NCTimes Article – Murrietta family loses home

[Anonymous]

[quote=scaredycat][hilarious stuff about pizza ovens][/quote]

I had to read the article again to find the pizza oven reference.

Reading the second time made me mad all over again.

Serious question: Anybody know where the La Cresta house is? Is it on the market? Could be a bargain…

[UCGal]

So, this guy was basically an insurance salesman… How did he ever feel entitled to $2M worth of home?

[quote=ucodegen]

They spent $250,000 of their savings on design and grading.

Again.. a loan is not savings!! That is also a lot of money for design and grading.. are they trying to grade the entire 5.6 acres? [/quote]

I was struck by that also. But it actually might be a realistic figure. I’m more than a little familiar with the challenges of hillside development. (We built a companion unit on a sloped hill.) I assume this “grading and design” included the following:
* Architect
* Civil Engineer
* Soils Engineer (soils report in the beginning and to certify any compaction along the way)
* Structural engineer
* OSHA certified grading contractor.

The last kicks in (OSHA) if there are footings of a certain depth or if retaining walls are a certain height. 5 or 6 feet from top of wall to bottom of footing. If you’re building on a hillside, you have big retaining walls to secure the building pad. A lot of “A” contractors are not OSHA certified – so it kicks the price of the grading up a bit. (We needed it on our project because of our retaining walls.)

Our project was MUCH smaller, and my husband did the architectural design. But we were out around $30k in engineering (structural engineer(s)/civil engineer/soils report) and permits before we even hired the contractor that hired the grading sub… And grading wasn’t cheap.

[UCGal]

So, this guy was basically an insurance salesman… How did he ever feel entitled to $2M worth of home?

[quote=ucodegen]

They spent $250,000 of their savings on design and grading.

Again.. a loan is not savings!! That is also a lot of money for design and grading.. are they trying to grade the entire 5.6 acres? [/quote]

I was struck by that also. But it actually might be a realistic figure. I’m more than a little familiar with the challenges of hillside development. (We built a companion unit on a sloped hill.) I assume this “grading and design” included the following:
* Architect
* Civil Engineer
* Soils Engineer (soils report in the beginning and to certify any compaction along the way)
* Structural engineer
* OSHA certified grading contractor.

The last kicks in (OSHA) if there are footings of a certain depth or if retaining walls are a certain height. 5 or 6 feet from top of wall to bottom of footing. If you’re building on a hillside, you have big retaining walls to secure the building pad. A lot of “A” contractors are not OSHA certified – so it kicks the price of the grading up a bit. (We needed it on our project because of our retaining walls.)

Our project was MUCH smaller, and my husband did the architectural design. But we were out around $30k in engineering (structural engineer(s)/civil engineer/soils report) and permits before we even hired the contractor that hired the grading sub… And grading wasn’t cheap.

[UCGal]

So, this guy was basically an insurance salesman… How did he ever feel entitled to $2M worth of home?

[quote=ucodegen]

They spent $250,000 of their savings on design and grading.

Again.. a loan is not savings!! That is also a lot of money for design and grading.. are they trying to grade the entire 5.6 acres? [/quote]

I was struck by that also. But it actually might be a realistic figure. I’m more than a little familiar with the challenges of hillside development. (We built a companion unit on a sloped hill.) I assume this “grading and design” included the following:
* Architect
* Civil Engineer
* Soils Engineer (soils report in the beginning and to certify any compaction along the way)
* Structural engineer
* OSHA certified grading contractor.

The last kicks in (OSHA) if there are footings of a certain depth or if retaining walls are a certain height. 5 or 6 feet from top of wall to bottom of footing. If you’re building on a hillside, you have big retaining walls to secure the building pad. A lot of “A” contractors are not OSHA certified – so it kicks the price of the grading up a bit. (We needed it on our project because of our retaining walls.)

Our project was MUCH smaller, and my husband did the architectural design. But we were out around $30k in engineering (structural engineer(s)/civil engineer/soils report) and permits before we even hired the contractor that hired the grading sub… And grading wasn’t cheap.

[UCGal]

So, this guy was basically an insurance salesman… How did he ever feel entitled to $2M worth of home?

[quote=ucodegen]

They spent $250,000 of their savings on design and grading.

Again.. a loan is not savings!! That is also a lot of money for design and grading.. are they trying to grade the entire 5.6 acres? [/quote]

I was struck by that also. But it actually might be a realistic figure. I’m more than a little familiar with the challenges of hillside development. (We built a companion unit on a sloped hill.) I assume this “grading and design” included the following:
* Architect
* Civil Engineer
* Soils Engineer (soils report in the beginning and to certify any compaction along the way)
* Structural engineer
* OSHA certified grading contractor.

The last kicks in (OSHA) if there are footings of a certain depth or if retaining walls are a certain height. 5 or 6 feet from top of wall to bottom of footing. If you’re building on a hillside, you have big retaining walls to secure the building pad. A lot of “A” contractors are not OSHA certified – so it kicks the price of the grading up a bit. (We needed it on our project because of our retaining walls.)

Our project was MUCH smaller, and my husband did the architectural design. But we were out around $30k in engineering (structural engineer(s)/civil engineer/soils report) and permits before we even hired the contractor that hired the grading sub… And grading wasn’t cheap.

[UCGal]

So, this guy was basically an insurance salesman… How did he ever feel entitled to $2M worth of home?

[quote=ucodegen]

They spent $250,000 of their savings on design and grading.

Again.. a loan is not savings!! That is also a lot of money for design and grading.. are they trying to grade the entire 5.6 acres? [/quote]

I was struck by that also. But it actually might be a realistic figure. I’m more than a little familiar with the challenges of hillside development. (We built a companion unit on a sloped hill.) I assume this “grading and design” included the following:
* Architect
* Civil Engineer
* Soils Engineer (soils report in the beginning and to certify any compaction along the way)
* Structural engineer
* OSHA certified grading contractor.

The last kicks in (OSHA) if there are footings of a certain depth or if retaining walls are a certain height. 5 or 6 feet from top of wall to bottom of footing. If you’re building on a hillside, you have big retaining walls to secure the building pad. A lot of “A” contractors are not OSHA certified – so it kicks the price of the grading up a bit. (We needed it on our project because of our retaining walls.)

Our project was MUCH smaller, and my husband did the architectural design. But we were out around $30k in engineering (structural engineer(s)/civil engineer/soils report) and permits before we even hired the contractor that hired the grading sub… And grading wasn’t cheap.

[CBad]

If their kids are anything like me they’ll learn from this experience and never come close to repeating it themselves. This story sounds a lot like what my parents did only the gas was off for MUCH longer and no one felt sorry for any of us enough to write a story whining about it. It just wasn’t en vogue then and there was no such thing as a loan modification program. There was no “thinking” about selling the cars; they were repo’ed along with many other things and things that were owned were auctioned off. We used to just hold people to the terms of their mortgage agreement and not write sob stories about when they broke their contract.

[CBad]

If their kids are anything like me they’ll learn from this experience and never come close to repeating it themselves. This story sounds a lot like what my parents did only the gas was off for MUCH longer and no one felt sorry for any of us enough to write a story whining about it. It just wasn’t en vogue then and there was no such thing as a loan modification program. There was no “thinking” about selling the cars; they were repo’ed along with many other things and things that were owned were auctioned off. We used to just hold people to the terms of their mortgage agreement and not write sob stories about when they broke their contract.

[CBad]

If their kids are anything like me they’ll learn from this experience and never come close to repeating it themselves. This story sounds a lot like what my parents did only the gas was off for MUCH longer and no one felt sorry for any of us enough to write a story whining about it. It just wasn’t en vogue then and there was no such thing as a loan modification program. There was no “thinking” about selling the cars; they were repo’ed along with many other things and things that were owned were auctioned off. We used to just hold people to the terms of their mortgage agreement and not write sob stories about when they broke their contract.

[CBad]

If their kids are anything like me they’ll learn from this experience and never come close to repeating it themselves. This story sounds a lot like what my parents did only the gas was off for MUCH longer and no one felt sorry for any of us enough to write a story whining about it. It just wasn’t en vogue then and there was no such thing as a loan modification program. There was no “thinking” about selling the cars; they were repo’ed along with many other things and things that were owned were auctioned off. We used to just hold people to the terms of their mortgage agreement and not write sob stories about when they broke their contract.

[CBad]

If their kids are anything like me they’ll learn from this experience and never come close to repeating it themselves. This story sounds a lot like what my parents did only the gas was off for MUCH longer and no one felt sorry for any of us enough to write a story whining about it. It just wasn’t en vogue then and there was no such thing as a loan modification program. There was no “thinking” about selling the cars; they were repo’ed along with many other things and things that were owned were auctioned off. We used to just hold people to the terms of their mortgage agreement and not write sob stories about when they broke their contract.

[sdrealtor]

I’ve got a client with a home in La Cresta. Just clearing a road to gain access can be quite costly. This is very hilly, rocky terrain.

[sdrealtor]

I’ve got a client with a home in La Cresta. Just clearing a road to gain access can be quite costly. This is very hilly, rocky terrain.

[sdrealtor]

I’ve got a client with a home in La Cresta. Just clearing a road to gain access can be quite costly. This is very hilly, rocky terrain.

[sdrealtor]

I’ve got a client with a home in La Cresta. Just clearing a road to gain access can be quite costly. This is very hilly, rocky terrain.

[Author]

Posts