[akbarpunjabi]

I tried to add a picture of a lockbox collection device I found at a complex nearby but I failed at uploading it.

[akbarpunjabi]

Yes but no LTE

[akbarpunjabi]

What is the best strategy for a first time buyer in the condo market in mission valley around the 163/805 area? Anything that is priced low goes contingent right away and for a very long time. Then when it finally closes it shows an even lower sales price.

http://www.redfin.com/CA/San-Diego/6855-Friars-Rd-92108/unit-6/home/5244591

[akbarpunjabi]

I agree but i was just curious what others thought

[akbarpunjabi]

Ok so perhaps I cut out short sales completely since that whole part is too much of a pain. Now I search for fresh 0 or 1 day old REO listings and attempt to contact them before they have any offers. Less people involved the better chance it goes through.

[akbarpunjabi]

Or is it easier to just go after a listing agent and his client after it is already listed and cut the first step of my idea out?

[akbarpunjabi]

100 well placed letters to the most eligible owners might just snag a few potential owners and all it takes is one of them to go through for me to get a place. 100 stamps and envelopes and a sheet of paper to start the process seems like a small amount to pay to save 25% on a 200K condo.

[akbarpunjabi]

For me the $100/year T-mobile plan is almost perfect. I have a smartphone and since I’m near wifi 90% of the time I get “free” texting. I rarely use the phone so .10 a minute is fine for voice calls and texts when im not on wifi. T-mobile changes prepaid options all the time, but this one has been on for years. I can switch on the fly to a pay by the day plan and get all the calls or texts plus 2g internet for $2 or upgrade the internet to 4g/3g(200megs then 2g after that) for $3. I’ve done that a few times over the months when I needed to and its easy to swith back and forth right over my phone. My cell bill over the past fews years has averaged about $7 or $8 a month this way since you can get discounts on the $100 refill card fairly easy.

[akbarpunjabi]

Is 147K the cash discount price and 190K is the FHA “discount”?
Anything in the notes that only realtors get to see that might help to figure out what the deal is?

[akbarpunjabi]

So lets say I own this place and I interview a few of the realtors that vist and post frequently to this board. What price do you suggest it be listed at to get it sold fast and at the best price? Would a $199,900 listing get the job done and net me ~40K profit in just 6 months?

[akbarpunjabi]

http://www.redfin.com/CA/San-Diego/6855-Friars-Rd-92108/unit-2/home/5244572

310K in 2010 gets you an extra half bath and some crazy looking renovations!

[akbarpunjabi]

$147K cash to Deutsche Bank 10K cash to the broker? Is it that easy to get deals done like that?

[akbarpunjabi]

DELETE

[akbarpunjabi]

DELETE

[akbarpunjabi]

other than the silly requests and mishandling the email messages how is Navy federal for mortgage loans? Are they a pain for buyers and sellers in other ways or are they pretty much the same as everyone else for both buyers and sellers?

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