Forum Replies Created
-
AuthorPosts
-
(former)FormerSanDiegan
ParticipantDo you mean a further 43% decline from today or 43% total.
A 43% real decline (accounting for both nominal home price drops and wage and/or rent inflation) would be in line with some folks’ interpretations of Rich’s charts as of 2005.
My guess is that about half of that drop has already occurred.ParticipantDo you mean a further 43% decline from today or 43% total.
A 43% real decline (accounting for both nominal home price drops and wage and/or rent inflation) would be in line with some folks’ interpretations of Rich’s charts as of 2005.
My guess is that about half of that drop has already occurred.ParticipantDo you mean a further 43% decline from today or 43% total.
A 43% real decline (accounting for both nominal home price drops and wage and/or rent inflation) would be in line with some folks’ interpretations of Rich’s charts as of 2005.
My guess is that about half of that drop has already occurred.ParticipantDo you mean a further 43% decline from today or 43% total.
A 43% real decline (accounting for both nominal home price drops and wage and/or rent inflation) would be in line with some folks’ interpretations of Rich’s charts as of 2005.
My guess is that about half of that drop has already occurred.ParticipantNot all loan rates have tracked the Fed cuts. Here’s what to expect:
— Borrowers with ARMs tied to Libor aren’t seeing much relief.
This is simply Not true.
The 1-year LIBOR stood at 5.425% in July 2007.
It is currently at 4.46%.
reference
http://www.moneycafe.com/library/libor.htmThat’s almost a full point in relief for ARMS tied to 12-month LIBOR.
ParticipantNot all loan rates have tracked the Fed cuts. Here’s what to expect:
— Borrowers with ARMs tied to Libor aren’t seeing much relief.
This is simply Not true.
The 1-year LIBOR stood at 5.425% in July 2007.
It is currently at 4.46%.
reference
http://www.moneycafe.com/library/libor.htmThat’s almost a full point in relief for ARMS tied to 12-month LIBOR.
ParticipantNot all loan rates have tracked the Fed cuts. Here’s what to expect:
— Borrowers with ARMs tied to Libor aren’t seeing much relief.
This is simply Not true.
The 1-year LIBOR stood at 5.425% in July 2007.
It is currently at 4.46%.
reference
http://www.moneycafe.com/library/libor.htmThat’s almost a full point in relief for ARMS tied to 12-month LIBOR.
ParticipantNot all loan rates have tracked the Fed cuts. Here’s what to expect:
— Borrowers with ARMs tied to Libor aren’t seeing much relief.
This is simply Not true.
The 1-year LIBOR stood at 5.425% in July 2007.
It is currently at 4.46%.
reference
http://www.moneycafe.com/library/libor.htmThat’s almost a full point in relief for ARMS tied to 12-month LIBOR.
ParticipantNot all loan rates have tracked the Fed cuts. Here’s what to expect:
— Borrowers with ARMs tied to Libor aren’t seeing much relief.
This is simply Not true.
The 1-year LIBOR stood at 5.425% in July 2007.
It is currently at 4.46%.
reference
http://www.moneycafe.com/library/libor.htmThat’s almost a full point in relief for ARMS tied to 12-month LIBOR.
Participantmy investing / speculating philosophy in a nutshell:
Buy some of everything, tinker at the margins.
I hold US stocks (primarily ETFS), large dividend-paying individual stocks, cash, gold, real estate (both REITS and investment property), foreign stock index ETFS (EAFE, Japan, Hong Kong), Short _Dollar ETF (UDN), etc.Then depending on conditions I tinker at the margins. For example, I decreased my US stock allocation from about 75% 2 years ago to about 55% today. And have more dividend-paying defensive stocks. Also, have about 20% Cash waiting for buying opportunities.
Using a diversified approach guarantees that I will at least be partly wrong at any given time. However, it also guarantees that I won’t be completely wrong, and more likely to make money with lower volitility.
This approach is boring, but it got me through the late 90’s speculative bubble and through the 2000-2003 bear market without losing my A$$.
Participantmy investing / speculating philosophy in a nutshell:
Buy some of everything, tinker at the margins.
I hold US stocks (primarily ETFS), large dividend-paying individual stocks, cash, gold, real estate (both REITS and investment property), foreign stock index ETFS (EAFE, Japan, Hong Kong), Short _Dollar ETF (UDN), etc.Then depending on conditions I tinker at the margins. For example, I decreased my US stock allocation from about 75% 2 years ago to about 55% today. And have more dividend-paying defensive stocks. Also, have about 20% Cash waiting for buying opportunities.
Using a diversified approach guarantees that I will at least be partly wrong at any given time. However, it also guarantees that I won’t be completely wrong, and more likely to make money with lower volitility.
This approach is boring, but it got me through the late 90’s speculative bubble and through the 2000-2003 bear market without losing my A$$.
Participantmy investing / speculating philosophy in a nutshell:
Buy some of everything, tinker at the margins.
I hold US stocks (primarily ETFS), large dividend-paying individual stocks, cash, gold, real estate (both REITS and investment property), foreign stock index ETFS (EAFE, Japan, Hong Kong), Short _Dollar ETF (UDN), etc.Then depending on conditions I tinker at the margins. For example, I decreased my US stock allocation from about 75% 2 years ago to about 55% today. And have more dividend-paying defensive stocks. Also, have about 20% Cash waiting for buying opportunities.
Using a diversified approach guarantees that I will at least be partly wrong at any given time. However, it also guarantees that I won’t be completely wrong, and more likely to make money with lower volitility.
This approach is boring, but it got me through the late 90’s speculative bubble and through the 2000-2003 bear market without losing my A$$.
Participantmy investing / speculating philosophy in a nutshell:
Buy some of everything, tinker at the margins.
I hold US stocks (primarily ETFS), large dividend-paying individual stocks, cash, gold, real estate (both REITS and investment property), foreign stock index ETFS (EAFE, Japan, Hong Kong), Short _Dollar ETF (UDN), etc.Then depending on conditions I tinker at the margins. For example, I decreased my US stock allocation from about 75% 2 years ago to about 55% today. And have more dividend-paying defensive stocks. Also, have about 20% Cash waiting for buying opportunities.
Using a diversified approach guarantees that I will at least be partly wrong at any given time. However, it also guarantees that I won’t be completely wrong, and more likely to make money with lower volitility.
This approach is boring, but it got me through the late 90’s speculative bubble and through the 2000-2003 bear market without losing my A$$.
Participantmy investing / speculating philosophy in a nutshell:
Buy some of everything, tinker at the margins.
I hold US stocks (primarily ETFS), large dividend-paying individual stocks, cash, gold, real estate (both REITS and investment property), foreign stock index ETFS (EAFE, Japan, Hong Kong), Short _Dollar ETF (UDN), etc.Then depending on conditions I tinker at the margins. For example, I decreased my US stock allocation from about 75% 2 years ago to about 55% today. And have more dividend-paying defensive stocks. Also, have about 20% Cash waiting for buying opportunities.
Using a diversified approach guarantees that I will at least be partly wrong at any given time. However, it also guarantees that I won’t be completely wrong, and more likely to make money with lower volitility.
This approach is boring, but it got me through the late 90’s speculative bubble and through the 2000-2003 bear market without losing my A$$.
-
AuthorPosts
