Forum Replies Created
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carlsbadworker
Participant[quote=temeculaguy]Cancel your next therapy session, join the nearest 2 wine clubs and begin to enjoy taking the single best thing about where we live.
[/quote]TG, any particular wine club that you would recommend?
Participant[quote=6packscaredy]but man, TG was so funny. The whole site had such a great energy and it was substantially attributable to TG. Now it’s like the morning after a big party at my kid’s college, it’s just like empty red cups underfoot with cigarettes, and weird people crashed on the floor and someone cooking eggs in your pan.[/quote]
Very true. I enjoy reading your and TG’s posts because I felt like you both are artists…that you see patterns others are failing to notice.
ParticipantI have done that many years ago and they still send me updates of new findings from time to time. But nothing really interesting in those findings…hopefully, it can help advancement of science.
Participant[quote=AN]I just have to make sure to only touch RE related topics :-D.[/quote]
Well, you can waste your time on RE related topics too. I didn’t jump into this thread because I think predicting what will happen to the RE is a waste of time.
And talking about non-RE related topics can also be productive, as this site usually has quite diverse perspective for things happen in life.
By the way, speaking of non-RE related topic, does anyone know if there is any company in SoCal that has an NLP (Natural Language Processing, not Neuro-linguistic programming!) group? There is even a meetup in Bay Area: http://www.meetup.com/Bay-Area-NLP/ So I am wondering if I can find similar groups in San Diego to learn more about NLP.
Participant[quote=flu]Now back to NSA-ish lurker mode….[/quote]
No, wait! We need you guys here.
ParticipantBut couldn’t the FHA borrowers just refinance after LTV drops below 78% to conventional loan? What’s the big deal?
And I am actually confused why the FHA does this as well. I always thought it is a ponzi game. So what are they going to do if there are no new applications (new money) going in? Ask for the government bailout if the existing customers failed to pay?
Participant[quote=CA renter]So glad to have you back, scaredy! I’ve really missed your thoughtful posts.[/quote]
I am already coming back a lot more since I saw scaredy. The site was so boring without TG, scaredy, flu and AN.
Yes, paramount still has the same insecure issue as when Temecula housing price was low. That’s nothing new. Scaredy on the other hand brings so much fun to the thread with his unique perspective.
ParticipantWow. Welcome back scaredy!
P.S. I just noticed scaredy has been back for sometime now. (Just read OT: trayvon martin post) It was me who hasn’t been keep up with piggington.
ParticipantSDHopes, from the info in your post, I can tell that you bought in Harveston, and the part of Harveston that is not close-by to the lake. While commute to North County to Temecula is generally not that good, the commute to Harveston is terrible because it is closer to the 15/215 intersection.
So the lesson I can draw from your case is that you should rent in a neighborhood before you buy. You are saved by your perfect timing, so either sell it now or hold it on for another year doesn’t look so bad. There are enough demands for rental in Harveston because that is the part of town that people generally want to live in (unlike some other part of town in Temecula Valley). So either way, you should be fine, there is nothing to worry about.
Participant1. Use your government tax dollar and go to http://broadbandmap.gov/ Find out the providers serve your location there. And call them to find out which one would give you the best deal for your situation.
2. Splitter has signal loss. You may try replacing it with a splitter with signal boost/amplifier to compensate that loss.
3. Speed-wise, 3Mbps will allow you to watch video but not necessarily high quality. But almost of video providers now have adaptive video, so your video quality will be adjusted to the broadband speed rather than constant bufferring, which is what you got with low rate DSL.Participant[quote=moneymaker]I think I know what they should come up with, an electronic personal assistant.[/quote]
What? You think the technology is ready to come up with a good electronic personal assistant?
Often time when people are criticizing that Apple is not as innovative as when Steve Jobs was there, they forgot that innovations need to stand on top of the latest technology feasibility, including the resulting price point.I, for one, think mobile wallet is more feasible. It is a digital age now, why do we still need to carry ID, membership card, credit/bank cards, insurance proof, etc while everything can be displayed in digital format perhaps even with source authentication? Smart phone penetration in US now is high enough for people to come up with new business model around it, rather than an extension for PC and TV, which is pretty much how it has been used so far.
ParticipantCongrats! That’s a long wait though.
Participant[quote=no_such_reality]Why, your transaction cost is actually higher in the stocks unless you’re trading in a 401K or IRA
On a cash deal, the transaction cost runs around 6%. If you’ve live in the home 2 years, it’s tax free.
Sell you stock for a 30% gain and you’ll pay 30% of the 30% (9%) in taxes.[/quote]
Yes, I am trading mainly in IRA.
Participant[quote=SD Realtor]Now if you are attempting to be a real estate market timer then you may want to consider selling. It was not hard to forecast the previous crash. The frenzy that we are seeing now is not going to last, however it is not going to be a precursor to any sort of crash either. If you think there will be a substantial depreciation event in the near future then sell now. That is a no brainer. I do not, so I would not.[/quote]
SDR, on average, what percentage is the transaction cost for $300-400K home? I cannot image being a market timer in real estate given the transaction cost. I am comfortable selling stock if I think it is 20% over-priced, but I am not that comfortable selling real estate at the same over-price ratio, given the transaction cost (including agent commissions, closing costs, repair costs, etc).
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