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creechrrParticipant
[quote=Aecetia]People Begin Living Without Electricity and Water in California:
http://www.youtube.com/watch?v=sHQXU9Kzgr8%5B/quote%5D
I don’t find this surprising at all.
What I do find surprising is that it isn’t more common or at least reported on more often.
creechrrParticipant[quote=dd123]Understand the applications are all time low but what is the impact on SanDiego.
I don’t see prices going down at all…[/quote]Give it time. The unraveling will take some time with the constant Gov’t intervention and the banking institutions lack of will to foreclose on delinquent mortgagees.
I haven’t heard of any credible good economic news that would suggest any sort of turn around any time soon.
I tend to think Mish is generally right.
http://globaleconomicanalysis.blogspot.com/2010/07/expect-second-half-housing-and-durable.html
creechrrParticipant[quote=dd123]Understand the applications are all time low but what is the impact on SanDiego.
I don’t see prices going down at all…[/quote]Give it time. The unraveling will take some time with the constant Gov’t intervention and the banking institutions lack of will to foreclose on delinquent mortgagees.
I haven’t heard of any credible good economic news that would suggest any sort of turn around any time soon.
I tend to think Mish is generally right.
http://globaleconomicanalysis.blogspot.com/2010/07/expect-second-half-housing-and-durable.html
creechrrParticipant[quote=dd123]Understand the applications are all time low but what is the impact on SanDiego.
I don’t see prices going down at all…[/quote]Give it time. The unraveling will take some time with the constant Gov’t intervention and the banking institutions lack of will to foreclose on delinquent mortgagees.
I haven’t heard of any credible good economic news that would suggest any sort of turn around any time soon.
I tend to think Mish is generally right.
http://globaleconomicanalysis.blogspot.com/2010/07/expect-second-half-housing-and-durable.html
creechrrParticipant[quote=dd123]Understand the applications are all time low but what is the impact on SanDiego.
I don’t see prices going down at all…[/quote]Give it time. The unraveling will take some time with the constant Gov’t intervention and the banking institutions lack of will to foreclose on delinquent mortgagees.
I haven’t heard of any credible good economic news that would suggest any sort of turn around any time soon.
I tend to think Mish is generally right.
http://globaleconomicanalysis.blogspot.com/2010/07/expect-second-half-housing-and-durable.html
creechrrParticipant[quote=dd123]Understand the applications are all time low but what is the impact on SanDiego.
I don’t see prices going down at all…[/quote]Give it time. The unraveling will take some time with the constant Gov’t intervention and the banking institutions lack of will to foreclose on delinquent mortgagees.
I haven’t heard of any credible good economic news that would suggest any sort of turn around any time soon.
I tend to think Mish is generally right.
http://globaleconomicanalysis.blogspot.com/2010/07/expect-second-half-housing-and-durable.html
creechrrParticipantThe F fund is a little more risky than the G fund but, has performed better than the other four funds.
F Fund
Key Features
The F Fund offers the opportunity to earn rates of• return that exceed
those of money market funds over the long term (particularly during
periods of declining interest rates), with relatively low risk.• The objective of the F Fund is to match the performance of the Barclays
Capital U.S. Aggregate Index, a broad index representing the U.S. bond
market.• The risk of nonpayment of interest or principal (credit risk) is relatively
low because the fund includes only investment-grade securities and is
broadly diversified. However, the F Fund has market risk (the risk that
the value of the underlying securities will decline) and prepayment risk
(the risk that the security will be repaid before it matures).• Earnings consist of interest income on the securities and gains (or
losses) in the value of securities.G Fund
Key Features
The G Fund offers the opportunity to earn rates of• interest similar to those of long-term Government securities but without any risk of loss
of principal and very little volatility of earnings.• The objective of the G Fund is to maintain a higher return than inflation
without exposing the fund to risk of default or changes in market prices.• The G Fund is invested in short-term U.S. Treasury securities specially issued to the TSP. Payment of principal and interest is guaranteed by
the U.S. Government. Thus, there is no “credit risk.”• The interest rate resets monthly and is based on the weighted average yield of all outstanding Treasury notes and bonds with 4 or more years
to maturity.• Earnings consist entirely of interest income on the securities.
• Interest on G Fund securities has, over time, outpaced inflation and
90-day T-bills.creechrrParticipantThe F fund is a little more risky than the G fund but, has performed better than the other four funds.
F Fund
Key Features
The F Fund offers the opportunity to earn rates of• return that exceed
those of money market funds over the long term (particularly during
periods of declining interest rates), with relatively low risk.• The objective of the F Fund is to match the performance of the Barclays
Capital U.S. Aggregate Index, a broad index representing the U.S. bond
market.• The risk of nonpayment of interest or principal (credit risk) is relatively
low because the fund includes only investment-grade securities and is
broadly diversified. However, the F Fund has market risk (the risk that
the value of the underlying securities will decline) and prepayment risk
(the risk that the security will be repaid before it matures).• Earnings consist of interest income on the securities and gains (or
losses) in the value of securities.G Fund
Key Features
The G Fund offers the opportunity to earn rates of• interest similar to those of long-term Government securities but without any risk of loss
of principal and very little volatility of earnings.• The objective of the G Fund is to maintain a higher return than inflation
without exposing the fund to risk of default or changes in market prices.• The G Fund is invested in short-term U.S. Treasury securities specially issued to the TSP. Payment of principal and interest is guaranteed by
the U.S. Government. Thus, there is no “credit risk.”• The interest rate resets monthly and is based on the weighted average yield of all outstanding Treasury notes and bonds with 4 or more years
to maturity.• Earnings consist entirely of interest income on the securities.
• Interest on G Fund securities has, over time, outpaced inflation and
90-day T-bills.creechrrParticipantThe F fund is a little more risky than the G fund but, has performed better than the other four funds.
F Fund
Key Features
The F Fund offers the opportunity to earn rates of• return that exceed
those of money market funds over the long term (particularly during
periods of declining interest rates), with relatively low risk.• The objective of the F Fund is to match the performance of the Barclays
Capital U.S. Aggregate Index, a broad index representing the U.S. bond
market.• The risk of nonpayment of interest or principal (credit risk) is relatively
low because the fund includes only investment-grade securities and is
broadly diversified. However, the F Fund has market risk (the risk that
the value of the underlying securities will decline) and prepayment risk
(the risk that the security will be repaid before it matures).• Earnings consist of interest income on the securities and gains (or
losses) in the value of securities.G Fund
Key Features
The G Fund offers the opportunity to earn rates of• interest similar to those of long-term Government securities but without any risk of loss
of principal and very little volatility of earnings.• The objective of the G Fund is to maintain a higher return than inflation
without exposing the fund to risk of default or changes in market prices.• The G Fund is invested in short-term U.S. Treasury securities specially issued to the TSP. Payment of principal and interest is guaranteed by
the U.S. Government. Thus, there is no “credit risk.”• The interest rate resets monthly and is based on the weighted average yield of all outstanding Treasury notes and bonds with 4 or more years
to maturity.• Earnings consist entirely of interest income on the securities.
• Interest on G Fund securities has, over time, outpaced inflation and
90-day T-bills.creechrrParticipantThe F fund is a little more risky than the G fund but, has performed better than the other four funds.
F Fund
Key Features
The F Fund offers the opportunity to earn rates of• return that exceed
those of money market funds over the long term (particularly during
periods of declining interest rates), with relatively low risk.• The objective of the F Fund is to match the performance of the Barclays
Capital U.S. Aggregate Index, a broad index representing the U.S. bond
market.• The risk of nonpayment of interest or principal (credit risk) is relatively
low because the fund includes only investment-grade securities and is
broadly diversified. However, the F Fund has market risk (the risk that
the value of the underlying securities will decline) and prepayment risk
(the risk that the security will be repaid before it matures).• Earnings consist of interest income on the securities and gains (or
losses) in the value of securities.G Fund
Key Features
The G Fund offers the opportunity to earn rates of• interest similar to those of long-term Government securities but without any risk of loss
of principal and very little volatility of earnings.• The objective of the G Fund is to maintain a higher return than inflation
without exposing the fund to risk of default or changes in market prices.• The G Fund is invested in short-term U.S. Treasury securities specially issued to the TSP. Payment of principal and interest is guaranteed by
the U.S. Government. Thus, there is no “credit risk.”• The interest rate resets monthly and is based on the weighted average yield of all outstanding Treasury notes and bonds with 4 or more years
to maturity.• Earnings consist entirely of interest income on the securities.
• Interest on G Fund securities has, over time, outpaced inflation and
90-day T-bills.creechrrParticipantThe F fund is a little more risky than the G fund but, has performed better than the other four funds.
F Fund
Key Features
The F Fund offers the opportunity to earn rates of• return that exceed
those of money market funds over the long term (particularly during
periods of declining interest rates), with relatively low risk.• The objective of the F Fund is to match the performance of the Barclays
Capital U.S. Aggregate Index, a broad index representing the U.S. bond
market.• The risk of nonpayment of interest or principal (credit risk) is relatively
low because the fund includes only investment-grade securities and is
broadly diversified. However, the F Fund has market risk (the risk that
the value of the underlying securities will decline) and prepayment risk
(the risk that the security will be repaid before it matures).• Earnings consist of interest income on the securities and gains (or
losses) in the value of securities.G Fund
Key Features
The G Fund offers the opportunity to earn rates of• interest similar to those of long-term Government securities but without any risk of loss
of principal and very little volatility of earnings.• The objective of the G Fund is to maintain a higher return than inflation
without exposing the fund to risk of default or changes in market prices.• The G Fund is invested in short-term U.S. Treasury securities specially issued to the TSP. Payment of principal and interest is guaranteed by
the U.S. Government. Thus, there is no “credit risk.”• The interest rate resets monthly and is based on the weighted average yield of all outstanding Treasury notes and bonds with 4 or more years
to maturity.• Earnings consist entirely of interest income on the securities.
• Interest on G Fund securities has, over time, outpaced inflation and
90-day T-bills.April 30, 2010 at 5:50 AM in reply to: OT: Got stopped in RB by a cop today to do an “environmental study” #545154creechrrParticipantI came across one of these about 2.5 years ago near the intersection of Black Mountain Rd. and Carmel Mountain Rd. in PQ. Just a Flu describe; an officer (Highway Patrol I think) was selecting cars to be stopped.
I prompty went home, stripped the parts of the modified Civic I had at the time and sold everything, car included. It was getting to be too much of a hassle to drive the car around town, even being a second/fun car.
Between the constant threat of theft and “The Man” eyeballing me. I would literally get followed for blocks, I assume trying to come up with a reason to stop me.
The odd part about all this CARB sticker nonsense is, the car was “smogged” with non CARB legal parts in place and actually ran cleaner than stock. Of course the car wouldn’t pass the visual inspection portion of the test without the appropriate stickers.
April 30, 2010 at 5:50 AM in reply to: OT: Got stopped in RB by a cop today to do an “environmental study” #545267creechrrParticipantI came across one of these about 2.5 years ago near the intersection of Black Mountain Rd. and Carmel Mountain Rd. in PQ. Just a Flu describe; an officer (Highway Patrol I think) was selecting cars to be stopped.
I prompty went home, stripped the parts of the modified Civic I had at the time and sold everything, car included. It was getting to be too much of a hassle to drive the car around town, even being a second/fun car.
Between the constant threat of theft and “The Man” eyeballing me. I would literally get followed for blocks, I assume trying to come up with a reason to stop me.
The odd part about all this CARB sticker nonsense is, the car was “smogged” with non CARB legal parts in place and actually ran cleaner than stock. Of course the car wouldn’t pass the visual inspection portion of the test without the appropriate stickers.
April 30, 2010 at 5:50 AM in reply to: OT: Got stopped in RB by a cop today to do an “environmental study” #545747creechrrParticipantI came across one of these about 2.5 years ago near the intersection of Black Mountain Rd. and Carmel Mountain Rd. in PQ. Just a Flu describe; an officer (Highway Patrol I think) was selecting cars to be stopped.
I prompty went home, stripped the parts of the modified Civic I had at the time and sold everything, car included. It was getting to be too much of a hassle to drive the car around town, even being a second/fun car.
Between the constant threat of theft and “The Man” eyeballing me. I would literally get followed for blocks, I assume trying to come up with a reason to stop me.
The odd part about all this CARB sticker nonsense is, the car was “smogged” with non CARB legal parts in place and actually ran cleaner than stock. Of course the car wouldn’t pass the visual inspection portion of the test without the appropriate stickers.
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