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GHParticipant
From my personal experience I gained around 80 lbs while working a cubicle job over some 12 years.
In 2007 we gave up eating ANYTHING where the majority ingredient is sugar.
In 2008 I was laid off and started doing some computer repair type work to bring in a few dollars here and there and subsequently got back into a trade type of work (HML or Hard Manual Labor).
I signed up with a personal trainer about 6 months ago who has us lifting weights and doing some 45 minutes of fairly vigorous aerobics.
He has us eating small meals every three hour or so and every three months doing 3 days on no carbs for a month which is the part I have found hardest.
For all this effort I am down a bit more than a pant size and have lost some 35 lbs. The important thing I think is that what I am doing is sustainable.
GHParticipantFrom my personal experience I gained around 80 lbs while working a cubicle job over some 12 years.
In 2007 we gave up eating ANYTHING where the majority ingredient is sugar.
In 2008 I was laid off and started doing some computer repair type work to bring in a few dollars here and there and subsequently got back into a trade type of work (HML or Hard Manual Labor).
I signed up with a personal trainer about 6 months ago who has us lifting weights and doing some 45 minutes of fairly vigorous aerobics.
He has us eating small meals every three hour or so and every three months doing 3 days on no carbs for a month which is the part I have found hardest.
For all this effort I am down a bit more than a pant size and have lost some 35 lbs. The important thing I think is that what I am doing is sustainable.
GHParticipantFrom my personal experience I gained around 80 lbs while working a cubicle job over some 12 years.
In 2007 we gave up eating ANYTHING where the majority ingredient is sugar.
In 2008 I was laid off and started doing some computer repair type work to bring in a few dollars here and there and subsequently got back into a trade type of work (HML or Hard Manual Labor).
I signed up with a personal trainer about 6 months ago who has us lifting weights and doing some 45 minutes of fairly vigorous aerobics.
He has us eating small meals every three hour or so and every three months doing 3 days on no carbs for a month which is the part I have found hardest.
For all this effort I am down a bit more than a pant size and have lost some 35 lbs. The important thing I think is that what I am doing is sustainable.
GHParticipantFrom my personal experience I gained around 80 lbs while working a cubicle job over some 12 years.
In 2007 we gave up eating ANYTHING where the majority ingredient is sugar.
In 2008 I was laid off and started doing some computer repair type work to bring in a few dollars here and there and subsequently got back into a trade type of work (HML or Hard Manual Labor).
I signed up with a personal trainer about 6 months ago who has us lifting weights and doing some 45 minutes of fairly vigorous aerobics.
He has us eating small meals every three hour or so and every three months doing 3 days on no carbs for a month which is the part I have found hardest.
For all this effort I am down a bit more than a pant size and have lost some 35 lbs. The important thing I think is that what I am doing is sustainable.
GHParticipantFrom my personal experience I gained around 80 lbs while working a cubicle job over some 12 years.
In 2007 we gave up eating ANYTHING where the majority ingredient is sugar.
In 2008 I was laid off and started doing some computer repair type work to bring in a few dollars here and there and subsequently got back into a trade type of work (HML or Hard Manual Labor).
I signed up with a personal trainer about 6 months ago who has us lifting weights and doing some 45 minutes of fairly vigorous aerobics.
He has us eating small meals every three hour or so and every three months doing 3 days on no carbs for a month which is the part I have found hardest.
For all this effort I am down a bit more than a pant size and have lost some 35 lbs. The important thing I think is that what I am doing is sustainable.
August 27, 2011 at 7:48 PM in reply to: Low Mortgage Interest Rates For Everyone!!!: U.S. May Back Refinance Plan for Mortgages #725342GHParticipantThis idea makes me sick to my stomach!
If the government was serious, simply amend all the contracts to 4% and be done with it for ALL government backed loans.
I believe they are simply interested in generating churn for the banks who stand to make a fortune refinancing all these loans, but I guess that is the point right?
August 27, 2011 at 7:48 PM in reply to: Low Mortgage Interest Rates For Everyone!!!: U.S. May Back Refinance Plan for Mortgages #725430GHParticipantThis idea makes me sick to my stomach!
If the government was serious, simply amend all the contracts to 4% and be done with it for ALL government backed loans.
I believe they are simply interested in generating churn for the banks who stand to make a fortune refinancing all these loans, but I guess that is the point right?
August 27, 2011 at 7:48 PM in reply to: Low Mortgage Interest Rates For Everyone!!!: U.S. May Back Refinance Plan for Mortgages #726026GHParticipantThis idea makes me sick to my stomach!
If the government was serious, simply amend all the contracts to 4% and be done with it for ALL government backed loans.
I believe they are simply interested in generating churn for the banks who stand to make a fortune refinancing all these loans, but I guess that is the point right?
August 27, 2011 at 7:48 PM in reply to: Low Mortgage Interest Rates For Everyone!!!: U.S. May Back Refinance Plan for Mortgages #726182GHParticipantThis idea makes me sick to my stomach!
If the government was serious, simply amend all the contracts to 4% and be done with it for ALL government backed loans.
I believe they are simply interested in generating churn for the banks who stand to make a fortune refinancing all these loans, but I guess that is the point right?
August 27, 2011 at 7:48 PM in reply to: Low Mortgage Interest Rates For Everyone!!!: U.S. May Back Refinance Plan for Mortgages #726549GHParticipantThis idea makes me sick to my stomach!
If the government was serious, simply amend all the contracts to 4% and be done with it for ALL government backed loans.
I believe they are simply interested in generating churn for the banks who stand to make a fortune refinancing all these loans, but I guess that is the point right?
August 27, 2011 at 7:44 PM in reply to: Low Mortgage Interest Rates For Everyone!!!: U.S. May Back Refinance Plan for Mortgages #725337GHParticipant[quote=carlsbadworker]These are all stupid ideas. The major issue of US economy is the lack of savings, either at the government level or at the household level. As a result, it has to run huge government deficit and trade deficit (as a result of trade deficit, saver countries like China can invest in US, although mostly in government bond at the moment to make up the lack of US saving).
Any policy to reduce savings or to punish savers would only kick the can down the road and create longer term issues. We need to encourage the savings and reward the savers…something the market is trying to do but the government won’t let it.[/quote]
The real war on savers in NOT low interest rates, but LOW incomes as a result of off-shoring and on shoring of cheap international labor and a going nowhere economy. I have had to live off of my savings the last three years and am down at this point a bit over $100K. That is a REAL war on savers. Force them out of work and make them live off their fat!
Get our jobs and businesses back up and running and the rest will work. Folks will magically start making mortgage payments, tax revenues will magically increase without the need to tax the rich or anyone else for that matter.
August 27, 2011 at 7:44 PM in reply to: Low Mortgage Interest Rates For Everyone!!!: U.S. May Back Refinance Plan for Mortgages #725426GHParticipant[quote=carlsbadworker]These are all stupid ideas. The major issue of US economy is the lack of savings, either at the government level or at the household level. As a result, it has to run huge government deficit and trade deficit (as a result of trade deficit, saver countries like China can invest in US, although mostly in government bond at the moment to make up the lack of US saving).
Any policy to reduce savings or to punish savers would only kick the can down the road and create longer term issues. We need to encourage the savings and reward the savers…something the market is trying to do but the government won’t let it.[/quote]
The real war on savers in NOT low interest rates, but LOW incomes as a result of off-shoring and on shoring of cheap international labor and a going nowhere economy. I have had to live off of my savings the last three years and am down at this point a bit over $100K. That is a REAL war on savers. Force them out of work and make them live off their fat!
Get our jobs and businesses back up and running and the rest will work. Folks will magically start making mortgage payments, tax revenues will magically increase without the need to tax the rich or anyone else for that matter.
August 27, 2011 at 7:44 PM in reply to: Low Mortgage Interest Rates For Everyone!!!: U.S. May Back Refinance Plan for Mortgages #726021GHParticipant[quote=carlsbadworker]These are all stupid ideas. The major issue of US economy is the lack of savings, either at the government level or at the household level. As a result, it has to run huge government deficit and trade deficit (as a result of trade deficit, saver countries like China can invest in US, although mostly in government bond at the moment to make up the lack of US saving).
Any policy to reduce savings or to punish savers would only kick the can down the road and create longer term issues. We need to encourage the savings and reward the savers…something the market is trying to do but the government won’t let it.[/quote]
The real war on savers in NOT low interest rates, but LOW incomes as a result of off-shoring and on shoring of cheap international labor and a going nowhere economy. I have had to live off of my savings the last three years and am down at this point a bit over $100K. That is a REAL war on savers. Force them out of work and make them live off their fat!
Get our jobs and businesses back up and running and the rest will work. Folks will magically start making mortgage payments, tax revenues will magically increase without the need to tax the rich or anyone else for that matter.
August 27, 2011 at 7:44 PM in reply to: Low Mortgage Interest Rates For Everyone!!!: U.S. May Back Refinance Plan for Mortgages #726177GHParticipant[quote=carlsbadworker]These are all stupid ideas. The major issue of US economy is the lack of savings, either at the government level or at the household level. As a result, it has to run huge government deficit and trade deficit (as a result of trade deficit, saver countries like China can invest in US, although mostly in government bond at the moment to make up the lack of US saving).
Any policy to reduce savings or to punish savers would only kick the can down the road and create longer term issues. We need to encourage the savings and reward the savers…something the market is trying to do but the government won’t let it.[/quote]
The real war on savers in NOT low interest rates, but LOW incomes as a result of off-shoring and on shoring of cheap international labor and a going nowhere economy. I have had to live off of my savings the last three years and am down at this point a bit over $100K. That is a REAL war on savers. Force them out of work and make them live off their fat!
Get our jobs and businesses back up and running and the rest will work. Folks will magically start making mortgage payments, tax revenues will magically increase without the need to tax the rich or anyone else for that matter.
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