[(former)FormerSanDiegan]

I believe that the past few years are a pretty good indicator of how asset price deflation can hurt the economy.

[(former)FormerSanDiegan]

I believe that the past few years are a pretty good indicator of how asset price deflation can hurt the economy.

[(former)FormerSanDiegan]

All of my allocation for bonds in retirement accounts are in short-term bonds or cash. Ultra-short term bond funds in 401k. Also, have used BSV ETF for short-term bonds.

I like REITS, too, but they have made a nice recovery over the past couple years and might take a bit of a short-term dive when rates go up, so I have moved part of my holding out of them.
In the long run I suppose that the underlying property values would rise in an inflationary environment, though.

[(former)FormerSanDiegan]

All of my allocation for bonds in retirement accounts are in short-term bonds or cash. Ultra-short term bond funds in 401k. Also, have used BSV ETF for short-term bonds.

I like REITS, too, but they have made a nice recovery over the past couple years and might take a bit of a short-term dive when rates go up, so I have moved part of my holding out of them.
In the long run I suppose that the underlying property values would rise in an inflationary environment, though.

[(former)FormerSanDiegan]

All of my allocation for bonds in retirement accounts are in short-term bonds or cash. Ultra-short term bond funds in 401k. Also, have used BSV ETF for short-term bonds.

I like REITS, too, but they have made a nice recovery over the past couple years and might take a bit of a short-term dive when rates go up, so I have moved part of my holding out of them.
In the long run I suppose that the underlying property values would rise in an inflationary environment, though.

[(former)FormerSanDiegan]

All of my allocation for bonds in retirement accounts are in short-term bonds or cash. Ultra-short term bond funds in 401k. Also, have used BSV ETF for short-term bonds.

I like REITS, too, but they have made a nice recovery over the past couple years and might take a bit of a short-term dive when rates go up, so I have moved part of my holding out of them.
In the long run I suppose that the underlying property values would rise in an inflationary environment, though.

[(former)FormerSanDiegan]

All of my allocation for bonds in retirement accounts are in short-term bonds or cash. Ultra-short term bond funds in 401k. Also, have used BSV ETF for short-term bonds.

I like REITS, too, but they have made a nice recovery over the past couple years and might take a bit of a short-term dive when rates go up, so I have moved part of my holding out of them.
In the long run I suppose that the underlying property values would rise in an inflationary environment, though.

[(former)FormerSanDiegan]

[quote=flu]
I got it from ucodegen too. Yes, thanks I am a dumbass (compared to original loan amount). Actually, it also doesn’t include the cost that I paid on the first loan too.[/quote]

The costs paid on the previous refi are not relevant in determining whether to re-fi now, so you should not include that in your comparison.

[(former)FormerSanDiegan]

[quote=flu]
I got it from ucodegen too. Yes, thanks I am a dumbass (compared to original loan amount). Actually, it also doesn’t include the cost that I paid on the first loan too.[/quote]

The costs paid on the previous refi are not relevant in determining whether to re-fi now, so you should not include that in your comparison.

[(former)FormerSanDiegan]

[quote=flu]
I got it from ucodegen too. Yes, thanks I am a dumbass (compared to original loan amount). Actually, it also doesn’t include the cost that I paid on the first loan too.[/quote]

The costs paid on the previous refi are not relevant in determining whether to re-fi now, so you should not include that in your comparison.

[(former)FormerSanDiegan]

[quote=flu]
I got it from ucodegen too. Yes, thanks I am a dumbass (compared to original loan amount). Actually, it also doesn’t include the cost that I paid on the first loan too.[/quote]

The costs paid on the previous refi are not relevant in determining whether to re-fi now, so you should not include that in your comparison.

[(former)FormerSanDiegan]

[quote=flu]
I got it from ucodegen too. Yes, thanks I am a dumbass (compared to original loan amount). Actually, it also doesn’t include the cost that I paid on the first loan too.[/quote]

The costs paid on the previous refi are not relevant in determining whether to re-fi now, so you should not include that in your comparison.

[(former)FormerSanDiegan]

… index … “reaches new low”

So, I thought to myself, I wonder what this index was back in 2005. I was guessing that agents were pretty optimistic then, and that this index might be a useful contrary indicator … Turns out the index has been around for 16 months. So, I guess the bar for reaching a “new low” is pretty low.

In other news, I created an index called the number of days in 2010. It just hit an all time high today.

[(former)FormerSanDiegan]

… index … “reaches new low”

So, I thought to myself, I wonder what this index was back in 2005. I was guessing that agents were pretty optimistic then, and that this index might be a useful contrary indicator … Turns out the index has been around for 16 months. So, I guess the bar for reaching a “new low” is pretty low.

In other news, I created an index called the number of days in 2010. It just hit an all time high today.

[(former)FormerSanDiegan]

… index … “reaches new low”

So, I thought to myself, I wonder what this index was back in 2005. I was guessing that agents were pretty optimistic then, and that this index might be a useful contrary indicator … Turns out the index has been around for 16 months. So, I guess the bar for reaching a “new low” is pretty low.

In other news, I created an index called the number of days in 2010. It just hit an all time high today.

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