Your Medical Plan $Changes/Increases for 2011?

[enron_by_the_sea]

I have one of those great plans with – 0 deductibe, 0 copays through my employer. As a result of “HCR” I will probably have to start paying $10 copays and 10% coinsurance for hospitalization now, Sigh! (I realize it is still pretty good! Not complaining).

My employer is certainly paying more- don’t know how much

[UCGal]

[quote=enron_by_the_sea]I have one of those great plans with – 0 deductibe, 0 copays through my employer. As a result of “HCR” I will probably have to start paying $10 copays and 10% coinsurance for hospitalization now, Sigh! (I realize it is still pretty good! Not complaining).

My employer is certainly paying more- don’t know how much[/quote]
Isn’t your plan grandfathered in? Most large employers are allowed to continue without the HCR provisions for several years. I realize some of the benefit of the HCR won’t affect you since you have no copay – but the idea of not having to pay for preventative stuff (if you had a copay) is nice. This is a non-issue for you since you have no copay… but it reduces the indignity of a colonoscopy, lol.

[UCGal]

[quote=enron_by_the_sea]I have one of those great plans with – 0 deductibe, 0 copays through my employer. As a result of “HCR” I will probably have to start paying $10 copays and 10% coinsurance for hospitalization now, Sigh! (I realize it is still pretty good! Not complaining).

My employer is certainly paying more- don’t know how much[/quote]
Isn’t your plan grandfathered in? Most large employers are allowed to continue without the HCR provisions for several years. I realize some of the benefit of the HCR won’t affect you since you have no copay – but the idea of not having to pay for preventative stuff (if you had a copay) is nice. This is a non-issue for you since you have no copay… but it reduces the indignity of a colonoscopy, lol.

[UCGal]

[quote=enron_by_the_sea]I have one of those great plans with – 0 deductibe, 0 copays through my employer. As a result of “HCR” I will probably have to start paying $10 copays and 10% coinsurance for hospitalization now, Sigh! (I realize it is still pretty good! Not complaining).

My employer is certainly paying more- don’t know how much[/quote]
Isn’t your plan grandfathered in? Most large employers are allowed to continue without the HCR provisions for several years. I realize some of the benefit of the HCR won’t affect you since you have no copay – but the idea of not having to pay for preventative stuff (if you had a copay) is nice. This is a non-issue for you since you have no copay… but it reduces the indignity of a colonoscopy, lol.

[UCGal]

[quote=enron_by_the_sea]I have one of those great plans with – 0 deductibe, 0 copays through my employer. As a result of “HCR” I will probably have to start paying $10 copays and 10% coinsurance for hospitalization now, Sigh! (I realize it is still pretty good! Not complaining).

My employer is certainly paying more- don’t know how much[/quote]
Isn’t your plan grandfathered in? Most large employers are allowed to continue without the HCR provisions for several years. I realize some of the benefit of the HCR won’t affect you since you have no copay – but the idea of not having to pay for preventative stuff (if you had a copay) is nice. This is a non-issue for you since you have no copay… but it reduces the indignity of a colonoscopy, lol.

[UCGal]

[quote=enron_by_the_sea]I have one of those great plans with – 0 deductibe, 0 copays through my employer. As a result of “HCR” I will probably have to start paying $10 copays and 10% coinsurance for hospitalization now, Sigh! (I realize it is still pretty good! Not complaining).

My employer is certainly paying more- don’t know how much[/quote]
Isn’t your plan grandfathered in? Most large employers are allowed to continue without the HCR provisions for several years. I realize some of the benefit of the HCR won’t affect you since you have no copay – but the idea of not having to pay for preventative stuff (if you had a copay) is nice. This is a non-issue for you since you have no copay… but it reduces the indignity of a colonoscopy, lol.

[air_ogi]

[quote=bearishgurl]I have an individual policy and my premium went up 20% October 1 to compensate my ins. co. for now having to accept applicants with pre-existing conditions after the passage of the HCRA. [/quote]

That provision doesn’t come in effect until January 1, 2014.

[air_ogi]

[quote=bearishgurl]I have an individual policy and my premium went up 20% October 1 to compensate my ins. co. for now having to accept applicants with pre-existing conditions after the passage of the HCRA. [/quote]

That provision doesn’t come in effect until January 1, 2014.

[air_ogi]

[quote=bearishgurl]I have an individual policy and my premium went up 20% October 1 to compensate my ins. co. for now having to accept applicants with pre-existing conditions after the passage of the HCRA. [/quote]

That provision doesn’t come in effect until January 1, 2014.

[air_ogi]

[quote=bearishgurl]I have an individual policy and my premium went up 20% October 1 to compensate my ins. co. for now having to accept applicants with pre-existing conditions after the passage of the HCRA. [/quote]

That provision doesn’t come in effect until January 1, 2014.

[air_ogi]

[quote=bearishgurl]I have an individual policy and my premium went up 20% October 1 to compensate my ins. co. for now having to accept applicants with pre-existing conditions after the passage of the HCRA. [/quote]

That provision doesn’t come in effect until January 1, 2014.

[meadandale]

My HSA compatible high deductible plan went from $356 every two months to $422 every two months. +18.5%

Also, note that I can no longer use HSA funds to buy over the counter medications…

Thanks Obama! Keep up your awesome-ness!

[meadandale]

My HSA compatible high deductible plan went from $356 every two months to $422 every two months. +18.5%

Also, note that I can no longer use HSA funds to buy over the counter medications…

Thanks Obama! Keep up your awesome-ness!

[meadandale]

My HSA compatible high deductible plan went from $356 every two months to $422 every two months. +18.5%

Also, note that I can no longer use HSA funds to buy over the counter medications…

Thanks Obama! Keep up your awesome-ness!

[meadandale]

My HSA compatible high deductible plan went from $356 every two months to $422 every two months. +18.5%

Also, note that I can no longer use HSA funds to buy over the counter medications…

Thanks Obama! Keep up your awesome-ness!

[Author]

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