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Hobie
ParticipantI think you are on the right track flu. As colleges are offering more and more on-line classes, those grads will be very used to not working in an office environment.
Since you remove the m/f workspace, maybe sex harrasment claims will reduce?!
Hobie
Participant[quote=svelte]Will Rogers who said most people are about as happy as they make up their mind to be.[/quote]
This is so true!
Hobie
ParticipantDitto Svelte. Seems about right price for large pine. Is it on a slope? Access and distance from tree to street ( chipper) is a factor. Good guys are booked out a month or so right now.
Hobie
ParticipantI actually enjoy intelligent talk about random topics. Including stocks, cars, general news that affect markets.
Decorating style…not so much.
Hobie
ParticipantSet up a video cam asap.
Hobie
ParticipantDude, take photos and small claims for damages. Pretty simple. Send letter to owner and builder noting property line and trespass on your property. Include damage costs to this point.
If they don’t comply and pay, small claims.
Hobie
ParticipantOn line classes are everywhere now. Even at your favorite CUNY! The rub is they are charging full price now. Just like any new product price will be high until more competition steps in. It is happening fast.
Kann Academy is free and is the perfect model for online presentation, at least for some subjects.
I can view Richard Feynman lectures for free. Point is online provides access to the best professors and teaching as we have more choices than some new professor or a teaching assistant.
Agree, still need live aboard experience.
Hobie
ParticipantOn-line classes are the game changer. As soon as we start hearing about students getting good jobs with an online degree at a fraction of price, liberal arts colleges and others will close fast. Of course you miss the full live aboard college experience but we will probably see some kind of blend of online with classroom course work.
The biggest obstacle is the education system itself. They will resist to the bitter end. It will be interesting to watch the flow/trend of future grant money.
There will be big political pushback from the indoctrination factor. just sayin’
Hobie
ParticipantMerry Christmas Flu.
The privates tend to get the kids graduated in 4 years while our UC’s and State’s tend toward 5 years due to overcrowding.
Also, those college cost sites tend to underestimate some of the costs. Travel costs are more if your kid flys back east several times a year.
And if there is not an airport close by. If you go to Colgate in NY, for example you have another 1hr drive on top of flight–in snow. And car rentals don’t rent to under 25year olds. (generally)
Sock away a few thousand for Spring Break’s in tropical locations. Greek fees and required clothing. I have a daughter too and need to have a line item for clothing budget 😉 Parking, and summer storage fees.
And when they are out of dorms and in a swanky apt those leases are year to year so it is fun to pay rent for an empty apt during summer vacation. I did have to pay $$$ for the taj mahal pad for my darling daughter for a year as it was closest to school and living with her friends.
One more thing. Each kid is different and needs to find the right ‘fit’ for a college. Totally different vib at each school that us parents don’t fully get. Your kid will let you know though. So while we may favor a certain school, be prepared for a totally different school the kid wants.
Of course, you will be lucky if your kid is engaged during the application process. Some kids are totally immersed while most everyone tends to be lazy and rely on parents to sort it out.
In person visits are worth the time and expense. Those tours and the $100/school application costs are just another hidden cost along the way.
Expensive, yes but it fun to see them grow up.
As a side note, my thoughts are anything other than a professional school ie. nursing, engineering, IT it just doesn’t justify the tuition expense. Use that money for house or investment.
The university experience is worth it for social growing but not premium school for fill-in-the- blank STUDIES degrees.
As long as student loans remain not dischargeable, college will most likely follow your 5% annual increase.
December 20, 2019 at 4:08 AM in reply to: 2009-2019 real estate versus passive stock fund performance #814192Hobie
ParticipantNice analysis flu! This kind of discussion/analysis should be part of every high school students coursework. Real world investing and financial decision making. Heck, they only touched on this in my college classes … and I was a business major.
As you are aware, lots of people can not deal with the landlord part of the real estate investing so RE is not for everyone… ok maybe a REIT 😉
Hobie
ParticipantFlu: Spot on as usual! These zero cost trading accounts I think are having a positive effect in bringing in parked cash into the market.
I have a family member who thinks we are in for a giant recession and has a ton of cash in a bank cd. Yup at .03% or whatever. But now is slowly buying a stock or two cause it, “doesn’t cost her anything”.
Hobie
ParticipantI’ve got a Google FI. The best for international travel. But, I’m going to go back to Verizon for better US coverage. FI says it will do wifi calling but doesn’t work. They use Sprint, ATT towers so the coverage is very spotty. I can’t use phone in the house. It will ring and can text but calls don’t work. Driving will have bad connections and dropped calls. The pixel phone is just fine.
Watsapp works great for wifi but remember it is only cell to cell no landline.
Just get a prepay sim card when traveling if you don’t use FI network.
Hobie
ParticipantWhile it sounds obvious, you need to find exactly where the leak originated. Water will can migrate and start dripping far away from its source.
Curious that the leak started during a heavy rain. Look carefully around the existing drain(s). It is plugged or slow draining? Did rain splash up on a wall above the flashing and ingress there? Caulking/deck coating drying out, hardening, cracks? Could it be a clogged rain gutter above the deck allowing water to run down a wall making it appear that the deck is the leaking?
Check under the exterior door/glass slider. If it was raining hard and the deck was pooling, water may backup and get under the door threshold. Rain splashing could get under that threshold as well. Inspect the bottom of the door frame or around the slider track for leaks.
Can’t point you to a contractor, but someone with commercial flat roof experience is the ticket. Beware of anyone who says dumping a bucket of ‘special silicone sealant’ will fix it.
November 25, 2019 at 5:49 AM in reply to: OT: Details of the Tesla Motor’s WhiteStar sedan emerges. #814058Hobie
ParticipantWith the electric drive eliminating the rear axle, I was hoping it would have some kind of hydraulic lowering bed feature. Handy to some. It will look strange as a real work truck with a ladder rack.
Notice it is missing the side mirrors? Adding them on will definitely change its look.
But, it screams to be vinyl wrapped. Its perfect as a rolling billboard. Every tattoo, bail bond, etc. shop will be getting one of these.
They will never sell to a Dodge Ram diesel guy, but I think it will have good sales.
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