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SD Realtor.
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March 17, 2009 at 1:46 PM #368653March 17, 2009 at 1:59 PM #368050
Eugene
Participant[quote=gn][quote=DataAgent]”Does anybody know if it’s possible to get fire insurance in this neighborhood?”
When I looked at buying a house on Birch Bluff in 2007, I asked my State Farm guy the same question. He said as long the house didn’t back up to open brush land, he could write me pretty much a standard homeowners policy. If we buy a house that backs up to open brush land, it would “cost me.” And the was before the October 2007 fires. Didn’t matter anyway because my wife insisted we buy a house close to Mission Bay.
[/quote]DataAgent, thanks for the information on fire insurance. So, would the following property be considered backing “up to open brush land” ?
http://www.sdlookup.com/MLS-090011246-10394_Rue_Riviere_Verte_San_Diego_Ca_92131
[/quote]
My new house has roads on two sides and a neighbor on the third side (triangular lot). More houses across the street in front, a horse ranch across the street in the back. 1000 feet to the nearest patch of undeveloped land, 1.5 miles to the edge of true “open brush land” (Lake Hodges basin).
According to the insurance agent, most companies refused to write insurance policies on the house, because of a fire hazard. The only one that cooperated was Travelers. I paid 1280/year (~3100 sf, insured at $175/sf, $2500 deductible).
March 17, 2009 at 1:59 PM #368339Participant[quote=gn][quote=DataAgent]”Does anybody know if it’s possible to get fire insurance in this neighborhood?”
When I looked at buying a house on Birch Bluff in 2007, I asked my State Farm guy the same question. He said as long the house didn’t back up to open brush land, he could write me pretty much a standard homeowners policy. If we buy a house that backs up to open brush land, it would “cost me.” And the was before the October 2007 fires. Didn’t matter anyway because my wife insisted we buy a house close to Mission Bay.
[/quote]DataAgent, thanks for the information on fire insurance. So, would the following property be considered backing “up to open brush land” ?
http://www.sdlookup.com/MLS-090011246-10394_Rue_Riviere_Verte_San_Diego_Ca_92131
[/quote]
My new house has roads on two sides and a neighbor on the third side (triangular lot). More houses across the street in front, a horse ranch across the street in the back. 1000 feet to the nearest patch of undeveloped land, 1.5 miles to the edge of true “open brush land” (Lake Hodges basin).
According to the insurance agent, most companies refused to write insurance policies on the house, because of a fire hazard. The only one that cooperated was Travelers. I paid 1280/year (~3100 sf, insured at $175/sf, $2500 deductible).
March 17, 2009 at 1:59 PM #368506Participant[quote=gn][quote=DataAgent]”Does anybody know if it’s possible to get fire insurance in this neighborhood?”
When I looked at buying a house on Birch Bluff in 2007, I asked my State Farm guy the same question. He said as long the house didn’t back up to open brush land, he could write me pretty much a standard homeowners policy. If we buy a house that backs up to open brush land, it would “cost me.” And the was before the October 2007 fires. Didn’t matter anyway because my wife insisted we buy a house close to Mission Bay.
[/quote]DataAgent, thanks for the information on fire insurance. So, would the following property be considered backing “up to open brush land” ?
http://www.sdlookup.com/MLS-090011246-10394_Rue_Riviere_Verte_San_Diego_Ca_92131
[/quote]
My new house has roads on two sides and a neighbor on the third side (triangular lot). More houses across the street in front, a horse ranch across the street in the back. 1000 feet to the nearest patch of undeveloped land, 1.5 miles to the edge of true “open brush land” (Lake Hodges basin).
According to the insurance agent, most companies refused to write insurance policies on the house, because of a fire hazard. The only one that cooperated was Travelers. I paid 1280/year (~3100 sf, insured at $175/sf, $2500 deductible).
March 17, 2009 at 1:59 PM #368544Participant[quote=gn][quote=DataAgent]”Does anybody know if it’s possible to get fire insurance in this neighborhood?”
When I looked at buying a house on Birch Bluff in 2007, I asked my State Farm guy the same question. He said as long the house didn’t back up to open brush land, he could write me pretty much a standard homeowners policy. If we buy a house that backs up to open brush land, it would “cost me.” And the was before the October 2007 fires. Didn’t matter anyway because my wife insisted we buy a house close to Mission Bay.
[/quote]DataAgent, thanks for the information on fire insurance. So, would the following property be considered backing “up to open brush land” ?
http://www.sdlookup.com/MLS-090011246-10394_Rue_Riviere_Verte_San_Diego_Ca_92131
[/quote]
My new house has roads on two sides and a neighbor on the third side (triangular lot). More houses across the street in front, a horse ranch across the street in the back. 1000 feet to the nearest patch of undeveloped land, 1.5 miles to the edge of true “open brush land” (Lake Hodges basin).
According to the insurance agent, most companies refused to write insurance policies on the house, because of a fire hazard. The only one that cooperated was Travelers. I paid 1280/year (~3100 sf, insured at $175/sf, $2500 deductible).
March 17, 2009 at 1:59 PM #368658Participant[quote=gn][quote=DataAgent]”Does anybody know if it’s possible to get fire insurance in this neighborhood?”
When I looked at buying a house on Birch Bluff in 2007, I asked my State Farm guy the same question. He said as long the house didn’t back up to open brush land, he could write me pretty much a standard homeowners policy. If we buy a house that backs up to open brush land, it would “cost me.” And the was before the October 2007 fires. Didn’t matter anyway because my wife insisted we buy a house close to Mission Bay.
[/quote]DataAgent, thanks for the information on fire insurance. So, would the following property be considered backing “up to open brush land” ?
http://www.sdlookup.com/MLS-090011246-10394_Rue_Riviere_Verte_San_Diego_Ca_92131
[/quote]
My new house has roads on two sides and a neighbor on the third side (triangular lot). More houses across the street in front, a horse ranch across the street in the back. 1000 feet to the nearest patch of undeveloped land, 1.5 miles to the edge of true “open brush land” (Lake Hodges basin).
According to the insurance agent, most companies refused to write insurance policies on the house, because of a fire hazard. The only one that cooperated was Travelers. I paid 1280/year (~3100 sf, insured at $175/sf, $2500 deductible).
March 17, 2009 at 2:01 PM #368065Participant[quote=as]This one was just sold. First buyer paid 916k at high peak. It was sold this month for 610k. Location is in Stonebridge.
http://www.sdlookup.com/MLS-080065487-12838_Hideaway_San_Diego_Ca_92131%5B/quote%5DThat’s really cheap!
Location’s not great, though.
March 17, 2009 at 2:01 PM #368354Participant[quote=as]This one was just sold. First buyer paid 916k at high peak. It was sold this month for 610k. Location is in Stonebridge.
http://www.sdlookup.com/MLS-080065487-12838_Hideaway_San_Diego_Ca_92131%5B/quote%5DThat’s really cheap!
Location’s not great, though.
March 17, 2009 at 2:01 PM #368521Participant[quote=as]This one was just sold. First buyer paid 916k at high peak. It was sold this month for 610k. Location is in Stonebridge.
http://www.sdlookup.com/MLS-080065487-12838_Hideaway_San_Diego_Ca_92131%5B/quote%5DThat’s really cheap!
Location’s not great, though.
March 17, 2009 at 2:01 PM #368559Participant[quote=as]This one was just sold. First buyer paid 916k at high peak. It was sold this month for 610k. Location is in Stonebridge.
http://www.sdlookup.com/MLS-080065487-12838_Hideaway_San_Diego_Ca_92131%5B/quote%5DThat’s really cheap!
Location’s not great, though.
March 17, 2009 at 2:01 PM #368674Participant[quote=as]This one was just sold. First buyer paid 916k at high peak. It was sold this month for 610k. Location is in Stonebridge.
http://www.sdlookup.com/MLS-080065487-12838_Hideaway_San_Diego_Ca_92131%5B/quote%5DThat’s really cheap!
Location’s not great, though.
March 17, 2009 at 3:57 PM #368221sunny88
Participant[quote=as]This one was just sold. First buyer paid 916k at high peak. It was sold this month for 610k. Location is in Stonebridge.
http://www.sdlookup.com/MLS-080065487-12838_Hideaway_San_Diego_Ca_92131%5B/quote%5D$610k appears to be a reasonable but not great price given the location (right underneath Stonebridge Pkwy) and high MR. Hard to believe that the original owner paid $916k!
March 17, 2009 at 3:57 PM #368507Participant[quote=as]This one was just sold. First buyer paid 916k at high peak. It was sold this month for 610k. Location is in Stonebridge.
http://www.sdlookup.com/MLS-080065487-12838_Hideaway_San_Diego_Ca_92131%5B/quote%5D$610k appears to be a reasonable but not great price given the location (right underneath Stonebridge Pkwy) and high MR. Hard to believe that the original owner paid $916k!
March 17, 2009 at 3:57 PM #368675Participant[quote=as]This one was just sold. First buyer paid 916k at high peak. It was sold this month for 610k. Location is in Stonebridge.
http://www.sdlookup.com/MLS-080065487-12838_Hideaway_San_Diego_Ca_92131%5B/quote%5D$610k appears to be a reasonable but not great price given the location (right underneath Stonebridge Pkwy) and high MR. Hard to believe that the original owner paid $916k!
March 17, 2009 at 3:57 PM #368713Participant[quote=as]This one was just sold. First buyer paid 916k at high peak. It was sold this month for 610k. Location is in Stonebridge.
http://www.sdlookup.com/MLS-080065487-12838_Hideaway_San_Diego_Ca_92131%5B/quote%5D$610k appears to be a reasonable but not great price given the location (right underneath Stonebridge Pkwy) and high MR. Hard to believe that the original owner paid $916k!
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