Local lenders SF Bay Area

[SmellsFeeshy]

Hi Piggs:

Know that Bay Area is not the focus here but have been doing some mortgage shopping in the mid-Peninsula area and could use some recommendations for a local lender with good rates and fast closing.

Also, Is there any website that lists only local lenders? If I am going to go with a lender that isn’t a big bank I would prefer to go with some place local. Most websites for shopping mortgages don’t seem to have this option.

[Anonymous]

I left San Diego for the Bay area in 2009 but still manage to lurk here once in a while :^). I don’t have a list of local lenders, though I have one old work acquaintance who is now a mortgage lender. And I know a realtor or two who may have opinions or lists. We have a couple of properties, and did a bunch of shopping around at the times we bought them. Both for purchases and refis, we’ve been using Stanford Federal Credit Union – they always seemed competitive with rates, pretty competent, quite responsive, and generally good to work with. We live mid-peninsula – if you have any specific questions, please let me know.

Good luck!
Scott

[SmellsFeeshy]

Hi Scott:

Nice to meet a fellow Bay Area pigg! Thanks for the tip. Had not heard about Stanford Credit Federal Union but just did a quote and looks like their rates and closing costs would be slightly cheaper than a big bank like Wells Fargo.

Did you work with any loan officer in particular there that you would recommend?

[Anonymous]

And I know a realtor or two who may have opinions or lists. We have a couple of properties, and did a bunch of shopping around at the times we bought them. Both for purchases and refis,
we’ve been using Stanford Federal Credit Union – they always seemed competitive with rates, pretty competent, quite responsive, and generally good to work with.

___________
NOOR

[Anonymous]

Oops, sorry I never saw your question about a loan officer – at SFCU we’ve used Alex D. – it’s a small team, so I’m sure you’ll find him. If he was out, other folks pitched it and they were always very responsive.

Happy hunting, unless you already found something :^)

[Author]

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