[FormerOwner]

This problem dates back to at least the 1920’s. Google “technocrat” or “technocracy” and you’ll see what I mean. The more automated things become, the lower the value that human labor has. Sad, but true. The only labor that’s truly valuable anymore is labor that only a small number of people can do for which there is a great demand. The odd thing is that there is also labor that is not truly valuable to society but for which people get paid a lot due to the way our system is set up – a lot of government jobs, finance jobs, sales jobs, some management jobs, etc. I happen to have one of these jobs myself and always have. I am good at what I do and try to do my best to contribute to society but seriously, how long can this all continue?

[FormerOwner]

Well, Piggs, what about this question: I work for a company that matches my 401(K) contributions up to a certain percentage of my salary. I am contributing that percentage of my salary just so I can get the maximum company match and have both my contribution and the company’s go into the account tax free. The only problem is that all of their investment choices I can pick from suck. I picked what I think is the best of a bunch of horrible options – a mix of 3 bond funds that each have a mix of short-term bonds, one fund also has some treasuries, and long-term bonds. I figure that even if the value of the funds drops in half, I’ll still be ahead. However, I sometimes feel like a sucker for even being part of a 401(K). Should I stop putting my money in there?

[FormerOwner]

Well, Piggs, what about this question: I work for a company that matches my 401(K) contributions up to a certain percentage of my salary. I am contributing that percentage of my salary just so I can get the maximum company match and have both my contribution and the company’s go into the account tax free. The only problem is that all of their investment choices I can pick from suck. I picked what I think is the best of a bunch of horrible options – a mix of 3 bond funds that each have a mix of short-term bonds, one fund also has some treasuries, and long-term bonds. I figure that even if the value of the funds drops in half, I’ll still be ahead. However, I sometimes feel like a sucker for even being part of a 401(K). Should I stop putting my money in there?

[FormerOwner]

Well, Piggs, what about this question: I work for a company that matches my 401(K) contributions up to a certain percentage of my salary. I am contributing that percentage of my salary just so I can get the maximum company match and have both my contribution and the company’s go into the account tax free. The only problem is that all of their investment choices I can pick from suck. I picked what I think is the best of a bunch of horrible options – a mix of 3 bond funds that each have a mix of short-term bonds, one fund also has some treasuries, and long-term bonds. I figure that even if the value of the funds drops in half, I’ll still be ahead. However, I sometimes feel like a sucker for even being part of a 401(K). Should I stop putting my money in there?

[FormerOwner]

Well, Piggs, what about this question: I work for a company that matches my 401(K) contributions up to a certain percentage of my salary. I am contributing that percentage of my salary just so I can get the maximum company match and have both my contribution and the company’s go into the account tax free. The only problem is that all of their investment choices I can pick from suck. I picked what I think is the best of a bunch of horrible options – a mix of 3 bond funds that each have a mix of short-term bonds, one fund also has some treasuries, and long-term bonds. I figure that even if the value of the funds drops in half, I’ll still be ahead. However, I sometimes feel like a sucker for even being part of a 401(K). Should I stop putting my money in there?

[FormerOwner]

Well, Piggs, what about this question: I work for a company that matches my 401(K) contributions up to a certain percentage of my salary. I am contributing that percentage of my salary just so I can get the maximum company match and have both my contribution and the company’s go into the account tax free. The only problem is that all of their investment choices I can pick from suck. I picked what I think is the best of a bunch of horrible options – a mix of 3 bond funds that each have a mix of short-term bonds, one fund also has some treasuries, and long-term bonds. I figure that even if the value of the funds drops in half, I’ll still be ahead. However, I sometimes feel like a sucker for even being part of a 401(K). Should I stop putting my money in there?

[FormerOwner]

It’s funny. I can’t imagine not working – even if I didn’t need the money. If I didn’t need to work, I think I’d spend my time doing volunteer work or trying to do something for the greater good. Of course, I’d have a lot of time for fun but I’m doing that while working full-time anyway.

Somehow, it seems like a lot of people in our country no longer feel this way and would rather be “taken care of”. That is sad for everyone. It seems like a lot of people have given up on themselves, in a way. I think abuse of programs like Social Security Disability, Section 8, and Welfare are a lot more common than Unemployment abuse – that’s just my perception from people I know about. I know people that are living off the dole and I don’t think they’re doing themselves a favor at all. They now feel not only entitled but dependent on the system. Sad.

[FormerOwner]

It’s funny. I can’t imagine not working – even if I didn’t need the money. If I didn’t need to work, I think I’d spend my time doing volunteer work or trying to do something for the greater good. Of course, I’d have a lot of time for fun but I’m doing that while working full-time anyway.

Somehow, it seems like a lot of people in our country no longer feel this way and would rather be “taken care of”. That is sad for everyone. It seems like a lot of people have given up on themselves, in a way. I think abuse of programs like Social Security Disability, Section 8, and Welfare are a lot more common than Unemployment abuse – that’s just my perception from people I know about. I know people that are living off the dole and I don’t think they’re doing themselves a favor at all. They now feel not only entitled but dependent on the system. Sad.

[FormerOwner]

It’s funny. I can’t imagine not working – even if I didn’t need the money. If I didn’t need to work, I think I’d spend my time doing volunteer work or trying to do something for the greater good. Of course, I’d have a lot of time for fun but I’m doing that while working full-time anyway.

Somehow, it seems like a lot of people in our country no longer feel this way and would rather be “taken care of”. That is sad for everyone. It seems like a lot of people have given up on themselves, in a way. I think abuse of programs like Social Security Disability, Section 8, and Welfare are a lot more common than Unemployment abuse – that’s just my perception from people I know about. I know people that are living off the dole and I don’t think they’re doing themselves a favor at all. They now feel not only entitled but dependent on the system. Sad.

[FormerOwner]

It’s funny. I can’t imagine not working – even if I didn’t need the money. If I didn’t need to work, I think I’d spend my time doing volunteer work or trying to do something for the greater good. Of course, I’d have a lot of time for fun but I’m doing that while working full-time anyway.

Somehow, it seems like a lot of people in our country no longer feel this way and would rather be “taken care of”. That is sad for everyone. It seems like a lot of people have given up on themselves, in a way. I think abuse of programs like Social Security Disability, Section 8, and Welfare are a lot more common than Unemployment abuse – that’s just my perception from people I know about. I know people that are living off the dole and I don’t think they’re doing themselves a favor at all. They now feel not only entitled but dependent on the system. Sad.

[FormerOwner]

It’s funny. I can’t imagine not working – even if I didn’t need the money. If I didn’t need to work, I think I’d spend my time doing volunteer work or trying to do something for the greater good. Of course, I’d have a lot of time for fun but I’m doing that while working full-time anyway.

Somehow, it seems like a lot of people in our country no longer feel this way and would rather be “taken care of”. That is sad for everyone. It seems like a lot of people have given up on themselves, in a way. I think abuse of programs like Social Security Disability, Section 8, and Welfare are a lot more common than Unemployment abuse – that’s just my perception from people I know about. I know people that are living off the dole and I don’t think they’re doing themselves a favor at all. They now feel not only entitled but dependent on the system. Sad.

[FormerOwner]

A couple of things to be aware of:
* Make sure you’re comfortable with the hospital/medical facilities available in the Temecula Valley. Currently, the hospitals in the area are rather backwater and definitely not up to big-city standards.
*Make sure you know what special assessments/Mello-Roos/community facilities district fees will be added to your tax bill each year. Generally, the newer communities (built in the last 10 years or so) can have VERY high special assessments, resulting in very high annual tax bills, no matter how the low value of the property goes. This may be the case at the 4 Seasons, since it’s fairly new.
*On the other hand, I’ve heard of some issues with soil subsidence/cracked slabs in the Colony. I got this info second hand so I don’t know how serious these issues actually are.

[FormerOwner]

A couple of things to be aware of:
* Make sure you’re comfortable with the hospital/medical facilities available in the Temecula Valley. Currently, the hospitals in the area are rather backwater and definitely not up to big-city standards.
*Make sure you know what special assessments/Mello-Roos/community facilities district fees will be added to your tax bill each year. Generally, the newer communities (built in the last 10 years or so) can have VERY high special assessments, resulting in very high annual tax bills, no matter how the low value of the property goes. This may be the case at the 4 Seasons, since it’s fairly new.
*On the other hand, I’ve heard of some issues with soil subsidence/cracked slabs in the Colony. I got this info second hand so I don’t know how serious these issues actually are.

[FormerOwner]

A couple of things to be aware of:
* Make sure you’re comfortable with the hospital/medical facilities available in the Temecula Valley. Currently, the hospitals in the area are rather backwater and definitely not up to big-city standards.
*Make sure you know what special assessments/Mello-Roos/community facilities district fees will be added to your tax bill each year. Generally, the newer communities (built in the last 10 years or so) can have VERY high special assessments, resulting in very high annual tax bills, no matter how the low value of the property goes. This may be the case at the 4 Seasons, since it’s fairly new.
*On the other hand, I’ve heard of some issues with soil subsidence/cracked slabs in the Colony. I got this info second hand so I don’t know how serious these issues actually are.

[FormerOwner]

A couple of things to be aware of:
* Make sure you’re comfortable with the hospital/medical facilities available in the Temecula Valley. Currently, the hospitals in the area are rather backwater and definitely not up to big-city standards.
*Make sure you know what special assessments/Mello-Roos/community facilities district fees will be added to your tax bill each year. Generally, the newer communities (built in the last 10 years or so) can have VERY high special assessments, resulting in very high annual tax bills, no matter how the low value of the property goes. This may be the case at the 4 Seasons, since it’s fairly new.
*On the other hand, I’ve heard of some issues with soil subsidence/cracked slabs in the Colony. I got this info second hand so I don’t know how serious these issues actually are.

[Author]

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