflect the high price of pool maintenance or the number of years since your graduation ;). I graduated 20 years ago and paid $350 a month for rent at the time . . . so I guess I could say the same.
njtosd
Participant[quote=Scarlett]
P.S. How much a solar heater consumes to heat up your pool?[/quote]
The only energy required is the extra amount necessary to pump the water up to the roof. We have put in an offer on a house in SD that doesn’t have one, so I looked into the cost of installing one and they are about $3-5,000. We used to live in SD and had a pool with a solar heater and we’d have to turn it off from time to time because the water would get too warm (our grid was positioned on a portion of our roof that faced due south, so it was very efficient). And I think I’ve said this before in this thread, but I have looked at a million pool websites and http://www.poolcenter.com has been the best – lots of great information. For example, here is a link to basic info about solar pool heaters http://www.poolcenter.com/Swimming_Pool_Solar_Heating_22.htm.
njtosd
Participant[quote=Scarlett]
P.S. How much a solar heater consumes to heat up your pool?[/quote]
The only energy required is the extra amount necessary to pump the water up to the roof. We have put in an offer on a house in SD that doesn’t have one, so I looked into the cost of installing one and they are about $3-5,000. We used to live in SD and had a pool with a solar heater and we’d have to turn it off from time to time because the water would get too warm (our grid was positioned on a portion of our roof that faced due south, so it was very efficient). And I think I’ve said this before in this thread, but I have looked at a million pool websites and http://www.poolcenter.com has been the best – lots of great information. For example, here is a link to basic info about solar pool heaters http://www.poolcenter.com/Swimming_Pool_Solar_Heating_22.htm.
njtosd
Participant[quote=Scarlett]
P.S. How much a solar heater consumes to heat up your pool?[/quote]
The only energy required is the extra amount necessary to pump the water up to the roof. We have put in an offer on a house in SD that doesn’t have one, so I looked into the cost of installing one and they are about $3-5,000. We used to live in SD and had a pool with a solar heater and we’d have to turn it off from time to time because the water would get too warm (our grid was positioned on a portion of our roof that faced due south, so it was very efficient). And I think I’ve said this before in this thread, but I have looked at a million pool websites and http://www.poolcenter.com has been the best – lots of great information. For example, here is a link to basic info about solar pool heaters http://www.poolcenter.com/Swimming_Pool_Solar_Heating_22.htm.
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