Your Medical Plan $Changes/Increases for 2011?

[meadandale]

My HSA compatible high deductible plan went from $356 every two months to $422 every two months. +18.5%

Also, note that I can no longer use HSA funds to buy over the counter medications…

Thanks Obama! Keep up your awesome-ness!

[davelj]

I have a catastrophic policy with a $10K deductible that I locked in last year at $165/year for three years. So that’s locked in through the end of next year. I may very well just buy health insurance in Mexico beginning in 2012 since I only use their health care services. If so, although I haven’t checked yet, I’m betting a similar policy will be maybe $50/month. The only risk is that I’m in a life-threatening accident of some kind here in the US and can’t make it across the border. So, I need to figure out if there’s a way to add onto the Mexican policy to hedge against that kind of outlier.

[davelj]

I have a catastrophic policy with a $10K deductible that I locked in last year at $165/year for three years. So that’s locked in through the end of next year. I may very well just buy health insurance in Mexico beginning in 2012 since I only use their health care services. If so, although I haven’t checked yet, I’m betting a similar policy will be maybe $50/month. The only risk is that I’m in a life-threatening accident of some kind here in the US and can’t make it across the border. So, I need to figure out if there’s a way to add onto the Mexican policy to hedge against that kind of outlier.

[davelj]

I have a catastrophic policy with a $10K deductible that I locked in last year at $165/year for three years. So that’s locked in through the end of next year. I may very well just buy health insurance in Mexico beginning in 2012 since I only use their health care services. If so, although I haven’t checked yet, I’m betting a similar policy will be maybe $50/month. The only risk is that I’m in a life-threatening accident of some kind here in the US and can’t make it across the border. So, I need to figure out if there’s a way to add onto the Mexican policy to hedge against that kind of outlier.

[davelj]

I have a catastrophic policy with a $10K deductible that I locked in last year at $165/year for three years. So that’s locked in through the end of next year. I may very well just buy health insurance in Mexico beginning in 2012 since I only use their health care services. If so, although I haven’t checked yet, I’m betting a similar policy will be maybe $50/month. The only risk is that I’m in a life-threatening accident of some kind here in the US and can’t make it across the border. So, I need to figure out if there’s a way to add onto the Mexican policy to hedge against that kind of outlier.

[davelj]

I have a catastrophic policy with a $10K deductible that I locked in last year at $165/year for three years. So that’s locked in through the end of next year. I may very well just buy health insurance in Mexico beginning in 2012 since I only use their health care services. If so, although I haven’t checked yet, I’m betting a similar policy will be maybe $50/month. The only risk is that I’m in a life-threatening accident of some kind here in the US and can’t make it across the border. So, I need to figure out if there’s a way to add onto the Mexican policy to hedge against that kind of outlier.

[abell]

We have small group health insurance. Our policy cost $565 per month last year for employee, spouse, and children (this is a high deductible PPO with Blue Shield) and this year they are raising their prices to cover preventive care and the same plan (that now includes preventive care at no extra charge) went to $690. We switched plans to one that cost $640 per month, which has a higher deductible but lower maximum out of pocket. Since my husband and I own the business, the share of cost from employer and employee doesn’t really apply.

[abell]

We have small group health insurance. Our policy cost $565 per month last year for employee, spouse, and children (this is a high deductible PPO with Blue Shield) and this year they are raising their prices to cover preventive care and the same plan (that now includes preventive care at no extra charge) went to $690. We switched plans to one that cost $640 per month, which has a higher deductible but lower maximum out of pocket. Since my husband and I own the business, the share of cost from employer and employee doesn’t really apply.

[abell]

We have small group health insurance. Our policy cost $565 per month last year for employee, spouse, and children (this is a high deductible PPO with Blue Shield) and this year they are raising their prices to cover preventive care and the same plan (that now includes preventive care at no extra charge) went to $690. We switched plans to one that cost $640 per month, which has a higher deductible but lower maximum out of pocket. Since my husband and I own the business, the share of cost from employer and employee doesn’t really apply.

[abell]

We have small group health insurance. Our policy cost $565 per month last year for employee, spouse, and children (this is a high deductible PPO with Blue Shield) and this year they are raising their prices to cover preventive care and the same plan (that now includes preventive care at no extra charge) went to $690. We switched plans to one that cost $640 per month, which has a higher deductible but lower maximum out of pocket. Since my husband and I own the business, the share of cost from employer and employee doesn’t really apply.

[abell]

We have small group health insurance. Our policy cost $565 per month last year for employee, spouse, and children (this is a high deductible PPO with Blue Shield) and this year they are raising their prices to cover preventive care and the same plan (that now includes preventive care at no extra charge) went to $690. We switched plans to one that cost $640 per month, which has a higher deductible but lower maximum out of pocket. Since my husband and I own the business, the share of cost from employer and employee doesn’t really apply.

[SK in CV]

The changes to the OTC rules don’t start until 2011. So stock up now. You can still use HSA funds for physician prescribed OTC medications. Your HSA debit card probably won’t work for them, but you can submit a manual reimbursement form.

[SK in CV]

The changes to the OTC rules don’t start until 2011. So stock up now. You can still use HSA funds for physician prescribed OTC medications. Your HSA debit card probably won’t work for them, but you can submit a manual reimbursement form.

[SK in CV]

The changes to the OTC rules don’t start until 2011. So stock up now. You can still use HSA funds for physician prescribed OTC medications. Your HSA debit card probably won’t work for them, but you can submit a manual reimbursement form.

[SK in CV]

The changes to the OTC rules don’t start until 2011. So stock up now. You can still use HSA funds for physician prescribed OTC medications. Your HSA debit card probably won’t work for them, but you can submit a manual reimbursement form.

[Author]

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