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August 27, 2009 at 6:31 AM in reply to: Predictions on when it will become easier/cheaper to buy a house? #450060August 27, 2009 at 6:31 AM in reply to: Predictions on when it will become easier/cheaper to buy a house? #450246
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ParticipantNot buying until rent to ratio more make sense. Me & my wife pay $850 rent in total for a nice older in RQ 2000sqfts house sharing with 2 other housemates.
If i have to buy the same house, it would cost me $2,400 to 2,500 a month.
Well actually it looks like you’re pretty close to even now. Assuming that you get a few hundred a month in tax deductions from the interest and property taxes and keep your roommates (I’m assuming they’re paying $850 also), you might only be paying $100-200 more a month and you’d own the place. Not too shabby.
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ParticipantWatch out! Swine flue is coming! Better take your vaccine! Never mind that our buddies own the companies that make it.
Watch out! The terrorists are gonna get ya! Better learn to take off your shoes and belt at the airport!
Watch out! Global warming is going to kill us all! Better start paying your carbon taxes!
Watch out! You’re gonna lose your health insurance! Better let us raise your taxes!
It is really getting tiresome. I am exhausted from it all.
blahblahblah
ParticipantWatch out! Swine flue is coming! Better take your vaccine! Never mind that our buddies own the companies that make it.
Watch out! The terrorists are gonna get ya! Better learn to take off your shoes and belt at the airport!
Watch out! Global warming is going to kill us all! Better start paying your carbon taxes!
Watch out! You’re gonna lose your health insurance! Better let us raise your taxes!
It is really getting tiresome. I am exhausted from it all.
blahblahblah
ParticipantWatch out! Swine flue is coming! Better take your vaccine! Never mind that our buddies own the companies that make it.
Watch out! The terrorists are gonna get ya! Better learn to take off your shoes and belt at the airport!
Watch out! Global warming is going to kill us all! Better start paying your carbon taxes!
Watch out! You’re gonna lose your health insurance! Better let us raise your taxes!
It is really getting tiresome. I am exhausted from it all.
blahblahblah
ParticipantWatch out! Swine flue is coming! Better take your vaccine! Never mind that our buddies own the companies that make it.
Watch out! The terrorists are gonna get ya! Better learn to take off your shoes and belt at the airport!
Watch out! Global warming is going to kill us all! Better start paying your carbon taxes!
Watch out! You’re gonna lose your health insurance! Better let us raise your taxes!
It is really getting tiresome. I am exhausted from it all.
blahblahblah
ParticipantWatch out! Swine flue is coming! Better take your vaccine! Never mind that our buddies own the companies that make it.
Watch out! The terrorists are gonna get ya! Better learn to take off your shoes and belt at the airport!
Watch out! Global warming is going to kill us all! Better start paying your carbon taxes!
Watch out! You’re gonna lose your health insurance! Better let us raise your taxes!
It is really getting tiresome. I am exhausted from it all.
blahblahblah
ParticipantNear the end they show the septic trucks lining up and dumping directly into the new river, sending it right to us. With the $400 million dollar gift for border violence we just gave then, couldn’t there have been a clause about not putting poop in the river.
They’re just paying us back for stealing all of the water from the Colorado river before it reaches Mexico.
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ParticipantNear the end they show the septic trucks lining up and dumping directly into the new river, sending it right to us. With the $400 million dollar gift for border violence we just gave then, couldn’t there have been a clause about not putting poop in the river.
They’re just paying us back for stealing all of the water from the Colorado river before it reaches Mexico.
blahblahblah
ParticipantNear the end they show the septic trucks lining up and dumping directly into the new river, sending it right to us. With the $400 million dollar gift for border violence we just gave then, couldn’t there have been a clause about not putting poop in the river.
They’re just paying us back for stealing all of the water from the Colorado river before it reaches Mexico.
blahblahblah
ParticipantNear the end they show the septic trucks lining up and dumping directly into the new river, sending it right to us. With the $400 million dollar gift for border violence we just gave then, couldn’t there have been a clause about not putting poop in the river.
They’re just paying us back for stealing all of the water from the Colorado river before it reaches Mexico.
blahblahblah
ParticipantNear the end they show the septic trucks lining up and dumping directly into the new river, sending it right to us. With the $400 million dollar gift for border violence we just gave then, couldn’t there have been a clause about not putting poop in the river.
They’re just paying us back for stealing all of the water from the Colorado river before it reaches Mexico.
blahblahblah
ParticipantI’m not so sure. Here’s the one thing that’s bugging me — money seems to be worth less every year. If you think that that trend will continue, then borrowing a bunch of money now might actually make some sense. Now you don’t want to overpay of course, but assuming that prices have come down 20% or so from the top, maybe you get in now at low interest rates and then in 10-15 years money is worth a lot less and your loan is looking like a bargain then?
Just guessing. But probably for most buyers they’re not thinking that far ahead, just “I want a house, here’s one I can make the payments on, I’ll take it.”
Or maybe they’re dumb.
blahblahblah
ParticipantI’m not so sure. Here’s the one thing that’s bugging me — money seems to be worth less every year. If you think that that trend will continue, then borrowing a bunch of money now might actually make some sense. Now you don’t want to overpay of course, but assuming that prices have come down 20% or so from the top, maybe you get in now at low interest rates and then in 10-15 years money is worth a lot less and your loan is looking like a bargain then?
Just guessing. But probably for most buyers they’re not thinking that far ahead, just “I want a house, here’s one I can make the payments on, I’ll take it.”
Or maybe they’re dumb.
blahblahblah
ParticipantI’m not so sure. Here’s the one thing that’s bugging me — money seems to be worth less every year. If you think that that trend will continue, then borrowing a bunch of money now might actually make some sense. Now you don’t want to overpay of course, but assuming that prices have come down 20% or so from the top, maybe you get in now at low interest rates and then in 10-15 years money is worth a lot less and your loan is looking like a bargain then?
Just guessing. But probably for most buyers they’re not thinking that far ahead, just “I want a house, here’s one I can make the payments on, I’ll take it.”
Or maybe they’re dumb.
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