Mortgage Rates

[HLS]

I have never seen this happen before..

Rates spiked down this morning with the best lenders, then quickly went right back up, to higher than yesterday. 10 YR bond is down.

I have heard that some lenders that use automated pricing engines have websites that crashed today.

Phone locks can take hold times of an hour on the phone..

Seems like chaos.

30 YR rates seem to still be around 4.875% now..
15 YR rates higher than 30 YR rates.

Madoff exposed a useless SEC.
Just another day, another scam exposed.

Until you are qualified and approved, rates mean nothing.

Locks are a serious commitment and lenders lose money if they cannot deliver their commitments.

It wont surprise me if some lenders go under due to lock fallout.

Many people don’t understand what a commitment means. They just think it’s a game and want the best of both worlds.

[Raybyrnes]

The most recent solicitation

I wanted to let you know that rates have dropped to 4.5% on the 30 year fixed today and are now at never before seen lows. This is historic and I am taking it upon myself to make sure that you all take advantage of this opportunity. This will be a small window of opportunity for everyone. Recent data has shown us that rates can go up just as fast as they go down. So make sure you jump on it now.

Take advantage of these historically low rates while they last. 4.5% equals a principal and interest payment of $ 506/ month for every $100,000 borrowed. Don’t miss out, call me and I will personally see to it that you are taken care of and get your FREE qualification processed quickly.

[Raybyrnes]

The most recent solicitation

I wanted to let you know that rates have dropped to 4.5% on the 30 year fixed today and are now at never before seen lows. This is historic and I am taking it upon myself to make sure that you all take advantage of this opportunity. This will be a small window of opportunity for everyone. Recent data has shown us that rates can go up just as fast as they go down. So make sure you jump on it now.

Take advantage of these historically low rates while they last. 4.5% equals a principal and interest payment of $ 506/ month for every $100,000 borrowed. Don’t miss out, call me and I will personally see to it that you are taken care of and get your FREE qualification processed quickly.

[Raybyrnes]

The most recent solicitation

I wanted to let you know that rates have dropped to 4.5% on the 30 year fixed today and are now at never before seen lows. This is historic and I am taking it upon myself to make sure that you all take advantage of this opportunity. This will be a small window of opportunity for everyone. Recent data has shown us that rates can go up just as fast as they go down. So make sure you jump on it now.

Take advantage of these historically low rates while they last. 4.5% equals a principal and interest payment of $ 506/ month for every $100,000 borrowed. Don’t miss out, call me and I will personally see to it that you are taken care of and get your FREE qualification processed quickly.

[Raybyrnes]

The most recent solicitation

I wanted to let you know that rates have dropped to 4.5% on the 30 year fixed today and are now at never before seen lows. This is historic and I am taking it upon myself to make sure that you all take advantage of this opportunity. This will be a small window of opportunity for everyone. Recent data has shown us that rates can go up just as fast as they go down. So make sure you jump on it now.

Take advantage of these historically low rates while they last. 4.5% equals a principal and interest payment of $ 506/ month for every $100,000 borrowed. Don’t miss out, call me and I will personally see to it that you are taken care of and get your FREE qualification processed quickly.

[Raybyrnes]

The most recent solicitation

I wanted to let you know that rates have dropped to 4.5% on the 30 year fixed today and are now at never before seen lows. This is historic and I am taking it upon myself to make sure that you all take advantage of this opportunity. This will be a small window of opportunity for everyone. Recent data has shown us that rates can go up just as fast as they go down. So make sure you jump on it now.

Take advantage of these historically low rates while they last. 4.5% equals a principal and interest payment of $ 506/ month for every $100,000 borrowed. Don’t miss out, call me and I will personally see to it that you are taken care of and get your FREE qualification processed quickly.

[poway_seller]

I’ve been lurking once a month, but must comment on above to say it’s totally true. I caught the window of opportunity yesterday and locked in a refinance of 4.625% (jumbo-conforming) for a 30 year fixed. It could have been 4.5% if I stayed under $417k.

Important to note that is with NO points and NO origination fees.

Back to 5% as of today.

[poway_seller]

I’ve been lurking once a month, but must comment on above to say it’s totally true. I caught the window of opportunity yesterday and locked in a refinance of 4.625% (jumbo-conforming) for a 30 year fixed. It could have been 4.5% if I stayed under $417k.

Important to note that is with NO points and NO origination fees.

Back to 5% as of today.

[poway_seller]

I’ve been lurking once a month, but must comment on above to say it’s totally true. I caught the window of opportunity yesterday and locked in a refinance of 4.625% (jumbo-conforming) for a 30 year fixed. It could have been 4.5% if I stayed under $417k.

Important to note that is with NO points and NO origination fees.

Back to 5% as of today.

[poway_seller]

I’ve been lurking once a month, but must comment on above to say it’s totally true. I caught the window of opportunity yesterday and locked in a refinance of 4.625% (jumbo-conforming) for a 30 year fixed. It could have been 4.5% if I stayed under $417k.

Important to note that is with NO points and NO origination fees.

Back to 5% as of today.

[poway_seller]

I’ve been lurking once a month, but must comment on above to say it’s totally true. I caught the window of opportunity yesterday and locked in a refinance of 4.625% (jumbo-conforming) for a 30 year fixed. It could have been 4.5% if I stayed under $417k.

Important to note that is with NO points and NO origination fees.

Back to 5% as of today.

[cadream]

poway_seller:

Could you pass the broker/lender name to me? I am considering a no fee and no point refinance loan at this point too. thanks very much in advance.

[cadream]

poway_seller:

Could you pass the broker/lender name to me? I am considering a no fee and no point refinance loan at this point too. thanks very much in advance.

[cadream]

poway_seller:

Could you pass the broker/lender name to me? I am considering a no fee and no point refinance loan at this point too. thanks very much in advance.

[cadream]

poway_seller:

Could you pass the broker/lender name to me? I am considering a no fee and no point refinance loan at this point too. thanks very much in advance.

[Author]

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