[earlyretirement]

I agree Macs are the best. I’m one of those life long Windows persons…. I never thought I’d switch to Apple but all my clients kept telling me how much faster it was, never crashed, etc.

They were SO right. I wish I switched over to a Mac many years ago. I switched over about 1.5 years ago and will never go back to a Windows PC.

I got a Macbook Pro 15′ decked out with every possible upgrade. It’s lightning FAST, it’s NEVER crashed and I’ve never had a better laptop. If I ever have a question, I can just go to an Apple store and they are always quick to help answer any questions.

But really it didn’t take long to learn the Mac. I also LOVE my Ipad and use it daily. I had a few programs that I had to have Windows but with Parallels Desktop I can run Windows in the Background but I almost never use it. Just about every program I used to use in windows….I can now get it on a Mac.

Never will go back to Windows…… Yeah the Mac was a lot more expensive but I found it worth it.

[earlyretirement]

I agree Macs are the best. I’m one of those life long Windows persons…. I never thought I’d switch to Apple but all my clients kept telling me how much faster it was, never crashed, etc.

They were SO right. I wish I switched over to a Mac many years ago. I switched over about 1.5 years ago and will never go back to a Windows PC.

I got a Macbook Pro 15′ decked out with every possible upgrade. It’s lightning FAST, it’s NEVER crashed and I’ve never had a better laptop. If I ever have a question, I can just go to an Apple store and they are always quick to help answer any questions.

But really it didn’t take long to learn the Mac. I also LOVE my Ipad and use it daily. I had a few programs that I had to have Windows but with Parallels Desktop I can run Windows in the Background but I almost never use it. Just about every program I used to use in windows….I can now get it on a Mac.

Never will go back to Windows…… Yeah the Mac was a lot more expensive but I found it worth it.

[earlyretirement]

I agree Macs are the best. I’m one of those life long Windows persons…. I never thought I’d switch to Apple but all my clients kept telling me how much faster it was, never crashed, etc.

They were SO right. I wish I switched over to a Mac many years ago. I switched over about 1.5 years ago and will never go back to a Windows PC.

I got a Macbook Pro 15′ decked out with every possible upgrade. It’s lightning FAST, it’s NEVER crashed and I’ve never had a better laptop. If I ever have a question, I can just go to an Apple store and they are always quick to help answer any questions.

But really it didn’t take long to learn the Mac. I also LOVE my Ipad and use it daily. I had a few programs that I had to have Windows but with Parallels Desktop I can run Windows in the Background but I almost never use it. Just about every program I used to use in windows….I can now get it on a Mac.

Never will go back to Windows…… Yeah the Mac was a lot more expensive but I found it worth it.

[earlyretirement]

I agree Macs are the best. I’m one of those life long Windows persons…. I never thought I’d switch to Apple but all my clients kept telling me how much faster it was, never crashed, etc.

They were SO right. I wish I switched over to a Mac many years ago. I switched over about 1.5 years ago and will never go back to a Windows PC.

I got a Macbook Pro 15′ decked out with every possible upgrade. It’s lightning FAST, it’s NEVER crashed and I’ve never had a better laptop. If I ever have a question, I can just go to an Apple store and they are always quick to help answer any questions.

But really it didn’t take long to learn the Mac. I also LOVE my Ipad and use it daily. I had a few programs that I had to have Windows but with Parallels Desktop I can run Windows in the Background but I almost never use it. Just about every program I used to use in windows….I can now get it on a Mac.

Never will go back to Windows…… Yeah the Mac was a lot more expensive but I found it worth it.

[earlyretirement]

I agree Macs are the best. I’m one of those life long Windows persons…. I never thought I’d switch to Apple but all my clients kept telling me how much faster it was, never crashed, etc.

They were SO right. I wish I switched over to a Mac many years ago. I switched over about 1.5 years ago and will never go back to a Windows PC.

I got a Macbook Pro 15′ decked out with every possible upgrade. It’s lightning FAST, it’s NEVER crashed and I’ve never had a better laptop. If I ever have a question, I can just go to an Apple store and they are always quick to help answer any questions.

But really it didn’t take long to learn the Mac. I also LOVE my Ipad and use it daily. I had a few programs that I had to have Windows but with Parallels Desktop I can run Windows in the Background but I almost never use it. Just about every program I used to use in windows….I can now get it on a Mac.

Never will go back to Windows…… Yeah the Mac was a lot more expensive but I found it worth it.

[earlyretirement]

I used Accuquote several years ago and it was really easy. I just put in my pertinent details online and got an instant quote. I ended up selecting a policy with TransAmerica and it was very quick and easy.

Of course I was still fairly young and I have no medical conditions at all nor does my family.

Within a week, they sent someone out to my house and they took my weight and height and a urine sample (no blood test) and that was it. They had already mailed me out some forms to fill out and I just handed it to the person that came out to see me.

Very quick and easy. I don’t think you can go wrong with checking quotes via Accuquote. It’s relatively easy these days to get life insurance online.

[earlyretirement]

I used Accuquote several years ago and it was really easy. I just put in my pertinent details online and got an instant quote. I ended up selecting a policy with TransAmerica and it was very quick and easy.

Of course I was still fairly young and I have no medical conditions at all nor does my family.

Within a week, they sent someone out to my house and they took my weight and height and a urine sample (no blood test) and that was it. They had already mailed me out some forms to fill out and I just handed it to the person that came out to see me.

Very quick and easy. I don’t think you can go wrong with checking quotes via Accuquote. It’s relatively easy these days to get life insurance online.

[earlyretirement]

I used Accuquote several years ago and it was really easy. I just put in my pertinent details online and got an instant quote. I ended up selecting a policy with TransAmerica and it was very quick and easy.

Of course I was still fairly young and I have no medical conditions at all nor does my family.

Within a week, they sent someone out to my house and they took my weight and height and a urine sample (no blood test) and that was it. They had already mailed me out some forms to fill out and I just handed it to the person that came out to see me.

Very quick and easy. I don’t think you can go wrong with checking quotes via Accuquote. It’s relatively easy these days to get life insurance online.

[earlyretirement]

I used Accuquote several years ago and it was really easy. I just put in my pertinent details online and got an instant quote. I ended up selecting a policy with TransAmerica and it was very quick and easy.

Of course I was still fairly young and I have no medical conditions at all nor does my family.

Within a week, they sent someone out to my house and they took my weight and height and a urine sample (no blood test) and that was it. They had already mailed me out some forms to fill out and I just handed it to the person that came out to see me.

Very quick and easy. I don’t think you can go wrong with checking quotes via Accuquote. It’s relatively easy these days to get life insurance online.

[earlyretirement]

I used Accuquote several years ago and it was really easy. I just put in my pertinent details online and got an instant quote. I ended up selecting a policy with TransAmerica and it was very quick and easy.

Of course I was still fairly young and I have no medical conditions at all nor does my family.

Within a week, they sent someone out to my house and they took my weight and height and a urine sample (no blood test) and that was it. They had already mailed me out some forms to fill out and I just handed it to the person that came out to see me.

Very quick and easy. I don’t think you can go wrong with checking quotes via Accuquote. It’s relatively easy these days to get life insurance online.

[earlyretirement]

[quote=walterwhite]Ok u know what? Maybe America is number one after all.[/quote]

Absolutely say what you will about the USA….it’s lost it’s dominance, on it’s way down.. yadda yadda yadda. But I feel for those with no debt, savings and a steady income… it’s the absolute best place to live in the world with the highest quality of life. Hands down.

Obviously for those where finances is a factor then Central America or South America can make sense due to the lower cost of living if you do it right. One of the things wrong with the USA is it’s health care system. It’s broken. It’s expensive and if you don’t have insurance you are totally lost.

Many of these countries in Latin America the healthcare is free once you establish permanent residency. But as mentioned…you wouldn’t want to get sick or have to go to a public hospital. Most ex-pats end up getting private medical insurance which is EXCELLENT.

Both of my kids were born outside of the USA and I had private medical insurance and I can tell you the health care coverage was EXCELLENT and far surpassed the USA. I’m talking absolutely NO co-pays at all. They covered everything including medications. Private suite in the hospital for me and my wife for 2 days after she had the babies.

The quality of life can be really great if you do it right. It’s great for people that have steady income like social security, pensions, steady flow of cash like rental income,etc.

There are certain luxuries that you would most likely NEVER have if you lived in the USA..even if you had great income. Things like full-time maids that come Monday to Friday are as little as $500 US a month or less depending where in South America you go. Chefs from $600 per month to come in every day and cook breakfast, lunch and dinner.

You also have to look at cost of utilities as they drastically vary depending on country. Some places like Argentina, the government subsidizes utilities so things like gas, electricity, water are very cheap. Other places like Punta del Este, Uruguay you can spend a fortune with water and gas/electricity.

I had a 3 bedroom house that wasn’t too big and it wouldn’t be uncommon to have $600 US a month electricity bills. Water bills could be as much as $500 a month! Internet was as much as $100 a month.

No doubt you can live cheap in places like Costa Rica and other places but you have to really be realistic and see if you can really enjoy living there.

I have clients and friends that I know that live in both Costa Rica and also Brazil. But I could never live like them. One guy I know sold all his worldly possessions and moved to the middle of nowhere in Brazil. He bought some land, built a modest house but where he lives there is no electricity/gas or running water.

But life can be great. One thing I really loved seeing is the special bond between families. The Latin culture is really amazing and family is very important. Also, I’d see lots of people that didn’t make much money but they were much happier than most Americans. They didn’t drive fancy cars, or live in McMansions…. but they didn’t have any debt at all and lived within their means.

They would spend time in the park with their families on the weekend and it would be common to see kids living at home until they were married. I really loved that aspect of living in South America.

[earlyretirement]

[quote=walterwhite]Ok u know what? Maybe America is number one after all.[/quote]

Absolutely say what you will about the USA….it’s lost it’s dominance, on it’s way down.. yadda yadda yadda. But I feel for those with no debt, savings and a steady income… it’s the absolute best place to live in the world with the highest quality of life. Hands down.

Obviously for those where finances is a factor then Central America or South America can make sense due to the lower cost of living if you do it right. One of the things wrong with the USA is it’s health care system. It’s broken. It’s expensive and if you don’t have insurance you are totally lost.

Many of these countries in Latin America the healthcare is free once you establish permanent residency. But as mentioned…you wouldn’t want to get sick or have to go to a public hospital. Most ex-pats end up getting private medical insurance which is EXCELLENT.

Both of my kids were born outside of the USA and I had private medical insurance and I can tell you the health care coverage was EXCELLENT and far surpassed the USA. I’m talking absolutely NO co-pays at all. They covered everything including medications. Private suite in the hospital for me and my wife for 2 days after she had the babies.

The quality of life can be really great if you do it right. It’s great for people that have steady income like social security, pensions, steady flow of cash like rental income,etc.

There are certain luxuries that you would most likely NEVER have if you lived in the USA..even if you had great income. Things like full-time maids that come Monday to Friday are as little as $500 US a month or less depending where in South America you go. Chefs from $600 per month to come in every day and cook breakfast, lunch and dinner.

You also have to look at cost of utilities as they drastically vary depending on country. Some places like Argentina, the government subsidizes utilities so things like gas, electricity, water are very cheap. Other places like Punta del Este, Uruguay you can spend a fortune with water and gas/electricity.

I had a 3 bedroom house that wasn’t too big and it wouldn’t be uncommon to have $600 US a month electricity bills. Water bills could be as much as $500 a month! Internet was as much as $100 a month.

No doubt you can live cheap in places like Costa Rica and other places but you have to really be realistic and see if you can really enjoy living there.

I have clients and friends that I know that live in both Costa Rica and also Brazil. But I could never live like them. One guy I know sold all his worldly possessions and moved to the middle of nowhere in Brazil. He bought some land, built a modest house but where he lives there is no electricity/gas or running water.

But life can be great. One thing I really loved seeing is the special bond between families. The Latin culture is really amazing and family is very important. Also, I’d see lots of people that didn’t make much money but they were much happier than most Americans. They didn’t drive fancy cars, or live in McMansions…. but they didn’t have any debt at all and lived within their means.

They would spend time in the park with their families on the weekend and it would be common to see kids living at home until they were married. I really loved that aspect of living in South America.

[earlyretirement]

[quote=walterwhite]Ok u know what? Maybe America is number one after all.[/quote]

Absolutely say what you will about the USA….it’s lost it’s dominance, on it’s way down.. yadda yadda yadda. But I feel for those with no debt, savings and a steady income… it’s the absolute best place to live in the world with the highest quality of life. Hands down.

Obviously for those where finances is a factor then Central America or South America can make sense due to the lower cost of living if you do it right. One of the things wrong with the USA is it’s health care system. It’s broken. It’s expensive and if you don’t have insurance you are totally lost.

Many of these countries in Latin America the healthcare is free once you establish permanent residency. But as mentioned…you wouldn’t want to get sick or have to go to a public hospital. Most ex-pats end up getting private medical insurance which is EXCELLENT.

Both of my kids were born outside of the USA and I had private medical insurance and I can tell you the health care coverage was EXCELLENT and far surpassed the USA. I’m talking absolutely NO co-pays at all. They covered everything including medications. Private suite in the hospital for me and my wife for 2 days after she had the babies.

The quality of life can be really great if you do it right. It’s great for people that have steady income like social security, pensions, steady flow of cash like rental income,etc.

There are certain luxuries that you would most likely NEVER have if you lived in the USA..even if you had great income. Things like full-time maids that come Monday to Friday are as little as $500 US a month or less depending where in South America you go. Chefs from $600 per month to come in every day and cook breakfast, lunch and dinner.

You also have to look at cost of utilities as they drastically vary depending on country. Some places like Argentina, the government subsidizes utilities so things like gas, electricity, water are very cheap. Other places like Punta del Este, Uruguay you can spend a fortune with water and gas/electricity.

I had a 3 bedroom house that wasn’t too big and it wouldn’t be uncommon to have $600 US a month electricity bills. Water bills could be as much as $500 a month! Internet was as much as $100 a month.

No doubt you can live cheap in places like Costa Rica and other places but you have to really be realistic and see if you can really enjoy living there.

I have clients and friends that I know that live in both Costa Rica and also Brazil. But I could never live like them. One guy I know sold all his worldly possessions and moved to the middle of nowhere in Brazil. He bought some land, built a modest house but where he lives there is no electricity/gas or running water.

But life can be great. One thing I really loved seeing is the special bond between families. The Latin culture is really amazing and family is very important. Also, I’d see lots of people that didn’t make much money but they were much happier than most Americans. They didn’t drive fancy cars, or live in McMansions…. but they didn’t have any debt at all and lived within their means.

They would spend time in the park with their families on the weekend and it would be common to see kids living at home until they were married. I really loved that aspect of living in South America.

[earlyretirement]

[quote=walterwhite]Ok u know what? Maybe America is number one after all.[/quote]

Absolutely say what you will about the USA….it’s lost it’s dominance, on it’s way down.. yadda yadda yadda. But I feel for those with no debt, savings and a steady income… it’s the absolute best place to live in the world with the highest quality of life. Hands down.

Obviously for those where finances is a factor then Central America or South America can make sense due to the lower cost of living if you do it right. One of the things wrong with the USA is it’s health care system. It’s broken. It’s expensive and if you don’t have insurance you are totally lost.

Many of these countries in Latin America the healthcare is free once you establish permanent residency. But as mentioned…you wouldn’t want to get sick or have to go to a public hospital. Most ex-pats end up getting private medical insurance which is EXCELLENT.

Both of my kids were born outside of the USA and I had private medical insurance and I can tell you the health care coverage was EXCELLENT and far surpassed the USA. I’m talking absolutely NO co-pays at all. They covered everything including medications. Private suite in the hospital for me and my wife for 2 days after she had the babies.

The quality of life can be really great if you do it right. It’s great for people that have steady income like social security, pensions, steady flow of cash like rental income,etc.

There are certain luxuries that you would most likely NEVER have if you lived in the USA..even if you had great income. Things like full-time maids that come Monday to Friday are as little as $500 US a month or less depending where in South America you go. Chefs from $600 per month to come in every day and cook breakfast, lunch and dinner.

You also have to look at cost of utilities as they drastically vary depending on country. Some places like Argentina, the government subsidizes utilities so things like gas, electricity, water are very cheap. Other places like Punta del Este, Uruguay you can spend a fortune with water and gas/electricity.

I had a 3 bedroom house that wasn’t too big and it wouldn’t be uncommon to have $600 US a month electricity bills. Water bills could be as much as $500 a month! Internet was as much as $100 a month.

No doubt you can live cheap in places like Costa Rica and other places but you have to really be realistic and see if you can really enjoy living there.

I have clients and friends that I know that live in both Costa Rica and also Brazil. But I could never live like them. One guy I know sold all his worldly possessions and moved to the middle of nowhere in Brazil. He bought some land, built a modest house but where he lives there is no electricity/gas or running water.

But life can be great. One thing I really loved seeing is the special bond between families. The Latin culture is really amazing and family is very important. Also, I’d see lots of people that didn’t make much money but they were much happier than most Americans. They didn’t drive fancy cars, or live in McMansions…. but they didn’t have any debt at all and lived within their means.

They would spend time in the park with their families on the weekend and it would be common to see kids living at home until they were married. I really loved that aspect of living in South America.

[earlyretirement]

[quote=walterwhite]Ok u know what? Maybe America is number one after all.[/quote]

Absolutely say what you will about the USA….it’s lost it’s dominance, on it’s way down.. yadda yadda yadda. But I feel for those with no debt, savings and a steady income… it’s the absolute best place to live in the world with the highest quality of life. Hands down.

Obviously for those where finances is a factor then Central America or South America can make sense due to the lower cost of living if you do it right. One of the things wrong with the USA is it’s health care system. It’s broken. It’s expensive and if you don’t have insurance you are totally lost.

Many of these countries in Latin America the healthcare is free once you establish permanent residency. But as mentioned…you wouldn’t want to get sick or have to go to a public hospital. Most ex-pats end up getting private medical insurance which is EXCELLENT.

Both of my kids were born outside of the USA and I had private medical insurance and I can tell you the health care coverage was EXCELLENT and far surpassed the USA. I’m talking absolutely NO co-pays at all. They covered everything including medications. Private suite in the hospital for me and my wife for 2 days after she had the babies.

The quality of life can be really great if you do it right. It’s great for people that have steady income like social security, pensions, steady flow of cash like rental income,etc.

There are certain luxuries that you would most likely NEVER have if you lived in the USA..even if you had great income. Things like full-time maids that come Monday to Friday are as little as $500 US a month or less depending where in South America you go. Chefs from $600 per month to come in every day and cook breakfast, lunch and dinner.

You also have to look at cost of utilities as they drastically vary depending on country. Some places like Argentina, the government subsidizes utilities so things like gas, electricity, water are very cheap. Other places like Punta del Este, Uruguay you can spend a fortune with water and gas/electricity.

I had a 3 bedroom house that wasn’t too big and it wouldn’t be uncommon to have $600 US a month electricity bills. Water bills could be as much as $500 a month! Internet was as much as $100 a month.

No doubt you can live cheap in places like Costa Rica and other places but you have to really be realistic and see if you can really enjoy living there.

I have clients and friends that I know that live in both Costa Rica and also Brazil. But I could never live like them. One guy I know sold all his worldly possessions and moved to the middle of nowhere in Brazil. He bought some land, built a modest house but where he lives there is no electricity/gas or running water.

But life can be great. One thing I really loved seeing is the special bond between families. The Latin culture is really amazing and family is very important. Also, I’d see lots of people that didn’t make much money but they were much happier than most Americans. They didn’t drive fancy cars, or live in McMansions…. but they didn’t have any debt at all and lived within their means.

They would spend time in the park with their families on the weekend and it would be common to see kids living at home until they were married. I really loved that aspect of living in South America.

[Author]

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