[5yes]

Hey, I love the women power morning! I too wear a bra and make sound financial decisions, often at the same time! I think a lot of men are secretly intimidated by savy women, but in my opinion an equal partnership is the best way to run a marriage.

I agree that you should introduce your wife to this website and encourage her to spend some time reading the charts and facts. Hopefully she will see that planning together the best future for your family is more important than impressing everyone with her big shiny new house.

[5yes]

Hey, I love the women power morning! I too wear a bra and make sound financial decisions, often at the same time! I think a lot of men are secretly intimidated by savy women, but in my opinion an equal partnership is the best way to run a marriage.

I agree that you should introduce your wife to this website and encourage her to spend some time reading the charts and facts. Hopefully she will see that planning together the best future for your family is more important than impressing everyone with her big shiny new house.

[5yes]

He he TG, I wonder if you are Irish. They say the Irish would have ruled the world if not for alcohol:) I am proudly descended from some very drunk Irish stock!

So, if it costs you less to own than rent, it seems that it makes sense to buy, but there are a lot of posts running through my head that I have read to dispute this theory. I think that we might buy if we find the perfect place that costs less to buy than rent, I know a lot of people my age (late 20s) who are all waiting with good credit and money saved for this to happen. I don’t think rents would go down too significantly, so if I can easily rent out the house I buy if push comes to shove and we have to move out of area or something happens, then we might buy. If you remember, I was in a similar place as yours, our rental out here was foreclosed on and we had to move and were all pissed off and so wanted to buy. We found a good deal (3 car garage, 2800 sq/ft, 305,000 accepted offer) but I convinced myself that renting for a few more months would bring even better deals, maybe not price per square feet but hopefully more options at that price. Moving into another rental when you know you will move again soon sucks but we are so glad not to be rushed into buying a place. If you look hard enough: Criagslist, newspapers, drive around the areas you want to rent in, you can find a month to month rental, we did. Then you can busy yourself with more time killers like the 3 car garage monitor until you find the perfect house.

Incidentally, what is your opinion of the relationship between post election year and interest rates. I am worried that rates may go up quickly and so am sort of planning on buying next fall, maybe earlier depending on how fast the inventory of houses that I like lowers their prices to a level that I like. I want to pay no more than 280,000 for a decent 4 bedroom house with a nice backyard and near parks and an elementary school for my boys. Funny thing about strike prices is I have the pleasure of being able to keep lowering my strike price and the houses keep catching up!

[5yes]

He he TG, I wonder if you are Irish. They say the Irish would have ruled the world if not for alcohol:) I am proudly descended from some very drunk Irish stock!

So, if it costs you less to own than rent, it seems that it makes sense to buy, but there are a lot of posts running through my head that I have read to dispute this theory. I think that we might buy if we find the perfect place that costs less to buy than rent, I know a lot of people my age (late 20s) who are all waiting with good credit and money saved for this to happen. I don’t think rents would go down too significantly, so if I can easily rent out the house I buy if push comes to shove and we have to move out of area or something happens, then we might buy. If you remember, I was in a similar place as yours, our rental out here was foreclosed on and we had to move and were all pissed off and so wanted to buy. We found a good deal (3 car garage, 2800 sq/ft, 305,000 accepted offer) but I convinced myself that renting for a few more months would bring even better deals, maybe not price per square feet but hopefully more options at that price. Moving into another rental when you know you will move again soon sucks but we are so glad not to be rushed into buying a place. If you look hard enough: Criagslist, newspapers, drive around the areas you want to rent in, you can find a month to month rental, we did. Then you can busy yourself with more time killers like the 3 car garage monitor until you find the perfect house.

Incidentally, what is your opinion of the relationship between post election year and interest rates. I am worried that rates may go up quickly and so am sort of planning on buying next fall, maybe earlier depending on how fast the inventory of houses that I like lowers their prices to a level that I like. I want to pay no more than 280,000 for a decent 4 bedroom house with a nice backyard and near parks and an elementary school for my boys. Funny thing about strike prices is I have the pleasure of being able to keep lowering my strike price and the houses keep catching up!

[5yes]

He he TG, I wonder if you are Irish. They say the Irish would have ruled the world if not for alcohol:) I am proudly descended from some very drunk Irish stock!

So, if it costs you less to own than rent, it seems that it makes sense to buy, but there are a lot of posts running through my head that I have read to dispute this theory. I think that we might buy if we find the perfect place that costs less to buy than rent, I know a lot of people my age (late 20s) who are all waiting with good credit and money saved for this to happen. I don’t think rents would go down too significantly, so if I can easily rent out the house I buy if push comes to shove and we have to move out of area or something happens, then we might buy. If you remember, I was in a similar place as yours, our rental out here was foreclosed on and we had to move and were all pissed off and so wanted to buy. We found a good deal (3 car garage, 2800 sq/ft, 305,000 accepted offer) but I convinced myself that renting for a few more months would bring even better deals, maybe not price per square feet but hopefully more options at that price. Moving into another rental when you know you will move again soon sucks but we are so glad not to be rushed into buying a place. If you look hard enough: Criagslist, newspapers, drive around the areas you want to rent in, you can find a month to month rental, we did. Then you can busy yourself with more time killers like the 3 car garage monitor until you find the perfect house.

Incidentally, what is your opinion of the relationship between post election year and interest rates. I am worried that rates may go up quickly and so am sort of planning on buying next fall, maybe earlier depending on how fast the inventory of houses that I like lowers their prices to a level that I like. I want to pay no more than 280,000 for a decent 4 bedroom house with a nice backyard and near parks and an elementary school for my boys. Funny thing about strike prices is I have the pleasure of being able to keep lowering my strike price and the houses keep catching up!

[5yes]

He he TG, I wonder if you are Irish. They say the Irish would have ruled the world if not for alcohol:) I am proudly descended from some very drunk Irish stock!

So, if it costs you less to own than rent, it seems that it makes sense to buy, but there are a lot of posts running through my head that I have read to dispute this theory. I think that we might buy if we find the perfect place that costs less to buy than rent, I know a lot of people my age (late 20s) who are all waiting with good credit and money saved for this to happen. I don’t think rents would go down too significantly, so if I can easily rent out the house I buy if push comes to shove and we have to move out of area or something happens, then we might buy. If you remember, I was in a similar place as yours, our rental out here was foreclosed on and we had to move and were all pissed off and so wanted to buy. We found a good deal (3 car garage, 2800 sq/ft, 305,000 accepted offer) but I convinced myself that renting for a few more months would bring even better deals, maybe not price per square feet but hopefully more options at that price. Moving into another rental when you know you will move again soon sucks but we are so glad not to be rushed into buying a place. If you look hard enough: Criagslist, newspapers, drive around the areas you want to rent in, you can find a month to month rental, we did. Then you can busy yourself with more time killers like the 3 car garage monitor until you find the perfect house.

Incidentally, what is your opinion of the relationship between post election year and interest rates. I am worried that rates may go up quickly and so am sort of planning on buying next fall, maybe earlier depending on how fast the inventory of houses that I like lowers their prices to a level that I like. I want to pay no more than 280,000 for a decent 4 bedroom house with a nice backyard and near parks and an elementary school for my boys. Funny thing about strike prices is I have the pleasure of being able to keep lowering my strike price and the houses keep catching up!

[5yes]

He he TG, I wonder if you are Irish. They say the Irish would have ruled the world if not for alcohol:) I am proudly descended from some very drunk Irish stock!

So, if it costs you less to own than rent, it seems that it makes sense to buy, but there are a lot of posts running through my head that I have read to dispute this theory. I think that we might buy if we find the perfect place that costs less to buy than rent, I know a lot of people my age (late 20s) who are all waiting with good credit and money saved for this to happen. I don’t think rents would go down too significantly, so if I can easily rent out the house I buy if push comes to shove and we have to move out of area or something happens, then we might buy. If you remember, I was in a similar place as yours, our rental out here was foreclosed on and we had to move and were all pissed off and so wanted to buy. We found a good deal (3 car garage, 2800 sq/ft, 305,000 accepted offer) but I convinced myself that renting for a few more months would bring even better deals, maybe not price per square feet but hopefully more options at that price. Moving into another rental when you know you will move again soon sucks but we are so glad not to be rushed into buying a place. If you look hard enough: Criagslist, newspapers, drive around the areas you want to rent in, you can find a month to month rental, we did. Then you can busy yourself with more time killers like the 3 car garage monitor until you find the perfect house.

Incidentally, what is your opinion of the relationship between post election year and interest rates. I am worried that rates may go up quickly and so am sort of planning on buying next fall, maybe earlier depending on how fast the inventory of houses that I like lowers their prices to a level that I like. I want to pay no more than 280,000 for a decent 4 bedroom house with a nice backyard and near parks and an elementary school for my boys. Funny thing about strike prices is I have the pleasure of being able to keep lowering my strike price and the houses keep catching up!

[5yes]

I could never live in a house like this, on a corner and squished up next to everyone else’s houses. I like to relax in my back yard, not worry about who is peeking down on me from all the houses lined up behind me. There is no way this house will sell for even the low list price, look at this one:

http://www.redfin.com/stingray/do/printable-listing?listing-id=1231087

2,900 square feet and a list price of 300,000! I wonder what we will all find in a year or two?

PS. I just got emailed from my realtor a house in Harveston, 1700 sq/ft, 299,000 list price! That breaks the 300,000 mark for Harveston!

[5yes]

I could never live in a house like this, on a corner and squished up next to everyone else’s houses. I like to relax in my back yard, not worry about who is peeking down on me from all the houses lined up behind me. There is no way this house will sell for even the low list price, look at this one:

http://www.redfin.com/stingray/do/printable-listing?listing-id=1231087

2,900 square feet and a list price of 300,000! I wonder what we will all find in a year or two?

PS. I just got emailed from my realtor a house in Harveston, 1700 sq/ft, 299,000 list price! That breaks the 300,000 mark for Harveston!

[5yes]

I could never live in a house like this, on a corner and squished up next to everyone else’s houses. I like to relax in my back yard, not worry about who is peeking down on me from all the houses lined up behind me. There is no way this house will sell for even the low list price, look at this one:

http://www.redfin.com/stingray/do/printable-listing?listing-id=1231087

2,900 square feet and a list price of 300,000! I wonder what we will all find in a year or two?

PS. I just got emailed from my realtor a house in Harveston, 1700 sq/ft, 299,000 list price! That breaks the 300,000 mark for Harveston!

[5yes]

I could never live in a house like this, on a corner and squished up next to everyone else’s houses. I like to relax in my back yard, not worry about who is peeking down on me from all the houses lined up behind me. There is no way this house will sell for even the low list price, look at this one:

http://www.redfin.com/stingray/do/printable-listing?listing-id=1231087

2,900 square feet and a list price of 300,000! I wonder what we will all find in a year or two?

PS. I just got emailed from my realtor a house in Harveston, 1700 sq/ft, 299,000 list price! That breaks the 300,000 mark for Harveston!

[5yes]

I could never live in a house like this, on a corner and squished up next to everyone else’s houses. I like to relax in my back yard, not worry about who is peeking down on me from all the houses lined up behind me. There is no way this house will sell for even the low list price, look at this one:

http://www.redfin.com/stingray/do/printable-listing?listing-id=1231087

2,900 square feet and a list price of 300,000! I wonder what we will all find in a year or two?

PS. I just got emailed from my realtor a house in Harveston, 1700 sq/ft, 299,000 list price! That breaks the 300,000 mark for Harveston!

[5yes]

TG I think this will happen even more severely out in French Valley where at one development the sales lady told us they have 400 homes yet to build. My husband laughed out loud. You can barely make it down Winchester to the freeway right now. What is this going to do to water and other resources since there are so many homes still about to be added out in the desert? Also, what is up with Spencer’s Crossing? They are just getting going, they have to have some kind of plan to sell all their homes the next few years? Who is going to buy them with the high tax rates, high HOA, and all the other problems with living out so far? On a side note, I remember last summer you told me to watch Temecula Lane’s progress and so I have, several teachers I know bought in there this fall. I have been surprised that they are really selling fast and not lowering prices to where I think they would be even worth considering! I stop at the bungalows to look for deals but they rarely have anything worth my time. Am I getting too snooty now? What do you think the Centex homes up off Butterfield Stage should be worth? Those are very nice! We have been looking at repos in that area, but every month we wait prices go lower so we are just going to keep waiting. Have you decided what you want to do?

[5yes]

TG I think this will happen even more severely out in French Valley where at one development the sales lady told us they have 400 homes yet to build. My husband laughed out loud. You can barely make it down Winchester to the freeway right now. What is this going to do to water and other resources since there are so many homes still about to be added out in the desert? Also, what is up with Spencer’s Crossing? They are just getting going, they have to have some kind of plan to sell all their homes the next few years? Who is going to buy them with the high tax rates, high HOA, and all the other problems with living out so far? On a side note, I remember last summer you told me to watch Temecula Lane’s progress and so I have, several teachers I know bought in there this fall. I have been surprised that they are really selling fast and not lowering prices to where I think they would be even worth considering! I stop at the bungalows to look for deals but they rarely have anything worth my time. Am I getting too snooty now? What do you think the Centex homes up off Butterfield Stage should be worth? Those are very nice! We have been looking at repos in that area, but every month we wait prices go lower so we are just going to keep waiting. Have you decided what you want to do?

[5yes]

TG I think this will happen even more severely out in French Valley where at one development the sales lady told us they have 400 homes yet to build. My husband laughed out loud. You can barely make it down Winchester to the freeway right now. What is this going to do to water and other resources since there are so many homes still about to be added out in the desert? Also, what is up with Spencer’s Crossing? They are just getting going, they have to have some kind of plan to sell all their homes the next few years? Who is going to buy them with the high tax rates, high HOA, and all the other problems with living out so far? On a side note, I remember last summer you told me to watch Temecula Lane’s progress and so I have, several teachers I know bought in there this fall. I have been surprised that they are really selling fast and not lowering prices to where I think they would be even worth considering! I stop at the bungalows to look for deals but they rarely have anything worth my time. Am I getting too snooty now? What do you think the Centex homes up off Butterfield Stage should be worth? Those are very nice! We have been looking at repos in that area, but every month we wait prices go lower so we are just going to keep waiting. Have you decided what you want to do?

[Author]

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