[5yearwaiter]

[quote=threadkiller]Yes excellent read! In almost every business deal there is a winner and a loser (there is also win win) so, in the end, the end sum game is really zero. That’s what makes these times really interesting is that there is still the same assets and money out there, it just causes people to behave differently. People do not like to make changes in their behavior, but will when forced to. I consider myself a winner in this latest round of recession but realize my gains will be wiped out by higher taxes down the road.[/quote]

Finally you are also a loser when “the higher taxes hitting us down the road”. This is what my most concern – in every business deal there might be a winners n losers but not in the daily life deal. Today everything converted and measured interms of business style and finally we end up this stage There is no gurantee even for peaceful public to stay away from all and remain calm – still it knocks us down. Just daily life became a gamble concept day to day federal bailouts or changes or whatever they try to support the system.

[5yearwaiter]

[quote=jeeman]Ok, I can work with that a bit. The ones on Robison Rd. and La Venta are in a established neighborhood of older 1970s ranch-style houses. I spent my high-school years off of Carriage Road in Arbolitos. I think you’ll find a mix of older people, families, and youngly married people there.

The one on Seiler St. is a more transitory neighborhood, but similar to the neighborhood above. I believe there are alot of apartments down in that area. Don’t know much more than that.

The house on Sunderland is getting closer to the rural part of Poway. Out that way, people ride horses, own bigger lots, and is more “red-neck” The Sunderland house is in a tract neighborhood, but the general area is more rural.
[/quote]

How about those very few homes that were built around 2001 on Twinpeaks cross road at Midland?.

[5yearwaiter]

[quote=jeeman]Ok, I can work with that a bit. The ones on Robison Rd. and La Venta are in a established neighborhood of older 1970s ranch-style houses. I spent my high-school years off of Carriage Road in Arbolitos. I think you’ll find a mix of older people, families, and youngly married people there.

The one on Seiler St. is a more transitory neighborhood, but similar to the neighborhood above. I believe there are alot of apartments down in that area. Don’t know much more than that.

The house on Sunderland is getting closer to the rural part of Poway. Out that way, people ride horses, own bigger lots, and is more “red-neck” The Sunderland house is in a tract neighborhood, but the general area is more rural.
[/quote]

How about those very few homes that were built around 2001 on Twinpeaks cross road at Midland?.

[5yearwaiter]

[quote=jeeman]Ok, I can work with that a bit. The ones on Robison Rd. and La Venta are in a established neighborhood of older 1970s ranch-style houses. I spent my high-school years off of Carriage Road in Arbolitos. I think you’ll find a mix of older people, families, and youngly married people there.

The one on Seiler St. is a more transitory neighborhood, but similar to the neighborhood above. I believe there are alot of apartments down in that area. Don’t know much more than that.

The house on Sunderland is getting closer to the rural part of Poway. Out that way, people ride horses, own bigger lots, and is more “red-neck” The Sunderland house is in a tract neighborhood, but the general area is more rural.
[/quote]

How about those very few homes that were built around 2001 on Twinpeaks cross road at Midland?.

[5yearwaiter]

[quote=jeeman]Ok, I can work with that a bit. The ones on Robison Rd. and La Venta are in a established neighborhood of older 1970s ranch-style houses. I spent my high-school years off of Carriage Road in Arbolitos. I think you’ll find a mix of older people, families, and youngly married people there.

The one on Seiler St. is a more transitory neighborhood, but similar to the neighborhood above. I believe there are alot of apartments down in that area. Don’t know much more than that.

The house on Sunderland is getting closer to the rural part of Poway. Out that way, people ride horses, own bigger lots, and is more “red-neck” The Sunderland house is in a tract neighborhood, but the general area is more rural.
[/quote]

How about those very few homes that were built around 2001 on Twinpeaks cross road at Midland?.

[5yearwaiter]

[quote=jeeman]Ok, I can work with that a bit. The ones on Robison Rd. and La Venta are in a established neighborhood of older 1970s ranch-style houses. I spent my high-school years off of Carriage Road in Arbolitos. I think you’ll find a mix of older people, families, and youngly married people there.

The one on Seiler St. is a more transitory neighborhood, but similar to the neighborhood above. I believe there are alot of apartments down in that area. Don’t know much more than that.

The house on Sunderland is getting closer to the rural part of Poway. Out that way, people ride horses, own bigger lots, and is more “red-neck” The Sunderland house is in a tract neighborhood, but the general area is more rural.
[/quote]

How about those very few homes that were built around 2001 on Twinpeaks cross road at Midland?.

[5yearwaiter]

[quote=sddodo]Hello,

I would greatly appreciate tips on determining bid prices for short sales. I am looking at neighborhoods in La Jolla and Del Mar. Any idea where the broker’s price opinion would be in these areas compared to current comps? How much would banks be willing to take compared to broker’s price opinion. I have verified that the sellers have conventional loans with only one lender. I also have a strong cash position.

Any help would be great.

Thanks a lot!!![/quote]

Now this determination is more difficult if this new program adopted by several home owners -see the link below and the Tile is “Program Will Pay Homeowners to Sell at a Loss”

[5yearwaiter]

[quote=sddodo]Hello,

I would greatly appreciate tips on determining bid prices for short sales. I am looking at neighborhoods in La Jolla and Del Mar. Any idea where the broker’s price opinion would be in these areas compared to current comps? How much would banks be willing to take compared to broker’s price opinion. I have verified that the sellers have conventional loans with only one lender. I also have a strong cash position.

Any help would be great.

Thanks a lot!!![/quote]

Now this determination is more difficult if this new program adopted by several home owners -see the link below and the Tile is “Program Will Pay Homeowners to Sell at a Loss”

[5yearwaiter]

[quote=sddodo]Hello,

I would greatly appreciate tips on determining bid prices for short sales. I am looking at neighborhoods in La Jolla and Del Mar. Any idea where the broker’s price opinion would be in these areas compared to current comps? How much would banks be willing to take compared to broker’s price opinion. I have verified that the sellers have conventional loans with only one lender. I also have a strong cash position.

Any help would be great.

Thanks a lot!!![/quote]

Now this determination is more difficult if this new program adopted by several home owners -see the link below and the Tile is “Program Will Pay Homeowners to Sell at a Loss”

[5yearwaiter]

[quote=sddodo]Hello,

I would greatly appreciate tips on determining bid prices for short sales. I am looking at neighborhoods in La Jolla and Del Mar. Any idea where the broker’s price opinion would be in these areas compared to current comps? How much would banks be willing to take compared to broker’s price opinion. I have verified that the sellers have conventional loans with only one lender. I also have a strong cash position.

Any help would be great.

Thanks a lot!!![/quote]

Now this determination is more difficult if this new program adopted by several home owners -see the link below and the Tile is “Program Will Pay Homeowners to Sell at a Loss”

[5yearwaiter]

[quote=sddodo]Hello,

I would greatly appreciate tips on determining bid prices for short sales. I am looking at neighborhoods in La Jolla and Del Mar. Any idea where the broker’s price opinion would be in these areas compared to current comps? How much would banks be willing to take compared to broker’s price opinion. I have verified that the sellers have conventional loans with only one lender. I also have a strong cash position.

Any help would be great.

Thanks a lot!!![/quote]

Now this determination is more difficult if this new program adopted by several home owners -see the link below and the Tile is “Program Will Pay Homeowners to Sell at a Loss”

[5yearwaiter]

[quote=as]We usually manage our own investments and so far we’ve done well. Last year we met a financial planner and since then he has been pushing us to invest with him. He asked us to show him all of our assets and told us our investment is too risky, but at the same time telling us how great his strategy is. He put together some recommendations for us. We decided to give him $25k to start, but he got very upset and told us we should take this amount of money to somebody else. We should start with him with at least $75k, he said. We were stunned. Have you ever heard of such a financial planner? What should I tell him?[/quote]

In 2007 I was requested to accompany with my friend to meet one Financial Planner in RB area. Interestingly the Great Plannar started pointing housing industry was the best spot (then in 2007) when I asked fewer questions how they can improve our investments. I believe this is more than enough to you – how the planner works and where we end up. BTW my friend praises me at least once in a month how I saved his money when he was about to dive into this kind of Financial Planner activity

p.s : Regarding Investments – put your head to understand what’s going on and realise a bit yourself instead giving control to others. Needless to say this fact – those who didn’t invest at all for the past 7 years saved a lot instead those who invest and lost a lot in several ways (either housing, stocks or even 401Ks )

[5yearwaiter]

[quote=as]We usually manage our own investments and so far we’ve done well. Last year we met a financial planner and since then he has been pushing us to invest with him. He asked us to show him all of our assets and told us our investment is too risky, but at the same time telling us how great his strategy is. He put together some recommendations for us. We decided to give him $25k to start, but he got very upset and told us we should take this amount of money to somebody else. We should start with him with at least $75k, he said. We were stunned. Have you ever heard of such a financial planner? What should I tell him?[/quote]

In 2007 I was requested to accompany with my friend to meet one Financial Planner in RB area. Interestingly the Great Plannar started pointing housing industry was the best spot (then in 2007) when I asked fewer questions how they can improve our investments. I believe this is more than enough to you – how the planner works and where we end up. BTW my friend praises me at least once in a month how I saved his money when he was about to dive into this kind of Financial Planner activity

p.s : Regarding Investments – put your head to understand what’s going on and realise a bit yourself instead giving control to others. Needless to say this fact – those who didn’t invest at all for the past 7 years saved a lot instead those who invest and lost a lot in several ways (either housing, stocks or even 401Ks )

[5yearwaiter]

[quote=as]We usually manage our own investments and so far we’ve done well. Last year we met a financial planner and since then he has been pushing us to invest with him. He asked us to show him all of our assets and told us our investment is too risky, but at the same time telling us how great his strategy is. He put together some recommendations for us. We decided to give him $25k to start, but he got very upset and told us we should take this amount of money to somebody else. We should start with him with at least $75k, he said. We were stunned. Have you ever heard of such a financial planner? What should I tell him?[/quote]

In 2007 I was requested to accompany with my friend to meet one Financial Planner in RB area. Interestingly the Great Plannar started pointing housing industry was the best spot (then in 2007) when I asked fewer questions how they can improve our investments. I believe this is more than enough to you – how the planner works and where we end up. BTW my friend praises me at least once in a month how I saved his money when he was about to dive into this kind of Financial Planner activity

p.s : Regarding Investments – put your head to understand what’s going on and realise a bit yourself instead giving control to others. Needless to say this fact – those who didn’t invest at all for the past 7 years saved a lot instead those who invest and lost a lot in several ways (either housing, stocks or even 401Ks )

[5yearwaiter]

[quote=as]We usually manage our own investments and so far we’ve done well. Last year we met a financial planner and since then he has been pushing us to invest with him. He asked us to show him all of our assets and told us our investment is too risky, but at the same time telling us how great his strategy is. He put together some recommendations for us. We decided to give him $25k to start, but he got very upset and told us we should take this amount of money to somebody else. We should start with him with at least $75k, he said. We were stunned. Have you ever heard of such a financial planner? What should I tell him?[/quote]

In 2007 I was requested to accompany with my friend to meet one Financial Planner in RB area. Interestingly the Great Plannar started pointing housing industry was the best spot (then in 2007) when I asked fewer questions how they can improve our investments. I believe this is more than enough to you – how the planner works and where we end up. BTW my friend praises me at least once in a month how I saved his money when he was about to dive into this kind of Financial Planner activity

p.s : Regarding Investments – put your head to understand what’s going on and realise a bit yourself instead giving control to others. Needless to say this fact – those who didn’t invest at all for the past 7 years saved a lot instead those who invest and lost a lot in several ways (either housing, stocks or even 401Ks )

[Author]

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