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Viewing 15 posts - 106 through 120 (of 1,316 total)
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  • November 3, 2009 at 1:18 PM in reply to: Remodelling costs #477759
    GoUSC
    Participant

    Now is the time to be remodeling. We are adding 1000sf to our house and are paying close to $115/sf which is absolutely unheard of. Send me an email and I can give you some good contacts. radelow AT yahoo DOT com.

    September 28, 2009 at 12:21 PM in reply to: Homeowners who ‘strategically default’ on loans a growing problem #461703
    GoUSC
    Participant

    I can understand SOME of these strategic defaulters. My friend is a perfect example. She owns a condo as an investment property. It has a variable rate loan (that goes variable in ~2 years) with a HELOC. The property is not underwater. She doesn’t want anything for free. She is not looking for below-market interest rates, she is not looking for debt forgiveness. She just wants the bank to roll her 1st and 2nd into a market-rate 30 year fixed loan. But the bank won’t even talk to her. Why shouldn’t see say screw you and walk away. She feels like she is throwing money down the drain because in 2 years when her rate goes through the roof she won’t be able to afford it anymore… the bank is not willing to work with her now. It’s completely stupid.

    September 28, 2009 at 12:21 PM in reply to: Homeowners who ‘strategically default’ on loans a growing problem #461898
    GoUSC
    Participant

    I can understand SOME of these strategic defaulters. My friend is a perfect example. She owns a condo as an investment property. It has a variable rate loan (that goes variable in ~2 years) with a HELOC. The property is not underwater. She doesn’t want anything for free. She is not looking for below-market interest rates, she is not looking for debt forgiveness. She just wants the bank to roll her 1st and 2nd into a market-rate 30 year fixed loan. But the bank won’t even talk to her. Why shouldn’t see say screw you and walk away. She feels like she is throwing money down the drain because in 2 years when her rate goes through the roof she won’t be able to afford it anymore… the bank is not willing to work with her now. It’s completely stupid.

    September 28, 2009 at 12:21 PM in reply to: Homeowners who ‘strategically default’ on loans a growing problem #462241
    GoUSC
    Participant

    I can understand SOME of these strategic defaulters. My friend is a perfect example. She owns a condo as an investment property. It has a variable rate loan (that goes variable in ~2 years) with a HELOC. The property is not underwater. She doesn’t want anything for free. She is not looking for below-market interest rates, she is not looking for debt forgiveness. She just wants the bank to roll her 1st and 2nd into a market-rate 30 year fixed loan. But the bank won’t even talk to her. Why shouldn’t see say screw you and walk away. She feels like she is throwing money down the drain because in 2 years when her rate goes through the roof she won’t be able to afford it anymore… the bank is not willing to work with her now. It’s completely stupid.

    September 28, 2009 at 12:21 PM in reply to: Homeowners who ‘strategically default’ on loans a growing problem #462315
    GoUSC
    Participant

    I can understand SOME of these strategic defaulters. My friend is a perfect example. She owns a condo as an investment property. It has a variable rate loan (that goes variable in ~2 years) with a HELOC. The property is not underwater. She doesn’t want anything for free. She is not looking for below-market interest rates, she is not looking for debt forgiveness. She just wants the bank to roll her 1st and 2nd into a market-rate 30 year fixed loan. But the bank won’t even talk to her. Why shouldn’t see say screw you and walk away. She feels like she is throwing money down the drain because in 2 years when her rate goes through the roof she won’t be able to afford it anymore… the bank is not willing to work with her now. It’s completely stupid.

    September 28, 2009 at 12:21 PM in reply to: Homeowners who ‘strategically default’ on loans a growing problem #462520
    GoUSC
    Participant

    I can understand SOME of these strategic defaulters. My friend is a perfect example. She owns a condo as an investment property. It has a variable rate loan (that goes variable in ~2 years) with a HELOC. The property is not underwater. She doesn’t want anything for free. She is not looking for below-market interest rates, she is not looking for debt forgiveness. She just wants the bank to roll her 1st and 2nd into a market-rate 30 year fixed loan. But the bank won’t even talk to her. Why shouldn’t see say screw you and walk away. She feels like she is throwing money down the drain because in 2 years when her rate goes through the roof she won’t be able to afford it anymore… the bank is not willing to work with her now. It’s completely stupid.

    September 2, 2009 at 2:55 PM in reply to: OT: Lexus – Unsafe at any speed? #452008
    GoUSC
    Participant

    Three comments:

    1. It is will documented that the Audi problem was completely operator error. People were slamming on the gas versus the brake pedal.

    2. I have a drive-by-wire car (BMW M3) and have absolutely NO problems with it.

    3. I currently have a loaner Infiniti FX35 with the stupid push button starter and think it is the most retarded thing ever. Just another motion I have to go through to start the car. Is turning a key REALLY that tough????

    September 2, 2009 at 2:55 PM in reply to: OT: Lexus – Unsafe at any speed? #452203
    GoUSC
    Participant

    Three comments:

    1. It is will documented that the Audi problem was completely operator error. People were slamming on the gas versus the brake pedal.

    2. I have a drive-by-wire car (BMW M3) and have absolutely NO problems with it.

    3. I currently have a loaner Infiniti FX35 with the stupid push button starter and think it is the most retarded thing ever. Just another motion I have to go through to start the car. Is turning a key REALLY that tough????

    September 2, 2009 at 2:55 PM in reply to: OT: Lexus – Unsafe at any speed? #452543
    GoUSC
    Participant

    Three comments:

    1. It is will documented that the Audi problem was completely operator error. People were slamming on the gas versus the brake pedal.

    2. I have a drive-by-wire car (BMW M3) and have absolutely NO problems with it.

    3. I currently have a loaner Infiniti FX35 with the stupid push button starter and think it is the most retarded thing ever. Just another motion I have to go through to start the car. Is turning a key REALLY that tough????

    September 2, 2009 at 2:55 PM in reply to: OT: Lexus – Unsafe at any speed? #452617
    GoUSC
    Participant

    Three comments:

    1. It is will documented that the Audi problem was completely operator error. People were slamming on the gas versus the brake pedal.

    2. I have a drive-by-wire car (BMW M3) and have absolutely NO problems with it.

    3. I currently have a loaner Infiniti FX35 with the stupid push button starter and think it is the most retarded thing ever. Just another motion I have to go through to start the car. Is turning a key REALLY that tough????

    September 2, 2009 at 2:55 PM in reply to: OT: Lexus – Unsafe at any speed? #452805
    GoUSC
    Participant

    Three comments:

    1. It is will documented that the Audi problem was completely operator error. People were slamming on the gas versus the brake pedal.

    2. I have a drive-by-wire car (BMW M3) and have absolutely NO problems with it.

    3. I currently have a loaner Infiniti FX35 with the stupid push button starter and think it is the most retarded thing ever. Just another motion I have to go through to start the car. Is turning a key REALLY that tough????

    August 30, 2009 at 5:38 PM in reply to: What’s your 401K return as of Aug 28, 2009 for the year #450758
    GoUSC
    Participant

    I am up 18% this year. HOWEVER my 401k was in Mutual Funds for the past year and a half (I didn’t jump back in until around April/May) so I am up 18% in the past 3 months on a portfolio that was flat for a year a half.

    August 30, 2009 at 5:38 PM in reply to: What’s your 401K return as of Aug 28, 2009 for the year #450949
    GoUSC
    Participant

    I am up 18% this year. HOWEVER my 401k was in Mutual Funds for the past year and a half (I didn’t jump back in until around April/May) so I am up 18% in the past 3 months on a portfolio that was flat for a year a half.

    August 30, 2009 at 5:38 PM in reply to: What’s your 401K return as of Aug 28, 2009 for the year #451289
    GoUSC
    Participant

    I am up 18% this year. HOWEVER my 401k was in Mutual Funds for the past year and a half (I didn’t jump back in until around April/May) so I am up 18% in the past 3 months on a portfolio that was flat for a year a half.

    August 30, 2009 at 5:38 PM in reply to: What’s your 401K return as of Aug 28, 2009 for the year #451363
    GoUSC
    Participant

    I am up 18% this year. HOWEVER my 401k was in Mutual Funds for the past year and a half (I didn’t jump back in until around April/May) so I am up 18% in the past 3 months on a portfolio that was flat for a year a half.

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Viewing 15 posts - 106 through 120 (of 1,316 total)
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