ObamaCare…coming soon

[an]

Pg 30 Sec 123 – Here’s the exact wording: “IN GENERAL.—There is established a private-public advisory committee which shall be a panel of medical and other experts to be known as the Health Benefits Advisory Committee to recommend covered benefits and essential, enhanced, and premium plans. ”

I take that as government setting a guideline as to what is considered essential, enhanced, and premium.

PG 50 Section 152 – It doesn’t explicitly say illegal won’t be covered either.

Just my take on 2 of the points. Thanks for your input on all of them though. It’s always nice to get the point of view of people of different opinion.

[SK in CV]

The “essential, enhanced and premium” refer to 3 different levels of coverage in the insurance exchange. Nobody is required to choose a carrier that participates in the plan. Nobody is required to choose a particular plan. I suspect we share the objection to the plan being mandatory, and the penalties for not participating (as stupid as that choice might be for most). But ignoring that particular objection for the moment, I’m not sure what the objection to this particular clause would be. Since the government is establishing the non-mandatory insurance exchange, it is also establishing the guidelines under which different policies and benefits would be classified.

With regards to the item on page 50, section 152, I would direct you to page 132, section 142. Everyone must have insurance. Affordability credits are granted to those deemed to have income insufficient to pay premiums in full. Those credits are only available to “an individual who
is lawfully present in a State in the United States”. So those illegally present would be required to buy insurance, but get no aid in doing so. They would pay full price for premiums, and be penalized on their tax returns if they don’t. (yes, I smiled when i typed that) I think that makes it so that no one that is here illegally gets anything for free. (existing aid under medicaid notwithstanding)

[SK in CV]

The “essential, enhanced and premium” refer to 3 different levels of coverage in the insurance exchange. Nobody is required to choose a carrier that participates in the plan. Nobody is required to choose a particular plan. I suspect we share the objection to the plan being mandatory, and the penalties for not participating (as stupid as that choice might be for most). But ignoring that particular objection for the moment, I’m not sure what the objection to this particular clause would be. Since the government is establishing the non-mandatory insurance exchange, it is also establishing the guidelines under which different policies and benefits would be classified.

With regards to the item on page 50, section 152, I would direct you to page 132, section 142. Everyone must have insurance. Affordability credits are granted to those deemed to have income insufficient to pay premiums in full. Those credits are only available to “an individual who
is lawfully present in a State in the United States”. So those illegally present would be required to buy insurance, but get no aid in doing so. They would pay full price for premiums, and be penalized on their tax returns if they don’t. (yes, I smiled when i typed that) I think that makes it so that no one that is here illegally gets anything for free. (existing aid under medicaid notwithstanding)

[SK in CV]

The “essential, enhanced and premium” refer to 3 different levels of coverage in the insurance exchange. Nobody is required to choose a carrier that participates in the plan. Nobody is required to choose a particular plan. I suspect we share the objection to the plan being mandatory, and the penalties for not participating (as stupid as that choice might be for most). But ignoring that particular objection for the moment, I’m not sure what the objection to this particular clause would be. Since the government is establishing the non-mandatory insurance exchange, it is also establishing the guidelines under which different policies and benefits would be classified.

With regards to the item on page 50, section 152, I would direct you to page 132, section 142. Everyone must have insurance. Affordability credits are granted to those deemed to have income insufficient to pay premiums in full. Those credits are only available to “an individual who
is lawfully present in a State in the United States”. So those illegally present would be required to buy insurance, but get no aid in doing so. They would pay full price for premiums, and be penalized on their tax returns if they don’t. (yes, I smiled when i typed that) I think that makes it so that no one that is here illegally gets anything for free. (existing aid under medicaid notwithstanding)

[SK in CV]

The “essential, enhanced and premium” refer to 3 different levels of coverage in the insurance exchange. Nobody is required to choose a carrier that participates in the plan. Nobody is required to choose a particular plan. I suspect we share the objection to the plan being mandatory, and the penalties for not participating (as stupid as that choice might be for most). But ignoring that particular objection for the moment, I’m not sure what the objection to this particular clause would be. Since the government is establishing the non-mandatory insurance exchange, it is also establishing the guidelines under which different policies and benefits would be classified.

With regards to the item on page 50, section 152, I would direct you to page 132, section 142. Everyone must have insurance. Affordability credits are granted to those deemed to have income insufficient to pay premiums in full. Those credits are only available to “an individual who
is lawfully present in a State in the United States”. So those illegally present would be required to buy insurance, but get no aid in doing so. They would pay full price for premiums, and be penalized on their tax returns if they don’t. (yes, I smiled when i typed that) I think that makes it so that no one that is here illegally gets anything for free. (existing aid under medicaid notwithstanding)

[SK in CV]

The “essential, enhanced and premium” refer to 3 different levels of coverage in the insurance exchange. Nobody is required to choose a carrier that participates in the plan. Nobody is required to choose a particular plan. I suspect we share the objection to the plan being mandatory, and the penalties for not participating (as stupid as that choice might be for most). But ignoring that particular objection for the moment, I’m not sure what the objection to this particular clause would be. Since the government is establishing the non-mandatory insurance exchange, it is also establishing the guidelines under which different policies and benefits would be classified.

With regards to the item on page 50, section 152, I would direct you to page 132, section 142. Everyone must have insurance. Affordability credits are granted to those deemed to have income insufficient to pay premiums in full. Those credits are only available to “an individual who
is lawfully present in a State in the United States”. So those illegally present would be required to buy insurance, but get no aid in doing so. They would pay full price for premiums, and be penalized on their tax returns if they don’t. (yes, I smiled when i typed that) I think that makes it so that no one that is here illegally gets anything for free. (existing aid under medicaid notwithstanding)

[Zeitgeist]

Thanks for pointing that out. That provision would help, but it might just increase “free care” at the local ER. The next step is no subsidized housing for non- citizens, etc. We have a lot of homeless people that need assitance. Have you ever driven downtown late at night in certain areas and seen how many are sleeping on the sidewalk?

[Zeitgeist]

Thanks for pointing that out. That provision would help, but it might just increase “free care” at the local ER. The next step is no subsidized housing for non- citizens, etc. We have a lot of homeless people that need assitance. Have you ever driven downtown late at night in certain areas and seen how many are sleeping on the sidewalk?

[Zeitgeist]

Thanks for pointing that out. That provision would help, but it might just increase “free care” at the local ER. The next step is no subsidized housing for non- citizens, etc. We have a lot of homeless people that need assitance. Have you ever driven downtown late at night in certain areas and seen how many are sleeping on the sidewalk?

[Zeitgeist]

Thanks for pointing that out. That provision would help, but it might just increase “free care” at the local ER. The next step is no subsidized housing for non- citizens, etc. We have a lot of homeless people that need assitance. Have you ever driven downtown late at night in certain areas and seen how many are sleeping on the sidewalk?

[Zeitgeist]

Thanks for pointing that out. That provision would help, but it might just increase “free care” at the local ER. The next step is no subsidized housing for non- citizens, etc. We have a lot of homeless people that need assitance. Have you ever driven downtown late at night in certain areas and seen how many are sleeping on the sidewalk?

[GH]

As a self employed person I have to go out every three years or so and get a W2 job with a big company so I can get on COBRA, which is expensive, but affords far better coverage than I can get independently. What we need are large groups and choices creating REAL competition. The groups must and should be completely independent of the employer. An instance of an illness or injury should be covered for the duration of the illness or injury, provided the insured was covered at the onset regardless of if the insured is able to continue coverage. Far too many get injured, lose their jobs and then their insurance etc. The other problem we run into a lot is gouging, where a simple aspirin is charged at a rate of $5 each or prescription drugs cost $500+ a month where the same company sells to clients in Canada for a fraction of the cost. The other big issue, Cash clients are often charged many times more than insured clients, where Insurance should be reserved for ONLY catastrophic illness and regular care should be provided to ALL clients at the same rate. This would also go a long way to allowing smaller providers on the field.

Fines for not participating and reductions in existing coverage, higher taxes etc are not necessary IMO.

[GH]

As a self employed person I have to go out every three years or so and get a W2 job with a big company so I can get on COBRA, which is expensive, but affords far better coverage than I can get independently. What we need are large groups and choices creating REAL competition. The groups must and should be completely independent of the employer. An instance of an illness or injury should be covered for the duration of the illness or injury, provided the insured was covered at the onset regardless of if the insured is able to continue coverage. Far too many get injured, lose their jobs and then their insurance etc. The other problem we run into a lot is gouging, where a simple aspirin is charged at a rate of $5 each or prescription drugs cost $500+ a month where the same company sells to clients in Canada for a fraction of the cost. The other big issue, Cash clients are often charged many times more than insured clients, where Insurance should be reserved for ONLY catastrophic illness and regular care should be provided to ALL clients at the same rate. This would also go a long way to allowing smaller providers on the field.

Fines for not participating and reductions in existing coverage, higher taxes etc are not necessary IMO.

[GH]

As a self employed person I have to go out every three years or so and get a W2 job with a big company so I can get on COBRA, which is expensive, but affords far better coverage than I can get independently. What we need are large groups and choices creating REAL competition. The groups must and should be completely independent of the employer. An instance of an illness or injury should be covered for the duration of the illness or injury, provided the insured was covered at the onset regardless of if the insured is able to continue coverage. Far too many get injured, lose their jobs and then their insurance etc. The other problem we run into a lot is gouging, where a simple aspirin is charged at a rate of $5 each or prescription drugs cost $500+ a month where the same company sells to clients in Canada for a fraction of the cost. The other big issue, Cash clients are often charged many times more than insured clients, where Insurance should be reserved for ONLY catastrophic illness and regular care should be provided to ALL clients at the same rate. This would also go a long way to allowing smaller providers on the field.

Fines for not participating and reductions in existing coverage, higher taxes etc are not necessary IMO.

[GH]

As a self employed person I have to go out every three years or so and get a W2 job with a big company so I can get on COBRA, which is expensive, but affords far better coverage than I can get independently. What we need are large groups and choices creating REAL competition. The groups must and should be completely independent of the employer. An instance of an illness or injury should be covered for the duration of the illness or injury, provided the insured was covered at the onset regardless of if the insured is able to continue coverage. Far too many get injured, lose their jobs and then their insurance etc. The other problem we run into a lot is gouging, where a simple aspirin is charged at a rate of $5 each or prescription drugs cost $500+ a month where the same company sells to clients in Canada for a fraction of the cost. The other big issue, Cash clients are often charged many times more than insured clients, where Insurance should be reserved for ONLY catastrophic illness and regular care should be provided to ALL clients at the same rate. This would also go a long way to allowing smaller providers on the field.

Fines for not participating and reductions in existing coverage, higher taxes etc are not necessary IMO.

[Author]

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