Home › Forums › Closed Forums › Properties or Areas › Sunset Cove
- This topic has 354 replies, 20 voices, and was last updated 13 years, 5 months ago by jpinpb.
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June 17, 2008 at 4:31 PM #224183June 17, 2008 at 4:31 PM #224288ccutequeenParticipant
Thanks for the information on HOA.
When I visited Sunset Cove, they told me the HOA is $225 and only contain exterior maintenance and common area (insurance?). I was thinking its expensive and it doesnt cover water,trash..etc. So now it sounds like it might not be a bad thing. If the water is seperate, then I will at least get my service as long as I pay even if My neighbors stop paying. Well, at least thats what I think it means.
June 17, 2008 at 4:31 PM #224304ccutequeenParticipantThanks for the information on HOA.
When I visited Sunset Cove, they told me the HOA is $225 and only contain exterior maintenance and common area (insurance?). I was thinking its expensive and it doesnt cover water,trash..etc. So now it sounds like it might not be a bad thing. If the water is seperate, then I will at least get my service as long as I pay even if My neighbors stop paying. Well, at least thats what I think it means.
June 17, 2008 at 4:31 PM #224337ccutequeenParticipantThanks for the information on HOA.
When I visited Sunset Cove, they told me the HOA is $225 and only contain exterior maintenance and common area (insurance?). I was thinking its expensive and it doesnt cover water,trash..etc. So now it sounds like it might not be a bad thing. If the water is seperate, then I will at least get my service as long as I pay even if My neighbors stop paying. Well, at least thats what I think it means.
June 17, 2008 at 4:31 PM #224352ccutequeenParticipantThanks for the information on HOA.
When I visited Sunset Cove, they told me the HOA is $225 and only contain exterior maintenance and common area (insurance?). I was thinking its expensive and it doesnt cover water,trash..etc. So now it sounds like it might not be a bad thing. If the water is seperate, then I will at least get my service as long as I pay even if My neighbors stop paying. Well, at least thats what I think it means.
June 17, 2008 at 8:56 PM #224443jpinpbParticipantI stopped by this place over the weekend for the heck of it, since I go by it often. Thought I’d stop and check it out. Salespeople were nowhere around. Went through all three models. Sales people nowhere around still. Picked up some brochure, map of tract and – financing paperwork.
Are you guys ready for this? One of the options listed was a 5 year interest only loan. Must put money down. But can you believe they are still offering this? I wanted to ask more about it, but I couldn’t sit there forever and wait. I tried calling the next day, but no answer (machine).
Gave up. Don’t know if it’s old info and they didn’t update the financing paperwork or if they’re still actually doing 5-yr i/o. That would be really funny. 30-yr fixed was something like 3400 a mo. 5 yr i/o was something like 2500. If I remember right, that included PITI and HOA on both.
I say if I had to check my Ouija board, if they’re really doing 5 yr i/o, I see defaults and foreclosures on the way in the not too distant future.
June 17, 2008 at 8:56 PM #224549jpinpbParticipantI stopped by this place over the weekend for the heck of it, since I go by it often. Thought I’d stop and check it out. Salespeople were nowhere around. Went through all three models. Sales people nowhere around still. Picked up some brochure, map of tract and – financing paperwork.
Are you guys ready for this? One of the options listed was a 5 year interest only loan. Must put money down. But can you believe they are still offering this? I wanted to ask more about it, but I couldn’t sit there forever and wait. I tried calling the next day, but no answer (machine).
Gave up. Don’t know if it’s old info and they didn’t update the financing paperwork or if they’re still actually doing 5-yr i/o. That would be really funny. 30-yr fixed was something like 3400 a mo. 5 yr i/o was something like 2500. If I remember right, that included PITI and HOA on both.
I say if I had to check my Ouija board, if they’re really doing 5 yr i/o, I see defaults and foreclosures on the way in the not too distant future.
June 17, 2008 at 8:56 PM #224567jpinpbParticipantI stopped by this place over the weekend for the heck of it, since I go by it often. Thought I’d stop and check it out. Salespeople were nowhere around. Went through all three models. Sales people nowhere around still. Picked up some brochure, map of tract and – financing paperwork.
Are you guys ready for this? One of the options listed was a 5 year interest only loan. Must put money down. But can you believe they are still offering this? I wanted to ask more about it, but I couldn’t sit there forever and wait. I tried calling the next day, but no answer (machine).
Gave up. Don’t know if it’s old info and they didn’t update the financing paperwork or if they’re still actually doing 5-yr i/o. That would be really funny. 30-yr fixed was something like 3400 a mo. 5 yr i/o was something like 2500. If I remember right, that included PITI and HOA on both.
I say if I had to check my Ouija board, if they’re really doing 5 yr i/o, I see defaults and foreclosures on the way in the not too distant future.
June 17, 2008 at 8:56 PM #224597jpinpbParticipantI stopped by this place over the weekend for the heck of it, since I go by it often. Thought I’d stop and check it out. Salespeople were nowhere around. Went through all three models. Sales people nowhere around still. Picked up some brochure, map of tract and – financing paperwork.
Are you guys ready for this? One of the options listed was a 5 year interest only loan. Must put money down. But can you believe they are still offering this? I wanted to ask more about it, but I couldn’t sit there forever and wait. I tried calling the next day, but no answer (machine).
Gave up. Don’t know if it’s old info and they didn’t update the financing paperwork or if they’re still actually doing 5-yr i/o. That would be really funny. 30-yr fixed was something like 3400 a mo. 5 yr i/o was something like 2500. If I remember right, that included PITI and HOA on both.
I say if I had to check my Ouija board, if they’re really doing 5 yr i/o, I see defaults and foreclosures on the way in the not too distant future.
June 17, 2008 at 8:56 PM #224611jpinpbParticipantI stopped by this place over the weekend for the heck of it, since I go by it often. Thought I’d stop and check it out. Salespeople were nowhere around. Went through all three models. Sales people nowhere around still. Picked up some brochure, map of tract and – financing paperwork.
Are you guys ready for this? One of the options listed was a 5 year interest only loan. Must put money down. But can you believe they are still offering this? I wanted to ask more about it, but I couldn’t sit there forever and wait. I tried calling the next day, but no answer (machine).
Gave up. Don’t know if it’s old info and they didn’t update the financing paperwork or if they’re still actually doing 5-yr i/o. That would be really funny. 30-yr fixed was something like 3400 a mo. 5 yr i/o was something like 2500. If I remember right, that included PITI and HOA on both.
I say if I had to check my Ouija board, if they’re really doing 5 yr i/o, I see defaults and foreclosures on the way in the not too distant future.
June 17, 2008 at 11:34 PM #224523SD RealtorParticipantccutequeen –
The housing stock that you are looking at is coming to a sweet spot regarding price declines. That is, if you are patient you will not have to wait as long as others who visit this site who are looking for homes in Carmel Valley or La Costa Valley. Places like Spectrum and other in fill projects that were way way overpriced in the runup have been falling hard and will continue to do so.
My advice to any and everyone buying a home is… if you have to get a roommate to help you out with the mortgage, then you have no business buying a home. Again, what you are essentially doing is buying something you simply cannot afford. What happens if you have a roomie and you do not get along with them? What if they steal? It is one thing if you both rent an apartment together but when you are the homeowner, and you rent out a room to someone it is quite different.
Anyways, again I don’t mean to bring you down but seriously… enjoy your life and don’t saddle yourself with a house payment unless you get a screaming deal. Guess what? When you are 30, 40, 50 and up you get to deal with house payments, kids, jobs, husbands and all that stuff the rest of your life. It is not a bad thing but when you are 20 something, live a little, save alot, travel, have fun, and let the house deal come to you.
June 17, 2008 at 11:34 PM #224629SD RealtorParticipantccutequeen –
The housing stock that you are looking at is coming to a sweet spot regarding price declines. That is, if you are patient you will not have to wait as long as others who visit this site who are looking for homes in Carmel Valley or La Costa Valley. Places like Spectrum and other in fill projects that were way way overpriced in the runup have been falling hard and will continue to do so.
My advice to any and everyone buying a home is… if you have to get a roommate to help you out with the mortgage, then you have no business buying a home. Again, what you are essentially doing is buying something you simply cannot afford. What happens if you have a roomie and you do not get along with them? What if they steal? It is one thing if you both rent an apartment together but when you are the homeowner, and you rent out a room to someone it is quite different.
Anyways, again I don’t mean to bring you down but seriously… enjoy your life and don’t saddle yourself with a house payment unless you get a screaming deal. Guess what? When you are 30, 40, 50 and up you get to deal with house payments, kids, jobs, husbands and all that stuff the rest of your life. It is not a bad thing but when you are 20 something, live a little, save alot, travel, have fun, and let the house deal come to you.
June 17, 2008 at 11:34 PM #224645SD RealtorParticipantccutequeen –
The housing stock that you are looking at is coming to a sweet spot regarding price declines. That is, if you are patient you will not have to wait as long as others who visit this site who are looking for homes in Carmel Valley or La Costa Valley. Places like Spectrum and other in fill projects that were way way overpriced in the runup have been falling hard and will continue to do so.
My advice to any and everyone buying a home is… if you have to get a roommate to help you out with the mortgage, then you have no business buying a home. Again, what you are essentially doing is buying something you simply cannot afford. What happens if you have a roomie and you do not get along with them? What if they steal? It is one thing if you both rent an apartment together but when you are the homeowner, and you rent out a room to someone it is quite different.
Anyways, again I don’t mean to bring you down but seriously… enjoy your life and don’t saddle yourself with a house payment unless you get a screaming deal. Guess what? When you are 30, 40, 50 and up you get to deal with house payments, kids, jobs, husbands and all that stuff the rest of your life. It is not a bad thing but when you are 20 something, live a little, save alot, travel, have fun, and let the house deal come to you.
June 17, 2008 at 11:34 PM #224677SD RealtorParticipantccutequeen –
The housing stock that you are looking at is coming to a sweet spot regarding price declines. That is, if you are patient you will not have to wait as long as others who visit this site who are looking for homes in Carmel Valley or La Costa Valley. Places like Spectrum and other in fill projects that were way way overpriced in the runup have been falling hard and will continue to do so.
My advice to any and everyone buying a home is… if you have to get a roommate to help you out with the mortgage, then you have no business buying a home. Again, what you are essentially doing is buying something you simply cannot afford. What happens if you have a roomie and you do not get along with them? What if they steal? It is one thing if you both rent an apartment together but when you are the homeowner, and you rent out a room to someone it is quite different.
Anyways, again I don’t mean to bring you down but seriously… enjoy your life and don’t saddle yourself with a house payment unless you get a screaming deal. Guess what? When you are 30, 40, 50 and up you get to deal with house payments, kids, jobs, husbands and all that stuff the rest of your life. It is not a bad thing but when you are 20 something, live a little, save alot, travel, have fun, and let the house deal come to you.
June 17, 2008 at 11:34 PM #224691SD RealtorParticipantccutequeen –
The housing stock that you are looking at is coming to a sweet spot regarding price declines. That is, if you are patient you will not have to wait as long as others who visit this site who are looking for homes in Carmel Valley or La Costa Valley. Places like Spectrum and other in fill projects that were way way overpriced in the runup have been falling hard and will continue to do so.
My advice to any and everyone buying a home is… if you have to get a roommate to help you out with the mortgage, then you have no business buying a home. Again, what you are essentially doing is buying something you simply cannot afford. What happens if you have a roomie and you do not get along with them? What if they steal? It is one thing if you both rent an apartment together but when you are the homeowner, and you rent out a room to someone it is quite different.
Anyways, again I don’t mean to bring you down but seriously… enjoy your life and don’t saddle yourself with a house payment unless you get a screaming deal. Guess what? When you are 30, 40, 50 and up you get to deal with house payments, kids, jobs, husbands and all that stuff the rest of your life. It is not a bad thing but when you are 20 something, live a little, save alot, travel, have fun, and let the house deal come to you.
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