[carlsbadworker]

At the end of the day, the bottomless bank account only serves as a way for wealth transfer from savers to reckless speculators. I doubt how well that would end. Human doesn’t need more push for speculation … just ask FB investors.

[carlsbadworker]

Wow. It is offensive to call him a zombie. If Obama had a son, he’d look like Rudy Eugene.

[carlsbadworker]

It turns out that you don’t need to change your kids’ last name to represent US in International Chemistry Olympiad Team. So here are the names of the candidates:

http://finance.denverpost.com/mng-denver/news/read?GUID=21447770

[carlsbadworker]

If you want software, I recommend NOLO. Google it and buy a book (that comes with the CD for template). You are all set. In a situation likes yours, two wills, two health care directives and two power of attorney docs take less than one hour to complete. There is no need for attorney. Living trust is a little bit more complicated but retirement accounts/life insurance doesn’t go through probate. So if you and your spouse are both young, a living trust only helps you on our primary residence when you both die of a sudden death. Very small probability for a probate in my opinion.

[carlsbadworker]

I am just curious. What are the kinds of people who rent $4200 a month? I am assuming they will be pretty decent tenants if you can find one?

[carlsbadworker]

I am in a little bit disagreement with TG. I think it all depends on math. Life is fluid? That’s not a big problem. Waiting for variables in life to settle is kind of an illusion as if we can predict the future. One always needs a back-up plan nevertheless.
Currently, mortgage is less than half of rent in most places. So it makes sense to buy if you can afford not to sell in a few years. If one needs to move: fine, the contingency plan should be having a cash-neutral rental property in your name. If math doesn’t work (income too low or price too expensive), then rent.

[carlsbadworker]

On nightstand? I have Kindle Fire and iPad. Stopped using the paper kind long time ago.

Right now I am reading: “Copycats: How Smart Companies Use Imitation to Gain a Strategic Edge”

[carlsbadworker]

SDR, yes, it makes no sense. But the fact we knew are:
1. The home was foreclosed in Jan.
2. The home was listed as an REO in March and immediately went pending in a week.
3. The home was listed again in May and the description says that it is appraised at $33K higher than their original listing price so they now want $25K more.

The fact that an REO took 2 months to be back on market is also weird (normally they give buyer 30 days, right?) But I am the back-up offer on the original listing price. They ask me to raise the offering price by $25K and I refused so it is on market again right now.

I have done trying to make sense of this market long time ago.

[carlsbadworker]

I don’t know. I am not the original buyer. This is the info that I got from the seller agent when the property is returned to the market.

[carlsbadworker]

[quote=SD Realtor]I don’t know if the agent was guilty of anything or not. Given the short supply of condos there, once that first offer came the sellers don’t give a crap so they took it and said no more listings, we don’t want people going through the home, you never know.[/quote]

Yes, that’s what we learnt from the short sale bidding. The most important thing is to put the bid in as quick as possible: price is secondary, nobody gives a crap.
But on the other side, the banks are getting bullish. I just saw an REO rejected listing price offer because appraisal comes in higher. The bank wants the appraised price and is willing to put the property back onto the market for $20-30K more than the original listing. I guess they just don’t worry that there will be no offer.

[carlsbadworker]

It looks like FormerSanDiegan is right again:

http://piggington.com/images/apr_2012_housing_data-3.jpg

[carlsbadworker]

[quote=ucodegen]So no bench200 preacher130 milpress120?[/quote]

Stop giving him ideas.

[carlsbadworker]

walterwhite = Dr. Paul <-> flu

flu doesn’t rename flu so he manages two IDs now.

[carlsbadworker]

[quote=sdrealtor]Will they have them in the store so I can walk out with one?[/quote]

Yes, that’s how I get my PC now. Dell is not producing good quality desktops so I usually setup alert on slickdeal for Staples deals and walk to the B&M store to get one when they are on sale, like the one I posted earlier.

I recently got a Toshiba C655-S5231 Laptop (Core i3-2310M 2.10GHz, 4GB DDR3, 640GB HDD, 15.6″, 6 Cell, Win7) for $219.50 @ Staples B&M.

[carlsbadworker]

[quote=sdrealtor]pardon my ignorance but what is SSD?[/quote]

http://en.wikipedia.org/wiki/Solid-state_drive

[Author]

Posts