[Ash Housewares]

The Perth Mint is worth looking into. You can buy gold there through Peter Schiff’s firm Euro Pacific Cap. That way if the dollar collapses and the gov’t moves to seize all gold, they can’t touch yours because it is overseas. Also it is not a bank account so it does not need to be reported to any gov’t agency, it is just a vault they hold for you. I think Euro Pac charges 2%, and the storage in Perth in free.

[Ash Housewares]

The Perth Mint is worth looking into. You can buy gold there through Peter Schiff’s firm Euro Pacific Cap. That way if the dollar collapses and the gov’t moves to seize all gold, they can’t touch yours because it is overseas. Also it is not a bank account so it does not need to be reported to any gov’t agency, it is just a vault they hold for you. I think Euro Pac charges 2%, and the storage in Perth in free.

[Ash Housewares]

The Perth Mint is worth looking into. You can buy gold there through Peter Schiff’s firm Euro Pacific Cap. That way if the dollar collapses and the gov’t moves to seize all gold, they can’t touch yours because it is overseas. Also it is not a bank account so it does not need to be reported to any gov’t agency, it is just a vault they hold for you. I think Euro Pac charges 2%, and the storage in Perth in free.

[Ash Housewares]

Comparing SPY with EEM is misleading. Is it apples/oranges. Compare SPY with another developed market tracker like EFA. You will notice that since 2002 when EFA started trading that it does indeed move somewhat in sync with SPY, only diverging gradually over long periods of time (due to currency changes, I believe).

[Ash Housewares]

Comparing SPY with EEM is misleading. Is it apples/oranges. Compare SPY with another developed market tracker like EFA. You will notice that since 2002 when EFA started trading that it does indeed move somewhat in sync with SPY, only diverging gradually over long periods of time (due to currency changes, I believe).

[Ash Housewares]

Comparing SPY with EEM is misleading. Is it apples/oranges. Compare SPY with another developed market tracker like EFA. You will notice that since 2002 when EFA started trading that it does indeed move somewhat in sync with SPY, only diverging gradually over long periods of time (due to currency changes, I believe).

[Ash Housewares]

Comparing SPY with EEM is misleading. Is it apples/oranges. Compare SPY with another developed market tracker like EFA. You will notice that since 2002 when EFA started trading that it does indeed move somewhat in sync with SPY, only diverging gradually over long periods of time (due to currency changes, I believe).

[Ash Housewares]

I think this works if and only if the interest on your mortgage is compounded daily.

It’s the miracle of compound interest. The more frequent the period of compounding, the greater the debt (or investment) becomes.

Splitting your payment into smaller, more frequent chunks is the same concept. You are mowing down that daily compounding interest more frequently so it can’t feed off itself as much. So, you end up paying less interest.

I don’t think this would work on a monthly compounding loan.

Edit:
Here’s a good link- paying bimonthly gets you free and clear one month sooner:
http://mortgage-x.com/library/bimonthly.htm
Of course this doesn’t consider the opportunity cost of paying early.

[Ash Housewares]

I think this works if and only if the interest on your mortgage is compounded daily.

It’s the miracle of compound interest. The more frequent the period of compounding, the greater the debt (or investment) becomes.

Splitting your payment into smaller, more frequent chunks is the same concept. You are mowing down that daily compounding interest more frequently so it can’t feed off itself as much. So, you end up paying less interest.

I don’t think this would work on a monthly compounding loan.

Edit:
Here’s a good link- paying bimonthly gets you free and clear one month sooner:
http://mortgage-x.com/library/bimonthly.htm
Of course this doesn’t consider the opportunity cost of paying early.

[Ash Housewares]

I think this works if and only if the interest on your mortgage is compounded daily.

It’s the miracle of compound interest. The more frequent the period of compounding, the greater the debt (or investment) becomes.

Splitting your payment into smaller, more frequent chunks is the same concept. You are mowing down that daily compounding interest more frequently so it can’t feed off itself as much. So, you end up paying less interest.

I don’t think this would work on a monthly compounding loan.

Edit:
Here’s a good link- paying bimonthly gets you free and clear one month sooner:
http://mortgage-x.com/library/bimonthly.htm
Of course this doesn’t consider the opportunity cost of paying early.

[Ash Housewares]

I think this works if and only if the interest on your mortgage is compounded daily.

It’s the miracle of compound interest. The more frequent the period of compounding, the greater the debt (or investment) becomes.

Splitting your payment into smaller, more frequent chunks is the same concept. You are mowing down that daily compounding interest more frequently so it can’t feed off itself as much. So, you end up paying less interest.

I don’t think this would work on a monthly compounding loan.

Edit:
Here’s a good link- paying bimonthly gets you free and clear one month sooner:
http://mortgage-x.com/library/bimonthly.htm
Of course this doesn’t consider the opportunity cost of paying early.

[Ash Housewares]

we have over 10 months inventory and the NAR is talking about about pent-up demand. Unbelievable. I guess I better buy now before all that pent up demand drives prices up.

[Ash Housewares]

we have over 10 months inventory and the NAR is talking about about pent-up demand. Unbelievable. I guess I better buy now before all that pent up demand drives prices up.

[Ash Housewares]

we have over 10 months inventory and the NAR is talking about about pent-up demand. Unbelievable. I guess I better buy now before all that pent up demand drives prices up.

[Ash Housewares]

Another option similar to Lending Tree is Priceline Mortgage. Just enter some info and watch the banks’ offers come rolling in. I know someone who used this and was very happy with the results, though I didn’t grill them so I don’t know any of the specifics.

[Author]

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