What are you folks doing in your 401k…Specifically, wrto bond funds?

[Coronita]

Just wanted to ping you all with 401ks… Are you folks exiting your bond funds, now with our government has declared “War on Dollar”?

I just exchanged some bond funds that was returning 7-8%, for more index funds, some energy/precious metal funds, and a smiggen of REITS(since they are dirt cheap). What are you folks doing?

[enron_by_the_sea]

I have about 35% of 401K in bonds. It has been a great ride this year. However I feel that time to move out is coming. I have plans of moving half of that portion into US stocks, energy stocks, emerging market stock, REITs and TIPs. But I am not in hurry. Maybe I will catch one last bond rally due to QE2.

Currently this is what I feel.
Bonds – ridiculously expensive.
US stocks – fairly priced.
Emerging Mkt stocks – moderately expensive.
REITs – fairly priced.
TIPs – ???
precious metals – definitely expensive.
Oil (non Gas) – fairly priced.
Natural Gas – cheap.

What funds you buying? Any recommendations?

I have been keeping the duration of my bond portfolio to less than 5 years.

[enron_by_the_sea]

I have about 35% of 401K in bonds. It has been a great ride this year. However I feel that time to move out is coming. I have plans of moving half of that portion into US stocks, energy stocks, emerging market stock, REITs and TIPs. But I am not in hurry. Maybe I will catch one last bond rally due to QE2.

Currently this is what I feel.
Bonds – ridiculously expensive.
US stocks – fairly priced.
Emerging Mkt stocks – moderately expensive.
REITs – fairly priced.
TIPs – ???
precious metals – definitely expensive.
Oil (non Gas) – fairly priced.
Natural Gas – cheap.

What funds you buying? Any recommendations?

I have been keeping the duration of my bond portfolio to less than 5 years.

[enron_by_the_sea]

I have about 35% of 401K in bonds. It has been a great ride this year. However I feel that time to move out is coming. I have plans of moving half of that portion into US stocks, energy stocks, emerging market stock, REITs and TIPs. But I am not in hurry. Maybe I will catch one last bond rally due to QE2.

Currently this is what I feel.
Bonds – ridiculously expensive.
US stocks – fairly priced.
Emerging Mkt stocks – moderately expensive.
REITs – fairly priced.
TIPs – ???
precious metals – definitely expensive.
Oil (non Gas) – fairly priced.
Natural Gas – cheap.

What funds you buying? Any recommendations?

I have been keeping the duration of my bond portfolio to less than 5 years.

[enron_by_the_sea]

I have about 35% of 401K in bonds. It has been a great ride this year. However I feel that time to move out is coming. I have plans of moving half of that portion into US stocks, energy stocks, emerging market stock, REITs and TIPs. But I am not in hurry. Maybe I will catch one last bond rally due to QE2.

Currently this is what I feel.
Bonds – ridiculously expensive.
US stocks – fairly priced.
Emerging Mkt stocks – moderately expensive.
REITs – fairly priced.
TIPs – ???
precious metals – definitely expensive.
Oil (non Gas) – fairly priced.
Natural Gas – cheap.

What funds you buying? Any recommendations?

I have been keeping the duration of my bond portfolio to less than 5 years.

[enron_by_the_sea]

I have about 35% of 401K in bonds. It has been a great ride this year. However I feel that time to move out is coming. I have plans of moving half of that portion into US stocks, energy stocks, emerging market stock, REITs and TIPs. But I am not in hurry. Maybe I will catch one last bond rally due to QE2.

Currently this is what I feel.
Bonds – ridiculously expensive.
US stocks – fairly priced.
Emerging Mkt stocks – moderately expensive.
REITs – fairly priced.
TIPs – ???
precious metals – definitely expensive.
Oil (non Gas) – fairly priced.
Natural Gas – cheap.

What funds you buying? Any recommendations?

I have been keeping the duration of my bond portfolio to less than 5 years.

[(former)FormerSanDiegan]

All of my allocation for bonds in retirement accounts are in short-term bonds or cash. Ultra-short term bond funds in 401k. Also, have used BSV ETF for short-term bonds.

I like REITS, too, but they have made a nice recovery over the past couple years and might take a bit of a short-term dive when rates go up, so I have moved part of my holding out of them.
In the long run I suppose that the underlying property values would rise in an inflationary environment, though.

[(former)FormerSanDiegan]

All of my allocation for bonds in retirement accounts are in short-term bonds or cash. Ultra-short term bond funds in 401k. Also, have used BSV ETF for short-term bonds.

I like REITS, too, but they have made a nice recovery over the past couple years and might take a bit of a short-term dive when rates go up, so I have moved part of my holding out of them.
In the long run I suppose that the underlying property values would rise in an inflationary environment, though.

[(former)FormerSanDiegan]

All of my allocation for bonds in retirement accounts are in short-term bonds or cash. Ultra-short term bond funds in 401k. Also, have used BSV ETF for short-term bonds.

I like REITS, too, but they have made a nice recovery over the past couple years and might take a bit of a short-term dive when rates go up, so I have moved part of my holding out of them.
In the long run I suppose that the underlying property values would rise in an inflationary environment, though.

[(former)FormerSanDiegan]

All of my allocation for bonds in retirement accounts are in short-term bonds or cash. Ultra-short term bond funds in 401k. Also, have used BSV ETF for short-term bonds.

I like REITS, too, but they have made a nice recovery over the past couple years and might take a bit of a short-term dive when rates go up, so I have moved part of my holding out of them.
In the long run I suppose that the underlying property values would rise in an inflationary environment, though.

[(former)FormerSanDiegan]

All of my allocation for bonds in retirement accounts are in short-term bonds or cash. Ultra-short term bond funds in 401k. Also, have used BSV ETF for short-term bonds.

I like REITS, too, but they have made a nice recovery over the past couple years and might take a bit of a short-term dive when rates go up, so I have moved part of my holding out of them.
In the long run I suppose that the underlying property values would rise in an inflationary environment, though.

[weberlin]

Why is the market so hot right now? I just shifted most of my assets into US Treasury Bond funds a month ago, as I expected the September rally to fizzle.

October has been another blistering month, but I can’t figure out why. The housing market hasn’t improved, nor has the employment situation. I haven’t heard of any high expectations for housing or employment, and there’s a potential mortgage fiasco on the horizon. What gives?

[weberlin]

Why is the market so hot right now? I just shifted most of my assets into US Treasury Bond funds a month ago, as I expected the September rally to fizzle.

October has been another blistering month, but I can’t figure out why. The housing market hasn’t improved, nor has the employment situation. I haven’t heard of any high expectations for housing or employment, and there’s a potential mortgage fiasco on the horizon. What gives?

[weberlin]

Why is the market so hot right now? I just shifted most of my assets into US Treasury Bond funds a month ago, as I expected the September rally to fizzle.

October has been another blistering month, but I can’t figure out why. The housing market hasn’t improved, nor has the employment situation. I haven’t heard of any high expectations for housing or employment, and there’s a potential mortgage fiasco on the horizon. What gives?

[weberlin]

Why is the market so hot right now? I just shifted most of my assets into US Treasury Bond funds a month ago, as I expected the September rally to fizzle.

October has been another blistering month, but I can’t figure out why. The housing market hasn’t improved, nor has the employment situation. I haven’t heard of any high expectations for housing or employment, and there’s a potential mortgage fiasco on the horizon. What gives?

[Author]

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