[5yearwaiter]

[quote=oxfordrick]5.25% on face value.

But they’re trading at a discount….
What do you think that they are worth?[/quote]

It’s hard to say that what kind of future prevailed for us especially current trend and forth coming Baby Boomers, Falling Medicare or escalating Medicare expenses and no gurantee on Social Security grants that you investing …. where we stand? and how can we gurantee on such a simple bonds? … when everything else is upside down.. just my 2 cents.

[5yearwaiter]

[quote=esmith][quote=5yearwaiter]
Really!!! – but a bad price. If you follow the threads past weeks folks showed they bought 2300SFT homes in 4S ranch with 520 – 530K range and these houses mostly with all upgrades [/quote]

If you work in Sorrento Valley, how long does it take to get to 7417 Keisha Terrace, and how long does it take to get to 4S Ranch at 5:30 PM?[/quote]

Well you don’t pay to the location based on where you work but pay for Location value. I surprise to see that house in Mira Mesa at 570K in 2009 as an offer!!

[5yearwaiter]

[quote=esmith][quote=5yearwaiter]
Really!!! – but a bad price. If you follow the threads past weeks folks showed they bought 2300SFT homes in 4S ranch with 520 – 530K range and these houses mostly with all upgrades [/quote]

If you work in Sorrento Valley, how long does it take to get to 7417 Keisha Terrace, and how long does it take to get to 4S Ranch at 5:30 PM?[/quote]

Well you don’t pay to the location based on where you work but pay for Location value. I surprise to see that house in Mira Mesa at 570K in 2009 as an offer!!

[5yearwaiter]

[quote=esmith][quote=5yearwaiter]
Really!!! – but a bad price. If you follow the threads past weeks folks showed they bought 2300SFT homes in 4S ranch with 520 – 530K range and these houses mostly with all upgrades [/quote]

If you work in Sorrento Valley, how long does it take to get to 7417 Keisha Terrace, and how long does it take to get to 4S Ranch at 5:30 PM?[/quote]

Well you don’t pay to the location based on where you work but pay for Location value. I surprise to see that house in Mira Mesa at 570K in 2009 as an offer!!

[5yearwaiter]

[quote=esmith][quote=5yearwaiter]
Really!!! – but a bad price. If you follow the threads past weeks folks showed they bought 2300SFT homes in 4S ranch with 520 – 530K range and these houses mostly with all upgrades [/quote]

If you work in Sorrento Valley, how long does it take to get to 7417 Keisha Terrace, and how long does it take to get to 4S Ranch at 5:30 PM?[/quote]

Well you don’t pay to the location based on where you work but pay for Location value. I surprise to see that house in Mira Mesa at 570K in 2009 as an offer!!

[5yearwaiter]

[quote=esmith][quote=5yearwaiter]
Really!!! – but a bad price. If you follow the threads past weeks folks showed they bought 2300SFT homes in 4S ranch with 520 – 530K range and these houses mostly with all upgrades [/quote]

If you work in Sorrento Valley, how long does it take to get to 7417 Keisha Terrace, and how long does it take to get to 4S Ranch at 5:30 PM?[/quote]

Well you don’t pay to the location based on where you work but pay for Location value. I surprise to see that house in Mira Mesa at 570K in 2009 as an offer!!

[5yearwaiter]

[quote=jimmyle]Nice house but $570K?

http://www.sdlookup.com/MLS-080077467-7417_Keisha_Terrace_San_Diego_Ca_92126
[/quote]

Really!!! – but a bad price. If you follow the threads past weeks folks showed they bought 2300SFT homes in 4S ranch with 520 – 530K range and these houses mostly with all upgrades

[5yearwaiter]

[quote=jimmyle]Nice house but $570K?

http://www.sdlookup.com/MLS-080077467-7417_Keisha_Terrace_San_Diego_Ca_92126
[/quote]

Really!!! – but a bad price. If you follow the threads past weeks folks showed they bought 2300SFT homes in 4S ranch with 520 – 530K range and these houses mostly with all upgrades

[5yearwaiter]

[quote=jimmyle]Nice house but $570K?

http://www.sdlookup.com/MLS-080077467-7417_Keisha_Terrace_San_Diego_Ca_92126
[/quote]

Really!!! – but a bad price. If you follow the threads past weeks folks showed they bought 2300SFT homes in 4S ranch with 520 – 530K range and these houses mostly with all upgrades

[5yearwaiter]

[quote=jimmyle]Nice house but $570K?

http://www.sdlookup.com/MLS-080077467-7417_Keisha_Terrace_San_Diego_Ca_92126
[/quote]

Really!!! – but a bad price. If you follow the threads past weeks folks showed they bought 2300SFT homes in 4S ranch with 520 – 530K range and these houses mostly with all upgrades

[5yearwaiter]

[quote=jimmyle]Nice house but $570K?

http://www.sdlookup.com/MLS-080077467-7417_Keisha_Terrace_San_Diego_Ca_92126
[/quote]

Really!!! – but a bad price. If you follow the threads past weeks folks showed they bought 2300SFT homes in 4S ranch with 520 – 530K range and these houses mostly with all upgrades

[5yearwaiter]

[quote=RB-Home Buyer]I got fee details from BOFA. Loan officer was actually able to lock in at a little bit of a lower rate.

Balloon Product – 1st / 2nd No
Initial Interest Rate – 1st / 2nd 4.500 %
Index – 1st N/A
Margin – 1st N/A
Actual Market Rate Today – 1st 4.500 %
Qualifying Interest Rate – 1st / 2nd 4.500 %
Maximum 1st Rate Increase/Frequency N/A
Lifetime Maximum Cap – 1st
Annual Percentage Rate – 1st / 2nd 4.548 %
Origination Points – 1st 0.000 %
Discount Points – 1st / 2nd 0.000 %
Total Points – 1st / 2nd 0.000 %

Origination Fee $0.00
Discount Fee – 1st / 2nd $0.00
Appraisal Fee $0.00
Credit Report Fee $0.00
Tax Service Fee $0.00
Application Fee $450.00
Processing/Commitment Fee $0.00
Flood Certification $0.00
Buydown Subsidy $0.00
Other Lender’s Fees/Broker Fee $850.00
Total Lender’s Fees $1,300.00 ($450.00 + $850.00)

All other fee will be known at the time closing.

[/quote]

You got double dip !!

[5yearwaiter]

[quote=RB-Home Buyer]I got fee details from BOFA. Loan officer was actually able to lock in at a little bit of a lower rate.

Balloon Product – 1st / 2nd No
Initial Interest Rate – 1st / 2nd 4.500 %
Index – 1st N/A
Margin – 1st N/A
Actual Market Rate Today – 1st 4.500 %
Qualifying Interest Rate – 1st / 2nd 4.500 %
Maximum 1st Rate Increase/Frequency N/A
Lifetime Maximum Cap – 1st
Annual Percentage Rate – 1st / 2nd 4.548 %
Origination Points – 1st 0.000 %
Discount Points – 1st / 2nd 0.000 %
Total Points – 1st / 2nd 0.000 %

Origination Fee $0.00
Discount Fee – 1st / 2nd $0.00
Appraisal Fee $0.00
Credit Report Fee $0.00
Tax Service Fee $0.00
Application Fee $450.00
Processing/Commitment Fee $0.00
Flood Certification $0.00
Buydown Subsidy $0.00
Other Lender’s Fees/Broker Fee $850.00
Total Lender’s Fees $1,300.00 ($450.00 + $850.00)

All other fee will be known at the time closing.

[/quote]

You got double dip !!

[5yearwaiter]

[quote=RB-Home Buyer]I got fee details from BOFA. Loan officer was actually able to lock in at a little bit of a lower rate.

Balloon Product – 1st / 2nd No
Initial Interest Rate – 1st / 2nd 4.500 %
Index – 1st N/A
Margin – 1st N/A
Actual Market Rate Today – 1st 4.500 %
Qualifying Interest Rate – 1st / 2nd 4.500 %
Maximum 1st Rate Increase/Frequency N/A
Lifetime Maximum Cap – 1st
Annual Percentage Rate – 1st / 2nd 4.548 %
Origination Points – 1st 0.000 %
Discount Points – 1st / 2nd 0.000 %
Total Points – 1st / 2nd 0.000 %

Origination Fee $0.00
Discount Fee – 1st / 2nd $0.00
Appraisal Fee $0.00
Credit Report Fee $0.00
Tax Service Fee $0.00
Application Fee $450.00
Processing/Commitment Fee $0.00
Flood Certification $0.00
Buydown Subsidy $0.00
Other Lender’s Fees/Broker Fee $850.00
Total Lender’s Fees $1,300.00 ($450.00 + $850.00)

All other fee will be known at the time closing.

[/quote]

You got double dip !!

[5yearwaiter]

[quote=RB-Home Buyer]I got fee details from BOFA. Loan officer was actually able to lock in at a little bit of a lower rate.

Balloon Product – 1st / 2nd No
Initial Interest Rate – 1st / 2nd 4.500 %
Index – 1st N/A
Margin – 1st N/A
Actual Market Rate Today – 1st 4.500 %
Qualifying Interest Rate – 1st / 2nd 4.500 %
Maximum 1st Rate Increase/Frequency N/A
Lifetime Maximum Cap – 1st
Annual Percentage Rate – 1st / 2nd 4.548 %
Origination Points – 1st 0.000 %
Discount Points – 1st / 2nd 0.000 %
Total Points – 1st / 2nd 0.000 %

Origination Fee $0.00
Discount Fee – 1st / 2nd $0.00
Appraisal Fee $0.00
Credit Report Fee $0.00
Tax Service Fee $0.00
Application Fee $450.00
Processing/Commitment Fee $0.00
Flood Certification $0.00
Buydown Subsidy $0.00
Other Lender’s Fees/Broker Fee $850.00
Total Lender’s Fees $1,300.00 ($450.00 + $850.00)

All other fee will be known at the time closing.

[/quote]

You got double dip !!

[Author]

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