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February 17, 2009 at 3:29 PM #348611February 17, 2009 at 3:37 PM #348077
sdnerd
Participant[quote=ibjames]
You know that when you walk away, you are essentially shafting all the people that told you not buy in the first place? So you are telling us to fuck off twice, as we ultimately pay for your stupidity in the end
[/quote]In fact I’ll add an additional shafting just for good measure:
He’s been living in a house he really likes. While many people, like myself – have been holding put in not ideal living situations.
Can’t say I blame him though.
February 17, 2009 at 3:37 PM #348395Participant[quote=ibjames]
You know that when you walk away, you are essentially shafting all the people that told you not buy in the first place? So you are telling us to fuck off twice, as we ultimately pay for your stupidity in the end
[/quote]In fact I’ll add an additional shafting just for good measure:
He’s been living in a house he really likes. While many people, like myself – have been holding put in not ideal living situations.
Can’t say I blame him though.
February 17, 2009 at 3:37 PM #348513Participant[quote=ibjames]
You know that when you walk away, you are essentially shafting all the people that told you not buy in the first place? So you are telling us to fuck off twice, as we ultimately pay for your stupidity in the end
[/quote]In fact I’ll add an additional shafting just for good measure:
He’s been living in a house he really likes. While many people, like myself – have been holding put in not ideal living situations.
Can’t say I blame him though.
February 17, 2009 at 3:37 PM #348545Participant[quote=ibjames]
You know that when you walk away, you are essentially shafting all the people that told you not buy in the first place? So you are telling us to fuck off twice, as we ultimately pay for your stupidity in the end
[/quote]In fact I’ll add an additional shafting just for good measure:
He’s been living in a house he really likes. While many people, like myself – have been holding put in not ideal living situations.
Can’t say I blame him though.
February 17, 2009 at 3:37 PM #348646Participant[quote=ibjames]
You know that when you walk away, you are essentially shafting all the people that told you not buy in the first place? So you are telling us to fuck off twice, as we ultimately pay for your stupidity in the end
[/quote]In fact I’ll add an additional shafting just for good measure:
He’s been living in a house he really likes. While many people, like myself – have been holding put in not ideal living situations.
Can’t say I blame him though.
February 17, 2009 at 3:46 PM #348087ibjames
Participant[quote=sdnerd][quote=ibjames]
You know that when you walk away, you are essentially shafting all the people that told you not buy in the first place? So you are telling us to fuck off twice, as we ultimately pay for your stupidity in the end
[/quote]In fact I’ll add an additional shafting just for good measure:
He’s been living in a house he really likes. While many people, like myself – have been holding put in not ideal living situations.
Can’t say I blame him though.[/quote]
Same here.. been waiting for years, plenty of people talked to him, showed him real data, you name it. He whined and cried, he had to have this house, my family.. blah blah blah.. my.. things are so different now.
Accountability means jack these days, you signed the dotted line, you accept the consequences, that’s why you don’t sign until you make sure you can accept those consequences.
His attitude is the reason we got into this mess.. people just took the house.. what’s the worst thing that can happen, I’ll just walk away… all of a sudden his house is crap.. when before it was a great house, and he HAD TO HAVE IT, IT IS SUCH A DEAL!!
February 17, 2009 at 3:46 PM #348405Participant[quote=sdnerd][quote=ibjames]
You know that when you walk away, you are essentially shafting all the people that told you not buy in the first place? So you are telling us to fuck off twice, as we ultimately pay for your stupidity in the end
[/quote]In fact I’ll add an additional shafting just for good measure:
He’s been living in a house he really likes. While many people, like myself – have been holding put in not ideal living situations.
Can’t say I blame him though.[/quote]
Same here.. been waiting for years, plenty of people talked to him, showed him real data, you name it. He whined and cried, he had to have this house, my family.. blah blah blah.. my.. things are so different now.
Accountability means jack these days, you signed the dotted line, you accept the consequences, that’s why you don’t sign until you make sure you can accept those consequences.
His attitude is the reason we got into this mess.. people just took the house.. what’s the worst thing that can happen, I’ll just walk away… all of a sudden his house is crap.. when before it was a great house, and he HAD TO HAVE IT, IT IS SUCH A DEAL!!
February 17, 2009 at 3:46 PM #348523Participant[quote=sdnerd][quote=ibjames]
You know that when you walk away, you are essentially shafting all the people that told you not buy in the first place? So you are telling us to fuck off twice, as we ultimately pay for your stupidity in the end
[/quote]In fact I’ll add an additional shafting just for good measure:
He’s been living in a house he really likes. While many people, like myself – have been holding put in not ideal living situations.
Can’t say I blame him though.[/quote]
Same here.. been waiting for years, plenty of people talked to him, showed him real data, you name it. He whined and cried, he had to have this house, my family.. blah blah blah.. my.. things are so different now.
Accountability means jack these days, you signed the dotted line, you accept the consequences, that’s why you don’t sign until you make sure you can accept those consequences.
His attitude is the reason we got into this mess.. people just took the house.. what’s the worst thing that can happen, I’ll just walk away… all of a sudden his house is crap.. when before it was a great house, and he HAD TO HAVE IT, IT IS SUCH A DEAL!!
February 17, 2009 at 3:46 PM #348555Participant[quote=sdnerd][quote=ibjames]
You know that when you walk away, you are essentially shafting all the people that told you not buy in the first place? So you are telling us to fuck off twice, as we ultimately pay for your stupidity in the end
[/quote]In fact I’ll add an additional shafting just for good measure:
He’s been living in a house he really likes. While many people, like myself – have been holding put in not ideal living situations.
Can’t say I blame him though.[/quote]
Same here.. been waiting for years, plenty of people talked to him, showed him real data, you name it. He whined and cried, he had to have this house, my family.. blah blah blah.. my.. things are so different now.
Accountability means jack these days, you signed the dotted line, you accept the consequences, that’s why you don’t sign until you make sure you can accept those consequences.
His attitude is the reason we got into this mess.. people just took the house.. what’s the worst thing that can happen, I’ll just walk away… all of a sudden his house is crap.. when before it was a great house, and he HAD TO HAVE IT, IT IS SUCH A DEAL!!
February 17, 2009 at 3:46 PM #348656Participant[quote=sdnerd][quote=ibjames]
You know that when you walk away, you are essentially shafting all the people that told you not buy in the first place? So you are telling us to fuck off twice, as we ultimately pay for your stupidity in the end
[/quote]In fact I’ll add an additional shafting just for good measure:
He’s been living in a house he really likes. While many people, like myself – have been holding put in not ideal living situations.
Can’t say I blame him though.[/quote]
Same here.. been waiting for years, plenty of people talked to him, showed him real data, you name it. He whined and cried, he had to have this house, my family.. blah blah blah.. my.. things are so different now.
Accountability means jack these days, you signed the dotted line, you accept the consequences, that’s why you don’t sign until you make sure you can accept those consequences.
His attitude is the reason we got into this mess.. people just took the house.. what’s the worst thing that can happen, I’ll just walk away… all of a sudden his house is crap.. when before it was a great house, and he HAD TO HAVE IT, IT IS SUCH A DEAL!!
February 17, 2009 at 3:47 PM #348092CA renter
Participant[quote=carlsbadworker]Since when a shelter is something we don’t need? And why would you not need cars and houses but need gas? I clearly can’t grasp your economic wisdom. [/quote]
—————–Not the person you addressed, but the key is to keep your FIXED costs low, because the variable costs may go up or down.
Imagine a world where lenders would not allow people to borrow more than 3X annual income (verified, stable income), or where a borrower’s DTI ratio were 10% of a person’s net income. Would we be wealthier, or poorer?
Ultimately, since housing costs are the largest portion of most families’ fixed expenses, if we can bring down those costs, we have more money left over for savings and other uses. The economy would ultimately be much stronger.
February 17, 2009 at 3:47 PM #348410Participant[quote=carlsbadworker]Since when a shelter is something we don’t need? And why would you not need cars and houses but need gas? I clearly can’t grasp your economic wisdom. [/quote]
—————–Not the person you addressed, but the key is to keep your FIXED costs low, because the variable costs may go up or down.
Imagine a world where lenders would not allow people to borrow more than 3X annual income (verified, stable income), or where a borrower’s DTI ratio were 10% of a person’s net income. Would we be wealthier, or poorer?
Ultimately, since housing costs are the largest portion of most families’ fixed expenses, if we can bring down those costs, we have more money left over for savings and other uses. The economy would ultimately be much stronger.
February 17, 2009 at 3:47 PM #348528Participant[quote=carlsbadworker]Since when a shelter is something we don’t need? And why would you not need cars and houses but need gas? I clearly can’t grasp your economic wisdom. [/quote]
—————–Not the person you addressed, but the key is to keep your FIXED costs low, because the variable costs may go up or down.
Imagine a world where lenders would not allow people to borrow more than 3X annual income (verified, stable income), or where a borrower’s DTI ratio were 10% of a person’s net income. Would we be wealthier, or poorer?
Ultimately, since housing costs are the largest portion of most families’ fixed expenses, if we can bring down those costs, we have more money left over for savings and other uses. The economy would ultimately be much stronger.
February 17, 2009 at 3:47 PM #348560Participant[quote=carlsbadworker]Since when a shelter is something we don’t need? And why would you not need cars and houses but need gas? I clearly can’t grasp your economic wisdom. [/quote]
—————–Not the person you addressed, but the key is to keep your FIXED costs low, because the variable costs may go up or down.
Imagine a world where lenders would not allow people to borrow more than 3X annual income (verified, stable income), or where a borrower’s DTI ratio were 10% of a person’s net income. Would we be wealthier, or poorer?
Ultimately, since housing costs are the largest portion of most families’ fixed expenses, if we can bring down those costs, we have more money left over for savings and other uses. The economy would ultimately be much stronger.
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