Nov sales sluggish…

[DWCAP]

I guess I am just a weirdo, but I really dont understand lay-away. Just save your $, and when you have enough, buy what you need. I guess if we had high inflation and it locked in your prices it would be a good idea, or if we had really scarce resource/item and it kept it available to you; I could kinda understand that. But why let the store hold onto your money, and merchandise, for you? It isnt like we have inflation or scareity right now.

[UCGal]

[quote=DWCAP]I guess I am just a weirdo, but I really dont understand lay-away. Just save your $, and when you have enough, buy what you need. I guess if we had high inflation and it locked in your prices it would be a good idea, or if we had really scarce resource/item and it kept it available to you; I could kinda understand that. But why let the store hold onto your money, and merchandise, for you? It isnt like we have inflation or scareity right now.[/quote]

I don’t disagree DWCAP. But when I was 16 and it was the 70’s and designer jeans were all the rage – if you found a pair of jeans that you liked, in your size, etc… you put it on layaway – because they might not be there when you saved up the money. It was kind of a way of calling “dibs” on a clothing item.

Even then I wasn’t a huge fan of shopping – but at 16 I tolerated it more than now.

[UCGal]

[quote=DWCAP]I guess I am just a weirdo, but I really dont understand lay-away. Just save your $, and when you have enough, buy what you need. I guess if we had high inflation and it locked in your prices it would be a good idea, or if we had really scarce resource/item and it kept it available to you; I could kinda understand that. But why let the store hold onto your money, and merchandise, for you? It isnt like we have inflation or scareity right now.[/quote]

I don’t disagree DWCAP. But when I was 16 and it was the 70’s and designer jeans were all the rage – if you found a pair of jeans that you liked, in your size, etc… you put it on layaway – because they might not be there when you saved up the money. It was kind of a way of calling “dibs” on a clothing item.

Even then I wasn’t a huge fan of shopping – but at 16 I tolerated it more than now.

[UCGal]

[quote=DWCAP]I guess I am just a weirdo, but I really dont understand lay-away. Just save your $, and when you have enough, buy what you need. I guess if we had high inflation and it locked in your prices it would be a good idea, or if we had really scarce resource/item and it kept it available to you; I could kinda understand that. But why let the store hold onto your money, and merchandise, for you? It isnt like we have inflation or scareity right now.[/quote]

I don’t disagree DWCAP. But when I was 16 and it was the 70’s and designer jeans were all the rage – if you found a pair of jeans that you liked, in your size, etc… you put it on layaway – because they might not be there when you saved up the money. It was kind of a way of calling “dibs” on a clothing item.

Even then I wasn’t a huge fan of shopping – but at 16 I tolerated it more than now.

[UCGal]

[quote=DWCAP]I guess I am just a weirdo, but I really dont understand lay-away. Just save your $, and when you have enough, buy what you need. I guess if we had high inflation and it locked in your prices it would be a good idea, or if we had really scarce resource/item and it kept it available to you; I could kinda understand that. But why let the store hold onto your money, and merchandise, for you? It isnt like we have inflation or scareity right now.[/quote]

I don’t disagree DWCAP. But when I was 16 and it was the 70’s and designer jeans were all the rage – if you found a pair of jeans that you liked, in your size, etc… you put it on layaway – because they might not be there when you saved up the money. It was kind of a way of calling “dibs” on a clothing item.

Even then I wasn’t a huge fan of shopping – but at 16 I tolerated it more than now.

[UCGal]

[quote=DWCAP]I guess I am just a weirdo, but I really dont understand lay-away. Just save your $, and when you have enough, buy what you need. I guess if we had high inflation and it locked in your prices it would be a good idea, or if we had really scarce resource/item and it kept it available to you; I could kinda understand that. But why let the store hold onto your money, and merchandise, for you? It isnt like we have inflation or scareity right now.[/quote]

I don’t disagree DWCAP. But when I was 16 and it was the 70’s and designer jeans were all the rage – if you found a pair of jeans that you liked, in your size, etc… you put it on layaway – because they might not be there when you saved up the money. It was kind of a way of calling “dibs” on a clothing item.

Even then I wasn’t a huge fan of shopping – but at 16 I tolerated it more than now.

[DWCAP]

That wasnt directed at you UCgal so much as just a general comment. As you said, lay-away made sure the pants were there when there was a significant possibility that they may not be in 3 weeks. So I can understand that, especially for a teenager. But now, why put your washer and dryer, or dishes, or whatever else people are buying, on layaway? It isnt like washer model XXX #1 is gonna wash any better or worse than washer model XXX #2.

[DWCAP]

That wasnt directed at you UCgal so much as just a general comment. As you said, lay-away made sure the pants were there when there was a significant possibility that they may not be in 3 weeks. So I can understand that, especially for a teenager. But now, why put your washer and dryer, or dishes, or whatever else people are buying, on layaway? It isnt like washer model XXX #1 is gonna wash any better or worse than washer model XXX #2.

[DWCAP]

That wasnt directed at you UCgal so much as just a general comment. As you said, lay-away made sure the pants were there when there was a significant possibility that they may not be in 3 weeks. So I can understand that, especially for a teenager. But now, why put your washer and dryer, or dishes, or whatever else people are buying, on layaway? It isnt like washer model XXX #1 is gonna wash any better or worse than washer model XXX #2.

[DWCAP]

That wasnt directed at you UCgal so much as just a general comment. As you said, lay-away made sure the pants were there when there was a significant possibility that they may not be in 3 weeks. So I can understand that, especially for a teenager. But now, why put your washer and dryer, or dishes, or whatever else people are buying, on layaway? It isnt like washer model XXX #1 is gonna wash any better or worse than washer model XXX #2.

[DWCAP]

That wasnt directed at you UCgal so much as just a general comment. As you said, lay-away made sure the pants were there when there was a significant possibility that they may not be in 3 weeks. So I can understand that, especially for a teenager. But now, why put your washer and dryer, or dishes, or whatever else people are buying, on layaway? It isnt like washer model XXX #1 is gonna wash any better or worse than washer model XXX #2.

[CA renter]

Agree with UCGal.

This isn’t really buying before you can pay. You’re just setting it aside — for reasons already mentioned by UCGal — until you can pay for it.

Quite frankly, I’d love to see people using lay-away instead of using credit. It’s just a way of saving toward a particular purchase. With interest rates near zero, you’re not losing anything by having the store hold onto your money. It helps the less disciplined save for a purchase.

[CA renter]

Agree with UCGal.

This isn’t really buying before you can pay. You’re just setting it aside — for reasons already mentioned by UCGal — until you can pay for it.

Quite frankly, I’d love to see people using lay-away instead of using credit. It’s just a way of saving toward a particular purchase. With interest rates near zero, you’re not losing anything by having the store hold onto your money. It helps the less disciplined save for a purchase.

[CA renter]

Agree with UCGal.

This isn’t really buying before you can pay. You’re just setting it aside — for reasons already mentioned by UCGal — until you can pay for it.

Quite frankly, I’d love to see people using lay-away instead of using credit. It’s just a way of saving toward a particular purchase. With interest rates near zero, you’re not losing anything by having the store hold onto your money. It helps the less disciplined save for a purchase.

[CA renter]

Agree with UCGal.

This isn’t really buying before you can pay. You’re just setting it aside — for reasons already mentioned by UCGal — until you can pay for it.

Quite frankly, I’d love to see people using lay-away instead of using credit. It’s just a way of saving toward a particular purchase. With interest rates near zero, you’re not losing anything by having the store hold onto your money. It helps the less disciplined save for a purchase.

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