Forum Replies Created
-
AuthorPosts
-
(former)FormerSanDiegan
ParticipantUCGuy – Affordability in San Diego is at a multi-generational low right now. If you can comfortably afford what you want with 10-20% down and have a decent cash cushion, I say go for it.
Just take your time. I don’t think the situation in terms of pricing will change much over the next 6-12 months.April 6, 2011 at 5:02 PM in reply to: Help me pick a mortgage… Yep, I’m taking the plunge in SD of all places #684264Participant[quote=Doooh]
Here’s what has me frazled, my mortgage guy says nobody has ever asked for the info that I’m asking for.
[/quote]
He’s either lying or only makes loans to the financially illiterate.
The lender is required to give you the mortgage terms, including the index, margin, annual and lifetime caps. These are required by law.
Ask your mortgage broker if his previous customers were financially illiterate.
April 6, 2011 at 5:02 PM in reply to: Help me pick a mortgage… Yep, I’m taking the plunge in SD of all places #684314Participant[quote=Doooh]
Here’s what has me frazled, my mortgage guy says nobody has ever asked for the info that I’m asking for.
[/quote]
He’s either lying or only makes loans to the financially illiterate.
The lender is required to give you the mortgage terms, including the index, margin, annual and lifetime caps. These are required by law.
Ask your mortgage broker if his previous customers were financially illiterate.
April 6, 2011 at 5:02 PM in reply to: Help me pick a mortgage… Yep, I’m taking the plunge in SD of all places #684944Participant[quote=Doooh]
Here’s what has me frazled, my mortgage guy says nobody has ever asked for the info that I’m asking for.
[/quote]
He’s either lying or only makes loans to the financially illiterate.
The lender is required to give you the mortgage terms, including the index, margin, annual and lifetime caps. These are required by law.
Ask your mortgage broker if his previous customers were financially illiterate.
April 6, 2011 at 5:02 PM in reply to: Help me pick a mortgage… Yep, I’m taking the plunge in SD of all places #685085Participant[quote=Doooh]
Here’s what has me frazled, my mortgage guy says nobody has ever asked for the info that I’m asking for.
[/quote]
He’s either lying or only makes loans to the financially illiterate.
The lender is required to give you the mortgage terms, including the index, margin, annual and lifetime caps. These are required by law.
Ask your mortgage broker if his previous customers were financially illiterate.
April 6, 2011 at 5:02 PM in reply to: Help me pick a mortgage… Yep, I’m taking the plunge in SD of all places #685435Participant[quote=Doooh]
Here’s what has me frazled, my mortgage guy says nobody has ever asked for the info that I’m asking for.
[/quote]
He’s either lying or only makes loans to the financially illiterate.
The lender is required to give you the mortgage terms, including the index, margin, annual and lifetime caps. These are required by law.
Ask your mortgage broker if his previous customers were financially illiterate.
Participant[quote=briansd1]
Dave said that the unhealthy who don’t directly pay for their health care services have benefited.The healthy, who don’t use services, pay high premiums and get nothing in return.
From an economic and cost standpoint, do we want sick people living longer and reproducing, creating more sick offsprings?[/quote]
It would probably be better from an economic standpoint to eliminate those who are ill or even those who carry bad genes. Fortunately, society (usually) weighs other non-economic factors, such as human rights, in this arena.
Participant[quote=briansd1]
Dave said that the unhealthy who don’t directly pay for their health care services have benefited.The healthy, who don’t use services, pay high premiums and get nothing in return.
From an economic and cost standpoint, do we want sick people living longer and reproducing, creating more sick offsprings?[/quote]
It would probably be better from an economic standpoint to eliminate those who are ill or even those who carry bad genes. Fortunately, society (usually) weighs other non-economic factors, such as human rights, in this arena.
Participant[quote=briansd1]
Dave said that the unhealthy who don’t directly pay for their health care services have benefited.The healthy, who don’t use services, pay high premiums and get nothing in return.
From an economic and cost standpoint, do we want sick people living longer and reproducing, creating more sick offsprings?[/quote]
It would probably be better from an economic standpoint to eliminate those who are ill or even those who carry bad genes. Fortunately, society (usually) weighs other non-economic factors, such as human rights, in this arena.
Participant[quote=briansd1]
Dave said that the unhealthy who don’t directly pay for their health care services have benefited.The healthy, who don’t use services, pay high premiums and get nothing in return.
From an economic and cost standpoint, do we want sick people living longer and reproducing, creating more sick offsprings?[/quote]
It would probably be better from an economic standpoint to eliminate those who are ill or even those who carry bad genes. Fortunately, society (usually) weighs other non-economic factors, such as human rights, in this arena.
Participant[quote=briansd1]
Dave said that the unhealthy who don’t directly pay for their health care services have benefited.The healthy, who don’t use services, pay high premiums and get nothing in return.
From an economic and cost standpoint, do we want sick people living longer and reproducing, creating more sick offsprings?[/quote]
It would probably be better from an economic standpoint to eliminate those who are ill or even those who carry bad genes. Fortunately, society (usually) weighs other non-economic factors, such as human rights, in this arena.
April 4, 2011 at 1:21 PM in reply to: OT: What the hell….Why are some of you new homeowner’s so damn cheap! #683294ParticipantIsn’t there someone on this board that is recycling their toilet waste.
April 4, 2011 at 1:21 PM in reply to: OT: What the hell….Why are some of you new homeowner’s so damn cheap! #683347ParticipantIsn’t there someone on this board that is recycling their toilet waste.
April 4, 2011 at 1:21 PM in reply to: OT: What the hell….Why are some of you new homeowner’s so damn cheap! #683975ParticipantIsn’t there someone on this board that is recycling their toilet waste.
-
AuthorPosts
