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I’m interested to see what the ‘bifurcation’ study throws out before deciding anything definite. If price declines are going to bite into the higher end ($670K+), I’ll wait for 2-3 years and bargain hunt, based on what I feel prices should be, using historical averages. If they hold out I will possibly leave California because I don’t value it (or anywhere) enough to pay these prices.

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I’m interested to see what the ‘bifurcation’ study throws out before deciding anything definite. If price declines are going to bite into the higher end ($670K+), I’ll wait for 2-3 years and bargain hunt, based on what I feel prices should be, using historical averages. If they hold out I will possibly leave California because I don’t value it (or anywhere) enough to pay these prices.

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I’m interested to see what the ‘bifurcation’ study throws out before deciding anything definite. If price declines are going to bite into the higher end ($670K+), I’ll wait for 2-3 years and bargain hunt, based on what I feel prices should be, using historical averages. If they hold out I will possibly leave California because I don’t value it (or anywhere) enough to pay these prices.

[34f3f3f]

I’m interested to see what the ‘bifurcation’ study throws out before deciding anything definite. If price declines are going to bite into the higher end ($670K+), I’ll wait for 2-3 years and bargain hunt, based on what I feel prices should be, using historical averages. If they hold out I will possibly leave California because I don’t value it (or anywhere) enough to pay these prices.

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I’m interested to see what the ‘bifurcation’ study throws out before deciding anything definite. If price declines are going to bite into the higher end ($670K+), I’ll wait for 2-3 years and bargain hunt, based on what I feel prices should be, using historical averages. If they hold out I will possibly leave California because I don’t value it (or anywhere) enough to pay these prices.

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Seems like a weak attempt to pull people back into the market …young attorney, first time buyers, who should have enough sense to wait.

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Seems like a weak attempt to pull people back into the market …young attorney, first time buyers, who should have enough sense to wait.

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Seems like a weak attempt to pull people back into the market …young attorney, first time buyers, who should have enough sense to wait.

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Seems like a weak attempt to pull people back into the market …young attorney, first time buyers, who should have enough sense to wait.

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Bonjour Edouard

Firstly, congratulations on your perfect written English, which makes me wonder whether perhaps you are not new to the US. As a fellow European, I can understand the difficulties with cultural issues concerning community and housing developments. The Roman town planning of “Il Centro” doesn’t exist here much, rather suburbia with emphasis on convenience pervades.

You have asked the right questions, and have come to the right place to ask them. As many have suggested, hold onto your Euros, and wait for house prices to come down. I am in the same situation. If the dollar starts to gain ground before house prices bottom out, I might be tempted to exchange at the best rate I can, and then sit on the dollars until I’m ready to buy.

I personally like Encinitas because it’s village-like, on the coast, with small restaurants and local wine. The areas just east of it towards Rancho Santa Fe (trop chere) is nice for a drive. You will be aware of the huge fires, and I believe there will an updated map of fire prone areas in 2008. This may be a consideration.

Although very expensive, La Jolla is nice, with swimmable beaches, restaurants perched on a cliff overlooking the sea, and a small community of shops. How much cheaper or what the areas next to it are like, I’m not certain, but having somewhere like La Jolla close by might make the transition smoother.

I have bumped into several French people living in San Diego, so perhaps there is an French association or club you could join, and ask your fellow countrymen’s advise.

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Bonjour Edouard

Firstly, congratulations on your perfect written English, which makes me wonder whether perhaps you are not new to the US. As a fellow European, I can understand the difficulties with cultural issues concerning community and housing developments. The Roman town planning of “Il Centro” doesn’t exist here much, rather suburbia with emphasis on convenience pervades.

You have asked the right questions, and have come to the right place to ask them. As many have suggested, hold onto your Euros, and wait for house prices to come down. I am in the same situation. If the dollar starts to gain ground before house prices bottom out, I might be tempted to exchange at the best rate I can, and then sit on the dollars until I’m ready to buy.

I personally like Encinitas because it’s village-like, on the coast, with small restaurants and local wine. The areas just east of it towards Rancho Santa Fe (trop chere) is nice for a drive. You will be aware of the huge fires, and I believe there will an updated map of fire prone areas in 2008. This may be a consideration.

Although very expensive, La Jolla is nice, with swimmable beaches, restaurants perched on a cliff overlooking the sea, and a small community of shops. How much cheaper or what the areas next to it are like, I’m not certain, but having somewhere like La Jolla close by might make the transition smoother.

I have bumped into several French people living in San Diego, so perhaps there is an French association or club you could join, and ask your fellow countrymen’s advise.

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Bonjour Edouard

Firstly, congratulations on your perfect written English, which makes me wonder whether perhaps you are not new to the US. As a fellow European, I can understand the difficulties with cultural issues concerning community and housing developments. The Roman town planning of “Il Centro” doesn’t exist here much, rather suburbia with emphasis on convenience pervades.

You have asked the right questions, and have come to the right place to ask them. As many have suggested, hold onto your Euros, and wait for house prices to come down. I am in the same situation. If the dollar starts to gain ground before house prices bottom out, I might be tempted to exchange at the best rate I can, and then sit on the dollars until I’m ready to buy.

I personally like Encinitas because it’s village-like, on the coast, with small restaurants and local wine. The areas just east of it towards Rancho Santa Fe (trop chere) is nice for a drive. You will be aware of the huge fires, and I believe there will an updated map of fire prone areas in 2008. This may be a consideration.

Although very expensive, La Jolla is nice, with swimmable beaches, restaurants perched on a cliff overlooking the sea, and a small community of shops. How much cheaper or what the areas next to it are like, I’m not certain, but having somewhere like La Jolla close by might make the transition smoother.

I have bumped into several French people living in San Diego, so perhaps there is an French association or club you could join, and ask your fellow countrymen’s advise.

[34f3f3f]

Bonjour Edouard

Firstly, congratulations on your perfect written English, which makes me wonder whether perhaps you are not new to the US. As a fellow European, I can understand the difficulties with cultural issues concerning community and housing developments. The Roman town planning of “Il Centro” doesn’t exist here much, rather suburbia with emphasis on convenience pervades.

You have asked the right questions, and have come to the right place to ask them. As many have suggested, hold onto your Euros, and wait for house prices to come down. I am in the same situation. If the dollar starts to gain ground before house prices bottom out, I might be tempted to exchange at the best rate I can, and then sit on the dollars until I’m ready to buy.

I personally like Encinitas because it’s village-like, on the coast, with small restaurants and local wine. The areas just east of it towards Rancho Santa Fe (trop chere) is nice for a drive. You will be aware of the huge fires, and I believe there will an updated map of fire prone areas in 2008. This may be a consideration.

Although very expensive, La Jolla is nice, with swimmable beaches, restaurants perched on a cliff overlooking the sea, and a small community of shops. How much cheaper or what the areas next to it are like, I’m not certain, but having somewhere like La Jolla close by might make the transition smoother.

I have bumped into several French people living in San Diego, so perhaps there is an French association or club you could join, and ask your fellow countrymen’s advise.

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The NY Times last Sunday reported that subprime lenders were more active in black and Hispanic areas. For example, in Dallas the top five lenders to blacks were all subprime mortgage companies, whereas for whites they were banks. One reason given for this is that there aren’t so many banks is black neighborhoods. Another reason is that brokers actively sought out borrowers in those areas to refinance in order to release equity to pay other debts.

Irony, satire, or parody are all hallmarks of British humor, and is sometimes difficult for others to understand. The clip is typical of this brand of humor in that it juxstaposes harsh reality with understatement or seeming frivolity. Although many may see this as sneering, it is more to do with political or social comment. Perhaps humor makes it more palatable, or draws the attention of otherwise disinterested parties.

Incidentally, the UK housing market is starting to downturn and I wouldn’t be surprised if “dodgy” loans aren’t part of the undoing there.

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The NY Times last Sunday reported that subprime lenders were more active in black and Hispanic areas. For example, in Dallas the top five lenders to blacks were all subprime mortgage companies, whereas for whites they were banks. One reason given for this is that there aren’t so many banks is black neighborhoods. Another reason is that brokers actively sought out borrowers in those areas to refinance in order to release equity to pay other debts.

Irony, satire, or parody are all hallmarks of British humor, and is sometimes difficult for others to understand. The clip is typical of this brand of humor in that it juxstaposes harsh reality with understatement or seeming frivolity. Although many may see this as sneering, it is more to do with political or social comment. Perhaps humor makes it more palatable, or draws the attention of otherwise disinterested parties.

Incidentally, the UK housing market is starting to downturn and I wouldn’t be surprised if “dodgy” loans aren’t part of the undoing there.

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