Your Medical Plan $Changes/Increases for 2011? – Page 17

This topic has 245 replies, 24 voices, and was last updated 14 years, 4 months ago by Ricechex.

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November 10, 2010 at 9:38 AM #629844

Anonymous
Guest

Employer: large private university

2010 (Single employee)
Monthly Premium: $36.00
Monthly Employer Contribution: $397.56
Annual Deductible: $0
Out-of-pocket maximum: n/a
Primary Care: $20 copay in-network ($10 copay for university medical practice)
Specialist: $30 copay in-network ($20 copay for university medical practice)
Urgent Care: $50 copay
Emergency: $100 copay
Hospital Services: covered 100% in-network
2011 (Single employee)
Monthly Premium: $88.97 (147.14% increase)
Monthly Premium (if participating in an employer-sponsored wellness plan): $68.97 (91.58% increase)
Monthly Employer Contribution: $370.82 (6.73% decrease)
Annual Deductible: $250
Out-of-pocket maximum: $1,250
Primary Care: 10% co-insurance after deductible ($10 copay for university medical practice)
Specialist: 10% co-insurance after deductible ($20 copay for university medical practice)
Urgent Care: $50 copay
Emergency: $100 copay
Hospital Services: 10% co-insurance after deductible

November 10, 2010 at 5:30 PM #629139

Ricechex

Participant

[quote=paramount]This year the only choice we have is Cigna; all other options have been dropped.

So just to review, in the last 2 years I have lost the following:

1. My pension
2. 401k cut by 50%
3. Vacation time cut
4. Lost all sick time
5. Lost holidays (including July 4th)
6. And now choice in Healthcare

But oh yes, were supposed to be happy to have a job.

Meanwhile, public sector workers live in a fairy tale world of high pay and benefits including golden pensions and lifetime benefits.

We’ve been duped into thinking unions are bad; if I was union my employer wouldn’t be getting away with stripping our benefits without a fight.

Sooner or later I’ll wise up and walk away from my house.[/quote]

Paramount—that is just horrible! Those are huge losses in such a short time. I would have a hard time being positive at work, after being cut like that. Can you find another job with better benefits?

As for me, payments only went up $6 bucks a month. Everything else stayed the same–copays, $30, etc. However, next year, I am waiting for the shoe to drop.

November 10, 2010 at 5:30 PM #629216

Ricechex

Participant

[quote=paramount]This year the only choice we have is Cigna; all other options have been dropped.

So just to review, in the last 2 years I have lost the following:

1. My pension
2. 401k cut by 50%
3. Vacation time cut
4. Lost all sick time
5. Lost holidays (including July 4th)
6. And now choice in Healthcare

But oh yes, were supposed to be happy to have a job.

Meanwhile, public sector workers live in a fairy tale world of high pay and benefits including golden pensions and lifetime benefits.

We’ve been duped into thinking unions are bad; if I was union my employer wouldn’t be getting away with stripping our benefits without a fight.

Sooner or later I’ll wise up and walk away from my house.[/quote]

As for me, payments only went up $6 bucks a month. Everything else stayed the same–copays, $30, etc. However, next year, I am waiting for the shoe to drop.

November 10, 2010 at 5:30 PM #629791

Ricechex

Participant

[quote=paramount]This year the only choice we have is Cigna; all other options have been dropped.

So just to review, in the last 2 years I have lost the following:

1. My pension
2. 401k cut by 50%
3. Vacation time cut
4. Lost all sick time
5. Lost holidays (including July 4th)
6. And now choice in Healthcare

But oh yes, were supposed to be happy to have a job.

Meanwhile, public sector workers live in a fairy tale world of high pay and benefits including golden pensions and lifetime benefits.

We’ve been duped into thinking unions are bad; if I was union my employer wouldn’t be getting away with stripping our benefits without a fight.

Sooner or later I’ll wise up and walk away from my house.[/quote]

As for me, payments only went up $6 bucks a month. Everything else stayed the same–copays, $30, etc. However, next year, I am waiting for the shoe to drop.

November 10, 2010 at 5:30 PM #629918

Ricechex

Participant

[quote=paramount]This year the only choice we have is Cigna; all other options have been dropped.

So just to review, in the last 2 years I have lost the following:

1. My pension
2. 401k cut by 50%
3. Vacation time cut
4. Lost all sick time
5. Lost holidays (including July 4th)
6. And now choice in Healthcare

But oh yes, were supposed to be happy to have a job.

Meanwhile, public sector workers live in a fairy tale world of high pay and benefits including golden pensions and lifetime benefits.

We’ve been duped into thinking unions are bad; if I was union my employer wouldn’t be getting away with stripping our benefits without a fight.

Sooner or later I’ll wise up and walk away from my house.[/quote]

As for me, payments only went up $6 bucks a month. Everything else stayed the same–copays, $30, etc. However, next year, I am waiting for the shoe to drop.

November 10, 2010 at 5:30 PM #630234

Ricechex

Participant

[quote=paramount]This year the only choice we have is Cigna; all other options have been dropped.

So just to review, in the last 2 years I have lost the following:

1. My pension
2. 401k cut by 50%
3. Vacation time cut
4. Lost all sick time
5. Lost holidays (including July 4th)
6. And now choice in Healthcare

But oh yes, were supposed to be happy to have a job.

Meanwhile, public sector workers live in a fairy tale world of high pay and benefits including golden pensions and lifetime benefits.

We’ve been duped into thinking unions are bad; if I was union my employer wouldn’t be getting away with stripping our benefits without a fight.

Sooner or later I’ll wise up and walk away from my house.[/quote]

As for me, payments only went up $6 bucks a month. Everything else stayed the same–copays, $30, etc. However, next year, I am waiting for the shoe to drop.

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