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bearishgurl
Participant[quote=Scarlett]totally true. And nice clothing isn’t necessary. We don’t know how many of those with premium clothes and iphones have students loans and how many don’t – but there seem to be the majority of them. Maybe those with nice clothes do eat top ramen because those are their priorities. So it’s hard to prove one way or the other, who is doing what, but in general student life seems better and more expensive and more people are enjoying better clothes/electronics etc. than when I was in college 20 years ago.[/quote]
Scarlett, it’s just a function of those electronics not being available 20 years ago. Most of these young students are no doubt still on their parents’ cell phone plan. It only costs about $30 month to add an i-phone (incl mandatory services) to a parent’s “family plan.” The parents are paying the bill and probably only paid $100 for their student’s (subsidized) phone.
As far as clothing, etc., I agree. For instance, my own kid(s) carry real designer bags (and also designer knockoffs) as well as wear designer boots. I do not, never have and could care less. They’re also far more picky about clothing than I am. Believe it or not, I still wear their perfectly good old clothing they left at my house years ago :=]
The preferences are generational and also there are many more designer items available now, as well as knockoffs than there were in “yesteryear.”
Participant[quote=Scarlett]totally true. And nice clothing isn’t necessary. We don’t know how many of those with premium clothes and iphones have students loans and how many don’t – but there seem to be the majority of them. Maybe those with nice clothes do eat top ramen because those are their priorities. So it’s hard to prove one way or the other, who is doing what, but in general student life seems better and more expensive and more people are enjoying better clothes/electronics etc. than when I was in college 20 years ago.[/quote]
Scarlett, it’s just a function of those electronics not being available 20 years ago. Most of these young students are no doubt still on their parents’ cell phone plan. It only costs about $30 month to add an i-phone (incl mandatory services) to a parent’s “family plan.” The parents are paying the bill and probably only paid $100 for their student’s (subsidized) phone.
As far as clothing, etc., I agree. For instance, my own kid(s) carry real designer bags (and also designer knockoffs) as well as wear designer boots. I do not, never have and could care less. They’re also far more picky about clothing than I am. Believe it or not, I still wear their perfectly good old clothing they left at my house years ago :=]
The preferences are generational and also there are many more designer items available now, as well as knockoffs than there were in “yesteryear.”
ParticipantCongrats, afx! I love mid-century houses. The basement is a bonus! Sounds like you’ve done your homework (with the help of UR) :=]
You SCORED because you decided to “think out of the box” a little to finally get your “show on the road.”
I’m sure you and your family will be happy living there for many years to come!
ParticipantCongrats, afx! I love mid-century houses. The basement is a bonus! Sounds like you’ve done your homework (with the help of UR) :=]
You SCORED because you decided to “think out of the box” a little to finally get your “show on the road.”
I’m sure you and your family will be happy living there for many years to come!
ParticipantCongrats, afx! I love mid-century houses. The basement is a bonus! Sounds like you’ve done your homework (with the help of UR) :=]
You SCORED because you decided to “think out of the box” a little to finally get your “show on the road.”
I’m sure you and your family will be happy living there for many years to come!
ParticipantCongrats, afx! I love mid-century houses. The basement is a bonus! Sounds like you’ve done your homework (with the help of UR) :=]
You SCORED because you decided to “think out of the box” a little to finally get your “show on the road.”
I’m sure you and your family will be happy living there for many years to come!
ParticipantCongrats, afx! I love mid-century houses. The basement is a bonus! Sounds like you’ve done your homework (with the help of UR) :=]
You SCORED because you decided to “think out of the box” a little to finally get your “show on the road.”
I’m sure you and your family will be happy living there for many years to come!
Participant[quote=SK in CV][quote=Scarlett]
This part about living expenses is just a side story if you want and you want to make a big deal about it. Not sure why you are up in arms. Do you think getting a student loan so one can wear latest fashion, buy an iphone, iPad, starbucks, etc is smart?[/quote]Spent much time with college students lately? They’re still eating top ramen. It just costs more than it did when you were in college.[/quote]
Sure, if you shop at a corner mom-pop store in the middle of SF. My kid who will graduate in two weeks from SFSU, like many other students, had a military dependent ID (now too old) and a vehicle sticker to get on base. They made the nearly 50-mile trek to the commissary in Santa Clara once a month with 3 lists and bought ramen for 11 cents a pkg for themselves and 3 roommates with the roommates’ cash. Plus all the other items they needed in bulk. For this 3-hr a month headache, my kid ate free and used free paper products/toiletries for nearly six years. Sometimes another roomie came along as a “guest” to push a second cart. Bill was $250 – $400 mo for four people.
The campus dining hall would have cost the four of them $1800-$2000 mo, had they all been students and lived close to campus.
There are more than nine ways to skin a cat if the student is savvy and takes cash up front. The other roomies were only too happy to “subsidize” my kid for being able to take advantage of these incredible savings for themselves. It was a win-win situation. This can be done at bases all over the state if just one college roommate has a military dependent ID and vehicle sticker.
Participant[quote=SK in CV][quote=Scarlett]
This part about living expenses is just a side story if you want and you want to make a big deal about it. Not sure why you are up in arms. Do you think getting a student loan so one can wear latest fashion, buy an iphone, iPad, starbucks, etc is smart?[/quote]Spent much time with college students lately? They’re still eating top ramen. It just costs more than it did when you were in college.[/quote]
Sure, if you shop at a corner mom-pop store in the middle of SF. My kid who will graduate in two weeks from SFSU, like many other students, had a military dependent ID (now too old) and a vehicle sticker to get on base. They made the nearly 50-mile trek to the commissary in Santa Clara once a month with 3 lists and bought ramen for 11 cents a pkg for themselves and 3 roommates with the roommates’ cash. Plus all the other items they needed in bulk. For this 3-hr a month headache, my kid ate free and used free paper products/toiletries for nearly six years. Sometimes another roomie came along as a “guest” to push a second cart. Bill was $250 – $400 mo for four people.
The campus dining hall would have cost the four of them $1800-$2000 mo, had they all been students and lived close to campus.
There are more than nine ways to skin a cat if the student is savvy and takes cash up front. The other roomies were only too happy to “subsidize” my kid for being able to take advantage of these incredible savings for themselves. It was a win-win situation. This can be done at bases all over the state if just one college roommate has a military dependent ID and vehicle sticker.
Participant[quote=SK in CV][quote=Scarlett]
This part about living expenses is just a side story if you want and you want to make a big deal about it. Not sure why you are up in arms. Do you think getting a student loan so one can wear latest fashion, buy an iphone, iPad, starbucks, etc is smart?[/quote]Spent much time with college students lately? They’re still eating top ramen. It just costs more than it did when you were in college.[/quote]
Sure, if you shop at a corner mom-pop store in the middle of SF. My kid who will graduate in two weeks from SFSU, like many other students, had a military dependent ID (now too old) and a vehicle sticker to get on base. They made the nearly 50-mile trek to the commissary in Santa Clara once a month with 3 lists and bought ramen for 11 cents a pkg for themselves and 3 roommates with the roommates’ cash. Plus all the other items they needed in bulk. For this 3-hr a month headache, my kid ate free and used free paper products/toiletries for nearly six years. Sometimes another roomie came along as a “guest” to push a second cart. Bill was $250 – $400 mo for four people.
The campus dining hall would have cost the four of them $1800-$2000 mo, had they all been students and lived close to campus.
There are more than nine ways to skin a cat if the student is savvy and takes cash up front. The other roomies were only too happy to “subsidize” my kid for being able to take advantage of these incredible savings for themselves. It was a win-win situation. This can be done at bases all over the state if just one college roommate has a military dependent ID and vehicle sticker.
Participant[quote=SK in CV][quote=Scarlett]
This part about living expenses is just a side story if you want and you want to make a big deal about it. Not sure why you are up in arms. Do you think getting a student loan so one can wear latest fashion, buy an iphone, iPad, starbucks, etc is smart?[/quote]Spent much time with college students lately? They’re still eating top ramen. It just costs more than it did when you were in college.[/quote]
Sure, if you shop at a corner mom-pop store in the middle of SF. My kid who will graduate in two weeks from SFSU, like many other students, had a military dependent ID (now too old) and a vehicle sticker to get on base. They made the nearly 50-mile trek to the commissary in Santa Clara once a month with 3 lists and bought ramen for 11 cents a pkg for themselves and 3 roommates with the roommates’ cash. Plus all the other items they needed in bulk. For this 3-hr a month headache, my kid ate free and used free paper products/toiletries for nearly six years. Sometimes another roomie came along as a “guest” to push a second cart. Bill was $250 – $400 mo for four people.
The campus dining hall would have cost the four of them $1800-$2000 mo, had they all been students and lived close to campus.
There are more than nine ways to skin a cat if the student is savvy and takes cash up front. The other roomies were only too happy to “subsidize” my kid for being able to take advantage of these incredible savings for themselves. It was a win-win situation. This can be done at bases all over the state if just one college roommate has a military dependent ID and vehicle sticker.
Participant[quote=SK in CV][quote=Scarlett]
This part about living expenses is just a side story if you want and you want to make a big deal about it. Not sure why you are up in arms. Do you think getting a student loan so one can wear latest fashion, buy an iphone, iPad, starbucks, etc is smart?[/quote]Spent much time with college students lately? They’re still eating top ramen. It just costs more than it did when you were in college.[/quote]
Sure, if you shop at a corner mom-pop store in the middle of SF. My kid who will graduate in two weeks from SFSU, like many other students, had a military dependent ID (now too old) and a vehicle sticker to get on base. They made the nearly 50-mile trek to the commissary in Santa Clara once a month with 3 lists and bought ramen for 11 cents a pkg for themselves and 3 roommates with the roommates’ cash. Plus all the other items they needed in bulk. For this 3-hr a month headache, my kid ate free and used free paper products/toiletries for nearly six years. Sometimes another roomie came along as a “guest” to push a second cart. Bill was $250 – $400 mo for four people.
The campus dining hall would have cost the four of them $1800-$2000 mo, had they all been students and lived close to campus.
There are more than nine ways to skin a cat if the student is savvy and takes cash up front. The other roomies were only too happy to “subsidize” my kid for being able to take advantage of these incredible savings for themselves. It was a win-win situation. This can be done at bases all over the state if just one college roommate has a military dependent ID and vehicle sticker.
Participant[quote=AN]First off, what’s the chances of a HS graduate being able to save enough money to pay for 2 years of college? Secondly, with student loan rates being so low and students don’t have to pay them off until they finish their school, why not get the loan?…[/quote]
AN, if they go to community college for the first two years, it only costs $26 per credit hour. YES, a student can save that amount in HS if their parents are strapped. They may even qualify for a fee waiver! A student loan entraps their future. All kinds of things happen after college. The decisions the student may want to make (in the prime time of their lives to get married and possibly start a family) are severely hampered by exhorbitant student loan debt previously taken out that will never go away, even if consolidated or deferred. I’ve seen this phenomenon repeatedly for +/- 40 year-old fairly “newly minted” attorneys and it is pathetic. They can’t even pay child support for kids they had while in college or after graduation and still be able to live and make their student-loan payments (after consolidation and deferral as long as they can get away with, lol).
[quote=AN]I’m not sure you’re aware, but your 2nd post still basically said only well off families should have the opportunity to send their kids to good schools. Most good schools are in expensive areas. Well off families already have education accounts for their kids, so student loans are not needed for them. Restricting student loans = restricting # of lower income student the ability to achieve at their maximum potential. Which would only widen the economic divide (the rich will only get richer and the poor will only get poorer). Even in this great recession, white collar unemployment is much much lower than their blue collar counter part.[/quote]
I don’t agree that “most good schools” are in expensive areas. For instance, UC Davis is not situated in a particularly expensive area and it is a very good school for science majors.
I don’t agree that blue collar workers are inferior or make less money than white collar workers. I don’t agree that blue collar workers have a worse life than white collar workers or that there is higher unemployment in blue collar trades than white collar jobs. Remember, blue collar workers typically don’t owe anything in student loans! They can begin their young lives afresh with a decent salary!
Participant[quote=AN]First off, what’s the chances of a HS graduate being able to save enough money to pay for 2 years of college? Secondly, with student loan rates being so low and students don’t have to pay them off until they finish their school, why not get the loan?…[/quote]
AN, if they go to community college for the first two years, it only costs $26 per credit hour. YES, a student can save that amount in HS if their parents are strapped. They may even qualify for a fee waiver! A student loan entraps their future. All kinds of things happen after college. The decisions the student may want to make (in the prime time of their lives to get married and possibly start a family) are severely hampered by exhorbitant student loan debt previously taken out that will never go away, even if consolidated or deferred. I’ve seen this phenomenon repeatedly for +/- 40 year-old fairly “newly minted” attorneys and it is pathetic. They can’t even pay child support for kids they had while in college or after graduation and still be able to live and make their student-loan payments (after consolidation and deferral as long as they can get away with, lol).
[quote=AN]I’m not sure you’re aware, but your 2nd post still basically said only well off families should have the opportunity to send their kids to good schools. Most good schools are in expensive areas. Well off families already have education accounts for their kids, so student loans are not needed for them. Restricting student loans = restricting # of lower income student the ability to achieve at their maximum potential. Which would only widen the economic divide (the rich will only get richer and the poor will only get poorer). Even in this great recession, white collar unemployment is much much lower than their blue collar counter part.[/quote]
I don’t agree that “most good schools” are in expensive areas. For instance, UC Davis is not situated in a particularly expensive area and it is a very good school for science majors.
I don’t agree that blue collar workers are inferior or make less money than white collar workers. I don’t agree that blue collar workers have a worse life than white collar workers or that there is higher unemployment in blue collar trades than white collar jobs. Remember, blue collar workers typically don’t owe anything in student loans! They can begin their young lives afresh with a decent salary!
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