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newguy
ParticipantThis is what I read in the news:
http://abclocal.go.com/kabc/story?section=news/local&id=6008525
TEMECULA (KABC) — Family members of a man killed by an off-duty police officer in Temecula are speaking out about the incident.
Family members of a man killed by an off-duty police officer in Temecula are speaking out about the incident.
Shawn Velan, 30, was shot and killed Saturday night in Temecula by an off-duty Costa Mesa police officer.
“At about 7:20 P.M., officers from the Temecula Police Department responded to a 245 — assault with a deadly weapon call in the area. The responded to a restaurant-type bar and located two victims of a gunshot shooting,” Riverside Sheriff’s Deputy Craig Roberts said.Police say it all started while people were out celebrating the end of a popular annual hot rod car show.
Velan and his friends were at a Mexican restaurant when witnesses say the officer inappropriately touched a female friend.“She turned around and said, ‘What are you doing?’ He said, ‘Oh, I thought you were my sister.’ Then Shawn stood up for her and said, ‘Don’t touch her like that,'” said Dara Lewenthal, the victim’s girlfriend who witnessed the altercation.
Police say the shooting eventually took place outside the restaurant where the officer pulled out a gun and shot Velan and his friend. Lewenthal says Velan’s 7-year-old son was standing right next to his father when he was shot.
“(The officer) just pulled out a gun and started shooting. He hit Shawn and shot (his friend) in the leg, which is (his son’s) height,” Lewenthal said.“I’m sure an officer is trained to shoot-to-kill and that’s what he did. Just full-on shot him in the chest. Just blew his chest apart,” Karen Crowley, the victim’s mother, said.
Velan’s friend Taylor is in critical condition at a local hospital. The police officer was also injured in the shooting but has been released from the hospital.
It’s unclear if any charges will be filed against the officer.Police are still trying to piece together what exactly happened, so if you have any information you’re asked to call the Temecula Police Dept. at (951) 696-300
ParticipantThis is what I read in the news:
http://abclocal.go.com/kabc/story?section=news/local&id=6008525
TEMECULA (KABC) — Family members of a man killed by an off-duty police officer in Temecula are speaking out about the incident.
Family members of a man killed by an off-duty police officer in Temecula are speaking out about the incident.
Shawn Velan, 30, was shot and killed Saturday night in Temecula by an off-duty Costa Mesa police officer.
“At about 7:20 P.M., officers from the Temecula Police Department responded to a 245 — assault with a deadly weapon call in the area. The responded to a restaurant-type bar and located two victims of a gunshot shooting,” Riverside Sheriff’s Deputy Craig Roberts said.Police say it all started while people were out celebrating the end of a popular annual hot rod car show.
Velan and his friends were at a Mexican restaurant when witnesses say the officer inappropriately touched a female friend.“She turned around and said, ‘What are you doing?’ He said, ‘Oh, I thought you were my sister.’ Then Shawn stood up for her and said, ‘Don’t touch her like that,'” said Dara Lewenthal, the victim’s girlfriend who witnessed the altercation.
Police say the shooting eventually took place outside the restaurant where the officer pulled out a gun and shot Velan and his friend. Lewenthal says Velan’s 7-year-old son was standing right next to his father when he was shot.
“(The officer) just pulled out a gun and started shooting. He hit Shawn and shot (his friend) in the leg, which is (his son’s) height,” Lewenthal said.“I’m sure an officer is trained to shoot-to-kill and that’s what he did. Just full-on shot him in the chest. Just blew his chest apart,” Karen Crowley, the victim’s mother, said.
Velan’s friend Taylor is in critical condition at a local hospital. The police officer was also injured in the shooting but has been released from the hospital.
It’s unclear if any charges will be filed against the officer.Police are still trying to piece together what exactly happened, so if you have any information you’re asked to call the Temecula Police Dept. at (951) 696-300
ParticipantThis is what I read in the news:
http://abclocal.go.com/kabc/story?section=news/local&id=6008525
TEMECULA (KABC) — Family members of a man killed by an off-duty police officer in Temecula are speaking out about the incident.
Family members of a man killed by an off-duty police officer in Temecula are speaking out about the incident.
Shawn Velan, 30, was shot and killed Saturday night in Temecula by an off-duty Costa Mesa police officer.
“At about 7:20 P.M., officers from the Temecula Police Department responded to a 245 — assault with a deadly weapon call in the area. The responded to a restaurant-type bar and located two victims of a gunshot shooting,” Riverside Sheriff’s Deputy Craig Roberts said.Police say it all started while people were out celebrating the end of a popular annual hot rod car show.
Velan and his friends were at a Mexican restaurant when witnesses say the officer inappropriately touched a female friend.“She turned around and said, ‘What are you doing?’ He said, ‘Oh, I thought you were my sister.’ Then Shawn stood up for her and said, ‘Don’t touch her like that,'” said Dara Lewenthal, the victim’s girlfriend who witnessed the altercation.
Police say the shooting eventually took place outside the restaurant where the officer pulled out a gun and shot Velan and his friend. Lewenthal says Velan’s 7-year-old son was standing right next to his father when he was shot.
“(The officer) just pulled out a gun and started shooting. He hit Shawn and shot (his friend) in the leg, which is (his son’s) height,” Lewenthal said.“I’m sure an officer is trained to shoot-to-kill and that’s what he did. Just full-on shot him in the chest. Just blew his chest apart,” Karen Crowley, the victim’s mother, said.
Velan’s friend Taylor is in critical condition at a local hospital. The police officer was also injured in the shooting but has been released from the hospital.
It’s unclear if any charges will be filed against the officer.Police are still trying to piece together what exactly happened, so if you have any information you’re asked to call the Temecula Police Dept. at (951) 696-300
ParticipantThis is what I read in the news:
http://abclocal.go.com/kabc/story?section=news/local&id=6008525
TEMECULA (KABC) — Family members of a man killed by an off-duty police officer in Temecula are speaking out about the incident.
Family members of a man killed by an off-duty police officer in Temecula are speaking out about the incident.
Shawn Velan, 30, was shot and killed Saturday night in Temecula by an off-duty Costa Mesa police officer.
“At about 7:20 P.M., officers from the Temecula Police Department responded to a 245 — assault with a deadly weapon call in the area. The responded to a restaurant-type bar and located two victims of a gunshot shooting,” Riverside Sheriff’s Deputy Craig Roberts said.Police say it all started while people were out celebrating the end of a popular annual hot rod car show.
Velan and his friends were at a Mexican restaurant when witnesses say the officer inappropriately touched a female friend.“She turned around and said, ‘What are you doing?’ He said, ‘Oh, I thought you were my sister.’ Then Shawn stood up for her and said, ‘Don’t touch her like that,'” said Dara Lewenthal, the victim’s girlfriend who witnessed the altercation.
Police say the shooting eventually took place outside the restaurant where the officer pulled out a gun and shot Velan and his friend. Lewenthal says Velan’s 7-year-old son was standing right next to his father when he was shot.
“(The officer) just pulled out a gun and started shooting. He hit Shawn and shot (his friend) in the leg, which is (his son’s) height,” Lewenthal said.“I’m sure an officer is trained to shoot-to-kill and that’s what he did. Just full-on shot him in the chest. Just blew his chest apart,” Karen Crowley, the victim’s mother, said.
Velan’s friend Taylor is in critical condition at a local hospital. The police officer was also injured in the shooting but has been released from the hospital.
It’s unclear if any charges will be filed against the officer.Police are still trying to piece together what exactly happened, so if you have any information you’re asked to call the Temecula Police Dept. at (951) 696-300
Participant***With the marriage age for high earning professionals these days being very late (mid 30s), i’m guessing our potential first time homeowner in his/her late 20s is more likely than not SINGLE and makes in the $50-75k/yr range. A late 20s/early 30s buyer is also most likely going ZERO DOWN, and interest only or possibly even NegAm. With those creative schemes now out the door and interest rates higher those buyers are all but gone!***
You said it in the first sentence: With the marriage age for the high earning professionals these days being very late (mid 30s)…While YOU’re guessing that the first time homeowner is in his/her late 20’s…I’MM guessing that the first time homeowner will be in the early to mid 30’s. Because home prices have gone up so much, it wouldn’t make sense for someone in their “late 20’s” making “50-75K” to buy a house. In fact, I doubt they were looking to buy a house in the first place . That’s what half this board is doing anyways: renting. That’s how you save up money. Or find other ways to save money such as getting married/finding roommates. I’m on the young side, but were people in their late 20’s that are SINGLE making 30-40K looking to buy single family homes with 4 beds 3 baths in the 80’s? (or whatever income that would scale 50-75K down to 80’s money). I’m GUESSING (as we all do on the boards) the answer is no. (Hey! I proved your point though about young buyers will no longer be in the market…but I guess I’m trying to say is that the young buyers were never in the market to begin with).
***Case in point: A friend of mine is a Business Analyst for a Fortune 500 company, she is a grad from UCI. Her starting salary was $42,000/yr and she is now, 2.5 yrs later at $47,500/yr. People DON’T make as much money as you think!!! We often infer income by looking at spending patterns which is obviously not the right way to guage it.***
Case in point: I know 4 people who graduated recently from UCLA and UCI. One graduated with a masters at UCI working in a Biotech company making 67K first year. One graduated with a bachelor’s UCLA at a biotech company making 60K firs year. Another one graduated UCLA with a bachelor’s working at a petroleum refinery making 74K first year (with 10% raises after 6, 12, and 24 months…no surprise coming from oil companies). And yet another graduated UCLA with a bachelor’s in business working at a Second Tier financial group making 50K first year.
Just have two of them live together, and you’re already over 100K.
On a side note, I do believe housing prices are inflated. But I don’t like it how some stories post out the extreme points of the picture. Or maybe I’m a bull in disguise =P
Participant***With the marriage age for high earning professionals these days being very late (mid 30s), i’m guessing our potential first time homeowner in his/her late 20s is more likely than not SINGLE and makes in the $50-75k/yr range. A late 20s/early 30s buyer is also most likely going ZERO DOWN, and interest only or possibly even NegAm. With those creative schemes now out the door and interest rates higher those buyers are all but gone!***
You said it in the first sentence: With the marriage age for the high earning professionals these days being very late (mid 30s)…While YOU’re guessing that the first time homeowner is in his/her late 20’s…I’MM guessing that the first time homeowner will be in the early to mid 30’s. Because home prices have gone up so much, it wouldn’t make sense for someone in their “late 20’s” making “50-75K” to buy a house. In fact, I doubt they were looking to buy a house in the first place . That’s what half this board is doing anyways: renting. That’s how you save up money. Or find other ways to save money such as getting married/finding roommates. I’m on the young side, but were people in their late 20’s that are SINGLE making 30-40K looking to buy single family homes with 4 beds 3 baths in the 80’s? (or whatever income that would scale 50-75K down to 80’s money). I’m GUESSING (as we all do on the boards) the answer is no. (Hey! I proved your point though about young buyers will no longer be in the market…but I guess I’m trying to say is that the young buyers were never in the market to begin with).
***Case in point: A friend of mine is a Business Analyst for a Fortune 500 company, she is a grad from UCI. Her starting salary was $42,000/yr and she is now, 2.5 yrs later at $47,500/yr. People DON’T make as much money as you think!!! We often infer income by looking at spending patterns which is obviously not the right way to guage it.***
Case in point: I know 4 people who graduated recently from UCLA and UCI. One graduated with a masters at UCI working in a Biotech company making 67K first year. One graduated with a bachelor’s UCLA at a biotech company making 60K firs year. Another one graduated UCLA with a bachelor’s working at a petroleum refinery making 74K first year (with 10% raises after 6, 12, and 24 months…no surprise coming from oil companies). And yet another graduated UCLA with a bachelor’s in business working at a Second Tier financial group making 50K first year.
Just have two of them live together, and you’re already over 100K.
On a side note, I do believe housing prices are inflated. But I don’t like it how some stories post out the extreme points of the picture. Or maybe I’m a bull in disguise =P
Participant***With the marriage age for high earning professionals these days being very late (mid 30s), i’m guessing our potential first time homeowner in his/her late 20s is more likely than not SINGLE and makes in the $50-75k/yr range. A late 20s/early 30s buyer is also most likely going ZERO DOWN, and interest only or possibly even NegAm. With those creative schemes now out the door and interest rates higher those buyers are all but gone!***
You said it in the first sentence: With the marriage age for the high earning professionals these days being very late (mid 30s)…While YOU’re guessing that the first time homeowner is in his/her late 20’s…I’MM guessing that the first time homeowner will be in the early to mid 30’s. Because home prices have gone up so much, it wouldn’t make sense for someone in their “late 20’s” making “50-75K” to buy a house. In fact, I doubt they were looking to buy a house in the first place . That’s what half this board is doing anyways: renting. That’s how you save up money. Or find other ways to save money such as getting married/finding roommates. I’m on the young side, but were people in their late 20’s that are SINGLE making 30-40K looking to buy single family homes with 4 beds 3 baths in the 80’s? (or whatever income that would scale 50-75K down to 80’s money). I’m GUESSING (as we all do on the boards) the answer is no. (Hey! I proved your point though about young buyers will no longer be in the market…but I guess I’m trying to say is that the young buyers were never in the market to begin with).
***Case in point: A friend of mine is a Business Analyst for a Fortune 500 company, she is a grad from UCI. Her starting salary was $42,000/yr and she is now, 2.5 yrs later at $47,500/yr. People DON’T make as much money as you think!!! We often infer income by looking at spending patterns which is obviously not the right way to guage it.***
Case in point: I know 4 people who graduated recently from UCLA and UCI. One graduated with a masters at UCI working in a Biotech company making 67K first year. One graduated with a bachelor’s UCLA at a biotech company making 60K firs year. Another one graduated UCLA with a bachelor’s working at a petroleum refinery making 74K first year (with 10% raises after 6, 12, and 24 months…no surprise coming from oil companies). And yet another graduated UCLA with a bachelor’s in business working at a Second Tier financial group making 50K first year.
Just have two of them live together, and you’re already over 100K.
On a side note, I do believe housing prices are inflated. But I don’t like it how some stories post out the extreme points of the picture. Or maybe I’m a bull in disguise =P
ParticipantAgh. I should have been like JC and exited myself from this thread. It’s obvious mgubync1 has no reading comprehension level whatsoever.
First you said to everyone who’s having mortgage problems…to just “make more money”. While I’m sure a very few portion of the population will get lucky, most people (like hundreds of thousands of people) won’t be able to just magically make an extra 20K every year.
So, like the rational person I am, I pretty much stated that’s the dumbest thing I’ve ever heard.
Then you followed up with “So you think people making 65K should buy houses that’s 250K and 20% down.”
That has nothing to do with what I said previously…but to play along, I commented that it IS possible to live in a 250K house making 65K a year. In fact, you’ll be living a very comfortable lifestyle (does anyone want to object to this?).
Then you follow up with “if you live in San Diego …and make 65K, you just flat out can’t afford a house.”
Okay, where in my last post did I say the house is in San Diego? I just stated that with 65K a year, 250K house with 20% down is reasonable. True, you won’t be able to afford a house in San Diego (because I’m sure it’ll be more than 250K), but who says you can’t live in an apartment?
Anyways, I can’t believe I wasted my time doing this. Like JC, I’m out.
ParticipantIf you make 65K a year, and bought a house that’s 250K with 20% down (making it a 200K loan)…and you “can’t afford” it, then you have major problems.
Otherwise, I’m sure 95% of the population can easily manage a 200K, 30 year loan with 65K a year.
I just pointed out some of your quotes to show you how ridiculous you sound. Do you really think anyone can look for a better paying job? I’m sure one person can. But I doubt for all the millions of people who will have to default can’t just easily “make more money”.
ParticipantQuotes from mgubnyc1:
JC, maybe you should look into a better paying job?
JC with 65k a year you will have a hard time buying a house anywhere in the USA. You have to earn more money!
jc you live in America, anything could happen, you may even wil a lotto.
What pisses me off is why these people were able to get these loans in the first place. In other countries you can’t just borrow what ever you want, even if you have hundreds of thousands of dollars in equity! If you can’t prove to the lender you could make the payments they won’t give you the loan no matter how much intrest you’re willing to pay!
The problem wasn’t the nurses or the idiot’s it’s the lenders!!————
So obviously, the way to solve this whole mess is to:
You have to earn more money!
and
you may even wil a lotto.
There it is. It’s SO simple. Just have people make double the current median. Thank God we’ve finally found the slution. Come next year, I’ll be able to afford that 250K condo. Wait a minute…if I make double the money…maybe I can afford that 300K house…or maybe I can stretch it out for that 400K house…
July 3, 2007 at 9:24 PM in reply to: New Homes- Reduces prices, plus up to $50,000 to spend your way! #63862Participantoooo..interesting. Any idea what the prices for those homes are? I hate how they say “starting from the low 400,000’s” And I somehow doubt they would let you use all of the $50,000 to lower the home price.
July 3, 2007 at 9:24 PM in reply to: New Homes- Reduces prices, plus up to $50,000 to spend your way! #63806Participantoooo..interesting. Any idea what the prices for those homes are? I hate how they say “starting from the low 400,000’s” And I somehow doubt they would let you use all of the $50,000 to lower the home price.
ParticipantGuess you didn’t get the memo (IE multiple threads) that says that median price changes are pretty much useless. You have to look at sales volume and types of homes sold to get a better picture. Iventory is ridiculous, loans are getting harder to obtain, and interest rates are rising (well, I guess it’s staying flat…for now).
ParticipantGuess you didn’t get the memo (IE multiple threads) that says that median price changes are pretty much useless. You have to look at sales volume and types of homes sold to get a better picture. Iventory is ridiculous, loans are getting harder to obtain, and interest rates are rising (well, I guess it’s staying flat…for now).
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