House crams healthcare bill down the countries throat.

[briansd1]

[quote=ucodegen]
The present bills do not address any of the costs of health care.. it only conceals it under a layer of insurance. This is guaranteed to do only one thing, make the true costs higher.[/quote]

That is true.

But we need to deal with things one step at a time.

The first order of priority is to provide universal health care.

It’s like “winning” in Iraq. You can’t have everything all at once. One success follows the other, and so on.

[an]

[quote=ucodegen]
What might really help all of the health care costs, is to deal with $3000+/bed/day, $6000+/room/day costs ($90,000 – $180,000 per month). If hospital stays did not have this cost, health care would really not be that expensive. Nursing homes (nice ones) manage to provide own room in the cost range of $3500 to $5000/month.
[/quote]
There’s a reason why Nursing homes can charge less. Do you know the patients to nurse ratio in a nursing home vs a hospital? I can tell you it’s drastically different and that would be one of the major contributor to the price differences. You would be will to sacrifice the patient care to the level of a nursing home by increasing the patients to nurse ratio? Keep in mind that the type of patients in a hospital require much more care than those in a nursing home too.

[an]

[quote=ucodegen]
What might really help all of the health care costs, is to deal with $3000+/bed/day, $6000+/room/day costs ($90,000 – $180,000 per month). If hospital stays did not have this cost, health care would really not be that expensive. Nursing homes (nice ones) manage to provide own room in the cost range of $3500 to $5000/month.
[/quote]
There’s a reason why Nursing homes can charge less. Do you know the patients to nurse ratio in a nursing home vs a hospital? I can tell you it’s drastically different and that would be one of the major contributor to the price differences. You would be will to sacrifice the patient care to the level of a nursing home by increasing the patients to nurse ratio? Keep in mind that the type of patients in a hospital require much more care than those in a nursing home too.

[an]

[quote=ucodegen]
What might really help all of the health care costs, is to deal with $3000+/bed/day, $6000+/room/day costs ($90,000 – $180,000 per month). If hospital stays did not have this cost, health care would really not be that expensive. Nursing homes (nice ones) manage to provide own room in the cost range of $3500 to $5000/month.
[/quote]
There’s a reason why Nursing homes can charge less. Do you know the patients to nurse ratio in a nursing home vs a hospital? I can tell you it’s drastically different and that would be one of the major contributor to the price differences. You would be will to sacrifice the patient care to the level of a nursing home by increasing the patients to nurse ratio? Keep in mind that the type of patients in a hospital require much more care than those in a nursing home too.

[an]

[quote=ucodegen]
What might really help all of the health care costs, is to deal with $3000+/bed/day, $6000+/room/day costs ($90,000 – $180,000 per month). If hospital stays did not have this cost, health care would really not be that expensive. Nursing homes (nice ones) manage to provide own room in the cost range of $3500 to $5000/month.
[/quote]
There’s a reason why Nursing homes can charge less. Do you know the patients to nurse ratio in a nursing home vs a hospital? I can tell you it’s drastically different and that would be one of the major contributor to the price differences. You would be will to sacrifice the patient care to the level of a nursing home by increasing the patients to nurse ratio? Keep in mind that the type of patients in a hospital require much more care than those in a nursing home too.

[an]

[quote=ucodegen]
What might really help all of the health care costs, is to deal with $3000+/bed/day, $6000+/room/day costs ($90,000 – $180,000 per month). If hospital stays did not have this cost, health care would really not be that expensive. Nursing homes (nice ones) manage to provide own room in the cost range of $3500 to $5000/month.
[/quote]
There’s a reason why Nursing homes can charge less. Do you know the patients to nurse ratio in a nursing home vs a hospital? I can tell you it’s drastically different and that would be one of the major contributor to the price differences. You would be will to sacrifice the patient care to the level of a nursing home by increasing the patients to nurse ratio? Keep in mind that the type of patients in a hospital require much more care than those in a nursing home too.

[briansd1]

[quote=ucodegen]
How much after insurance.. and how much was being paid on your monthly insurance?? I stopped paying dental insurance because I found it cheaper to save and pay direct… and I had a lot of work done fixing what a previous dentist had done. I would have easily hit the insurance cap each year for several years as well as potentially the lifetime cap.[/quote]

My employer is self-insured for dental and reimburses me 100%. But that’s very unusual.

You are correct. Many dental plans are lousy capitated plans where the dentist doesn’t want to see you. The dentist gets a monthly fee regardless so it costs him money to see you. He would rather not see you.

It’s oftentimes cheaper to pay for dental out of pocket.

But a lot of folks don’t get dental care. They would rather go out to dinner, watch pay-per-view or whatever. Bad budgetary prioritization.

When I meet a new person, I look at the teeth and belly. Those are good indications of how they have taken care of their health.

[briansd1]

[quote=ucodegen]
How much after insurance.. and how much was being paid on your monthly insurance?? I stopped paying dental insurance because I found it cheaper to save and pay direct… and I had a lot of work done fixing what a previous dentist had done. I would have easily hit the insurance cap each year for several years as well as potentially the lifetime cap.[/quote]

My employer is self-insured for dental and reimburses me 100%. But that’s very unusual.

You are correct. Many dental plans are lousy capitated plans where the dentist doesn’t want to see you. The dentist gets a monthly fee regardless so it costs him money to see you. He would rather not see you.

It’s oftentimes cheaper to pay for dental out of pocket.

But a lot of folks don’t get dental care. They would rather go out to dinner, watch pay-per-view or whatever. Bad budgetary prioritization.

When I meet a new person, I look at the teeth and belly. Those are good indications of how they have taken care of their health.

[briansd1]

[quote=ucodegen]
How much after insurance.. and how much was being paid on your monthly insurance?? I stopped paying dental insurance because I found it cheaper to save and pay direct… and I had a lot of work done fixing what a previous dentist had done. I would have easily hit the insurance cap each year for several years as well as potentially the lifetime cap.[/quote]

My employer is self-insured for dental and reimburses me 100%. But that’s very unusual.

You are correct. Many dental plans are lousy capitated plans where the dentist doesn’t want to see you. The dentist gets a monthly fee regardless so it costs him money to see you. He would rather not see you.

It’s oftentimes cheaper to pay for dental out of pocket.

But a lot of folks don’t get dental care. They would rather go out to dinner, watch pay-per-view or whatever. Bad budgetary prioritization.

When I meet a new person, I look at the teeth and belly. Those are good indications of how they have taken care of their health.

[briansd1]

[quote=ucodegen]
How much after insurance.. and how much was being paid on your monthly insurance?? I stopped paying dental insurance because I found it cheaper to save and pay direct… and I had a lot of work done fixing what a previous dentist had done. I would have easily hit the insurance cap each year for several years as well as potentially the lifetime cap.[/quote]

My employer is self-insured for dental and reimburses me 100%. But that’s very unusual.

You are correct. Many dental plans are lousy capitated plans where the dentist doesn’t want to see you. The dentist gets a monthly fee regardless so it costs him money to see you. He would rather not see you.

It’s oftentimes cheaper to pay for dental out of pocket.

But a lot of folks don’t get dental care. They would rather go out to dinner, watch pay-per-view or whatever. Bad budgetary prioritization.

When I meet a new person, I look at the teeth and belly. Those are good indications of how they have taken care of their health.

[briansd1]

[quote=ucodegen]
How much after insurance.. and how much was being paid on your monthly insurance?? I stopped paying dental insurance because I found it cheaper to save and pay direct… and I had a lot of work done fixing what a previous dentist had done. I would have easily hit the insurance cap each year for several years as well as potentially the lifetime cap.[/quote]

My employer is self-insured for dental and reimburses me 100%. But that’s very unusual.

You are correct. Many dental plans are lousy capitated plans where the dentist doesn’t want to see you. The dentist gets a monthly fee regardless so it costs him money to see you. He would rather not see you.

It’s oftentimes cheaper to pay for dental out of pocket.

But a lot of folks don’t get dental care. They would rather go out to dinner, watch pay-per-view or whatever. Bad budgetary prioritization.

When I meet a new person, I look at the teeth and belly. Those are good indications of how they have taken care of their health.

[ucodegen]

There’s a reason why Nursing homes can charge less. Do you know the patients to nurse ratio in a nursing home vs a hospital? I can tell you it’s drastically different and that would be one of the major contributor to the price differences.

Actually, it is close to the same between nursing home and hospital in terms of nurse/patient ratios. Nursing homes have a higher ratio of elderly patients than hospitals. Even at 2x ratio, it is not enough of a difference. To weigh out the difference, you’ll need ($90,000 – $3,500)/($80,000/12) = 12.975 nurses per patient, full time dedicated to one patient only.. doesn’t work. I initially thought the same as you until I had to deal with both of my parent’s issues (Dad was in nursing home, Mother had to go to hospital for spinal stenosis).

Also remember that hospitals microbill you for every nit..

[ucodegen]

There’s a reason why Nursing homes can charge less. Do you know the patients to nurse ratio in a nursing home vs a hospital? I can tell you it’s drastically different and that would be one of the major contributor to the price differences.

Actually, it is close to the same between nursing home and hospital in terms of nurse/patient ratios. Nursing homes have a higher ratio of elderly patients than hospitals. Even at 2x ratio, it is not enough of a difference. To weigh out the difference, you’ll need ($90,000 – $3,500)/($80,000/12) = 12.975 nurses per patient, full time dedicated to one patient only.. doesn’t work. I initially thought the same as you until I had to deal with both of my parent’s issues (Dad was in nursing home, Mother had to go to hospital for spinal stenosis).

Also remember that hospitals microbill you for every nit..

[ucodegen]

There’s a reason why Nursing homes can charge less. Do you know the patients to nurse ratio in a nursing home vs a hospital? I can tell you it’s drastically different and that would be one of the major contributor to the price differences.

Actually, it is close to the same between nursing home and hospital in terms of nurse/patient ratios. Nursing homes have a higher ratio of elderly patients than hospitals. Even at 2x ratio, it is not enough of a difference. To weigh out the difference, you’ll need ($90,000 – $3,500)/($80,000/12) = 12.975 nurses per patient, full time dedicated to one patient only.. doesn’t work. I initially thought the same as you until I had to deal with both of my parent’s issues (Dad was in nursing home, Mother had to go to hospital for spinal stenosis).

Also remember that hospitals microbill you for every nit..

[ucodegen]

There’s a reason why Nursing homes can charge less. Do you know the patients to nurse ratio in a nursing home vs a hospital? I can tell you it’s drastically different and that would be one of the major contributor to the price differences.

Actually, it is close to the same between nursing home and hospital in terms of nurse/patient ratios. Nursing homes have a higher ratio of elderly patients than hospitals. Even at 2x ratio, it is not enough of a difference. To weigh out the difference, you’ll need ($90,000 – $3,500)/($80,000/12) = 12.975 nurses per patient, full time dedicated to one patient only.. doesn’t work. I initially thought the same as you until I had to deal with both of my parent’s issues (Dad was in nursing home, Mother had to go to hospital for spinal stenosis).

Also remember that hospitals microbill you for every nit..

[Author]

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