Forum Replies Created
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Diego Mamani
ParticipantPacific Heights (1990)
102 min – Mystery | Thriller – 28 September 1990 (USA)
A couple works hard to renovate their dream house and become landlords to pay for it. Unfortunately one of their tenants has plans of his own.
The discussions on the IMDb message board are pretty scary!
ParticipantPacific Heights (1990)
102 min – Mystery | Thriller – 28 September 1990 (USA)
A couple works hard to renovate their dream house and become landlords to pay for it. Unfortunately one of their tenants has plans of his own.
The discussions on the IMDb message board are pretty scary!
ParticipantPacific Heights (1990)
102 min – Mystery | Thriller – 28 September 1990 (USA)
A couple works hard to renovate their dream house and become landlords to pay for it. Unfortunately one of their tenants has plans of his own.
The discussions on the IMDb message board are pretty scary!
ParticipantPacific Heights (1990)
102 min – Mystery | Thriller – 28 September 1990 (USA)
A couple works hard to renovate their dream house and become landlords to pay for it. Unfortunately one of their tenants has plans of his own.
The discussions on the IMDb message board are pretty scary!
Participant[quote=jimmyle]My coworker met the guy and she was impressed. He is White, blond hair, blue eyes, tall and good looking.[/quote]
It looks like your Vietnamese friend is racist, in the sense that she associates desirable traits with being “white.” I guess that when the mark is a racist immigrant (of any color), it’s easy for a “white” con to take their money. Or get free housing from them.
Participant[quote=jimmyle]My coworker met the guy and she was impressed. He is White, blond hair, blue eyes, tall and good looking.[/quote]
It looks like your Vietnamese friend is racist, in the sense that she associates desirable traits with being “white.” I guess that when the mark is a racist immigrant (of any color), it’s easy for a “white” con to take their money. Or get free housing from them.
Participant[quote=jimmyle]My coworker met the guy and she was impressed. He is White, blond hair, blue eyes, tall and good looking.[/quote]
It looks like your Vietnamese friend is racist, in the sense that she associates desirable traits with being “white.” I guess that when the mark is a racist immigrant (of any color), it’s easy for a “white” con to take their money. Or get free housing from them.
Participant[quote=jimmyle]My coworker met the guy and she was impressed. He is White, blond hair, blue eyes, tall and good looking.[/quote]
It looks like your Vietnamese friend is racist, in the sense that she associates desirable traits with being “white.” I guess that when the mark is a racist immigrant (of any color), it’s easy for a “white” con to take their money. Or get free housing from them.
Participant[quote=jimmyle]My coworker met the guy and she was impressed. He is White, blond hair, blue eyes, tall and good looking.[/quote]
It looks like your Vietnamese friend is racist, in the sense that she associates desirable traits with being “white.” I guess that when the mark is a racist immigrant (of any color), it’s easy for a “white” con to take their money. Or get free housing from them.
Participant[quote=threadkiller]I for one have a hard time imagining why anyone, particularly the rich, would want to pay cash[/quote]In addition to what EconProf said, there are many reasons why investors would pay cash, even with credit being as cheap as it is today:
(1) In some regions of the country where the rent/price ratio is high, houses are so cheap that after you put 25% down, the loan comes to less than $50K, and lenders seldom want to bother with such micro loans.
(2) The FHA guidelines (that commercial banks such as BofA or WF use) stipulate that investors can’t finance more than four properties.
(3) Underwriting guidelines are so ridiculously strict nowadays, that for small loan amounts some investors end up paying cash rather than having to deal with all the red tape.Participant[quote=threadkiller]I for one have a hard time imagining why anyone, particularly the rich, would want to pay cash[/quote]In addition to what EconProf said, there are many reasons why investors would pay cash, even with credit being as cheap as it is today:
(1) In some regions of the country where the rent/price ratio is high, houses are so cheap that after you put 25% down, the loan comes to less than $50K, and lenders seldom want to bother with such micro loans.
(2) The FHA guidelines (that commercial banks such as BofA or WF use) stipulate that investors can’t finance more than four properties.
(3) Underwriting guidelines are so ridiculously strict nowadays, that for small loan amounts some investors end up paying cash rather than having to deal with all the red tape.Participant[quote=threadkiller]I for one have a hard time imagining why anyone, particularly the rich, would want to pay cash[/quote]In addition to what EconProf said, there are many reasons why investors would pay cash, even with credit being as cheap as it is today:
(1) In some regions of the country where the rent/price ratio is high, houses are so cheap that after you put 25% down, the loan comes to less than $50K, and lenders seldom want to bother with such micro loans.
(2) The FHA guidelines (that commercial banks such as BofA or WF use) stipulate that investors can’t finance more than four properties.
(3) Underwriting guidelines are so ridiculously strict nowadays, that for small loan amounts some investors end up paying cash rather than having to deal with all the red tape.Participant[quote=threadkiller]I for one have a hard time imagining why anyone, particularly the rich, would want to pay cash[/quote]In addition to what EconProf said, there are many reasons why investors would pay cash, even with credit being as cheap as it is today:
(1) In some regions of the country where the rent/price ratio is high, houses are so cheap that after you put 25% down, the loan comes to less than $50K, and lenders seldom want to bother with such micro loans.
(2) The FHA guidelines (that commercial banks such as BofA or WF use) stipulate that investors can’t finance more than four properties.
(3) Underwriting guidelines are so ridiculously strict nowadays, that for small loan amounts some investors end up paying cash rather than having to deal with all the red tape.Participant[quote=threadkiller]I for one have a hard time imagining why anyone, particularly the rich, would want to pay cash[/quote]In addition to what EconProf said, there are many reasons why investors would pay cash, even with credit being as cheap as it is today:
(1) In some regions of the country where the rent/price ratio is high, houses are so cheap that after you put 25% down, the loan comes to less than $50K, and lenders seldom want to bother with such micro loans.
(2) The FHA guidelines (that commercial banks such as BofA or WF use) stipulate that investors can’t finance more than four properties.
(3) Underwriting guidelines are so ridiculously strict nowadays, that for small loan amounts some investors end up paying cash rather than having to deal with all the red tape. -
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