San Diego Reader: It’s Getting Ugly Downtown

[equalizer]

barnaby33,

You must have missed the note that middle class people in SD are above average, hence the $150K.

BTW, some posters have already shown that 150K can still force you to shop at Target if two earners and young kids.

20% 401K
monthly net = 6700
500K mortgage 2600
food 800
insurance 250
fuel/car pay 400
clothing/etc 300
travel/once 100
child care 1000-2000
529 plan 100-200

[stockstradr]

Thank you equalizer!

Thank you for showing by the numbers that it really does take 150K for a middle class life in San Diego.

Tell you something personal. I lived in San Diego with my wife, but no kids. Our family income was about 150K.

We barely had a middle class life. My wife drives a corolla. We shop at Target, and often at Wal-Mart. You get the picture. We have a happy middle-class life.

Now my extended family all up in Minnesota where I grew up, will never understand how $150K is middle-class for a family in San Diego.

I look at it this way, a Minnesota middle-class income (say $70K or $80K), only earned in San Diego will pay for a “middle-class” family life, living right in the heart of Chula Vista or a bad part of Manilla (Mira) Mesa, or the run down parts of Escondido

Then you’ll have bullets zipping by your house (or thru your house!). Is that a middle-class life?

[stockstradr]

Thank you equalizer!

Thank you for showing by the numbers that it really does take 150K for a middle class life in San Diego.

Tell you something personal. I lived in San Diego with my wife, but no kids. Our family income was about 150K.

We barely had a middle class life. My wife drives a corolla. We shop at Target, and often at Wal-Mart. You get the picture. We have a happy middle-class life.

Now my extended family all up in Minnesota where I grew up, will never understand how $150K is middle-class for a family in San Diego.

I look at it this way, a Minnesota middle-class income (say $70K or $80K), only earned in San Diego will pay for a “middle-class” family life, living right in the heart of Chula Vista or a bad part of Manilla (Mira) Mesa, or the run down parts of Escondido

Then you’ll have bullets zipping by your house (or thru your house!). Is that a middle-class life?

[stockstradr]

Thank you equalizer!

Thank you for showing by the numbers that it really does take 150K for a middle class life in San Diego.

Tell you something personal. I lived in San Diego with my wife, but no kids. Our family income was about 150K.

We barely had a middle class life. My wife drives a corolla. We shop at Target, and often at Wal-Mart. You get the picture. We have a happy middle-class life.

Now my extended family all up in Minnesota where I grew up, will never understand how $150K is middle-class for a family in San Diego.

I look at it this way, a Minnesota middle-class income (say $70K or $80K), only earned in San Diego will pay for a “middle-class” family life, living right in the heart of Chula Vista or a bad part of Manilla (Mira) Mesa, or the run down parts of Escondido

Then you’ll have bullets zipping by your house (or thru your house!). Is that a middle-class life?

[stockstradr]

Thank you equalizer!

Thank you for showing by the numbers that it really does take 150K for a middle class life in San Diego.

Tell you something personal. I lived in San Diego with my wife, but no kids. Our family income was about 150K.

We barely had a middle class life. My wife drives a corolla. We shop at Target, and often at Wal-Mart. You get the picture. We have a happy middle-class life.

Now my extended family all up in Minnesota where I grew up, will never understand how $150K is middle-class for a family in San Diego.

I look at it this way, a Minnesota middle-class income (say $70K or $80K), only earned in San Diego will pay for a “middle-class” family life, living right in the heart of Chula Vista or a bad part of Manilla (Mira) Mesa, or the run down parts of Escondido

Then you’ll have bullets zipping by your house (or thru your house!). Is that a middle-class life?

[stockstradr]

Thank you equalizer!

Thank you for showing by the numbers that it really does take 150K for a middle class life in San Diego.

Tell you something personal. I lived in San Diego with my wife, but no kids. Our family income was about 150K.

We barely had a middle class life. My wife drives a corolla. We shop at Target, and often at Wal-Mart. You get the picture. We have a happy middle-class life.

Now my extended family all up in Minnesota where I grew up, will never understand how $150K is middle-class for a family in San Diego.

I look at it this way, a Minnesota middle-class income (say $70K or $80K), only earned in San Diego will pay for a “middle-class” family life, living right in the heart of Chula Vista or a bad part of Manilla (Mira) Mesa, or the run down parts of Escondido

Then you’ll have bullets zipping by your house (or thru your house!). Is that a middle-class life?

[barnaby33]

Equalizer, was that one of those statements like, “48 of 50 states are above the national average in high school education?”

By even the most generous of statements, median income for a family of 4 is 82k. A little more than half the 150k quoted.

Another interesting tidbit is how you allocate your money for that supposed middle class family. 20% to savings, are you joking? Almost nobody saves that much.

Fuel and car payment 400, in what decade? Most new cars are over 20k and everyone I know who has bought a car in the last few years has a higher car payment than that.

529 plan, is that something you added just to round things off? Again median income earners do not for the most part even fully fund their 401k let alone an IRA or 529.

Again, I think there are some VERY warped notion of what middle class really is and historically was.
Josh

[barnaby33]

Equalizer, was that one of those statements like, “48 of 50 states are above the national average in high school education?”

By even the most generous of statements, median income for a family of 4 is 82k. A little more than half the 150k quoted.

Another interesting tidbit is how you allocate your money for that supposed middle class family. 20% to savings, are you joking? Almost nobody saves that much.

Fuel and car payment 400, in what decade? Most new cars are over 20k and everyone I know who has bought a car in the last few years has a higher car payment than that.

529 plan, is that something you added just to round things off? Again median income earners do not for the most part even fully fund their 401k let alone an IRA or 529.

Again, I think there are some VERY warped notion of what middle class really is and historically was.
Josh

[barnaby33]

Equalizer, was that one of those statements like, “48 of 50 states are above the national average in high school education?”

By even the most generous of statements, median income for a family of 4 is 82k. A little more than half the 150k quoted.

Another interesting tidbit is how you allocate your money for that supposed middle class family. 20% to savings, are you joking? Almost nobody saves that much.

Fuel and car payment 400, in what decade? Most new cars are over 20k and everyone I know who has bought a car in the last few years has a higher car payment than that.

529 plan, is that something you added just to round things off? Again median income earners do not for the most part even fully fund their 401k let alone an IRA or 529.

Again, I think there are some VERY warped notion of what middle class really is and historically was.
Josh

[barnaby33]

Equalizer, was that one of those statements like, “48 of 50 states are above the national average in high school education?”

By even the most generous of statements, median income for a family of 4 is 82k. A little more than half the 150k quoted.

Another interesting tidbit is how you allocate your money for that supposed middle class family. 20% to savings, are you joking? Almost nobody saves that much.

Fuel and car payment 400, in what decade? Most new cars are over 20k and everyone I know who has bought a car in the last few years has a higher car payment than that.

529 plan, is that something you added just to round things off? Again median income earners do not for the most part even fully fund their 401k let alone an IRA or 529.

Again, I think there are some VERY warped notion of what middle class really is and historically was.
Josh

[barnaby33]

Equalizer, was that one of those statements like, “48 of 50 states are above the national average in high school education?”

By even the most generous of statements, median income for a family of 4 is 82k. A little more than half the 150k quoted.

Another interesting tidbit is how you allocate your money for that supposed middle class family. 20% to savings, are you joking? Almost nobody saves that much.

Fuel and car payment 400, in what decade? Most new cars are over 20k and everyone I know who has bought a car in the last few years has a higher car payment than that.

529 plan, is that something you added just to round things off? Again median income earners do not for the most part even fully fund their 401k let alone an IRA or 529.

Again, I think there are some VERY warped notion of what middle class really is and historically was.
Josh

[equalizer]

[quote=barnaby33]Equalizer, was that one of those statements like, “48 of 50 states are above the national average in high school education?”

By even the most generous of statements, median income for a family of 4 is 82k. A little more than half the 150k quoted.

Another interesting tidbit is how you allocate your money for that supposed middle class family. 20% to savings, are you joking? Almost nobody saves that much.

Fuel and car payment 400, in what decade? Most new cars are over 20k and everyone I know who has bought a car in the last few years has a higher car payment than that.

529 plan, is that something you added just to round things off? Again median income earners do not for the most part even fully fund their 401k let alone an IRA or 529.

Again, I think there are some VERY warped notion of what middle class really is and historically was.
Josh[/quote]
yeah, you got the joke.
My numbers are for typical Piggs, not middle class.
I’m sure someone can find the thread that discusses the numbers in detail. I was just stating that Pigg in my example cant shop at Nordies, which reinforces your view that bubbles everywhere.

[equalizer]

[quote=barnaby33]Equalizer, was that one of those statements like, “48 of 50 states are above the national average in high school education?”

By even the most generous of statements, median income for a family of 4 is 82k. A little more than half the 150k quoted.

Another interesting tidbit is how you allocate your money for that supposed middle class family. 20% to savings, are you joking? Almost nobody saves that much.

Fuel and car payment 400, in what decade? Most new cars are over 20k and everyone I know who has bought a car in the last few years has a higher car payment than that.

529 plan, is that something you added just to round things off? Again median income earners do not for the most part even fully fund their 401k let alone an IRA or 529.

Again, I think there are some VERY warped notion of what middle class really is and historically was.
Josh[/quote]
yeah, you got the joke.
My numbers are for typical Piggs, not middle class.
I’m sure someone can find the thread that discusses the numbers in detail. I was just stating that Pigg in my example cant shop at Nordies, which reinforces your view that bubbles everywhere.

[equalizer]

[quote=barnaby33]Equalizer, was that one of those statements like, “48 of 50 states are above the national average in high school education?”

By even the most generous of statements, median income for a family of 4 is 82k. A little more than half the 150k quoted.

Another interesting tidbit is how you allocate your money for that supposed middle class family. 20% to savings, are you joking? Almost nobody saves that much.

Fuel and car payment 400, in what decade? Most new cars are over 20k and everyone I know who has bought a car in the last few years has a higher car payment than that.

529 plan, is that something you added just to round things off? Again median income earners do not for the most part even fully fund their 401k let alone an IRA or 529.

Again, I think there are some VERY warped notion of what middle class really is and historically was.
Josh[/quote]
yeah, you got the joke.
My numbers are for typical Piggs, not middle class.
I’m sure someone can find the thread that discusses the numbers in detail. I was just stating that Pigg in my example cant shop at Nordies, which reinforces your view that bubbles everywhere.

[equalizer]

[quote=barnaby33]Equalizer, was that one of those statements like, “48 of 50 states are above the national average in high school education?”

By even the most generous of statements, median income for a family of 4 is 82k. A little more than half the 150k quoted.

Another interesting tidbit is how you allocate your money for that supposed middle class family. 20% to savings, are you joking? Almost nobody saves that much.

Fuel and car payment 400, in what decade? Most new cars are over 20k and everyone I know who has bought a car in the last few years has a higher car payment than that.

529 plan, is that something you added just to round things off? Again median income earners do not for the most part even fully fund their 401k let alone an IRA or 529.

Again, I think there are some VERY warped notion of what middle class really is and historically was.
Josh[/quote]
yeah, you got the joke.
My numbers are for typical Piggs, not middle class.
I’m sure someone can find the thread that discusses the numbers in detail. I was just stating that Pigg in my example cant shop at Nordies, which reinforces your view that bubbles everywhere.

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