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ljinvestor
ParticipantDunn Edwards is also considered premium and you can ask for friends & family discount which I believe is 30% off
ParticipantIt’s reasonable that a home in the $500k range could lose another 10% but personally I would focus on the comps in the area and try to get something that is already 10%-20% below then you don’t have to worry much about the bottom.
Peak price means nothing and if you ever find anything at or around 2000 prices then it probably a great deal.
ParticipantIt’s reasonable that a home in the $500k range could lose another 10% but personally I would focus on the comps in the area and try to get something that is already 10%-20% below then you don’t have to worry much about the bottom.
Peak price means nothing and if you ever find anything at or around 2000 prices then it probably a great deal.
ParticipantIt’s reasonable that a home in the $500k range could lose another 10% but personally I would focus on the comps in the area and try to get something that is already 10%-20% below then you don’t have to worry much about the bottom.
Peak price means nothing and if you ever find anything at or around 2000 prices then it probably a great deal.
ParticipantIt’s reasonable that a home in the $500k range could lose another 10% but personally I would focus on the comps in the area and try to get something that is already 10%-20% below then you don’t have to worry much about the bottom.
Peak price means nothing and if you ever find anything at or around 2000 prices then it probably a great deal.
ParticipantIt’s reasonable that a home in the $500k range could lose another 10% but personally I would focus on the comps in the area and try to get something that is already 10%-20% below then you don’t have to worry much about the bottom.
Peak price means nothing and if you ever find anything at or around 2000 prices then it probably a great deal.
Participantholdbacks are pretty common and yes escrow officer should type up a document that all parties will sign
Participantholdbacks are pretty common and yes escrow officer should type up a document that all parties will sign
Participantholdbacks are pretty common and yes escrow officer should type up a document that all parties will sign
Participantholdbacks are pretty common and yes escrow officer should type up a document that all parties will sign
Participantholdbacks are pretty common and yes escrow officer should type up a document that all parties will sign
January 20, 2011 at 2:16 PM in reply to: Does anyone have advice about whole life insurance? #656597ParticipantIf he needs coverage and this is guaranteed issue (meaning they don’t have to go through paramed & UW) then I would take it right away then look for cheaper alternative.
If you look at the chart for 48yo at $100k coverage it is $250 annually which is a little less than the avg cost of 10yr guaranteed term on a Standard Non Tobacco Male with quality carriers ($280-$310). Pref NS male would be approx $180-$200yr with those carriers.
At age 50 VGLI is $410 then at age 55 $763. They have the right to raise rates too. I only see this as a good option if his health is worse than Standard or he uses Tobacco & they take him at the rates shown on the form. If he has good health he might as well lock in rates now with a 10-20 guaranteed term from competitive carrier such as ING, TransAmerica, Protective, Principal, Metlife. Best to use agent that has access to many carriers because some have better rates at Pref while others are better at Std
January 20, 2011 at 2:16 PM in reply to: Does anyone have advice about whole life insurance? #657195ParticipantIf he needs coverage and this is guaranteed issue (meaning they don’t have to go through paramed & UW) then I would take it right away then look for cheaper alternative.
If you look at the chart for 48yo at $100k coverage it is $250 annually which is a little less than the avg cost of 10yr guaranteed term on a Standard Non Tobacco Male with quality carriers ($280-$310). Pref NS male would be approx $180-$200yr with those carriers.
At age 50 VGLI is $410 then at age 55 $763. They have the right to raise rates too. I only see this as a good option if his health is worse than Standard or he uses Tobacco & they take him at the rates shown on the form. If he has good health he might as well lock in rates now with a 10-20 guaranteed term from competitive carrier such as ING, TransAmerica, Protective, Principal, Metlife. Best to use agent that has access to many carriers because some have better rates at Pref while others are better at Std
January 20, 2011 at 2:16 PM in reply to: Does anyone have advice about whole life insurance? #657334ParticipantIf he needs coverage and this is guaranteed issue (meaning they don’t have to go through paramed & UW) then I would take it right away then look for cheaper alternative.
If you look at the chart for 48yo at $100k coverage it is $250 annually which is a little less than the avg cost of 10yr guaranteed term on a Standard Non Tobacco Male with quality carriers ($280-$310). Pref NS male would be approx $180-$200yr with those carriers.
At age 50 VGLI is $410 then at age 55 $763. They have the right to raise rates too. I only see this as a good option if his health is worse than Standard or he uses Tobacco & they take him at the rates shown on the form. If he has good health he might as well lock in rates now with a 10-20 guaranteed term from competitive carrier such as ING, TransAmerica, Protective, Principal, Metlife. Best to use agent that has access to many carriers because some have better rates at Pref while others are better at Std
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